Free & Easy Virtual Card Providers (by Region)

🔑 Free & Easy Virtual Card Providers (by Region)

Need a temporary card for testing? Virtual cards let you verify services (like VPS trials) without exposing your main card. Use a new account, keep the test environment isolated, and follow the provider’s terms.


🌍 Global

Revolut – Free virtual cards, works in Europe/US/parts of Asia

Wise – Virtual debit card, supports multi-currency

Payoneer – Widely used for freelance payments

Skrill / Neteller – Virtual prepaid MasterCards

🌍 Africa

Eversend – Virtual USD cards in multiple African countries

Chipper Cash – Virtual Visa cards in Ghana, Nigeria, Kenya, etc.

Barter by Flutterwave – Reloadable/disposable cards for online use

Kuda Bank – Virtual cards (currently Nigeria, expanding regionally)

🇮🇳 India

HDFC Bank Netsafe – Virtual card linked to your HDFC account

ICICI Bank Virtual Card – Available via net banking

Axis Bank e-Card – Single-use virtual cards

SBI Virtual Card – Linked to SBI accounts, one-time use

Paytm Payments Bank – Virtual debit card inside the app

Zerodha (UPI + card integration) – Some brokerage apps provide linked virtual cards

🇵🇰 Pakistan

SadaPay – Free Mastercard debit with virtual card option

NayaPay – Virtual Visa card tied to your wallet

Easypaisa – Offers debit cards (physical + virtual in some regions)

JazzCash – Linked to wallet, provides card options (check availability)

🌍 Other Options

Privacy.com – Disposable cards (US only)

PayPal Key – Linked PayPal card (limited regions)

⚠️ Notes:

Virtual cards may be single-use (India) or reloadable (Africa, Pakistan).

For free trials (e.g., VPS), you usually just need $1–$2 balance.


Many virtual card providers require KYC, you can get through with fake ID and deepface (bit technical) or use your real ID, no sus.

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