if ( InsuranceEnabled && item.Insured )
            {
                // This section penalises red players an extra 1800 gold per item that is insured.
                if ( this.Kills >= 5 )
                {
                    if ( Banker.Withdraw( this, 1800 ) )
                    {
                        SendMessage("You have paid 1800 additional tax due to your murderer status");
                        if ( m_InsuranceAward is PlayerMobile )
                        {
                            Banker.Deposit( m_InsuranceAward, 1800 );
                            //SendMessage( "You have been awarded 1800 bonus tax for vanquishing a murderer." ); ---fix for message to killer
                        }
                    }
                }
                else
                {
                    item.PayedInsurance = false;
                    item.Insured = false;
                    SendMessage( "You lack the funds to pay murderer tax and your item has dropped." );
                    return false;
                }