{
	"inboundSources": ["ALT_DISTRO_INTERNET",
	"ALT_DISTRO_ALL"],
	"quoteRequests": [{
		"party": {
			"correlationId": null,
			"id": 0,
			"firstName": null,
			"middleInitial": null,
			"lastName": null,
			"prefix": null,
			"suffix": null,
			"emailAddress": null,
			"emailOptIn": null,
			"primaryPhone": {
				"type": null,
				"number": null,
				"optIn": null,
				"smsOptIn": null
			},
			"secondaryPhone": {
				"type": null,
				"number": null,
				"optIn": null,
				"smsOptIn": null
			},
			"preferredContactMethod": null,
			"contractState": "AK",
			"addresses": [{
				"id": 0,
				"typeId": 0,
				"attn": null,
				"street1": null,
				"street2": null,
				"street3": null,
				"city": null,
				"state": "AK",
				"country": "US",
				"zip": null,
				"ownershipStatus": null,
				"type": "Physical",
				"invalid": false,
				"hashCode": -1
			}],
			"dob": null,
			"age": 8,
			"ageOfMajorityReached": true,
			"gender": "Female",
			"usCitizen": true,
			"relationshipToCaller": null,
			"weight": null,
			"heightFeet": null,
			"heightInch": null,
			"tobaccoUser": "No",
			"employmentStatus": null,
			"annualIncome": 0.0,
			"longTermCondResponse": null,
			"alcoholDrugResponse": null,
			"felonyResponse": null,
			"driverLicenseHolder": null,
			"noDriverLicenseReason": null,
			"driverLicenseNumber": null,
			"replacementFlag": null,
			"includeOldGLRates": "No",
			"isEligibleForGL": null,
			"createTime": null,
			"needsAnalysis": {
				"mortgageAmount": 0,
				"debt": {
					"creditCardAmount": 0,
					"medicalBillsAmount": 0,
					"studentLoansAmount": 0,
					"autoLoansAmount": 0,
					"customField1": {
						"fieldName": null,
						"fieldValueAmount": 0
					},
					"customField2": {
						"fieldName": null,
						"fieldValueAmount": 0
					},
					"customField3": {
						"fieldName": null,
						"fieldValueAmount": 0
					}
				},
				"finalExpensesAmount": null,
				"incomeReplacementYears": 0,
				"incomeAmount": 0,
				"numberOfChildren": 0,
				"educationAmount": 0,
				"termProductAmount": 0,
				"wholeLifeProductAmount": 0,
				"charityAmount": 0,
				"wholeLifeGapAmount": 0,
				"termGapAmount": 0,
				"totalNeed": 0,
				"totalGap": 0,
				"collegeFunding": {
					"record": []
				}
			},
			"quotes": [],
			"notes": [],
			"products": [],
			"payToAge": null,
			"marketingQuoteType": null,
			"quoteLookupType": null,
			"enteredBudgetAmount": null,
			"uiOrder": null,
			"buildChartRating": -1,
			"disabilityWaiverOfPremiumRider": null
		},
		"premiumAmount": 0.0,
		"coverageTerm": 0,
		"productPasKey": "Grow Up_4.1",
		"premiumClass": null,
		"premiumPaytype": "Traditional",
		"paymentMode": "Annually",
		"paymentMethod": "CHG",
		"riders": [],
		"includeOptionalRiders": false,
		"useRelativeDefaultCoverageForRiders": true,
		"payToAge": 24
	}],
	"totalPremiumAmount": 6414.0,
	"advancePayQuote": true,
	"multiInsuredQuote": true
}


[ERROR   ] SRVE0777E: Exception thrown by application class 'com.glicus.appissue.quote.reverse.AdvancePayAlgo.discardNonApplicableResults:70'
java.lang.NullPointerException
	at com.glicus.appissue.quote.reverse.AdvancePayAlgo.discardNonApplicableResults(AdvancePayAlgo.java:70)
	at com.glicus.appissue.quote.reverse.AdvancePayAlgo.calculateAdvancedPay(AdvancePayAlgo.java:44)
	at com.glicus.appissue.quote.reverse.CalculatorAlgo.populatePremiumLimits(CalculatorAlgo.java:211)
	at com.glicus.appissue.quote.reverse.CalculatorAlgo.initializeLimits(CalculatorAlgo.java:171)
	at com.glicus.appissue.quote.reverse.CalculatorAlgo.calculateOptimalQuote(CalculatorAlgo.java:110)
	at com.glicus.appissue.quote.ReverseQuoteEngine.getQuoteForProduct(ReverseQuoteEngine.java:110)