Multyply bank accaunts JAVA homework

package Bank;

public abstract class Accaunt {
    private static int id = 0;
    private int accauntID, balance, fee, loan;
    protected int OD =0;
    private boolean gift = false;
    private String name;

    public Accaunt(int balance, String name, int fee) {
        id += 1;
        this.accauntID = id;
        this.balance = balance;
        this.name = name;
        this.fee = fee;
    }

    public int getId() {
        return id;
    }

    public int getBalance() {
        return balance;
    }

    public String getName() {
        return name;
    }

    public int getOD() {
        return OD;
    }

    public void setOD(int OD) {
        if(this instanceof  LargeBuisness) {   // large buisness have x3 OD
            this.OD = OD*3;
        }else{
            this.OD = OD;
        }
    }

    public void deposite(int amount) {
        balance += amount - (amount / 100 * fee);
    }

    public boolean withdrow(int amount) {
        int amountWithFee = amount - (amount / 100 * fee);
        if (amount <= this.OD +this.balance) {
            balance -= amountWithFee;
            return true;
        } else {
            return false;
        }
    }

    public boolean takeLoan(int amount) {  // to take loan
        if (this instanceof Regular || this instanceof Student || this instanceof Buisness) {
            if (this instanceof LargeBuisness){
                this.loan = loan *3;  // large buisness have x3 loan
                return true;
            }
            loan = amount;
            return true;
        }
        else{
            return false;
        }
    }

    public int getLoan() {
        return loan;
    }

    public void takeGift() {
        if (this instanceof Student) {
            this.gift = true;
        } else {
            this.gift = false;
        }
    }

    public  boolean getGift(){
        return this.gift;
    }

    public String toString() {
        return "Accaunt " +
                "id=" + accauntID +
                ", balance=" + balance +
                ", name='" + name + '\'';
    }
}


=======================================================
package Bank;

public abstract class Youngth extends Accaunt {
    public static final int FEE = 0;

    public Youngth(int balance, String name) {
        super(balance, name, FEE);
    }
}

@Override
public String toString() {
    return  super.toString() + ", have a gift: " + super.getGift();
    }

=======================================================
package Bank;

public abstract class Buisness extends Accaunt {
    public static final int FEE = 1;
    public Buisness(int balance, String name) {
        super(balance, name, FEE);
    }
    @Override
    public String toString() {
        return  super.toString() + ", loan: " + super.getLoan(); //toString overriding cause we have a loan
    }
}


=======================================================
package Bank;

public class Regular extends Accaunt {
    public static final int FEE = 3;

    public Regular(int balance, String name) {
        super(balance, name, FEE);
        super.setOD(1500); //OD for example
    }

    @Override
    public String toString() {
        return  super.toString() + ", loan: " + super.getLoan(); //toString overriding cause we have a loan
    }
}

======================================================
package Bank;

public class Soldier extends Youngth{

    public Soldier(int balance, String name) {
        super(balance, name);
        super.setOD(1000); //OD for example
    }
}

======================================================
package Bank;

public class Teenager extends Youngth {
    public Teenager(int balance, String name) {
        super(balance, name);
    }
}

=======================================================
package Bank;

public class Student extends Youngth {
    public Student(int balance, String name) {
        super(balance, name);
        super.setOD(500);
    }
    @Override
    public String toString() {
        return  super.toString() + ", loan: " + super.getLoan(); //toString overriding cause we have a loan
    }
}

=====================================================
package Bank;

public class RegBuisness extends Buisness{
    public RegBuisness(int balance, String name) {
        super(balance, name);
    }
}


=====================================================

package Bank;

public class LargeBuisness extends Buisness {
    public LargeBuisness(int balance, String name) {
        super(balance, name);
    }
}


================== main ==================================
import java.util.Scanner;
import Bank.*;
public class objectsClassesFirstLesson {
    public static void main(String[] args) {
        Scanner sc = new Scanner(System.in);

        //makes 6 other types of accaunts
        Accaunt new1 = new Regular(100, "Jhon");
        Accaunt new2 = new Soldier(200, "Bob");
        Accaunt new3 = new Teenager(300, "Kate");
        Accaunt new4 = new Student(400, "Ann");
        Accaunt new5 = new RegBuisness(500, "Jim");
        Accaunt new6 = new LargeBuisness(600, "Gale");

        new1.takeLoan(1000); // taking a loan
        new2.deposite(699); // adding some money to accaunt
        new3.withdrow(100); // taking some money from accaunt

        new4.takeGift(); // takong a gift for student

        new6.setOD(1000); // seting OD (large buisness X3)
        new6.withdrow(3000); // see we can withdraw fro x3 OD

        System.out.println(new1+"\n"+new2+"\n"+new3+"\n"+new4+"\n"+new5+"\n"+new6+"\n");
    }
}