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- Kviku Philippines – How to get loan with 0% interest rates
- Kviku (https://fastloans.ph/kviku/) is one of the websites that support online loans (https://fastloans.ph/online-loan/) with ID card with a rapidly growing number of new customers. With Kviku, customers can be completely assured of their short-term financial needs from 1,000 to 25.000 PHP without spending much time, simple documents and fast disbursement (https://fastloans.ph/disbursement/) support.
- What is Kviku?
- Kviku is an online loan support website developed by Kviku Lending Co. INC. for automatic review and disbursement.
- Address: 18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Salcedo Village Makati City, Philippines
- SEC Registration No. CS201918702.
- Certificate of Authority No. 3169
- NPC Registration No. PIC-000-786-2020
- Kviku supports fast loan package with only ID card ranging from 1,000 to 25.000 PHP to meet the financial needs of many customers with different purposes such as:
- Accommodation fee
- Tuition fee
- Cash on bank installment contract liquidation
- Other personal expenses …
- With Kviku, new customers who register for the first loan are entitled to the 0% interest rate policy for 14 days and preferential interest rate for old customers.
- The principle of reviewing loan application at Kviku is based on a customer’s credit score when looking up CIC history, then deciding how much a loan limit.
- Advantages of online loan package in Kviku
- Unlike other forms of unsecured bank loans, online loans at Kviku do not need to prepare cumbersome documents such as salary statements or household registration.
- With Kviku, customers only need to prepare ID card and bank account or ATM card to be eligible to apply for a loan.
- If you are worried about the disbursement time, you can rest assured, Kviku commits to process, review and disburse the loan within 1-2 hours.
- When borrowing Kviku, customers can register for a loan with a limit of 1,000 to 25,000 PHP and can be paid within 180 days.
- This is an advantage that not all units can meet. To support new customers, Kviku applies a policy of 0% interest rate and a maximum loan limit of 5.000 PHP for the first loan.
- Finally, when borrowing money online at Kviku, customers can be completely assured that all personal information and loan documents will be completely secured by Kviku.
- Disadvantages of online loan package in Kviku
- Besides the advantages mentioned above, Kviku still has disadvantages such as: The loan limit cannot meet the group of customers with high loan demand of 30.000 PHP or more.
- At the first loan, Kviku could not approve a full limit loan to check the credit of the customer.
- Besides, Kviku also restricts disbursement for customers with bad debts.
- Kviku loan requirements
- To borrow Kviku, customers only need to meet the following basic conditions:
- Kviku supports Filipino citizen aged 20 – 55
- Government valid ID, but better if you can present supporting documents like payslip, COE, ITR, company ID, DTI (if self-employed or with business).
- Your mobile phone number is not blocked.
- You have registered on the website.
- Repeat borrowers can be automatically approved. Kviku loan limit and term You can borrow from PHP 1,000 to PHP 25,000.
- For first time borrowers, you may be approved for a maximum of 60 days.
- For repeat borrowers, you may be approved for a maximum of 180 days.
- Kviku interest rate
- That being said, for the first 2 weeks the applicable interest rate is 0%, which means that if you close your application within 14 days of disbursement, only the principal will be closed.
- After this time, the interest rate is calculated as the average interest rate applied by online loan support units with a daily interest rate of 0.16%.In each specific case, including loan limit, installment loan period, the interest rate may change. Customers should contact the Customer Care department to update the exact interest rate.
- How to apply Kviku loan?
- Easy apply Kviku loan with the simple steps
- Step 1: Fill in the application form online
- All you need to do is fill out our simple application form on the website, take a picture of yourself and your document
- screencapture-kviku-ph-cash-create-2020-10-24-15_49_52-1042x800
- Step 2: Wait for approval
- In a few minutes, you will receive an SMS with a decision on your application
- Step 3: Receive your money instantly
- Your money will be transferred to your bank account within 60 minutes
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