Example of accessible HTML form markup - text in labels

<form action="http://blackwidows.co.uk/clients/wp/wp-comments-post.php" method="post" id="commentform">
    <p class="comment-notes">
        <label for="author">Required fields are marked <span class="required">*</span>
            <br>Your details will be stored in a non-tracking cookie but your email address
            will <em>never</em> be published or shared.</label>
    </p>
    <p class="comment-form-author">
        <label class="text" for="author">Name<span class="required">*</span>
        </label>
        <input id="author" name="author" type="text" value="" size="30">
    </p>
    <p class="comment-form-email">
        <label class="text" for="email">Email<span class="required">*</span>
        </label>
        <input id="email" name="email" type="text" value="" size="30">
    </p>
    <p class="comment-form-url">
        <label class="text" for="url">Website</label>
        <input id="url" name="url" type="text" value="" size="30">
    </p>
    <p class="comment-form-comment">
        <label for="comment">Comment</label>
        <textarea id="comment" name="comment" cols="45" rows="8"></textarea>
    </p>
    <p class="form-allowed-tags">
        <label for="comment">You may use these <abbr title="eXtensible HyperText Markup Language">XHTML</abbr> tags
            and attributes: <code>&lt;a href="" title=""&gt; &lt;abbr title=""&gt; &lt;acronym title=""&gt; &lt;b&gt; &lt;blockquote cite=""&gt; &lt;cite&gt; &lt;code&gt; &lt;del datetime=""&gt; &lt;em&gt; &lt;i&gt; &lt;q cite=""&gt; &lt;strike&gt; &lt;strong&gt; </code>
        </label>
    </p>
    <p class="form-submit">
        <input name="submit" type="submit" id="submit" value="Submit Reply">
        <input type="hidden" name="comment_post_ID" value="149" id="comment_post_ID">
        <input type="hidden" name="comment_parent" id="comment_parent" value="0">
    </p>
    <p style="display: none;">
        <input type="hidden" id="akismet_comment_nonce" name="akismet_comment_nonce"
        value="7914e8ff0f">
    </p>
</form>