References for askubuntu.com question:
https://askubuntu.com/q/914694/688066


References:
http://stackoverflow.com/a/34737273
https://unix.stackexchange.com/a/355992
http://www.unix.com/ubuntu/71798-500-oops-vsftpd-cannot-locate-user-specified-ftp_username-ftp.html
https://www.howtoforge.com/tutorial/setting-up-vsftpd-tls-on-debian-8-jessie/
https://www.benscobie.com/fixing-500-oops-vsftpd-refusing-to-run-with-writable-root-inside-chroot/#comment-2051
https://gofedora.com/how-to-configure-secure-ftp-server-vsftpd/
https://askubuntu.com/a/312171
https://askubuntu.com/q/342791
https://askubuntu.com/a/91054
https://askubuntu.com/q/86959

VSFTP 500 OOPS: cannot change directory:
https://askubuntu.com/q/174235/299981
http://www.unix.com/ubuntu/71798-500-oops-vsftpd-cannot-locate-user-specified-ftp_username-ftp.html
https://unix.stackexchange.com/q/314133
https://unix.stackexchange.com/q/79743
https://askubuntu.com/a/337526/299981

mounting ntfs on linux
https://askubuntu.com/questions/86959/any-way-of-maintaining-permissions-when-using-ntfs-mounted-drive-in-ubuntu/86968#86968
http://www.tecmint.com/how-do-i-access-or-mount-windows-ntfs-partition-in-linux/
http://www.itworld.com/article/2984869/linux/how-to-mount-ntfs-partitions-using-linux-commands.html
https://askubuntu.com/a/665168
https://askubuntu.com/q/18139
https://serverfault.com/questions/333046/ntfs-3g-poor-write-speed


option to mount
https://askubuntu.com/a/46589
https://askubuntu.com/a/343558

mount w ntfs-3g but handle ownership separately
https://askubuntu.com/a/113764

nls switch(option) for ntfs-3g (nls sets utf-8) (and i suspect is same as 'locale=en_US.utf8')
https://askubuntu.com/a/46589
http://docs.oracle.com/cd/E19253-01/819-0918/localization-13/

usage of mount -o  It means the mount command doesn't read fstab (trying mount before adding it to fstab)
https://askubuntu.com/q/448231

If you want user to beable to access all directories just add (but still cant see veracrypt)
local_root=/
allow_writeable_chroot=YES
https://askubuntu.com/a/638157/688066