package loaner;

import java.util.Scanner;

public class LOANER {


    public static void main(String[] args){



                String name;
        Double amount_loan, interest, y_loan, r, t, annual_ammor, monthly_ammor;

        Scanner x = new Scanner (System.in);

        System.out.println("Borrower Name: ");
        name = x.nextLine();
        System.out.println("Amount of Loan: ");
        amount_loan = x.nextDouble();
        System.out.println("Year/Term of loan: ");
        y_loan = x.nextDouble();

        if (y_loan >= 16){
            r = 0.15;
        }
        else if (y_loan >= 3 && y_loan <= 4){
            r = 0.05;
        }
        else if (y_loan >= 5 && y_loan <= 7){
            r = 0.06;
        }
        else if (y_loan >= 8 && y_loan <= 9){
            r = 0.07;
        }
        else if (y_loan >= 10 && y_loan <= 11){
            r = 0.08;
        }
        else if (y_loan >= 12 && y_loan <= 15){
            r = 0.10;
        }
        else {
            r = 0.12;
        }
    interest = amount_loan * (r * y_loan);
    System.out.println("Interest Rate: " + interest);

    t = amount_loan + interest;
    System.out.println("Total Loan: " + t);

    annual_ammor = t/y_loan;
    System.out.println("Annual Amortization: " + annual_ammor);

    monthly_ammor = annual_ammor/12;
    System.out.println("Mothly Amortization: " + monthly_ammor);

    System.exit(0);

        }

    }