https://drive.google.com/drive/folders/0B43cPtXgqkMOfllxNDNIMG1OTGlyUkljRkxhTDNxMnh5N1NZOXUwSFdkQ3p4YzZSM3JSWG8

https://docs.google.com/spreadsheets/d/1n3bgQA4x7QcDwUrXw5Z8b8B1SimvjMNdQZztxcWniy8/edit?usp=sharing

http://drive.google.com/drive/folders/0B43cPtXgqkMOfllxNDNIMG1OTGlyUkljRkxhTDNxMnh5N1NZOXUwSFdkQ3p4YzZSM3JSWG8?usp=sharing_eil&ts=5c15058b

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Judging Criteria:
• Problem Definition: Does the team have a clear and deep understanding of the problem? Is there a clear pain-point their idea is addressing? Is the societal or market need clearly articulated? Do they understand the ecosystem that surrounds the problem?
• User and Customer Definition: Did the team talk to users and customers to validate assumptions? Is their user and customer well-defined? Does the team understand their user's need?
• Product Definition: Has the team clearly defined a product or solution? Is the value proposition clear? Does the product address a clear pain point and the needs of their defined user and customer?
• Innovation: Is their solution distinctive or fundamentally different from existing approaches? Could their solution viably be implemented and sustained in the real world? Would their solution inspire people to support it -and you?
• Sustainability: Has the team developed a plan for the sustainability of their innovation?(For this competition, sustainability means the ability to continually generate revenue to sustain the operations of the team's innovation/venture.)
• Presentation and Other Strengths: Was the presentation professional and well-practiced? Is there anything else that the team has done exceptionally well? (This will be evaluated using the video)






Question: Most people from the current population are never hesitant to bear expenses more than they earn due to the high risk taking appetite and sense of power. As a consequence of this, they try to achieve this through applying a loan from bank or financial companies. At a glance it may seem profitable to banks/finance institutes since loan demand is increasing. But they have to consider this thoroughly most may not have a reliable portfolio even though there is abundance in skills. The financial institutes need to identify the customers with who actually have ample capacity and skills for growth even though they have low/high financial portfolio generation. These valuable customers should be retained and targeted to maintain a long term relationship. However, it is a complicated process to identify these healthy customers who are profitable for a financial institute.
Suggest us a model specifying parameters to identify these valuable customers.