Gmail account user:
Tomasz Mokry
tomasz.mokry76@gmail.com
Qwer1234!

phone number: 0048 881 442 492

Customer data:
pesel: 85010322021
id card: AEP255979
bank acc.: PL39940802258682274547179342

credy profile password: qwer1234


1 request (16:35)

API accept LatwyKredyt
no SMS, no email

customer is not logged in on credy website (https://prnt.sc/k0tgkt)
SMS verification page is displayed after redirection to lender's website, customer is logged in (https://prnt.sc/k0tgwd)
email and SMS come from LatwyKredyt after SMS verification is completed

Questions:
why credy doesnt prepopulate phone number on the TYP


16:35 Credy sends transactional email with Wandoo offer, email goes to SPAM

16:41 LatwyKredyt sends email to finish the process with the 1gr wire transfer

16:50 Credy sends transactional email with Zaplo offer, email goes to SPAM



2 request (16:52)

API accept ExtraPortfel
SMS from ExtraPortfel (16:52)
email from ExtraPortfel (16:52)

customer is sent to prepopulated form on ExtraPortfel side, not logged in (https://prnt.sc/k0tv2w)
value are not passed to the lenders website while redirecting on the spot, same issue as with Twinero in ES


3 request (16:54)

API accept Wandoo
SMS, email are not sent

lenders TYP is displayed asking for the SMS verification + additional checkboxes (https://prnt.sc/k0tzuk)
after SMS verification 2 SMS come from wandoo, 1 with 1gr instructions, 1 with the customer area password, on the next step
there is instantor window and customer is already logged in

17:20 Wandoo sends an additional email with instructions how to proced with 1gr payment


4 request (17:27)

API accept NetCredit
2 SMS sent instantly (17:26), 1 confirming that application has been received (includes email sent confirmation and phone number);
2nd SMS claims that my request (1000 PLN) has been rejected and what they can offer is 400 PLN only
email comes 17:27 informing that at the beginning opnly 400 PLN can be offered to me as the customer

Credy's TYP contain email and passwords which should be used for the user area log-in, customer gets redirected to the NetCredit homepage


5 request (17:39)

API accept PozyczkaPlus
SMS comes with instructions to use Instantor or 1gr wire transfer to proceed
Email comes from PozyczkaPlus and goes to 'offers' with details on how to proceed with the application

customer is sent to pozyczkaplus website not logged in and asked to proceed with the instant verification (https://prnt.sc/k0uamc)

17:45 LewPozyczka sends SMS to apply for a loan with them


6 request (17:45)

API accept LendON
SMS comes from LendON with info that we have to finish the application process
Email comes from LendON with the password needed to proceed in the customer area

customer lands on LendON page and is asked to log in with the password delivered by email (https://prnt.sc/k0ud49)


7 request (17:50)

API accept SzybkaGotowka
No SMS
No Email

customer lands on SG page logged in to the customer area, is asked to continue with the application process (https://prnt.sc/k0uesa)
after choosing the amount on their sliders additional fields + checkboxes are being displayed - https://prnt.sc/k0ufov


8 request (17:55)

API accept eKassa
No SMS
Email with instructions how to proceed sent by eKassa (17:56)

customer is redirected to ekassa webpage with the counteroffer (https://prnt.sc/k0uhvr)


9 request (17:59)

API accept Credissimo
No SMS
No email

customer is redirected to the lenders webpage and asked to fill in additional checkboxes (https://prnt.sc/k0uj4g)


10 request (18:06)

API accept Credissimo
No SMS
No email

customer is redirected to the lenders webpage and asked to fill in additional checkboxes (https://prnt.sc/k0uj4g)


11 request (18:09)

API accept Credissimo
No SMS
No email

customer is redirected to the lenders webpage and asked to fill in additional checkboxes (https://prnt.sc/k0uj4g)