Next Housing Crisis - 2026

Sources:
https://www.budget.senate.gov/imo/media/doc/next_to_fall_the_climate-driven_insurance_crisis_is_here__and_getting_worse.pdf

https://bankingjournal.aba.com/2025/02/feds-powell-says-some-areas-of-u-s-may-be-uninsurable-in-next-decade/

https://www.cbsnews.com/news/climate-change-to-obliterate-1-5-trillion-in-us-home-values-study-finds

https://www.nber.org/reporter/2025number2/housing-climate-risk-and-insurance

https://mondovisione.com/media-and-resources/news/ice-mortgage-monitor-property-insurance-costs-rise-87-annually-but-rate-of-g-2026910/

https://consumerfed.org/media/legacy/OverburdenedReport.pdf

https://woods.stanford.edu/news/californias-home-insurance-crisis-spreading-beyond-wildfire-country

https://www.verisk.com/company/newsroom/residential-and-commercial-reconstruction-costs-rose-over-60-the-past-10-years/

https://www.opb.org/article/2025/05/23/soaring-insurance-costs-in-the-midwest-are-blamed-on-hail-not-tornadoes/

https://spectrumnews1.com/ca/southern-california/housing/2024/03/22/state-farm-won-t-renew-72-000-home-insurance-policies-this-year

https://www.wsj.com/real-estate/home-insurance-aerial-images-37a18b16?st=v9f8B7&reflink=desktopwebshare_permalink

https://www.hppr.org/hppr-news/2025-05-13/in-texas-insurers-are-watching-your-home-from-above-it-could-cost-you-coverage

https://abc30.com/post/ca-homeowners-insurance-homeowner-cancellation-policy-nonrenewal-not-renewed/13623480/

https://home.treasury.gov/news/press-releases/jy2791

https://www.newsweek.com/florida-stung-insurance-exodus-insurers-dump-residents-2003442

https://spectrumnews1.com/ca/la/housing/2024/03/22/state-farm-won-t-renew-72-000-home-insurance-policies-this-year

https://www.insurancejournal.com/news/national/2026/09/29/887179.htm

https://www.artemis.bm/news/global-and-us-property-cat-rates-down-16-apac-19-after-july-renewals-in-2026-guy-carpenter/

https://consumerfed.org/news/press-releases/millions-of-consumers-lack-vital-homeowners-insurance-resulting-in-16-trillion-in-unprotected-market-value/

https://www.nrdc.org/resources/uninsurable-country

https://www.gao.gov/blog/2015/05/26/housing-finance-weaknesses

https://www.gao.gov/assets/gao_blog/inline/fig-6_0.jpg

https://freddiemac.gcs-web.com/news-releases/news-release-details/freddie-mac-april-2016-insight

https://www.cbsnews.com/news/home-prices-down-us-cities-2026-housing-market/

https://www.realestatenews.com/2026/08/10/homeowner-equity-hits-new-high-even-as-underwater-mortgages-rise

https://www.chicagofed.org/-/media/publications/working-papers/2026/wp2026-01.pdf?sc_lang=en

https://www.dallasfed.org/~/media/documents/research/papers/2025/wp2505.pdf

https://www.boisestatepublicradio.org/economy/2026-09-10/home-insurance-wildfires-real-estate

https://www.newsweek.com/economist-warns-insurance-crisis-can-break-us-economy-2018813