creditcard

private static boolean creditCardInput(String cardInput)
    {
        //credit card processing logic
        int s1 = 0, s2 = 0;
        String reverse = new StringBuffer(cardInput).reverse().toString();
        for(int i = 0 ;i < reverse.length();i++){
            int digit = Character.digit(reverse.charAt(i), 10);
            if(i % 2 == 0){//this is for odd digits, they are 1-indexed in the algorithm
                s1 += digit;
            }else{//add 2 * digit for 0-4, add 2 * digit - 9 for 5-9
                s2 += 2 * digit;
                if(digit >= 5){
                    s2 -= 9;
                }
            }
        }
        return((s1 + s2) % 10 == 0);
    }