*Your introductory rate of 0.00% is in effect for the first 90 days after the Line of Credit is opened (the “Promotional Rate Period”). After the Promotional Rate Period, your standard variable annual interest rate of Tangerine Prime◊+ 1.00% on Advances or other transactions will apply. We calculate interest daily on the total balance owing on the Line of Credit at the end of each day until that amount has been paid in full. There is no annual fee for this Account. See your Tangerine Line of Credit Interest Only Disclosure Statement included when you accept this offer and open the Account for full details about all fees and rates and other features and information. All fees, rates and other features are subject to change.

†This pre-approval offer is based on the credit and financially related information Tangerine has about you. All terms of your pre-approval for a Tangerine Line of Credit expire at 11:59 pm ET on August 10, 2019. Tangerine reserves the right to withdraw or change this offer at any time without notice, including the credit limit, even after acceptance by you, for any reason including if a change occurs in your credit rating or other eligible criteria since being selected for this offer, or based on any additional information provided at the time of application. Applicants must apply for the Account and must consent to a credit check. Full Offer Terms & Conditions are available below.

◊The interest rate on your Tangerine Line of Credit is set out in your Tangerine Line of Credit Account Agreement and is expressed as Tangerine’s Prime Rate plus an adjustment factor. The interest rate you pay on your Line of Credit will vary automatically when Tangerine’s Prime Rate changes. “Prime Rate” is the prime lending rate published from time to time by Tangerine and is subject to change without notice. Visit tangerine.ca/en/rates (Other Rates) for Tangerine's current Prime Rate.

Introductory Offer Terms and Conditions:

General Terms: This pre-approval offer is based on the credit and financially related information Tangerine has about you. All terms of your pre-approval for a Tangerine Line of Credit Account (the “Account”) expire at 11:59 pm ET on August 10, 2019. Tangerine reserves the right to withdraw or change this offer at any time without notice, including the credit limit, even after acceptance by you, for any reason including if a change occurs in your credit rating or other eligible criteria since being selected for this offer, or based on any additional information provided at the time of application. Applicants must apply for the Account and must consent to a credit check.

This limited time offer is only available to new applicants for the Account who are approved for credit. Your pre-approved acceptance for the Account must be received by Tangerine no later than 11:59 pm ET on August 10, 2019.

Annual Interest Rates: The annual interest rate on Advances or other transactions is variable and is equal to Tangerine Prime* + 1.00%. We calculate interest daily on the total balance owing on the Account at the end of each day until that amount has been paid in full. This Interest Rate will change automatically when a change in the Tangerine Prime Rate occurs. As of July 16, 2019, the Tangerine Prime Rate is 3.95%.*

There is no annual fee for this Account.

See your Tangerine Line of Credit Interest Only Disclosure Statement included when you accept this offer and open the Account for full details about all fees and rates and other features and information. All fees, rates and other features are subject to change.

Promotional Offer: An Introductory Interest Rate of 0.00%  will apply to all Advances and other transactions made within ninety (90) days of the Account opening (the “Promotional Rate Period”). After the Promotional Rate Period ends, your standard variable annual interest rate of Tangerine Prime* + 1.00% on Advances or other transactions will apply. Advances or other transactions may not exceed the available credit on the Account. If an Advance or other transaction amount exceeds the available credit, that amount will not be processed.

You must continue to make all of your monthly Minimum Payments by the Due Dates shown on your monthly statements. See the Tangerine Line of Credit Account Agreement for more information about how we apply payments to your Account. If you still have an amount owing on your Account when the Promotional Rate Period ends, the standard variable annual interest rate of Tangerine Prime* + 1.00% will apply to that amount. The Line of Credit is a revolving credit Account and is repaid through automatic monthly minimum payments. Additional payments can be made and the entire Line of Credit can be paid off at any time without penalty.

*The interest rate on your Tangerine Line of Credit is set out in your Tangerine Line of Credit Account Agreement and is expressed as Tangerine’s Prime Rate plus an adjustment factor. The interest rate you pay on your Line of Credit will vary automatically when Tangerine’s Prime Rate changes. “Prime Rate” is the prime lending rate published from time to time by Tangerine and is subject to change without notice. Visit tangerine.ca/en/rates (Other Rates) for Tangerine's current Prime Rate.