public Single<List<AccountLoyaltyProgramHolder>> getLoyaltyPrograms() {
        GetAccountsParams params = new GetAccountsParams.Builder()
                .filter(new ImportedAccountFilter())
                .build();

        return configManager.getLoyaltyPrograms()
                .flatMap(loyaltyPrograms -> Single.fromCallable(() -> accountModel.getAccounts(params))
                        .flattenAsObservable(Functions.identity())
                        .filter(someAccount -> !someAccount.getAccount().getLoyalty().isEmpty())
                        .flatMap(someAccount -> Observable.fromIterable(loyaltyPrograms)
                                .filter(loyaltyProgram -> loyaltyProgram.getProgramId().equals(someAccount.getAccount().getLoyalty().get(0).getProgramId()))
                                .defaultIfEmpty(getDefaultLoyaltyProgramm(loyaltyPrograms))
                                .filter(loyaltyProgram -> loyaltyProgram.getProgramId().equals(LoyaltyProgram.DEFAULT) || loyaltyProgram.isShowInMenu())
                                .map(loyaltyProgram -> AccountLoyaltyProgramHolder.create(someAccount, loyaltyProgram)))
                        .distinct(holder -> holder.getLoyaltyProgram().getProgramId())
                        .toList());
    }