<?php

$wsdl = "https://uatsky.yesbank.in/app/uat/InwardRemittanceByPartnerService2SSL?wsdl";
$uri = "https://uatsky.yesbank.in/app/uat/InwardRemittanceByPartnerService2SSL";

$username = "testclient";
$password = "test@123";
$clientId = "iN8wU3yQ7wR7bO5xJ7vB4pS2pN5sH7hG2pO5eT8rJ2gI2uX1oL";
$clientSecret = "8ec936f3-5f7f-4360-b0f1-3a37ffb05fb1";

$basicAuth = base64_encode($username.":".$password);
$params = array(
    'getBalance' => array( 'version' => '1',
                           'partnerCode' => 'PLACID'
                                ),
                );

$client = new SoapClient(null, array(
    "location" => $wsdl,
    "uri" => $uri,
    "trace"=>1,
    "exceptions"=>0,


/*  'stream_context' => stream_context_create(
    [
        'http' =>
            [
                'header'           => implode(
                    "\r\n",
                    [
                        'Accept: application/soap+xml',
                        'X-IBM-Client-Id: ' . $clientId,
                        'X-IBM-Client-Secret: ' . $clientSecret,
                    ]
                ),
            ],
    ]
)*/



));

$auth = array(
        'Username' => $username,
        'Password' => $password,
        'X-IBM-Client-Id' => $clientId,
        'X-IBM-Client-Secret' => $clientSecret,
);

$header[] = new SOAPHeader($wsdl, 'authenticate', $auth, false);
$header[] = new SoapHeader('header','Authorization: Basic '.$basicAuth);

$client->__setSoapHeaders($header);

$result = $client->getBalance($params);


echo "<pre>";
var_dump($result);



?>