$dueDate = ((new \DateTime($loan->created_at))->modify('+30 days'))->format('yyyy-MM-d');
        $principalAmount = $loan->getShopLoan()->value / $loan->published_value * 100;

        $guzzle = new Client(self::URL . self::TOKEN . '/loans');
        $guzzleRequest = $guzzle->post(null, null,
            json_encode([
                    'data' => [
                        'loan' => [
                            'lender_id' => $loan->id,
                            'country' => 'Russia',
                            'lender_issue_date' => (new \DateTime($loan->created_at))->format('yyyy-MM-d'),
                            'mintos_issue_date' => (new \DateTime('now'))->format('yyyy-MM-d'),
                            'final_payment_date' => $dueDate,
                            'loan_amount' => $loan->getShopLoan()->value,
                            'loan_amount_assigned_to_mintos' => self::PERCENT,//что это
                            'interest_rate_percent' => $loan->daily_interest_rate,
                            'purpose' => 'working capital',
                            'buyback' => true,
                            'currency' => 'RUR'
                        ],
                        'client' => [
                            'id' => $loan->getShopLoan()->getCustomer()->id,
                            'name' => $loan->getShopLoan()->getCustomer()->getLegalEntity()->getFullName()
                        ],
                        'pledge-other' => [
                            'type' => 'Shipments on the way to customers and cash on delivery paid by customers for that shipments',
                        ],
                        'payment_schedule' => [
                            'number' => 1,
                            'date' => $dueDate,
                            'principal_amount' => $principalAmount,//что это
                            'interest_amount' => $principalAmount, //что это
                            'total_remaining_principal' => 0
                        ]
                    ]
                ]
                , JSON_UNESCAPED_UNICODE)
        );

        $guzzleResponse = $guzzleRequest->send();

        if ($guzzleResponse->isSuccessful())
        {
            $response = json_decode($guzzleResponse->getBody(true), true);
            if (isset($response['data']['loan']['mintos_id']))
            {
                $loan->prepareUpdateList()
                    ->setJson('details', ['mintos_id' => $response['data']['loan']['mintos_id']])
                    ->apply();
            }
        }