# List of all the columns that will be dropped
dropped_cols = [
    'Unnamed: 0',       # IDs not needed for data analysis
    'id',               # IDs not needed for data analysis
    'member_id',        # IDs not needed for data analysis
    'application_type', # All values homogeneous
    'funded_amnt',      # Values will always be same as loan_amnt
    'url',              # Only available to investors

    # These information below are not available before accepting the borrower, so very useless for training or drawing insights
    'debt_settlement_flag_date', 'settlement_status', 'settlement_date', 'settlement_percentage', 'settlement_term',
    'debt_settlement_flag', 'hardship_last_payment_amount', 'hardship_payoff_balance_amount', 'hardship_loan_status',
    'hardship_dpd', 'hardship_length', 'hardship_start_date', 'hardship_end_date', 'hardship_amount', 'deferral_term',
    'hardship_status', 'hardship_reason', 'hardship_type', 'policy_code', 'recoveries', 'out_prncp_inv', 'out_prncp',
    'last_pymnt_d', 'last_pymnt_amnt', 'next_pymnt_d', 'last_credit_pull_d', 'collection_recovery_fee', 'settlement_amount',
    'payment_plan_start_date'
]