Most people don’t understand Cryptocurrency, therefore I will give a brief synopsis. Cryptocurrency does not have a physical aspect to it such as the dollar or euro. This is one reason why many people avoid it altogether. Unlike physical currency, cryptocurrency can only be stored in an online wallet. Also, unlike the US Dollar and the Chinese Yen, a national treasury has no control over cryptocurrency. This is what leads to the fear of many investors who believe that their money isn’t insured; this is both true and false. As an example, sites such as coinbase.com are already FDIC insured for up to $250,000 like every other bank, but only if they are the party at fault. There is no fraud department to call if your computer is keylogged or your information is phished. If your credit card is stolen and there are unauthorized charges then these unknown transactions can always be reversed; whereas cryptocurrency transactions are permanent.  In short, while the short term gain may be high, the risk remains huge.
It all started with Bitcoin, which can sometimes have a negative connotation associated with it because of its blackhat nature. With Bitcoin, people see a form of payment that cannot be traced and immediately think of drug deals, illicit documentation, and various other illegal activities. However, Bitcoin is only one out of hundreds of cryptocurrencies available. We are at the beginning of a new era of digital payments. We hold a form of currency that can/will eventually be accepted on a worldwide level. As this technology continues to grow, I have a hunch many national treasury's will soon, if not already, hold large amounts of cryptocurrency. We are at the very beginning of an exciting new era of financial technology that is not going away anytime soon, and in hindsight we are all merely at the start of something great.
The second boom was Ethereum, which offered Smart Contracts and posed solutions to many of bitcoin’s problems. During its Initial Coin Offering (ICO) in mid 2014, Ethereum’s price tag was only $0.30. It remained at $1.00 for the most part until it took of in late 2016. I followed this coin rigorously and was able to get in at around $30. As Ethereum was about to overtake bitcoin in market cap, I watched as it flash crashed to about $0.10 for about a few seconds on GDAX, completely killing the hype that was associated with this promising new coin. The crash triggered some limit buys I had set that I never thought would get filled, but luckily for me they did. I saw it shoot up to $300 minutes after the crash. Many margin traders lost their entire stack during the crash, but Coinbase refunded every single customer, making Coinbase more reliable and trustworthy than even some banks.
Then came Antshares, which has rebranded into NEO. I was able to buy into the Antshares train before they rebranded to NEO at around $8. NEO is like the Chinese version of Ethereum, only it already offers a form of Proof of Stake, a concept Vilitek is still currently working on. As you hold NEO, you generate a separate coin called GAS. For every 1000 NEO you generate about .5 in GAS day. I strongly believe this coin will reach at least the top four in coin market cap, but with cryptocurrency, nobody really knows. This is a coin I am still heavily invested in to this day, and I believe the technology will soon compete with its precursor Ethereum.

Jamie Surface Trademark