if(!FileReadWrite.file2.exists())
        FileReadWrite.fileWrite();

public static File file2 = new File("./settings.txt");

public static void fileWrite()
{
    try
    {
         FileWriter fstream = new FileWriter(file2);
         BufferedWriter out = new BufferedWriter(fstream);
         String c = Byte.toString(Textures.a);
         out.write(c);
         out.close();
     }catch (Exception e)
     {
         System.err.println("Error: " + e.getMessage());
     }
    int ch;
    StringBuffer strContent = new StringBuffer("");
    InputStream fin = null;
    try
    {
        fin = new FileInputStream(file2);
        while ((ch = fin.read()) != -1)
        {
            strContent.append((char) ch);
        }
    fin.close();
    } catch (IOException e)
    {
        e.printStackTrace();
    }
}

Exception in thread "main" java.lang.ExceptionInInitializerError
at srcD.Main.<init>(Main.java:19) //(FileReadWrite.fileWrite())
at srcD.Main.main(Main.java:129) //(Make JFrame)
Caused by: java.lang.NullPointerException
at srcD.FileReadWrite.<clinit>(FileReadWrite.java:7) //(public file...)
... 2 more

start point + path to resource

public static File file2 = new File("./conf/settings.txt");