"City","State","Region","Median.Home.Listing.Price","30-year.Fixed.Mortgage.Rate","Monthly.Mortgage.Payment","Median.Household.Income","Median.Month.Salary","Hours.per.Month.to.Afford.a.Home","Month.Hours.Work","Ratio.Worked.Hours.Month","Number.of.Periods","Present.Value"
"Toledo","Ohio","Central",74900,0.0361,273,33687,2591.30769230769,16.9,160,0.105625,360,59920
"Memphis","Tennessee","South",88500,0.0359,321,36445,2803.46153846154,18.4,160,0.115,360,70800
"Cleveland","Ohio","Central",70000,0.0361,255,26150,2011.53846153846,20.3,160,0.126875,360,56000
"Buffalo","New York","East",90000,0.036,327,31918,2455.23076923077,21.4,160,0.13375,360,72000
"Baltimore","Maryland","South",139000,0.0358,504,42241,3249.30769230769,24.9,160,0.155625,360,111200
"Wichita","Kansas","Central",153900,0.0357,558,45947,3534.38461538462,25.3,160,0.158125,360,123120
"Atlanta","Georgia","South",329900,0.0354,1191,47527,3655.92307692308,52.3,160,0.326875,360,263920
"Honolulu","Hawaii","West",629000,0.0362,2293,74460,5727.69230769231,64.3,160,0.401875,360,503200
"Boise","Idaho","West",269900,0.036,982,50323,3871,40.7,160,0.254375,360,215920
"Columbus","Ohio","Central",163840,0.0361,597,45659,3512.23076923077,27.3,160,0.170625,360,131072
"Chicago","Illinois","Central",299000,0.0359,1086,48522,3732.46153846154,46.7,160,0.291875,360,239200
"Fort Wayne","Indiana","Central",149900,0.0357,543,43774,3367.23076923077,25.9,160,0.161875,360,119920
"Gilbert","Arizona","West",326532,0.036,1188,82424,6340.30769230769,30.1,160,0.188125,360,261226
"Indianapolis","Indiana","Central",145000,0.0362,529,41987,3229.76923076923,26.3,160,0.164375,360,116000
"Baton Rouge","Louisiana","South",205000,0.0355,741,39876,3067.38461538462,38.8,160,0.2425,360,164000
"New Orleans","Louisiana","South",298000,0.0355,1077,36792,2830.15384615385,61.1,160,0.381875,360,238400
"Boston","Massachusetts","East",699000,0.0356,2530,55777,4290.53846153846,94.7,160,0.591875,360,559200
"Anchorage","Alaska","West",315000,0.0369,1158,78326,6025.07692307692,30.9,160,0.193125,360,252000
"Jacksonville","Florida","South",191000,0.0357,692,46764,3597.23076923077,30.9,160,0.193125,360,152800
"Saint Paul","Minnesota","Central",205000,0.0359,745,48757,3750.53846153846,31.9,160,0.199375,360,164000
"Minneapolis","Minnesota","Central",269900,0.0359,980,51480,3960,39.7,160,0.248125,360,215920
"St. Louis","Missouri","Central",148240,0.036,539,35599,2738.38461538462,31.6,160,0.1975,360,118592
"Kansas City","Missouri","Central",195000,0.036,709,45821,3524.69230769231,32.3,160,0.201875,360,156000
"Lincoln","Nebraska","Central",214950,0.0359,781,49840,3833.84615384615,32.7,160,0.204375,360,171960
"Omaha","Nebraska","Central",225000,0.0359,817,49896,3838.15384615385,34.2,160,0.21375,360,180000
"North Las Vegas","Nevada","West",231500,0.036,842,52511,4039.30769230769,33.5,160,0.209375,360,185200
"Henderson","Nevada","West",335000,0.036,1218,63120,4855.38461538462,40.3,160,0.251875,360,268000
"Chandler","Arizona","West",323450,0.036,1176,72695,5591.92307692308,33.8,160,0.21125,360,258760
"Las Vegas","Nevada","West",274900,0.036,1000,50202,3861.69230769231,41.6,160,0.26,360,219920
"Reno","Nevada","West",394000,0.036,1433,47012,3616.30769230769,63.6,160,0.3975,360,315200
"Winston–Salem","North Carolina","South",159900,0.0356,579,39882,3067.84615384615,30.3,160,0.189375,360,127920
"Greensboro","North Carolina","South",179900,0.0356,651,41628,3202.15384615385,32.6,160,0.20375,360,143920
"Charlotte","North Carolina","South",275000,0.0356,995,53637,4125.92307692308,38.7,160,0.241875,360,220000
"Bakersfield","California","West",266612,0.0355,964,57095,4391.92307692308,35.2,160,0.22,360,213290
"Durham","North Carolina","South",269000,0.0356,974,50420,3878.46153846154,40.3,160,0.251875,360,215200
"Raleigh","North Carolina","South",3e+05,0.0356,1086,55398,4261.38461538462,40.9,160,0.255625,360,240000
"Albuquerque","New Mexico","West",219900,0.0363,803,47030,3617.69230769231,35.6,160,0.2225,360,175920
"Oklahoma City","Oklahoma","South",185000,0.0356,670,47779,3675.30769230769,29.2,160,0.1825,360,148000
"Tulsa","Oklahoma","South",175000,0.0356,633,42284,3252.61538461538,31.3,160,0.195625,360,140000
"Portland","Oregon","West",439900,0.0359,1598,55003,4231,60.6,160,0.37875,360,351920
"Philadelphia","Pennsylvania","East",180000,0.0356,651,38253,2942.53846153846,35.5,160,0.221875,360,144000
"Glendale","Arizona","West",234969,0.0355,849,46776,3598.15384615385,37.9,160,0.236875,360,187975
"Mesa","Arizona","West",246900,0.036,898,48809,3754.53846153846,38.4,160,0.24,360,197520
"Newark","New Jersey","East",169750,0.0355,614,33139,2549.15384615385,38.6,160,0.24125,360,135800
"Pittsburgh","Pennsylvania","East",194900,0.0356,705,40715,3131.92307692308,36.2,160,0.22625,360,155920
"El Paso","Texas","South",161660,0.0356,585,42772,3290.15384615385,28.5,160,0.178125,360,129328
"Tucson","Arizona","West",189900,0.036,691,37149,2857.61538461538,38.8,160,0.2425,360,151920
"Arlington","Texas","South",215000,0.0357,779,53326,4102,30.5,160,0.190625,360,172000
"Garland","Texas","South",209999,0.0356,760,51970,3997.69230769231,30.5,160,0.190625,360,167999
"Corpus Christi","Texas","South",204900,0.0356,742,50658,3896.76923076923,30.6,160,0.19125,360,163920
"Plano","Texas","South",374900,0.0356,1357,83793,6445.61538461538,33.8,160,0.21125,360,299920
"St. Petersburg","Florida","South",245000,0.0357,888,45748,3519.07692307692,40.5,160,0.253125,360,196000
"Cincinnati","Ohio","Central",179900,0.0361,655,33604,2584.92307692308,40.7,160,0.254375,360,143920
"Fort Worth","Texas","South",239000,0.0356,865,53214,4093.38461538462,33.9,160,0.211875,360,191200
"Laredo","Texas","South",184900,0.0356,669,39711,3054.69230769231,35.2,160,0.22,360,147920
"Lubbock","Texas","South",210000,0.0356,760,44648,3434.46153846154,35.5,160,0.221875,360,168000
"Phoenix","Arizona","West",268450,0.036,976,47326,3640.46153846154,43.1,160,0.269375,360,214760
"Colorado Springs","Colorado","West",315000,0.0354,1137,54527,4194.38461538462,43.5,160,0.271875,360,252000
"Sacramento","California","West",292900,0.0355,1059,50739,3903,43.5,160,0.271875,360,234320
"San Antonio","Texas","South",241990,0.0356,876,46744,3595.69230769231,39.1,160,0.244375,360,193592
"Aurora","Colorado","West",320000,0.0368,1175,53011,4077.76923076923,46.3,160,0.289375,360,256000
"Stockton","California","West",275000,0.0355,994,44797,3445.92307692308,46.3,160,0.289375,360,220000
"Houston","Texas","South",315000,0.0356,1140,46187,3552.84615384615,51.5,160,0.321875,360,252000
"Fresno","California","West",258950,0.0355,936,41531,3194.69230769231,47,160,0.29375,360,207160
"Orlando","Florida","South",265000,0.0357,960,42318,3255.23076923077,47.4,160,0.29625,360,212000
"Tampa","Florida","South",279995,0.0357,1015,44185,3398.84615384615,47.9,160,0.299375,360,223996
"Austin","Texas","South",399900,0.0356,1447,57689,4437.61538461538,52.4,160,0.3275,360,319920
"Irving","Texas","South",375000,0.0356,1357,52154,4011.84615384615,54.3,160,0.339375,360,3e+05
"Dallas","Texas","South",398500,0.0356,1442,43781,3367.76923076923,68.8,160,0.43,360,318800
"Nashville","Tennessee","South",330000,0.0359,1199,47621,3663.15384615385,52.5,160,0.328125,360,264000
"San Bernardino","California","West",265000,0.0355,958,37047,2849.76923076923,54,160,0.3375,360,212000
"Riverside","California","West",409900,0.0355,1482,57196,4399.69230769231,54.1,160,0.338125,360,327920
"Virginia Beach","Virginia","South",285000,0.0356,1031,66634,5125.69230769231,32.3,160,0.201875,360,228000
"Washington","District of Columbia","South",550000,0.036,2000,70848,5449.84615384615,58.9,160,0.368125,360,440000
"Jersey City","New Jersey","East",470000,0.0355,1699,59537,4579.76923076923,59.6,160,0.3725,360,376000
"Chula Vista","California","West",515000,0.0355,1862,65185,5014.23076923077,59.6,160,0.3725,360,412000
"Norfolk","Virginia","South",210000,0.0356,760,44480,3421.53846153846,35.7,160,0.223125,360,168000
"Chesapeake","Virginia","South",324900,0.0356,1176,68620,5278.46153846154,35.8,160,0.22375,360,259920
"Scottsdale","Arizona","West",595000,0.036,2164,73288,5637.53846153846,61.6,160,0.385,360,476000
"Richmond","Virginia","South",240000,0.0356,869,40758,3135.23076923077,44.5,160,0.278125,360,192000
"Spokane","Washington","West",195000,0.0358,707,42386,3260.46153846154,34.8,160,0.2175,360,156000
"Denver","Colorado","West",479000,0.0355,1731,53637,4125.92307692308,67.4,160,0.42125,360,383200
"Fremont","California","West",949000,0.0355,3430,105355,8104.23076923077,68,160,0.425,360,759200
"Seattle","Washington","West",679000,0.0358,2464,70594,5430.30769230769,72.8,160,0.455,360,543200
"Anaheim","California","West",579445,0.0357,2100,60752,4673.23076923077,72.1,160,0.450625,360,463556
"Milwaukee","Wisconsin","Central",124800,0.0357,452,35958,2766,26.2,160,0.16375,360,99840
"Irvine","California","West",897304,0.0355,3244,92278,7098.30769230769,73.4,160,0.45875,360,717843
"San Jose","California","West",825000,0.0355,2982,84647,6511.30769230769,73.5,160,0.459375,360,660000
"Santa Ana","California","West",509990,0.0355,1843,52253,4019.46153846154,73.6,160,0.46,360,407992
"San Diego","California","West",675000,0.0355,2440,66116,5085.84615384615,77,160,0.48125,360,540000
"Long Beach","California","West",545000,0.0355,1970,52783,4060.23076923077,77.9,160,0.486875,360,436000
"Oakland","California","West",599000,0.0355,2165,54618,4201.38461538462,82.7,160,0.516875,360,479200
"Madison","Wisconsin","Central",264900,0.0357,960,54896,4222.76923076923,36.5,160,0.228125,360,211920
"San Francisco","California","West",1150000,0.0355,4157,81294,6253.38461538462,106.7,160,0.666875,360,920000
"Miami","Florida","South",449000,0.0357,1627,31051,2388.53846153846,109.4,160,0.68375,360,359200
"Los Angeles","California","West",748000,0.0355,2704,50205,3861.92307692308,112.4,160,0.7025,360,598400
"New York","New York","East",798000,0.036,2902,53373,4105.61538461538,113.5,160,0.709375,360,638400