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- https://www.goodfinancialcents.com/low-risk-investments-options-high-yield/
- 1. Peer-to-Peer Lending
- Best: Lending Club
- Risk: Low
- Accessibility: Online Bank Transfers
- Returns: 3-6% /year
- 2. High Interest Savings Account
- Best: Goldman Sach's
- Risk: None
- Accessibility: Low (No ATM)
- Returns: 1.40% /year
- 3. Credit Card Rewards
- Easiest: Amazon Prime
- Risk: None
- Accessibility: Very High
- Returns:
- 3% or 5% on Amazon.com
- 2% on restaurants/gas/
- 1% everything else
- Investigate: NerdWallet for 2018 recommendations. Signup for new cards?
- 4. Annuities
- Investigate: Schwab and Vanguard
- Risk: Low to Medium
- Term: Long
- 5. Certificate of Deposit
- Risk: Low
- Term: Long
- Returns: 2.40%
- Accessibility: Extremely Low
- Return on $10k over 5 years: $1,246.77
- 6. Treasury Inflation Protected Securities (TIPS)
- Risk: Low
- Term: Long
- Advantage: Similar rates to CDs when inflation is accounted for
- 7. Money Market Funds
- Risk: Low
- Return: 0.90%
- 8. Municipal Bonds
- Exempt from Federal Income Tax
- Term: Long
- Returns: 1-3%
- 9. US Savings Bonds
- Term: Long
- Returns 3-5%
- 10. Dividend Stocks
- 11. Preferred Stocks
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