After a year 2017 rich in "financial" events, and where technology has definitely taken precedence over the old world, 2018 promises to be the year 1 of a new dimension. This new paradigm was perfectly launched by the rise of cryptocurrencies (whose capitalization exceeded 500 billion) and the all-round development of the Blockchain.

Not surprisingly, new players are coming to disrupt the financial markets . Clearly, artificial intelligence plays a key role because it is able to adjust each financial movement to the nearest percentile. In such a context where everything evolves very (too?) Fast, even the savings of Mr. Toutlemonde can benefit, and this, thanks to blockchain projects particularly exciting.

Has the IMF implicitly validated this new financial ecosystem?

A few weeks ago, the IMF, through the voice of its director, opened a furrow by evoking the new economic models giving pride of place to bank disintermediation.

The Blockchain is a revolution that obviously does not escape the major financial institutions whose main focus of investment (over the next 12 months) are clear in their intentions: artificial intelligence and identity management.

At the same time, and beyond the fact that all major banks have their 100% cryptocurrency teams, the Chicago Stock Exchange will launch the first Bitcoin correlated futures contracts . In short, the "financial" road is already well drawn.

Also, keep in mind that the IMF "covets" cryptocurrencies, as they could be relevant options for monetary stability issues in countries in crisis, or in the process of development.

Blockchain-Finance: hand in hand

Even if the Blockchain was not "thought" for the world of finance, it is clear that this paradigm has many advantages: decentralized, inviolable and fast. Three characteristics that put performance at the heart of all financial projects. Also, given the eloquent development of artificial intelligence, all the ingredients are there for the 100% Blockchain projects to change the usual financial situation.

Among the most exciting applications, the management of savings is a keystone for this new monetary system. At a time when regulations will point the tip in terms of profits on these new assets (Bitcoin in particular), the combination of strengths of artificial intelligence and Big Data could make it possible to change galaxies in matter. savings. In concrete terms, all the steps related to identity verification, solvency and investment optimization will be carried out in fractions of a second.

As such, there are many ICOs, namely Fundraising 100% Blockchain, to be interested in this subject. This is particularly the case for several projects (including Peculium for example) whose objective is to predict market variations in order to optimize the profitability of savings products. Projects of this nature are based in particular on ultimate personalization and availability at all times.

Ultimately, we should live, not the disappearance of the current system, but a transition to a new financial mechanism .