2016-03-01 Core: 9 money and determiners

Greg Malivuk
[email protected]
http://www.pastebin.com/u/gmalivuk - notes from all classes
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What were the last three things you bought (that were not food or drink)? Where did you buy them?
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p. 105 - Discuss the questions in part 3 in groups of 3

p. 106 part 1 - In a different group, share which sentences are true for you and why or why not. (Also make sure you know what all the words mean.)
You can have a savings account to save money, and a checking account to spend money.
If you borrow money from a bank, it is a loan. (The bank lends you the money.)
If you borrow any money, you have a debt. (debt = money you need to pay back)
(borrow = take temporarily, lend = give temporarily)
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What are advantages of online or electronic banking?
- it’s fast and you don’t need to wait
- you don’t have to go to the bank
- you don’t need to see anybody
- you can do it while you’re home sick or on vacation
- it’s available 24/7 (all day, every day)

What are disadvantages?
- you can’t talk with someone if you have a problem or don’t know what to do
- it can be less secure (for example to hackers)
- there could be a bad connection
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part 3 - How do you usually pay for these things?
(If you rent, you pay the landlord every month, if you have a mortgage, you pay the bank.)
(mortgage = loan to buy property (especially a house)
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part 4 - What features of the banking system do they talk about in the listening?
part 5 - Listen again and correct the false information in each sentence.
1 five billion
2 (no mistakes)
3 you can talk to your cell phone
4 Afghanistan
5 (no mistakes)
6 National Police
7 through their cell phones
8 a text message
Look at the audioscript on p. 179 to check 3 and 5.
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LevelUp can be used to buy food and get discounts.
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the world - “the” because there is only one world
banks - zero article (no article) because there are many banks and we’re talking about them in general
the interactive voice system - “the” because it’s a specific system which was already mentioned
a new cell phone banking plan - “a” because this is the first mention of the plan

blue sky = the sky when its color is blue
sky blue = the blue color of the sky
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BREAK
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Articles:

the (definite article) - singular, plural, count and noncount nouns
	= specific things (the speaker and the listener already know which one(s) it’s about)
I am the teacher at BAE. - I am the only teacher in this school. (“teacher at BAE” is specific)

a/an (indefinite article) - singular count nouns
	= non-specific things (at least one of the speaker or listener doesn’t already know which one)
	(This means we don’t use it when there is only one of that thing.)
		I bought a new computer for the office.
I am a teacher at BAE. - There are many teachers, and I am one of them. (“teacher at BAE” is not specific)
a: the next sound is a consonant (a teacher, a university, a one-way street)
an: the next sound is a vowel (an actor, an hour, an honest person)

- (zero article) - plural and noncount nouns
	= non-specific things (we can also use “some” in this case)
		I bought new computers for the office. = I bought some new computers for the office.
	= general things (we cannot use “some” in this case)
		Computers are getting faster and cheaper every year. (= all computers / computers in general)
		Technology is better and better every year.
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Determiners are words that go before nouns to tell us which or how many nouns we’re talking about.
articles, possessives, quantifiers (how much/how many), and demonstratives (this/that/these/those)

each computer / every computer / all computers
- / - / all money (“each” and “every” must go with singular count nouns)
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part 10 - choose the correct determiners to complete the sentences, then share with your partners if you follow these tips and if you have any other suggestions for saving money.
1 a
2 your, a
3 the (“the” is the determiner for “supermarket”, “the supermarket’s” is the determiner for “house brand products”)
4 their (the expiration date of the items)
5 your
6 -, an
7 all
8 each

These are a student’s books.
Possessive ‘s can go at the end of any noun phrase, and that noun phrase may include its own determiner.
These are (a student)’s books. = These are his books.
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mooch = use someone else’s things instead of using your own (it’s a negative thing to do)

Some banks have a “keep the change” program. If you spend $22.64 with your debit card, the bank will transfer $0.36 to your savings account.
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part 11 - Complete the sentences with correct words (sometimes many answers are correct, sometimes the zero article is correct). a/an, the, possessive, each, every, all. Then listen and check.
1 - / my / some, a
2 The
3 - / some / all
4 the, my (it’s the same money from 1)
5 each / every
6 the (it’s the same phone from 1 and 2)
7 The, a
8 a
9 the (it’s the specific cash that I had saved, from 1 and 4)
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p. 108 part 1 - Choose three things that you have with you right now. Can you answer these questions about those things? (Can you answer them in complete sentences.)
Read the website.

pesticide = something you put on plants to kill pests (insects that will eat the plant)
-cide = kill
suicide, homicide, infanticide, regicide, patricide, matricide, fratricide, herbicide, insecticide
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Homework: workbook (handout) p. 52 (all)