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Just because you might have a "high risk" condition does not mean that you have no chance at obtaining life insurance or even standard or premium rates. In fact, those that have pre-existing medical conditions can oftentimes find coverage that is not completely out of reach. We have created an extensive list of conditions and behaviors that life insurance companies typically classify as "high risk". Within each category, we list the common factors that life insurance companies will take into account and measure. In some cases, we list ways to decrease your likelihood of being classified as high risk by taking steps to increase your health and wellness.

Click a condition below to learn more about how they might affect your term life insurance rates and how you can still find affordable term life insurance today.

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