last_date

<?php

$tgl_jatuh_prev = DB::table('kartu')->where('pinjaman_id', $request->nasabah_id)->orderBy('tgl_jatuhtmpo', 'desc')->first();
$tgl_jatuh_next = is_object($tgl_jatuh_prev) ? Carbon::parse($tgl_jatuh_prev->tgl_jatuhtmpo)->addMonth(1) : date("Y-m-d");

// insert ke db