2016-05-24 Core: 9 money

Greg Malivuk
[email protected]
http://www.pastebin.com/u/gmalivuk - notes from all classes
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p. 105 part 3 - Discuss the questions with your partner
gadgets = small electronic devices
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p. 106 part 1 - In new pairs, discuss whether the sentences are true for you.
part 2 - If they are false, change them so they are true.
bank statement: A list of all the transactions that have happened with your account recently.

If you get a check, you can deposit it into your bank account, or you can cash it to get money right now.
(When you take money out, you withdraw it. This action is a withdrawal.)

“Keep the change.” - When you leave the change you would receive as a tip.
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Opposites:
borrow / lend
take / give (if it’s temporary -> borrow/lend)
save / spend, waste
credit / debit
deposit / withdraw
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What are the different ways to pay for things?
cash, card (two types), check, bank transfer

part 3 - How do you usually pay for these things?
utilities = gas, water, electric
other household bills: cable, internet, phone

mortgage = a bank loan to buy property (especially a house or condo)

pawn shop = a place to buy and sell secondhand things
Goodwill = a thrift store where you can buy and donate secondhand things

secondhand = used (but “used” sounds a little bit dirty, so especially clothing is called “secondhand”)
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part 4 - Listen and mark the features that are mentioned. - 2, 3, 4
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BREAK
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p. 106 part 5 - Listen again and fix the factual errors. (Don’t change the words in bold.)
1 There are approximately five billion cell phones in the world today.
2 A lot of people don’t have easy access to banks.
3 With the interactive voice system, you can talk to a computer at your bank.
4 Afghanistan has a new cell phone banking plan.
5 In Afghanistan, the cell phone network covers every town and city.
6 The Afghan National Police pay all salaries through cell phones.
7 The policemen in Afghanistan receive their salaries through their cell phones.
8 Each policeman gets a text message when he is paid.

salary: an agreed-upon income per month or year (in the US it’s almost always per year)
wage: an agreed-upon income per day or hour (in the US it’s almost always per hour)
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p. 107 part 7 - Which sentence (1-4) from part 5 is described by each sentence (a-d)?
a 4 - “a new cell phone banking plan” (The last word in a noun phrase is the “head noun”. It tells you what the phrase is. This sentence is about a plan.)
b 2 - “banks” (It means banks in general. Not some group of banks.)
c 1 - “the world” (We know this is specific, because there is only one world.)
d 3 - “the interactive voice system” (It’s known because we already talked about it before. This is not the first time it’s mentioned.)
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Articles:

I bought a new computer. (singular, count, not specific because you (the listener) don’t know which one)
The new computer is faster than my old one. (singular, count, specific because it’s the computer I just mentioned in the last sentence)

I bought new computers. (plural, count, not specific because you (the listener) don’t know which ones)
The new computers are faster than our old ones. (plural, count, specific because they are the computers I just mentioned in the last sentence)

It is important to know how to use a computer. (singular, count, general because it’s not about a particular computer)
It is important to know how to use computers. (plural, count, general because it’s not about a particular group of computers)

I bought milk. (noncount, not specific)
The milk is in the fridge. (noncount, specific)
Some people can’t drink milk. (noncount, general)
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Other determiners:
possessives - “their salaries” (other possessive determiners are his, her, my, your, our, its, and noun + ‘s)
quantifiers - “every town and city”, “each policeman”, “all salaries” (notice “every” and “each” are singular, and must be used with singular count nouns)
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part 10 - Choose the correct determiners to complete each sentence, then discuss whether you think these are good suggestions for saving money.
1 a
2 your, a
3 the (= the specific supermarket where you go for groceries)
4 their (items = “they”)
5 your
6 - (“each” and “every” are singular), an (it’s not a specific item that we already talked about)
7 all
8 each
((my best friend)’s older brother)’s new girlfriend
= the new girlfriend of the older brother of my best friend
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a/an - for nonspecific singular count nouns
a + consonant sound: a computer, a teacher, a university, a one-way street
an + vowel sound: an apple, an expensive item, an hour, an honest person
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pronunciation of “the”
If the next word starts with a vowel sound that isn’t the “ee” sound, “the” is often pronounced “thee”
the apple, the artist, the American, the opposite, the airport, the aunt, the uncle, the adults
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Homework: p. 107 part 11 - complete the sentences with articles and possessives that are correct (more than one answer is possible
	p. 168 practice 1