function sendFunds(userFrom,userPIN,userTo,amou,modem)
    message={from=userFrom,pin=userPIN,to=userTo,amount=amou}
    modem.open(8816);
    modem.transmit(662,8816,textutils.serialize(message))
    os.startTimer(2)
    reply={os.pullEvent("modem_message")}
    if reply[1]=="modem_message" then
        return reply[5]
    else
        return false
    end
end