Why Are Bank Interest Rates Garbage

Sources:
https://www.creditkarma.com/savings/i/why-are-interest-rates-low-on-savings-accounts

https://www.thesimpledollar.com/banking/checking-and-savings/why-are-savings-account-rates-so-low/

https://www.businessinsider.com/personal-finance/average-mortgage-interest-rate#average-mortgage-interest-rate-by-credit-score

https://dqydj.com/sp-500-return-calculator/

https://www.investopedia.com/terms/r/reserveratio.asp

https://www.macrotrends.net/stocks/charts/JPM/jpmorgan-chase/roi

https://www.macrotrends.net/stocks/charts/WFC/wells-fargo/roi

https://www.macrotrends.net/stocks/charts/USB/us-bancorp/roi

https://www.nerdwallet.com/blog/banking/chase-savings-account-interest-rate-how-it-compares/

https://www.jpmorganchase.com/corporate/news/pr/tops-nation-deposits.htm

https://www.chase.com/personal/savings/interest-savings/interest-rates

https://www.valuepenguin.com/banking/average-savings-account-interest-rates

https://www.macrotrends.net/2015/fed-funds-rate-historical-chart

https://www.forbes.com/sites/greatspeculations/2018/06/25/largest-u-s-banks-to-benefit-from-improving-loan-to-deposit-ratios/#205fc8d46f03

Music:
Song: Dark Side
Artist: Rival
Video link: https://youtu.be/_umLOoa5Uvs

Song: Pride
Artist: Amadeus
Video link: https://youtu.be/i9JqN2cNlw4

Song: Apocalypse
Artist: Whitesand
Video link: https://youtu.be/d-NY4zwjpbQ

Song: Fall
Artist: Ross Bugden
Song link: https://youtu.be/TyJgO7zgG9I