Mada Transaction error 3

{
  "type": "PAYMENT",
  "payload": {
    "id": "8ac9a4a49270ceb4019276cf38432fd9",
    "registrationId": "8ac9a4a39270a0ef019276c2eb711ed8",
    "paymentType": "DB",
    "paymentBrand": "MADA",
    "amount": "20.00",
    "currency": "SAR",
    "presentationAmount": "20.00",
    "presentationCurrency": "SAR",
    "descriptor": "4187.3360.2089 21274 - Banzeeny MADA ",
    "result": {
      "code": "900.100.201",
      "description": "error on the external gateway (e.g. on the part of the bank, acquirer,...)",
      "randomField1822569572": "Please allow for new unexpected fields to be added"
    },
    "resultDetails": {
      "ConnectorTxID1": "8ac9a4a49270ceb4019276cf38432fd9",
      "connectorId": "8ac9a4a49270ceb4019276cf38432fd9",
      "ConnectorTxID2": "4187.3360.2089",
      "CardholderInitiatedTransactionID": "MDA95LWZL",
      "response.acquirerCode": "91",
      "ExtendedDescription": "The gateway has timed out the request to the acquirer because it did not receive a response.",
      "clearingInstituteName": "NCB BANK",
      "authorizationResponse.stan": "225388",
      "merchantCategoryCode": "5399",
      "transaction.acquirer.settlementDate": "2024-10-11",
      "transaction.receipt": "428414225388",
      "AcquirerResponse": "TIMED_OUT",
      "reconciliationId": "4187.3360.2089",
      "sourceOfFunds.provided.card.issuer": "AL RAJHI BANKING AND INVESTMENT CORP.",
      "response.acquirerMessage": "Issuer or switch inoperative"
    },
    "card": {
      "bin": "462220",
      "last4Digits": "1772",
      "holder": "Sami Ziad Allabban",
      "expiryMonth": "03",
      "expiryYear": "2029",
      "issuer": {
        "bank": "AL RAJHI BANKING AND INVESTMENT CORP.",
        "website": "HTTP://WWW.ALRAJHIBANK.COM.SA/",
        "phone": "4433 92 000 + 966 OR 33 334 601 +966"
      },
      "type": "DEBIT",
      "level": "SIGNATURE",
      "country": "SA",
      "maxPanLength": "16",
      "binType": "PERSONAL",
      "regulatedFlag": "N"
    },
    "customer": {
      "ip": "2001:16a2:c0d5:8ebb:6525:d3f3:2dda:a517"
    },
    "threeDSecure": {
      "eci": "05",
      "verificationId": "AAICBDiGFAAAAAfQaCKEdQAAAAA=",
      "version": "2.2.0",
      "dsTransactionId": "f1e31e2c-c2ce-400a-bd20-246a1f209cce",
      "challengeMandatedIndicator": "N",
      "transactionStatusReason": "",
      "acsTransactionId": "48c318e9-1677-4047-b365-cf04c889804a",
      "cardHolderInfo": "",
      "authType": "02",
      "flow": "challenge",
      "authenticationStatus": "Y",
      "acsReferenceNumber": "3DS_LOA_ACS_CACC_020200_00813",
      "dsReferenceNumber": "VISA.V 17 0003",
      "purchaseDate": "20241010142224"
    },
    "authentication": {
      "entityId": "8ac9a4cb8f81b4c2018fb4ac7607523b"
    },
    "customParameters": {
      "SHOPPER_MSDKIntegrationType": "Custom",
      "SHOPPER_device": "iPhone15,4",
      "CTPE_DESCRIPTOR_TEMPLATE": "",
      "SHOPPER_OS": "iOS 18.0.1",
      "SHOPPER_MSDKVersion": "6.2.0"
    },
    "redirect": {
      "url": "https://oppwa.com/connectors/asyncresponse;jsessionid=CBE665566C757BD4DA112E8F62C0E8F8.prod02-vm-con02?asyncsource=ACI_3DS_2&type=webMethod&cdkForward=true&ndcid=84D7458769897E96B1F3FC4EF08C7B2C.prod02-vm-tx18",
      "parameters": []
    },
    "risk": {
      "score": "0"
    },
    "timestamp": "2024-10-10 14:23:03+0000",
    "ndc": "84D7458769897E96B1F3FC4EF08C7B2C.prod02-vm-tx18",
    "merchantAccountId": "8ac9a4cc8f7bebe9018fbe7a22962beb",
    "channelName": "21274 - Banzeeny MADA",
    "source": "MSDK",
    "paymentMethod": "DC",
    "shortId": "4187.3360.2089"
  }
}