Monopoly

package com.company;


import java.util.Scanner;

public class Monopoly {
    public static void main(String[] args) {
        Scanner scanner = new Scanner(System.in);
        String[] dimensions = scanner.nextLine().split("\\s+");

        int rows = Integer.parseInt(dimensions[0]);
        int cols = Integer.parseInt(dimensions[1]);

        String[] lines = new String[rows];

        for (int i = 0; i < rows; i++) {
            lines[i] = scanner.nextLine();
        }

        char[][] matrix = fillTheMatrix(lines, rows, cols);

        int turns = 0;
        int money = 50;
        int hotels = 0;

        for (int row = 0; row < rows; row++) {
            for (int col = 0; col < cols; col++) {
                if (row % 2 == 0) {
                    char ch = matrix[row][col];
                    switch (ch) {
                        case 'H': {
                            hotels++;
                            System.out.printf("Bought a hotel for %s." +
                                    " Total hotels: %d.\n", money, hotels);

                            money = 0;
                            break;
                        }
                        case 'S': {
                            int mToSpend = (row + 1) * (col + 1);

                            if (money < mToSpend) {
                                System.out.printf("Spent %d money at the shop.\n",
                                        money);

                                money = 0;
                            } else {
                                System.out.printf("Spent %d money at the shop.\n",
                                        mToSpend);

                                money -= mToSpend;
                            }

                            break;
                        }
                        case 'J': {
                            System.out.printf("Gone to jail at turn %d.\n",
                                    turns);

                            turns += 2;

                            money += (hotels * 10) * 2;

                            break;
                        }
                    }
                } else {
                    char ch = matrix[row][cols - col - 1];

                    switch (ch) {
                        case 'H': {
                            hotels++;
                            System.out.printf("Bought a hotel for %s." +
                                    " Total hotels: %d.\n", money, hotels);

                            money = 0;

                            break;
                        }
                        case 'S': {
                            int mToSpend = (row + 1) * ((cols - col - 1) + 1);

                            if (money < mToSpend) {
                                System.out.printf("Spent %d money at the shop.\n",
                                        money);

                                money = 0;
                            } else {
                                System.out.printf("Spent %d money at the shop.\n",
                                        mToSpend);

                                money -= mToSpend;
                            }

                            break;
                        }
                        case 'J': {
                            System.out.printf("Gone to jail at turn %d.\n",
                                    turns);

                            turns += 2;

                            money += (hotels * 10) * 2;

                            break;
                        }
                    }
                }

                turns++;

                money += (hotels * 10);
            }
        }

        System.out.printf("Turns %d\n", turns);
        System.out.printf("Money %d", money);
    }
    public static char[][] fillTheMatrix(String[] lines, int rows, int cols) {
        char[][] matrix = new char[rows][];
        for (int row = 0; row < rows; row++) {
            char[] innerArr = new char[cols];
            for (int col = 0; col < cols; col++) {
                innerArr[col] = lines[row].charAt(col);
            }
            matrix[row] = innerArr;
        }
        return matrix;
    }
}