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  1. struction or damage by order of any
  2. government de jure or de facto or by
  3. any public authority;
  4. n) loss or damage directly or in-
  5. directly caused by, or arising out of,
  6. or aggravated by nuclear reaction,
  7. nuclear radiation or radioactive con-
  8. tamination;
  9. o) loss or damage due to any faults
  10. or defects existing at the time of
  11. commencement of this Policy within
  12. the knowledge of the Insured or his
  13. representatives, whether such faults
  14. or defects were known to the Insurers
  15. or not;
  16. p) loss or damage directly or in-
  17. directly caused by, or arising out of,
  18. or aggravated by the wilful act or
  19. wilful negligence of the Insured or
  20. his representatives;
  21. q) loss or damage for which the sup-
  22. plier or manufacturer is responsible
  23. either by law or under contract;
  24. r) consequential loss or liability of
  25. any kind or description;
  26. s) loss or damage discovered only at
  27. the time of taking an inventory or
  28. during routine servicing.
  29. In any action, suit or other proceeding
  30. where the Insurers allege that by
  31. reason of the provisions of exclu-
  32. sions m) - q) above any loss, de-
  33. struction or damage is not covered
  34. by this Policy, the onus of proving that
  35. such loss, destruction or damage is
  36. covered shall be upon the Insured.
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