public class CompoundInterest
{
    public static void main(String[]args)
    {

        final int STARTRATE = 10;
        final int NRATES = 6;
        final int NYEARS = 10;

        double [] interestRate = new double[NRATES];
        for( int j = 0;j<interestRate.length;j++)
            interestRate[j] = (STARTRATE + j)/100.0;

        double[][] balances = new double[NYEARS][NRATES];

        for(int j = 0;j<balances[0].length;j++)
            balances[0][j] = 10000;

        for(int i = 1;i<balances.length;i++)
        {
            for (int j = 0;j<balances.length;i++)
            {
                double oldBalance = balances[i-1][j];
                double  interest = oldBalance * interestRate[j];
                balances[j] = oldBalance + interest;

            }
        }

        for(int j = 0;j<interestRate.length;j++)
            System.out.printf("%9.0f%%",100*interestRate[j]);
        System.out.println();

        for(double []row:balances)
        {
            for (double b : row)
                System.out.printf("%10.2f",b);
            System.out.println();
        }

    }
}