| userID        |    name       |      email       |   balance  |
| ------------- |---------------|------------------|------------|
| 101           | alpha         | alpha@mail.com   |   1000     |
| 102           | bravo         | bravo@mail.com   |    500     |
| 103           | charlie       | charlie@mail.com |   2000     |

| transactionID |  from_user    |   to_user        | transfer_amount  |
| ------------- |---------------|------------------|------------------|
|   1           | 101           |       103        |   100            |
|   2           | 102           |       101        |   150            |
|   3           | 102           |       103        |   200            |