Human Paladin 5
+2 Strength 15
+0 Dexterity 11
+2 Constitution 14
-1 Intelligence 8
+1 Wisdom 12
+5 Charisma 17 + 1 level + 2 enhancement

AC 10 + 8 armor + 2 shield = 20
Base Attack Bonus: +5
HP: 5d10 [10, 9, 9, 7, 5] + 10 constitution = 48 HP

Fortitude 4 + 2 constitution + 5 divine grace = +11
Reflex 1 + 5 divine grace = +6
Will 1 + 1 wisdom + 4 divine grace = +7

Class Features
[1st] Aura of Good, Detect Evil Smite Evil 1/day [+5 to hit, +5 damage]
[2nd] Divine Grace, Lay on Hands [25]
[3rd] Aura of Courage, Divine Health
[4th] Turn Undead [9/day @ CL 2], Spellcasting
[5th] +1 Smite Evil, Special Mount

Feats [4]
[Human] Power Attack
[1st] Mounted Combat
[3rd] Ride-By Attack
[5th] Spirited Charge

[ACP -6]
Skills (16)
8 Ride [8 + 2 circumstance] = +10
3 Diplomacy [3 + 5 charisma + 2 synergy] = +10
5 Sense Motive [5 + 1 wisdom] = +6

Spells (CL 5/2)
-/0+1

Favored Class: [Paladin]

Equipment
[4000] Cloak of Charisma +2
[2500] Bag of Holding
[1650] Masterwork Full Plate
[315] Masterwork Longsword
[310] Masterwork Lance
[160] Masterwork Heavy Steel Shield
[25] Holy Symbol, Silver
[20] Military Saddle
[4] Saddlebags
6 gp

Mount
Hit Dice: 4d8+12 (30 hp) + 2 HD [2d8+6]
Initiative:	+1
Speed:	50 ft. (10 squares)
Armor Class:	14 (-1 size, +1 Dex, +4 natural), touch 10, flat-footed 13 + [4 natural]
Base Attack/Grapple:	+3/+11
Attack:	Hoof +6 melee (1d6+4)
Full Attack: 2 hooves +6 melee (1d6+4) and bite +1 melee (1d4+2)
Space/Reach: 10 ft./5 ft.
Special Qualities:	Low-light vision, scent, empathic link, improved evasion, share spells, share saving throws
Saves: [+4/+4/+1] Fort +7, Ref +5, Will +2
Abilities:	Str 18 + 1, Dex 13, Con 17, Int 2[6], Wis 13, Cha 6
Skills:	Listen +5, Spot +4
Feats:	Endurance, Run