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CentralBankOfTheBahamas| publications.csv

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  1. id,added,price,state,edited,addedby,summary,category,headline,editedby,published,close_date,amended_date,applicability
  2. 10760,2002-07-12 00:00:00,0,public,2007-10-05 15:43:33,<blank>,Entry forms for the art competition.,",7:,",Art Competition Entry Form,Ms. Latera Carey,2002-07-12,0000-00-00,2004-09-18,<blank>
  3. 10119,0000-00-00 00:00:00,0,public,2007-10-05 13:53:26,<blank>,"March, June, September and December Quarterly Economic Reviews for 2000",",112:116,",QER 2000,Ms. Latera Carey,0000-00-00,0000-00-00,2004-09-24,<blank>
  4. 16045,2008-07-29 15:22:04,0,public,0000-00-00 00:00:00,Ms. Latera Carey,Please download the entire document using the link below for a full overview of the Financial Sector in the Bahamas during 2007.,",26:,","Gross Economic Contribution of the Financial Sector, 2007",<blank>,2008-07-29,0000-00-00,2008-07-29,<blank>
  5. 10184,0000-00-00 00:00:00,0,public,2007-10-05 13:53:43,<blank>,"March, June, September and December Quarterly Economic Reviews",",112:116,",QER 2001,Ms. Latera Carey,0000-00-00,0000-00-00,2004-09-24,<blank>
  6. 10210,0000-00-00 00:00:00,0,public,2012-10-30 14:23:45,<blank>,Authorised Dealers and Agents,",105:145,",Authorised Dealers and Agents ( 31/03/ 2004),Mrs. Serena Rolle-Bethell,2004-09-18,0000-00-00,2004-09-18,<blank>
  7. 10229,0000-00-00 00:00:00,0,public,2004-09-18 12:54:20,<blank>,<blank>,",25:,","Governor's Remarks: Opening Anti-Money Laundering Seminar, 2001",<blank>,0000-00-00,2099-12-31,2004-09-18,<blank>
  8. 10230,0000-00-00 00:00:00,0,public,2004-09-18 12:54:20,<blank>,<blank>,",25:,","Governor's Message: Bahamas Institute of Chartered Accountants, 2001",<blank>,0000-00-00,2099-12-31,2004-09-18,<blank>
  9. 10231,0000-00-00 00:00:00,0,public,2004-09-18 12:54:19,<blank>,<blank>,",25:,","Governor's Remarks: Opening Lennox Paton Offices in London, 2002",<blank>,0000-00-00,2099-12-31,2004-09-18,<blank>
  10. 10232,0000-00-00 00:00:00,0,public,2004-09-18 12:54:19,<blank>,<blank>,",25:,","Governor's Speech: Bahamas Business Outlook, 2000",<blank>,0000-00-00,2099-12-31,2004-09-18,<blank>
  11. 10233,0000-00-00 00:00:00,0,public,2004-09-18 12:54:19,<blank>,<blank>,",25:,","Governor's Speech: Bahamas Business Outlook, 2001",<blank>,0000-00-00,2099-12-31,2004-09-18,<blank>
  12. 10234,0000-00-00 00:00:00,0,public,2004-09-18 12:54:19,<blank>,<blank>,",25:,","Governor's Speech: The Bahamas as an International Banking Centre, 1999",<blank>,0000-00-00,2099-12-31,2004-09-18,<blank>
  13. 10237,0000-00-00 00:00:00,0,public,2011-07-07 15:32:14,<blank>,Guidelines for Managed Institutions (Branches),",36:,",Guidelines with Respect to the Requirements for the Continuation of the Mangement of Branches of Foreign Banks (currently without a physical presence),Mrs. Serena Rolle-Bethell,2002-01-23,2011-07-06,0000-00-00,"0,2"
  14. 10245,0000-00-00 00:00:00,0,public,2004-09-18 12:54:18,<blank>,"This paper was published by the Sir Arthur Lewis Institute of Social and Economic Studies, of the University of the West Indies: Social and Economic Studies, Vol. 49: Nos. 2&3 (June/September, 2000)",",26:,",The Monetary and Fiscal Implications of Achieving Debt Sustainability,<blank>,0000-00-00,2099-12-31,2004-09-18,<blank>
  15. 10249,0000-00-00 00:00:00,0,public,2007-02-27 00:36:43,<blank>,"Please note that this paper is a work in pogress. Comments, questions and or suggestions are welcomed, and should be directed to the paper's author.",",27:,",Can The Sir Stafford Sands Model of The Bahamian Economy Survive Today's Global Economy,Administrator,2001-11-31,2099-12-31,2007-02-27,<blank>
  16. 10309,0000-00-00 00:00:00,0,public,2004-09-18 12:54:17,<blank>,<blank>,",26:,",Measuring the Impact of Foreign Capital Flows in the Bahamian Tourism Industry,<blank>,0000-00-00,2099-12-31,2004-09-18,<blank>
  17. 10310,0000-00-00 00:00:00,0,public,2007-02-27 00:37:28,<blank>,"Please note that this paper is a work in progress. Comments, questions and or suggestions are welcomed, and should be directed to the paper's author.",",27:,",Capital Market Developments and the Banking System,Administrator,2001-10-31,2099-12-31,2007-02-27,<blank>
  18. 10311,0000-00-00 00:00:00,0,public,2007-02-27 00:39:25,<blank>,"Please note that this paper is a work in progress. Comments, questions and or suggestions are welcomed, and should be directed to the paper's author.",",27:,",Capital Market Development and Foreign Portfolio Investment in The Bahamas,Administrator,2000-05-31,2099-12-31,2007-02-27,<blank>
  19. 11698,0000-00-00 00:00:00,0,public,2007-03-23 12:07:26,<blank>,This statement is to be completed and signed by individuals proposing to serve as directors and/or executive officers of Central Bank licensees.,",103:,",Confidential Statement - Directors and Executive Officers,Administrator,2002-01-23,0000-00-00,0000-00-00,<blank>
  20. 11703,0000-00-00 00:00:00,0,public,2008-11-25 12:18:13,<blank>,"Central Bank of The Bahamas Annual Report and Statement of Accounts, for the year ended December 31, 2000.",",112:113,","Annual Report & Statement of Accounts, 2000",Mrs. Serena Rolle-Bethell,2001-05-16,0000-00-00,2005-01-30,<blank>
  21. 11709,0000-00-00 00:00:00,0,public,2007-02-27 00:39:52,<blank>,"Using quarterly data for the period 1990 to 2000, this brief analyzes estimates of the money multiplier for The Bahamas. The multiplier has particular relevance for monetary policy, because it establishes a link between the monetary base or high powered money, which the central bank is in a position to influence and money supply changes that impact interest rates and real economic variables. The overall conclusion is that the multiplier exhibits significant seasonality, related almost entirely to quarterly shifts in the public's holding of currency and fluctuations in banks' excess reserves. Given the small size of the short run multiplier however, the impact of seasonality is much less important than the high level of autocorrelation of quarterly changes in the average money supply. In the absence of the restrictive monetary policy stance, the data suggest that the multiplier would have continued to increase over the course of the 1990's, in line with the proportionally reduced level of currency in active circulation. While there is scope to incorporate the multiplier in policy programming exercises the central bank has to be considerate of the current regulatory structure and depth of the financial system as this has implications for the evolution of the multiplier over the medium term.",",27:,",The Money Multiplier for The Bahamas,Administrator,2000-10-31,2099-12-31,2007-02-27,<blank>
  22. 10690,0000-00-00 00:00:00,0,public,2008-11-25 12:17:30,<blank>,"Central Bank of The Bahamas Annual Report and Statement of Accounts, for the year ended December 31, 2001.",",112:113,","Annual Report & Statement of Accounts, 2001",Mrs. Serena Rolle-Bethell,2002-05-15,0000-00-00,2005-01-30,<blank>
  23. 10714,0000-00-00 00:00:00,0,public,2004-09-18 12:54:16,<blank>,Guidelines for the Assistance of all Authorised Dealers in Respect of the Opening and Operation of Bahamian Dollar and Foreign Currency Accounts of Clients,",29:,",Guidelines for Opening and Classification of Accounts,<blank>,0000-00-00,2099-12-31,2004-09-18,<blank>
  24. 10720,0000-00-00 00:00:00,0,public,2004-09-18 12:54:16,<blank>,<blank>,",31:,",01/2002,<blank>,0000-00-00,2099-12-31,2004-09-18,<blank>
  25. 10721,0000-00-00 00:00:00,0,public,2004-09-18 12:54:16,<blank>,<blank>,",31:,",02/2002,<blank>,0000-00-00,2099-12-31,2004-09-18,<blank>
  26. 11715,0000-00-00 00:00:00,0,public,2004-09-18 12:54:05,<blank>,<blank>,",31:,",03/2002,<blank>,0000-00-00,2099-12-31,2004-09-18,<blank>
  27. 10723,0000-00-00 00:00:00,0,public,2004-09-18 12:54:16,<blank>,<blank>,",31:,",04/2002,<blank>,0000-00-00,2099-12-31,2004-09-18,<blank>
  28. 10739,0000-00-00 00:00:00,0,public,2004-09-18 12:54:16,<blank>,<blank>,",31:,",05/2002,<blank>,0000-00-00,2099-12-31,2004-09-18,<blank>
  29. 10744,0000-00-00 00:00:00,0,public,2007-10-05 13:53:59,<blank>,"March, June, September and December Quarterly Economic Reviews",",112:116,",QER 2002,Ms. Latera Carey,0000-00-00,0000-00-00,2004-09-24,<blank>
  30. 10746,0000-00-00 00:00:00,0,public,2012-10-30 14:24:02,<blank>,Public Banks and Trust Companies Licensed to do Business in The Bahamas: 31/03/02,",105:145,",Public Banks and Trust Companies Licensed to do Business in The Bahamas: 31/03/02,Mrs. Serena Rolle-Bethell,2004-09-18,0000-00-00,2004-09-18,<blank>
  31. 10749,0000-00-00 00:00:00,0,public,2004-09-18 12:54:15,<blank>,<blank>,",31:,",06/2002,<blank>,0000-00-00,2099-12-31,2004-09-18,<blank>
  32. 10755,0000-00-00 00:00:00,0,public,2004-09-18 12:54:15,<blank>,<blank>,",30:,","Warning Notice, June 6, 2002",<blank>,0000-00-00,2099-12-31,2004-09-18,<blank>
  33. 10756,0000-00-00 00:00:00,0,public,2004-09-18 12:54:15,<blank>,<blank>,",30:,","Warning Notice, August 1, 2002",<blank>,0000-00-00,2099-12-31,2004-09-18,<blank>
  34. 10766,0000-00-00 00:00:00,0,public,2004-09-18 12:54:14,<blank>,<blank>,",30:,","Warning Notice, August 19, 2002",<blank>,0000-00-00,2099-12-31,2004-09-18,<blank>
  35. 10767,0000-00-00 00:00:00,0,public,2004-09-18 12:54:14,<blank>,<blank>,",31:,",07/2002,<blank>,0000-00-00,2099-12-31,2004-09-18,<blank>
  36. 10778,0000-00-00 00:00:00,0,public,2007-03-23 11:58:01,<blank>,Guidelines for the Minimum Standards for Character and Financial Reference Letters,",36:99,",Guidelines for the Minimum Standards for Character and Financial Reference Letters,Administrator,2004-09-18,0000-00-00,0000-00-00,<blank>
  37. 11651,2002-10-02 00:00:00,0,public,2004-09-18 12:54:08,<blank>,<blank>,",30:,","Warning Notice, September 13, 2002",<blank>,2002-10-02,2099-12-31,2004-09-18,<blank>
  38. 11750,2002-10-17 00:00:00,0,public,2012-10-30 14:26:47,<blank>,"List of banks and trust companies licensed in The Bahamas. Names of """"Public"""" licensees along with contact details are provided, as at 30th June, 2002.",",105:145,",Public Banks and Trust Companies Licensed in The Bahamas: 30/06/02,Mrs. Serena Rolle-Bethell,2002-10-17,0000-00-00,2004-09-18,<blank>
  39. 11758,2002-11-16 00:00:00,0,public,2004-09-18 12:54:04,<blank>,Warning Notice for Highland Bank,",30:,","Warning Notice: October 16, 2002",<blank>,2002-11-16,2099-12-31,2004-09-18,<blank>
  40. 11762,2002-11-18 00:00:00,0,public,2007-03-29 15:10:12,<blank>,"Paper presented by Rochelle Deleveaux, Legal Counsel at FTRA Seminar hosted by Central Bank - August 2002.",",17:106,",FTRA Seminar Paper: Know Your Customer,Administrator,2002-11-18,0000-00-00,2004-09-18,<blank>
  41. 11763,2002-11-18 00:00:00,0,public,2007-03-29 15:10:30,<blank>,"Paper presented by Walter Christen, Consultant, at FTRA Seminar hosted by Central Bank - August 2002.",",17:106,",FTRA Seminar Paper: On-site Supervision Perspective,Administrator,2002-11-18,0000-00-00,0000-00-00,<blank>
  42. 11771,2002-12-14 00:00:00,0,public,2012-10-30 14:26:32,<blank>,"List of banks and trust companies licensed in The Bahamas. Names of """"Public"""" licensees along with contact detials are provided, as at 30th September, 2002.",",105:145,",Public Banks and Trust Companies Licensed in The Bahamas: 30/09/02,Mrs. Serena Rolle-Bethell,2002-12-14,0000-00-00,2004-09-18,<blank>
  43. 11775,2002-12-16 00:00:00,0,public,2004-09-18 12:54:04,<blank>,<blank>,",30:,","WARNING NOTICE, December 13, 2002",<blank>,2002-12-16,2099-12-31,2004-09-18,<blank>
  44. 11776,2002-12-16 00:00:00,0,public,2004-09-18 12:54:03,<blank>,<blank>,",30:,","Cumulative WARNING LIST: December 13, 2002",<blank>,2002-12-16,2099-12-31,2004-09-18,<blank>
  45. 11790,2002-12-23 12:16:42,0,public,2004-09-18 12:54:03,<blank>,<blank>,",31:,",08/2002,<blank>,2002-12-23,2099-12-31,2004-09-18,<blank>
  46. 11791,2002-12-23 12:17:07,0,public,2004-09-18 12:54:03,<blank>,<blank>,",31:,",09/2002,<blank>,2002-12-23,2099-12-31,2004-09-18,<blank>
  47. 11792,2002-12-23 12:17:34,0,public,2004-09-18 12:54:03,<blank>,<blank>,",31:,",10/2002,<blank>,2002-12-23,2099-12-31,2004-09-18,<blank>
  48. 11793,2002-12-23 12:18:03,0,public,2004-09-18 12:54:03,<blank>,<blank>,",31:,",11/2002,<blank>,2002-12-23,2099-12-31,2004-09-18,<blank>
  49. 11800,2003-02-19 18:56:59,0,public,2012-10-30 14:26:19,<blank>,"List of banks and trust companies licensed in The Bahamas along with contact details provided as at 31st December, 2002.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/12/02,Mrs. Serena Rolle-Bethell,2003-02-19,0000-00-00,2004-09-18,<blank>
  50. 11809,2003-03-18 17:30:53,0,public,2004-09-18 12:54:02,<blank>,Warning Notices for:\nUniglobe Investment Banking; and\nUnion Center National Bank (UCNB),",30:,","Warning Notice: March 18, 2003",<blank>,2003-03-18,2099-12-31,2004-09-18,<blank>
  51. 11812,2003-03-18 18:10:23,0,public,2004-09-18 12:54:02,<blank>,Compilation of names appearing in individual Warning Notices,",30:,","Cumulative WARNING LIST: March 18, 2003",<blank>,2003-03-18,2099-12-31,2004-09-18,<blank>
  52. 11817,2003-03-26 18:41:44,0,public,2007-03-23 12:14:28,<blank>,"Exchange Control Regulations (Iraq) Directions, 1990",",36:74,",Iraq Regulations and Directions,Administrator,0000-00-00,0000-00-00,0000-00-00,"0,1,2,3"
  53. 11832,2003-05-06 13:01:28,0,public,2007-10-05 13:40:20,<blank>,"This report includes a comparative review of economic and financial developments in The Bahamas during 2002. The second half of the report provides a summary of the Bank's operations and the Statement of Accounts for the year ending December 31, 2002.",",112:113,","Annual Report & Statement of Accounts, 2002",Ms. Latera Carey,2003-05-06,0000-00-00,2005-01-30,<blank>
  54. 11871,2003-05-07 11:45:36,0,public,2004-09-18 12:53:58,<blank>,Compilation of names appearing in individual Warning Notices,",30:,","Cumulative WARNING LIST: May 06, 2003",<blank>,2003-05-07,2099-12-31,2004-09-18,<blank>
  55. 11873,2003-05-07 11:51:20,0,public,2004-09-18 12:53:58,<blank>,Warning Notice for Universal Alliance Company,",30:,","Warning Notice: May 06, 2003",<blank>,2003-05-07,2099-12-31,2004-09-18,<blank>
  56. 11878,2003-05-14 14:47:32,0,public,2012-10-30 14:26:03,<blank>,"List of banks and trust companies licensed in The Bahamas along with contact details, as at 31st March, 2003",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/03/03,Mrs. Serena Rolle-Bethell,2003-05-14,0000-00-00,2004-09-18,<blank>
  57. 11910,2003-07-01 15:57:29,0,public,2007-10-10 09:31:46,<blank>,"As the project to modernize The Bahamas' payments systems enters into the systems acquisition and implementation phase, the Bank invites responses from suppliers interested in providing a Real Time Gross Settlement (RTGS) system. The attached Request for Information document, details the requirements and the terms and conditions governing this process",",34:,",Request for Information,Ms. Latera Carey,2003-07-01,2003-12-31,2004-09-18,<blank>
  58. 11920,2003-07-08 11:49:51,0,public,2004-09-18 12:53:56,<blank>,<blank>,",31:,",01/2003,<blank>,2003-07-08,2099-12-31,2004-09-18,<blank>
  59. 11921,2003-07-08 11:50:23,0,public,2004-09-18 12:53:56,<blank>,<blank>,",31:,",02/2003,<blank>,2003-07-08,2099-12-31,2004-09-18,<blank>
  60. 11922,2003-07-08 11:51:07,0,public,2004-09-18 12:53:56,<blank>,<blank>,",31:,",03/2003,<blank>,2003-07-08,2099-12-31,2004-09-18,<blank>
  61. 11923,2003-07-08 11:51:32,0,public,2004-09-18 12:53:56,<blank>,<blank>,",31:,",04/2003,<blank>,2003-07-08,2099-12-31,2004-09-18,<blank>
  62. 11924,2003-07-08 11:53:55,0,public,2004-09-18 12:53:56,<blank>,<blank>,",31:,",05/2003,<blank>,2003-07-08,2099-12-31,2004-09-18,<blank>
  63. 11932,2003-07-24 11:32:39,0,public,2007-10-05 13:53:06,<blank>,"March, June, September and December Quarterly Economic Review for 2003",",112:116,",QER 2003,Ms. Latera Carey,2003-07-24,0000-00-00,2004-09-26,<blank>
  64. 11933,2003-07-24 11:33:16,0,public,2004-09-18 12:53:55,<blank>,<blank>,",26:,",2002: Gross Economic Contribution of Banks and Trust Companies in The Bahamas,<blank>,2003-07-24,2099-12-31,2004-09-18,<blank>
  65. 11937,2003-07-29 17:53:12,0,public,2007-03-23 12:00:18,<blank>,Full Title: Guidance Note on Accounting and Other Records and Internal Control Systems and Reporting Accountants' Reports Thereon,",36:100,",Guidance Note on Accounting and Other Records,Administrator,2000-03-01,0000-00-00,0000-00-00,"0,1,2,3"
  66. 14725,2003-08-06 17:03:30,0,public,2004-09-18 12:53:55,[email protected],Warning notice for various banking and trust entities.,",30:,","Warning Notice: July 29, 2003",<blank>,2003-08-06,2099-12-31,2004-09-18,<blank>
  67. 14727,2003-08-06 17:07:25,0,public,2004-09-18 12:53:55,[email protected],Compilation of names appearing in individual warning notices.,",30:,","Cumulative WARNING LIST, July 30, 2003",<blank>,2003-08-06,2099-12-31,2004-09-18,<blank>
  68. 14745,2003-08-14 19:26:56,0,public,2012-10-30 14:25:46,[email protected],"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 30th June, 2003.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/06/03,Mrs. Serena Rolle-Bethell,2003-08-14,0000-00-00,2004-09-18,<blank>
  69. 14749,2003-08-15 15:05:07,0,public,2004-09-18 12:53:55,[email protected],Warning Notice for Nassau Finances,",30:,","Warning Notice: August 15, 2003",<blank>,2003-08-15,2099-12-31,2004-09-18,<blank>
  70. 14750,2003-08-15 15:06:53,0,public,2004-09-18 12:53:55,[email protected],Compilation of names appearing in individual Warning Notices,",30:,","Cumulative WARNING LIST: August 15, 2003",<blank>,2003-08-15,2099-12-31,2004-09-18,<blank>
  71. 14755,2003-08-25 10:37:24,0,public,2015-08-07 17:03:28,[email protected],Guidelines for Assessing the Fitness and Propriety of Applicants for Regulated Functions,",36:99,",Guidelines for Assessing the Fitness and Propriety of Applications for Regulated Functions,Mrs. Serena Rolle-Bethell,2003-08-15,2015-08-07,0000-00-00,"0,1,2,3"
  72. 14758,2003-08-25 10:45:36,0,public,2012-04-24 18:49:26,[email protected],Guidelines for the Minimum Standards for Letters of Comfort,",36:74,",Guidelines for the Minimum Standards for Letters of Comfort,Mrs. Serena Rolle-Bethell,2003-08-25,2012-04-24,0000-00-00,"0,1,2,3"
  73. 14774,2003-10-14 18:45:38,0,public,2004-09-18 12:53:53,[email protected],Warning Notice for:\n(i) Globenet Finance & Trust \n(ii) International Investments Bank [Group],",30:,","Warning Notice: October 16, 2003",<blank>,2003-10-14,2099-12-31,2004-09-18,<blank>
  74. 14775,2003-10-14 18:47:16,0,public,2004-09-18 12:53:53,[email protected],Compilation of names appearing in individual Warning Notices,",30:,","Cumulative WARNING LIST: October 16, 2003",<blank>,2003-10-14,2099-12-31,2004-09-18,<blank>
  75. 14778,2003-10-16 11:58:04,0,public,2007-03-16 08:52:47,[email protected],"These Guidelines specifically address the management of the credit risk present in the business activities of licensees, within their overall corporate governance process and risk management programme. The effective management of credit risk as a component of a comprehensive risk management programme is fundamental to the safety and soundness of every licensee and is critical to its long-term viability. These Guidelines should be read in conjunction with the ""Guidelines for the Corporate Governance of Banks and Trust Companies Licensed to do Business Within and From Within The Bahamas"" (""Corporate Governance Guidelines"") and the Guidelines for the Management of Large Exposures (Large Exposures Guidelines). Additionally, the Central Bank endorses the Basel Committee's 17 Principles for Management of Credit Risk (September 2000). Licensees are encouraged to refer to the full Basel document at www.bis.org.",",36:69,",Guidelines for the Management of Credit Risk,Administrator,2003-10-16,0000-00-00,0000-00-00,"0,2"
  76. 14787,2003-10-22 12:19:27,0,public,2007-03-29 15:09:31,[email protected],"Public Notice dated 2nd October, 2003: The International Obligations (Economic and Ancillary Measures) Act, 1993: The International Obligations (Economic and Ancillary Measures), (Afghanistan) Order, 2001.",",17:108,",Afghanistan Order - Public Notice,Administrator,2003-10-22,0000-00-00,2004-09-18,<blank>
  77. 14801,2003-11-10 10:05:42,0,public,2004-09-18 12:53:52,[email protected],<blank>,",26:,","Survey of Private Pension Funds, 2000-2001",<blank>,2003-11-10,2099-12-31,2004-09-18,<blank>
  78. 14813,2003-12-01 11:46:31,0,public,2007-10-05 14:00:58,[email protected],Available Quarterly Statistical Digests for2003,",112:117,",QSD 2003,Ms. Latera Carey,2003-12-01,0000-00-00,2004-09-24,<blank>
  79. 16128,2009-08-27 16:45:56,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"QSD August 2009 is now available. For complete viewing of monetary, financial and economic statistics through June 2009, please click on the document below.",",112:117,","Quarterly Statistical Digest, August 2009",<blank>,2009-08-27,0000-00-00,2009-08-27,<blank>
  80. 15989,2007-12-10 15:47:36,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"QSD November 2007 is now available, for complete viewing of monetary, financial and economic statistics through September 2007, please click on the link below.\r\n\r\n",",112:117,",QSD November 2007,<blank>,2007-12-10,0000-00-00,2007-12-10,<blank>
  81. 15938,2007-04-16 08:36:35,0,public,2007-10-05 13:43:13,Administrator,Summary of domestic economic developments for the 4th Quarter of 2006 - a brief summary of the economic outlook.,",112:116,","Domestic Economic Developments, 4th Quarter 2006",Ms. Latera Carey,2007-04-16,0000-00-00,0000-00-00,<blank>
  82. 15939,2007-04-20 09:05:11,0,public,0000-00-00 00:00:00,Administrator,"Following consultations with industry representatives, the Bank advises that the Governor has\r\ngranted PTCs an exemption from section 6 (1) of the BTCRA, which requires them to seek the\r\nprior approval of the Governor for the transfer and disposal of shares of the company, subject\r\nhowever, to the following condition:\r\n\r\nThat the Registered Representative shall at all times, maintain a current share\r\nregister of all shareholders of the Private Trust Company or companies for which\r\nhe serves as Registered Representative.",",102:,",Exemption of Private Trust Companies (PTCs) from BTCRA 6(1),<blank>,2007-04-20,0000-00-00,2007-04-20,<blank>
  83. 15940,2007-05-02 10:59:45,0,public,2012-04-19 11:31:53,Administrator,"The Central Bank is pleased to announce the release of the General Information and Application Guidelines for Private Trust Companies and Their Registered Representatives (the Guidelines). \r\n\r\nThe 2006 amendments to the Central Bank of The Bahamas Act (the CBA) and the Banks and Trust Companies Regulation Act (the BTCRA), as well as the introduction of the Banks and Trust Companies (Private Trust Companies) Regulations, 2007 create a unique type of trust company known as the Private Trust Company (PTC), which is exempt from the full range of licensing requirements otherwise applicable to trust companies operating within and from within the Bahamas. \r\n\r\nThese Guidelines outline the Central Bank's policy with regard to the approval of Registered Representatives of Private Trust Companies (PTCs) and their ongoing regulation and supervision. They also provide general information on PTCs and necessary requirements for their establishment. The regulatory regime for a PTC is designed to ensure high standards of business conduct, professionalism and competence for PTCs, while offering an appropriate level of regulatory oversight given the limited activities of such companies.\r\n\r\nAny questions regarding these Guidelines should be directed to:\r\n\r\nThe Policy Unit\r\nBank Supervision Department \r\nThe Central Bank of The Bahamas\r\nFrederick & Market Streets\r\nP.O. Box N 4868\r\nNassau, Bahamas\r\n\r\nTel (242) 302-2615\r\nFax (242) 356-3909\r\nEmail: [email protected]\r\n",",36:104,",General Information and Application Guidelines for Private Trust Companies and Their Registered Representatives (Amended),Mrs. Serena Rolle-Bethell,2007-01-10,2012-04-02,2007-10-05,<blank>
  84. 14821,2003-12-08 18:13:49,0,public,2012-10-30 14:25:15,[email protected],"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 30th September, 2003.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/09/03,Mrs. Serena Rolle-Bethell,2003-12-08,0000-00-00,2004-09-18,<blank>
  85. 14825,2003-12-11 16:53:57,0,public,2004-09-18 12:53:51,[email protected],Remarks presented at the Bahamas Association of Compliance Officers Luncheon - December 2002 by Cassandra Nottage,",25:,",Corporate Governance,<blank>,2003-12-11,2099-12-31,2004-09-18,<blank>
  86. 14833,2004-01-07 18:40:47,0,public,2004-09-18 12:53:51,[email protected],Warning Notice for: Crown Choice Financial; First Atlantic Offshore Banking Corporation; First Standard Finance; Reddington Capital Trust.,",30:,","Warning Notice: January 07, 2004",<blank>,2004-01-07,2099-12-31,2004-09-18,<blank>
  87. 14835,2004-01-07 18:43:07,0,public,2004-09-18 12:53:51,[email protected],Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST: January 07, 2004",<blank>,2004-01-07,2099-12-31,2004-09-18,<blank>
  88. 14846,2004-01-21 12:48:40,0,public,2004-09-18 12:53:50,[email protected],"On Tuesday January 20th, at the 13th Annual Bahamas Business Outlook, Central Bank Governor Julian W. Francis presented his views on the critical issues facing the Bahamian economy. His remarks in their entirety can be accessed via the attached link.\n\nThe event was held at the Radisson Cable Beach Resort.",",25:,",Governor's Speech Business Outlook 2004,<blank>,2004-01-21,2099-12-31,2004-09-18,<blank>
  89. 14878,2004-02-16 17:23:26,0,public,2004-09-18 12:53:50,[email protected],Compilation of names appearing in individual Warning Notices,",30:,","Cumulative WARNING LIST: February 16, 2004",<blank>,2004-02-16,2099-12-31,2004-09-18,<blank>
  90. 14879,2004-02-16 17:26:13,0,public,2004-09-18 12:53:50,[email protected],Warning Notice for:\n\nContinental Trust Bank\nInternational Credit Union\nStandard National Bank & Trust,",30:,","Warning Notice: February 16, 2004",<blank>,2004-02-16,2099-12-31,2004-09-18,<blank>
  91. 14886,2004-02-17 17:27:51,0,public,2012-10-30 14:24:57,[email protected],"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 31st December, 2003.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/12/03,Mrs. Serena Rolle-Bethell,2004-02-17,0000-00-00,2004-09-18,<blank>
  92. 14890,2004-02-23 17:55:53,0,public,2004-09-18 12:53:50,[email protected],Warning Notice for Imperial StrongHold [ISH],",30:,","Warning Notice: February 23, 2004",<blank>,2004-02-23,2099-12-31,2004-09-18,<blank>
  93. 14891,2004-02-23 17:57:13,0,public,2004-09-18 12:53:50,[email protected],Compilation of names appearing in individual Warning Notices,",30:,","Cumulative WARNING LIST: February 23, 2004",<blank>,2004-02-23,2099-12-31,2004-09-18,<blank>
  94. 14899,2004-03-04 13:28:17,0,public,2007-10-05 14:00:45,[email protected],Available Quarterly Statistical Digests for 2004,",112:117,",QSD 2004,Ms. Latera Carey,2004-03-04,0000-00-00,2004-12-10,<blank>
  95. 14937,2004-05-05 18:34:56,0,public,2009-05-06 15:03:36,[email protected],"This report includes a comparative review of economic and financial developments in The Bahamas during 2003, an update on regulatory development affecting the financial sector during the year, a review of monetary policy developments and an update of The Bahamas' Payments System Modernization Initiative. The second half of the report provides a summary of the Bank's operations and the Statement of Accounts for the year ending December 31, 2003.",",112:113,","Annual Report & Statement of Accounts, 2003",Mrs. Serena Rolle-Bethell,2004-05-05,0000-00-00,2005-01-30,<blank>
  96. 16129,2009-09-04 16:23:30,0,public,2009-09-04 16:56:14,Mrs. Yvonne Cooper,"Domestic economic conditions remained challenging over the review month, amid sustained softening in key global consumer demand indicators. The consequential weakness in the local tourism sector, combined with recessed levels of foreign investment-related construction activity, contributed to a deterioration in employment conditions. Continued easing in demand pressures resulted in a moderation in the inflation rate despite a firming in fuel prices during July. Money and credit trends for the month featured a contraction in liquidity and external reserves, reflecting the seasonal increase in demand for foreign currency in the latter half of the year.\r\n\r\nFor full text reading, please downlaod attached document.",",112:114,",MEFD July 2009,Alwyn Jordan,2009-09-04,0000-00-00,2009-09-04,<blank>
  97. 15046,2004-06-10 16:49:43,0,public,2007-03-23 11:28:36,[email protected],"These Guidelines, originally issued on 16th September 2003 and amended on 24th May, 2004, provide an overview of the procedures for voluntary liquidation and subsequent revocation of bank and trust licences. Revocations of banking or trust licences which are effected due to supervisory action, are not detailed within this Guideline.",",36:74,",Procedures for Voluntary Liquidations and the Subsequent Revocation of a Banking or Trust Licence,Administrator,2003-09-16,0000-00-00,2004-05-24,"0,1,2,3"
  98. 15050,2004-06-15 11:24:24,0,public,2007-03-29 15:09:00,[email protected],Notice: Reporting of Unverified Facilities and Development of an Anti-Money Laundering Risk Framework,",17:108,",Notice: Reporting of Unverified Facilities and Development of an Anti-Money Laundering Risk Framework,Administrator,2004-06-15,0000-00-00,0000-00-00,<blank>
  99. 15130,2004-07-22 09:39:58,0,public,2004-09-18 12:53:45,[email protected],<blank>,",26:,",2003: Gross Economic Contribution of the Financial Sector in The Bahamas,<blank>,2004-07-22,2099-12-31,2004-09-18,<blank>
  100. 15134,2004-07-23 11:30:04,0,public,2004-09-18 12:53:44,[email protected],The latest developments through the first half of 2004.,",26:,",Recent Economic Developments and Prospects (2003/04),<blank>,2004-07-23,2099-12-31,2004-09-18,<blank>
  101. 15141,2004-08-09 11:01:29,0,public,2012-10-30 14:24:42,[email protected],"Amended List of Licensees as at 31st March, 2004.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/03/04 (Amended),Mrs. Serena Rolle-Bethell,2004-08-09,0000-00-00,2004-09-18,<blank>
  102. 15144,2004-08-09 11:12:31,0,public,2004-09-18 12:53:44,[email protected],Warning Notice for Universal Credit Union Bank,",30:,","Warning Notice: August 9, 2004",<blank>,2004-08-09,2099-12-31,2004-09-18,<blank>
  103. 15146,2004-08-09 11:42:25,0,public,2004-09-18 12:53:44,[email protected],Compilation of names appearing in individual Warning Notices,",30:,","Cumulative WARNING LIST: August 9, 2004",<blank>,2004-08-09,2099-12-31,2004-09-18,<blank>
  104. 15153,2004-08-11 08:44:07,0,public,2010-11-11 12:32:44,[email protected],"To facilitate international co-operation and effective consolidated supervision, the Central Bank of The Bahamas, where applicable, may enter into Memoranda of Understanding (MOUs) with foreign regulatory authorities.\r\n \r\nThe Central Bank has now provided, for licensees' information, a model MOU text which will generally be followed in these agreements.\r\n \r\nQuestions regarding the Model MOU should be directed to:\r\n \r\nThe Manager\r\nBank Supervision Department\r\nCentral Bank of The Bahamas\r\nP.O. Box N-4868\r\nNassau, Bahamas\r\n \r\nTel: 1-242-302-2615\r\nFax: 1-242-356-3909\r\n\r\nEmail: [email protected]",",36:125,",Model Memorandum of Understanding,Mrs. Serena Rolle-Bethell,2004-08-11,2010-11-10,2005-09-05,<blank>
  105. 15155,2004-08-23 11:59:18,0,public,2012-10-30 14:24:24,[email protected],"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 30th June, 2004.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/06/04,Mrs. Serena Rolle-Bethell,2004-08-23,0000-00-00,2004-09-18,<blank>
  106. 15193,2004-09-24 16:05:15,0,public,2007-10-05 13:52:24,[email protected],"March, June, September and December quarterly overviews of domestic economic developments during 2003",",112:116,",Domestic Overview 2003,Ms. Latera Carey,2004-09-24,0000-00-00,2004-09-24,<blank>
  107. 15196,2004-09-24 16:11:32,0,public,2007-10-05 13:52:39,[email protected],Available quarterly overviews of domestic economic developments for 2004,",112:116,",Domestic Overview 2004,Ms. Latera Carey,2004-09-24,0000-00-00,2004-09-24,<blank>
  108. 15197,2004-09-24 16:19:00,0,public,2007-10-05 13:52:52,[email protected],Available Quarterly Economic Reviews for 2004,",112:116,",QER 2004,Ms. Latera Carey,2004-09-24,0000-00-00,2004-10-01,<blank>
  109. 15233,2004-10-04 15:10:43,0,public,2007-10-05 14:12:55,[email protected],"Indications are that the tourism sector's strong momentum continued to support healthy growth in the Bahamian economy during the first eight months of 2004, with gains evidenced in both the monthly and cumulative pickup in foreign currency inflows through the banking system. August marked the seasonal peak in tourism, with inflows expected to subside over the remainder of the year. Meanwhile, the demand stimulus from private sector credit is expected to firm, following the August 9th lifting of the Central Bank's lending restrictions; albeit, the effects might be indiscernible from those created by hurricane relief facilities.\r\n\r\nDamage caused by Hurricanes Frances and Jeanne, particularly in Grand Bahama and Abaco, is expected to adversely impact the economy over the remainder of 2004, and alter spending priorities in the Government's budget. Some hotel properties on these and several of the easterly islands of the Archipelago are expected to be closed for repairs for the rest of the year. Fortunately, the disruption should only marginally diminish the expected growth in expenditure for 2004, since the storms hit at the close of the peak tourist season and spared the bulk of the industry's capacity in New Providence from any major damage. Moreover, most properties are expected to re-open in time to benefit from a resumed business growth in 2005, favoured by the healthy outlook for the United States' economy.\r\n\r\nIt is anticipated that hurricane recovery efforts will spark increased construction expenditure which, up to this point, has been supported by steady net residential mortgage lending. A significant portion of these outlays will be financed by re-insurance inflows, minimizing the impact on external reserves. Public sector outlays on infrastructural repairs will have a similar effect on construction, however these will inevitably increase the budget deficit, coinciding with reduced revenue yields owing to customs duty concessions on imported building materials and decreased taxes from tourism and productive activities on the severely affected islands. Beyond these short-term stimuli, the gradual pickup in foreign investments is still expected to provide the main support to building activity during 2005 and over the medium-term.\r\n\r\nMoney and credit trends remained more sustainable than in 2003 but with resumed growth in net claims on the Government, following last year's external bond issue, the proceeds from which, conversely, paid down net liabilities to banks. Both external reserves and bank liquidity remained buoyant and are expected to close the year at higher levels than in 2003, owing to stronger net foreign currency inflows through the private sector.\r\n\r\nAs to the outlook, rising short-term interest rates, as the Federal Reserve tightens its stance against inflation, could temper travel spending among US households and limit the domestic economy's upside potential. The firming trend in oil prices also poses some uncertainty, contributing to higher operating costs in the travel industry and impeding global economic growth. \r\n\r\n[Click on the following link to see the full report.]",",112:114,",August 2004,Ms. Latera Carey,2004-10-04,0000-00-00,2004-10-05,<blank>
  110. 15259,2004-10-29 17:49:17,0,public,2007-10-05 14:12:40,[email protected],"While indications are that tourism's momentum continued to support healthy growth in the economy during the first nine months of 2004, September's falloff in activity as a result of Hurricanes Frances and Jeanne was particularly marked, culminating in a projected decrease in visitor expenditures during the third quarter. In addition to the depressed conditions in Grand Bahama and Abaco, business activity was suspended throughout the archipelago in the immediate days surrounding the storms. Banking sector data on foreign currency transactions confirmed a reduction in tourism inflows, along with reduced domestic demand for foreign exchange. \r\n\r\nBased on the pace at which the northern economies are expected to recover over the next few months and the level of growth originally anticipated during the third and fourth quarters of 2004, estimates are that total output loss during September-December could approach $200 million. This is in addition to losses from damage to infrastructure and property, of which, in the private sector's case, re-insurance inflows are expected to finance a large portion of the repairs. The expenditures on repairs, expected to peak during the first half of 2005, should offset 2004's output losses, and with the expected intensification of foreign investment inflows and steadily rising mortgage lending, sustain increased construction activity and employment.\r\n\r\nHaving surpassed the initial hurdle of the hurricanes, money and credit trends remain on a sustainable course for the remainder of 2004, with expectations of a net increase in external reserves and continued buoyancy in bank liquidity.\r\n\r\nTourism is still on track to resume a healthy upturn in 2005, rejoined by the full participation of the northern economies. The US economy will continue to provide the main support for the sector, albeit moderated by the Federal Reserve's tightening of interest rates to fight inflation. Higher oil prices represent an additional constraint on US growth and on the cost of travel, through which channels are transmitted the most direct negative effects on The Bahamas' economy. Nevertheless, the record nominal oil prices overstate this danger since, in inflation-adjusted terms, real energy costs are still lower than two decades ago.\r\n\r\n[Click on the following link to see the full report.]",",112:114,",September 2004,Ms. Latera Carey,2004-10-29,0000-00-00,2004-10-29,<blank>
  111. 15275,2004-11-15 15:32:44,0,public,2011-06-07 12:15:25,[email protected],"These Guidelines outline the Central Bank's policy for the minimum requirements for the continuation of the management and operation of banks and trust companies that currently operate under restricted bank and/or trust licences issued by the Central Bank, but without maintaining a physical presence in The Bahamas.\r\n\r\nThese Guidelines were amended on 15th November, 2004 to exempt those Managed Restricted Trust Companies which conduct business on behalf of one client, or clients who are members of the same family from the requirement to include a minimum of one resident, non-executive director on its board.",",36:98,",Guidelines with Respect to the Requirement For the Continuation of The Management of Restricted Banks and Trust Companies (Currently Without A Physical Presence),Mrs. Serena Rolle-Bethell,2002-05-17,2011-06-02,2004-11-15,"2,3"
  112. 15281,2004-11-29 15:49:38,0,public,2007-10-05 14:12:28,[email protected],"In October, the economy continued to recover from the setbacks of the September hurricanes, amid initial signs of re-insurance inflows and some seasonal rebound in tourism. While in comparison to October 2003, less demand stimulus originated from private sector credit, residential mortgages support was firmer. Otherwise, money and credit trends were dominated by non-bank subscriptions to the Government's $100 million Registered Stock issue, with the Government's net liabilities to banks consequently reduced, alongside a decline in the deposit base.\r\n\r\nCumulative indicators for the first 10 months of 2004 upheld evidence of strengthening output contributions from tourism and domestic construction expenditures. Despite lower September volumes, the latest available data reveal that growth in total visitor arrivals firmed to 12.3% in the first three quarters of the year, after a 2.6% uptrend in 2003. This reflected broad-base stopover expenditure gains, and significantly improved cruise passenger trends for Grand Bahama and New Providence. While a more stabilized deficit trend emerged during the first 11 months of the Fiscal Year through May, indications are that the revenue decline resulting from the September hurricanes increased the resulting shortfall for the first quarter of FY2004/05 to $49.2 million, from $19.6 million in the same period last year. \r\n\r\nStronger prospects for tourism and foreign investments continue to frame the economic outlook. In particular, the upbeat projections for the US remain supportive of tourism, despite fuel costs uncertainties and an expected gradual increase in official interest rates as the Federal Reserve counters inflation threats. Moreover, continued weakness in the US currency, in spite of the interest rate outlook, should maintain some lower cost advantages in The Bahamas' stopover tourism product in comparison to Europe and Asia. In addition to transitory stimulus from hurricane repairs, construction is favoured in the short-term from sustained residential mortgage lending and a resurgence of foreign investments in the hotel sector. \r\n\r\n[Click on the following link to view the full report]",",112:114,",MEFD: October 2004,Ms. Latera Carey,2004-11-29,0000-00-00,2004-11-29,<blank>
  113. 15290,2004-12-15 18:18:36,0,public,2004-12-17 09:11:41,[email protected],"Warning Notice for: Banco de Paribas; Brent Bank Bahamas; Brent Bank & Trust Company; First Capital Financial & Trust; Gonet Trust Company; International Investments Clearing S.A.; Meridian Trust Banking Corp.; Nassau Trust Ltd.; Sherbourne Financial, Ltd.",",30:,","Warning Notice: December 7, 2004",<blank>,2004-12-15,2099-12-31,2004-12-17,<blank>
  114. 15291,2004-12-15 18:25:10,0,public,2004-12-17 09:11:42,[email protected],Compilation of names appearing in individual Warning Notices,",30:,","Cumulative WARNING LIST: December 7, 2004",<blank>,2004-12-15,2099-12-31,2004-12-17,<blank>
  115. 15294,2004-12-17 14:20:02,0,public,2007-10-05 13:52:09,[email protected],"Domestic economic developments for quarter ending September 30, 2004.",",112:116,",Domestic Economic Developments Qtr. 3 2004,Ms. Latera Carey,2004-12-17,0000-00-00,2004-12-17,<blank>
  116. 15301,2004-12-23 17:25:59,0,public,2007-10-05 13:51:32,[email protected],"For economic updates for the quarter ending September 30, 2004, please click on the link for complete viewing.",",112:116,",QER Quarter III 2004,Ms. Latera Carey,2004-12-23,0000-00-00,2004-12-23,<blank>
  117. 15302,2004-12-23 17:29:43,0,public,2004-12-23 17:29:43,[email protected],<blank>,",26:,",Survey on Retail Banking Charges in The Bahamas,<blank>,2004-12-23,2099-12-31,2004-12-23,<blank>
  118. 15305,2005-01-03 09:18:37,0,public,2007-10-05 14:12:12,[email protected],Monthly Economic and Financial Developments for the month of November 2004.,",112:114,",MEFD: November 2004,Ms. Latera Carey,2005-01-03,0000-00-00,2005-01-03,<blank>
  119. 15320,2005-01-26 12:05:14,0,public,2012-10-30 14:23:22,[email protected],"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 30th September, 2004.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/09/04,Mrs. Serena Rolle-Bethell,2005-01-26,0000-00-00,2005-01-26,<blank>
  120. 15323,2005-01-30 19:08:11,0,public,2007-10-05 14:11:49,[email protected],Monthly Economic and Financial Developments for the month of December 2004.,",112:114,",MEFD: December 2004,Ms. Latera Carey,2005-01-30,0000-00-00,2005-01-30,<blank>
  121. 15339,2005-02-28 12:09:42,0,public,2007-10-05 14:00:20,[email protected],"QSD February 2005 is now available, for complete viewing of monetary, financial and economic statistics through December 2004, please click on the link below.",",112:117,",QSD February 2005,Ms. Latera Carey,2005-02-28,0000-00-00,2005-03-12,<blank>
  122. 15342,2005-02-28 12:18:03,0,public,2007-10-05 14:11:28,[email protected],Monthly Economic and Financial Developments for the month of January 2005.,",112:114,",MEFD: January 2005,Ms. Latera Carey,2005-02-28,0000-00-00,2005-02-28,<blank>
  123. 15346,2005-03-02 16:40:44,0,public,2005-03-10 08:55:38,[email protected],Warning Notice for:\n\nAlpha Trust Group\nArgo Capital Trust\nProgressive Investment Bank\nRoyal Pacific Trust\nUnited Bank of Bahamas,",30:,","Warning Notice: February 25, 2005",<blank>,2005-03-02,2099-12-31,2005-03-10,<blank>
  124. 15347,2005-03-02 16:49:47,0,public,2005-03-10 08:55:38,[email protected],Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST: February 25, 2005",<blank>,2005-03-02,2099-12-31,2005-03-10,<blank>
  125. 15349,2005-03-11 11:30:57,0,public,2007-10-05 13:59:41,[email protected],The latest economic and financial statistics through the fourth quarter of 2004.,",112:117,",QSD February 2005,Ms. Latera Carey,2005-03-11,0000-00-00,2005-03-11,<blank>
  126. 15352,2005-03-16 09:24:49,0,public,2007-10-05 13:51:03,[email protected],"Summary of domestic economic developments for the 4th Quarter, 2004. Includes brief discussion on the economic outlook.",",112:116,","Domestic Economic Developments Qtr. 4, 2004",Ms. Latera Carey,2005-03-16,0000-00-00,2005-03-16,<blank>
  127. 15354,2005-03-16 17:25:19,0,public,2012-10-30 14:35:46,[email protected],"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 31st December, 2004.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/12/04,Mrs. Serena Rolle-Bethell,2005-03-16,0000-00-00,2005-03-17,<blank>
  128. 15357,2005-03-22 19:34:52,0,public,2007-10-05 13:50:48,[email protected],"For best viewing, please download this document first.",",112:116,",QER Quarter IV 2004,Ms. Latera Carey,2005-03-22,0000-00-00,2005-03-24,<blank>
  129. 15361,2005-03-30 16:26:53,0,public,2012-04-25 09:28:44,[email protected],"These Guidelines outline the minimum standards and requirements that licensees are expected to follow in relation to controls on large exposures and risk concentrations. The Central Bank endorses the Basel CommitteeÕs paper, ""Measuring and Controlling Large Exposures"" (January 1991).\r\n\r\n",",36:69,",Guidelines for The Management of Large Exposures,Mrs. Serena Rolle-Bethell,2005-03-25,2012-04-23,2008-04-11,"0,1,2,3"
  130. 15362,2005-03-30 16:55:21,0,public,2012-04-24 18:52:13,[email protected],"These Guidelines outline the Central Bank's approach in assessing the strength of a licensee's liquidity management framework. Among other things, they address the licensee's assessment criteria, policies and controls, ongoing liquidity management, and contingency planning. Additionally, the Central Bank endorses the Basel Committee's 14 principles for the Sound Practices for Managing Liquidity in Banking Organisations (February 2000).\r\n",",36:69,",Guidelines for the Management of Liquidity Risk,Mrs. Serena Rolle-Bethell,2005-03-25,2012-04-24,0000-00-00,"0,1,2,3"
  131. 15372,2005-04-04 16:14:37,0,public,2007-10-05 14:11:07,[email protected],Monthly Economic and Financial Developments for the month of February 2005.,",112:114,",MEFD February 2005,Ms. Latera Carey,2005-04-04,0000-00-00,2005-04-04,<blank>
  132. 15374,2005-04-04 16:45:45,0,public,2007-03-27 13:33:51,[email protected],"This article provides an update on private pension plans in The Bahamas, based on the latest survey by the Central Bank, which covered the years 2002 and 2003. Preliminary data indicate that the value of domestic savings in private plans increased steadily since 1992, from just over $300 million to in excess of $800 million in 2003. The strongest growth episodes were correlated with similar periods in the economy, supporting steady improvements in labour force participation and coverage. Labour force participation in private schemes is most concentrated in sectors related to tourism, financial services, and communication and utilities (mainly public corporations). Savings have traditionally been invested in public sector securities and bank deposits, with a growing component earmarked for private capital markets instruments. On its present trend, the value of private pension assets could surpass $1 billion by 2006, with further medium term growth fuelled by the positive outlook for employment and incomes.",",26:,",Survey of Private Pension Plans in The Bahamas (2002 & 2003),Administrator,2005-04-04,0000-00-00,2005-04-04,<blank>
  133. 15377,2005-04-15 16:37:47,0,public,2007-03-16 08:46:36,[email protected],"These Guidelines outline the overall framework adopted by the Central Bank for assessing the adequacy of a bank's capital. The Central Bank aims to ensure that all banks maintain a level of capital that is consistent with the risks to which they are exposed arising from their business activities. The Central Bank endorses the Basel Committee's Paper ""International Convergence of Capital Measurement and Capital Standards"" (the Basel Capital Accord) issued July 1988 and has adopted the approach recommended by the Basel Committee.\r\n\r\n",",36:69,",Guidelines for the Management of Capital and the Calculation of Capital Adequacy,Administrator,2005-04-15,0000-00-00,0000-00-00,"0,2"
  134. 15379,2005-04-18 11:32:55,0,public,2007-03-16 08:48:34,[email protected],"These Guidelines outline the Central Bank's minimum requirements for the recognition and measurement of impaired assets. These Guidelines should be read along with the Guidelines for the Management of Credit Risk. \r\nThese Guidelines supplement, and do not replace, any requirements under relevant legislation or accounting standards necessary to show a true and fair view of the financial state or affairs of a licensee. Licensees are required to observe the requirements of the International Financial Reporting Standards related to impaired assets, in particular International Accounting Standards 18, 36 and 39\r\n\r\n",",36:69,","Guidelines for the Measurement, Monitoring and Control of Impaired Assets",Administrator,2005-04-15,0000-00-00,0000-00-00,"0,1,2,3"
  135. 15391,2005-04-21 11:33:08,0,public,2005-04-22 15:57:54,[email protected],Warning Notice for Icon Trust Bank,",30:,","WARNING NOTICE, April 19, 2005",<blank>,2005-04-21,2099-12-31,2005-04-22,<blank>
  136. 15392,2005-04-21 11:35:32,0,public,2005-04-22 15:57:55,[email protected],Compilation of names appearing in individual Warning Notices,",30:,","Cumulative WARNING LIST: April 19, 2005",<blank>,2005-04-21,2099-12-31,2005-04-22,<blank>
  137. 15398,2005-05-02 19:20:21,0,public,2007-10-05 14:10:48,[email protected],Monthly Economic and Financial Developments for the month of March 2005.,",112:114,",MEFD: March 2005,Ms. Latera Carey,2005-05-02,0000-00-00,2005-05-02,<blank>
  138. 15413,2005-05-10 15:34:01,0,public,2012-10-30 14:22:47,[email protected],"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 31st March, 2005.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/03/05,Mrs. Serena Rolle-Bethell,2005-05-10,0000-00-00,2005-05-11,<blank>
  139. 15416,2005-05-10 15:46:46,0,public,2005-07-29 12:16:17,[email protected],"The Central Bank is once more requesting the assistance of pension managers and sponsors in updating the survey on domestic pension plans in The Bahamas. This survey continues to provide useful information on supplementary retirement savings in the private and quasi-public sectors. The latest results, for 2002/03, indicate that the value of these assets continued to increase, surpassing $800 million. \n\nThe Bank is currently collecting information on the evolution of plans during 2004, and is appealing to plan sponsors and managers to participate, by submitting a completed copy of the Survey Form to the Research Department by June 30th, 2005. Companies that specialize in constituting and managing subscriber based plans for individuals or groups are invited to submit consolidated information on these products.\n\nThe Central Bank assures pension sponsors and managers that any information provided will be treated confidentially. Only consolidated results will be published. \n\nQuestions or comments regarding this exercise, can be directed to Ms. Jamell R. Bodie, Senior Research Assistant, Research Department, at 302-9891 (email: [email protected]). \n\nPlease use the links below to download a copy of the Survey Forms and Compilation Notes (in either excel or PDF format). A link is also provided to a copy of the report on the Survey results for 2002/03 (PensionSurvey02_03).",",43:,",Launch of Survey of Private Pension/Provident Funds (2004),<blank>,2005-05-10,2099-12-31,2005-07-29,<blank>
  140. 15424,2005-05-17 11:45:47,0,public,2009-05-06 15:01:42,[email protected],"This report includes a comparative review of economic and financial developments in The Bahamas during 2004, an update on regulatory development affecting the financial sector during the year, a review of monetary policy developments and an update of The Bahamas' Payments System Modernization Initiative. The second half of the report provides a summary of the Bank's operations and the Statement of Accounts for the year ending December 31, 2004.",",112:113,","Annual Report & Statement of Accounts, 2004",Mrs. Serena Rolle-Bethell,2005-05-17,0000-00-00,2005-05-17,<blank>
  141. 15430,2005-05-23 17:31:40,0,public,2016-01-13 09:44:39,[email protected],"The Department of Statistics (DOS) is pleased to release estimates of the National Accounts for The Bahamas for the years 1989 to 2002. \r\n\r\nThe Report, which is being published on the Central Bank's website, contains a brief discussion of the methodology used and an analysis of historical trends.\r\n\r\nDOS is also implementing a strategy for regular, timely and systematic production of GDP estimates in the future. The Sustainability Plan is being published at the same time as the historical data.\r\n\r\nThe reports for downloading are below.",",39:121,",National Accounts Estimates (1989-2002),Mrs. Serena Rolle-Bethell,2005-05-23,2016-01-12,2005-06-10,<blank>
  142. 15432,2005-05-25 14:21:27,0,public,2007-10-05 13:59:27,[email protected],"QSD May 2005 is now available, for complete viewing of monetary, financial and economic statistics through March 2005, please click on the link below.",",112:117,",QSD: May 2005,Ms. Latera Carey,2005-05-25,0000-00-00,2005-05-25,<blank>
  143. 15435,2005-05-30 10:32:25,0,public,2007-03-27 13:33:30,[email protected],"The Central Bank of the Bahamas announces the release of the results from its first Survey of Economic Activity.\r\n\r\nThe Bank launched the Survey in January 2005 to collect feedback on current conditions and expectations from among non-bank private sector business. Through this exercise, the Bank seeks to obtain better information on how macro-economic trends are affecting various segments of the economy, shedding current light on consumption and investment trends and on business intentions on future hiring and investments. \r\n\r\nOpinion surveys of this nature are common among central banks. This particular exercise is modelled after the frameworks used in the US, UK and Japan.",",26:,","Survey of Economic Activity (Quarter 4, 2004)",Administrator,2005-05-30,0000-00-00,2005-05-30,<blank>
  144. 15438,2005-05-30 17:56:01,0,public,2007-10-05 14:10:15,[email protected],Monthly Economic and Financial Developments for the month of April 2005.,",112:114,",MEFD: April 2005,Ms. Latera Carey,2005-05-30,0000-00-00,2005-05-30,<blank>
  145. 15447,2005-06-10 08:33:26,0,public,2016-01-13 09:44:15,[email protected],"The Department of Statistics (DOS) is pleased to release estimates of the National Accounts for The Bahamas for the years 2003 - 2004. \r\n\r\nThe Report, which is being published on the Central Bank's website, contains a brief discussion of the methodology used and an analysis of historical trends.",",39:121,",National Accounts Report 2003-2004,Mrs. Serena Rolle-Bethell,2005-06-10,2016-01-12,2005-06-10,<blank>
  146. 15450,2005-06-15 17:07:51,0,public,2005-06-20 08:14:54,[email protected],Warning Notice for:\n\nCentury Bank & Trust Ltd.,",30:,","WARNING NOTICE, June 10, 2005",<blank>,2005-06-15,2099-12-31,2005-06-20,<blank>
  147. 15452,2005-06-15 17:12:27,0,public,2005-06-20 08:14:54,[email protected],Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST: June 10, 2005",<blank>,2005-06-15,2099-12-31,2005-06-20,<blank>
  148. 15455,2005-06-15 18:10:53,0,public,2007-10-05 13:50:31,[email protected],"Domestic Economic review for quarter ending March 31, 2005.",",112:116,","Domestic Economic Review, Quarter 1 2005",Ms. Latera Carey,2005-06-15,0000-00-00,2005-06-15,<blank>
  149. 15461,2005-06-21 20:29:53,0,public,2005-06-21 20:29:53,[email protected],<blank>,",26:,",Gross Economic Contribution of the Financial Sector in The Bahamas (2004),<blank>,2005-06-21,2099-12-31,2005-06-21,<blank>
  150. 15462,2005-06-21 20:31:49,0,public,2007-10-05 13:49:40,[email protected],"For economic updates for the quarter ending March 31, 2005, please click on the link for complete viewing.",",112:116,",QER: March 2005,Ms. Latera Carey,2005-06-21,0000-00-00,2005-06-21,<blank>
  151. 16041,2008-07-14 18:07:46,0,public,2008-07-18 12:02:50,Maria Nottage,"Banks and Trust Companies (Money Transmission Business) Regulations, 2008 [S.I. No. 30 of 2008]\r\n\r\nThis document has been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.",",36:101,","Banks and Trust Companies (Money Transmission Business) Regulations, 2008",Ms. Latera Carey,2008-07-14,0000-00-00,0000-00-00,<blank>
  152. 16042,2008-07-14 18:10:35,0,public,2008-07-18 12:02:28,Maria Nottage,"Banks and Trust Companies (Licence Application) (Amendment) Regulations, 2008 [S.I. No 31 of 2008]\r\n\r\nThis document has been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.",",36:101,","Banks and Trust Companies (Licence Application) (Amendment) Regulations, 2008",Ms. Latera Carey,2008-07-14,0000-00-00,0000-00-00,<blank>
  153. 15470,2005-06-30 18:10:30,0,public,2005-07-29 12:16:17,[email protected],"The Central Bank of The Bahamas is pleased to announce the continuance of the Survey on Economic Activity (SEA).\n\nThis time the Bank is soliciting views from private enterprises on the state of their operations and their outlook assessments, against what has transpired in the first half of 2005. An important inclusion in the current survey is a section on business readiness for the Hurricane Season.\n\nGoing forward, it is the Bank's intention to carryout the survey on a half-year basis. For the most part the Survey requests qualitative responses to questions and should not require much time to complete. The Bank expects to be able to publish the outcome of the survey by the beginning of September 2005.\n\nPrivate businesses are invited to participate in this exercise by completing a copy of the survey form which can be downloaded through the link below. The survey should be returned to the Central Bank by July 29, 2005. Survey paricipants are encouraged to send their responses by email to [email protected]. Alternatively, these may be faxed to the Manager, Research Department at \n1 242 356-4324.\n\nThe Bank assures businesses that any information provided will be treated confidentially and only published in a consoldated fashion.\n\nRecently, the Bank successfully concluded the first Survey of Economic Activity pertaining to the fourth quarter of 2004. The results, which for the most part portrayed the private sector outlook in a positive light, were published on the Bank's website in May 2005.",",43:,","Launch of Survey of Economic Activity for the First Half, 2005",<blank>,2005-06-30,2099-12-31,2005-07-29,<blank>
  154. 15474,2005-07-04 17:27:42,0,public,2007-10-05 14:09:47,[email protected],"Preliminary data for the first five months of 2005 indicate that the Bahamian economy continued to strengthen, underpinned by intensifying foreign investments which more than compensated for abated tourism receipts. Meanwhile, accelerated credit expansion also supported increased domestic expenditures, including an extension in residential investments. Occurring in the context of moderately reduced deposit base growth, this resulted in slowed gains in external reserves and bank liquidity.\r\n\r\nThe outlook remains healthy for tourism and foreign investment activity, with tourism expected to benefit from upbeat trends in the US and other external economies. Performance, nevertheless, remained constrained during the first four months through April, owing to the loss of hotel capacity in Grand Bahama, where total arrivals were one-fourth lower. Otherwise, growth in stopover activity supported continued output gains for New Providence and the Family Islands. New developments affecting the sector in May included the conclusion of the sale of properties to the Baha Mar Group for the re-development of the Cable Beach strip. This and the Kerzner International project on Paradise Island are expected to headline the expansion and upgrade of facilities on New Providence.\r\n\r\nOn the fiscal front, the Government's Budget for FY 2005/06 was presented to Parliament in May. While introducing no new taxes, the Budget projected continued revenue improvement from increased buoyancy in the economy, and direct measures to enhance efficiency among collection agencies and to tighten administrative loopholes. Increased infrastructure and recurrent expenditure needs, inclusive of a planned pay hike for civil servants, are expected to boost total outlays and maintain the deficit near a projected $163 million -- which would represent, however, a marginally reduced ratio to GDP of 2.8%, compared to the authorities expected outcome of 2.9% in FY 2005/06. With revenue intake remaining on an improving trend, the preliminary deficit during the first ten months of FY2004/05, stood only moderately higher, near $106 million on an adjusted basis, when compared to the same months of the previous fiscal year. In particular, growth in recurrent expenditure continued at a much faster pace (10.6%).",",112:114,",MEFD: May 2005,Ms. Latera Carey,2005-07-04,0000-00-00,2005-07-04,<blank>
  155. 15477,2005-07-12 12:13:23,0,public,2005-07-13 08:04:17,[email protected],Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST: July 08, 2005",<blank>,2005-07-12,2099-12-31,2005-07-13,<blank>
  156. 15479,2005-07-12 12:31:12,0,public,2005-07-13 08:04:17,[email protected],Warning Notice for:\n\nEquitorial Capital Trust,",30:,","WARNING NOTICE, July 08, 2005",<blank>,2005-07-12,2099-12-31,2005-07-13,<blank>
  157. 15488,2005-07-14 16:33:37,0,public,2016-01-13 10:47:02,[email protected],"The Department of Statistics is pleased to announce the release of its Labour Force and Household Income Report for 2004. \r\n\r\nThe report contains a brief outline, as well as the design, scope and coverage of the 2004 survey. In addition, the reliability of data and its analysis is summarized in the report.",",39:123,","Labour Force and Household Income Report, 2004",Mrs. Serena Rolle-Bethell,2005-07-14,2016-01-12,2005-07-14,<blank>
  158. 15492,2005-07-15 14:30:20,0,public,2016-01-13 10:46:36,[email protected],"The Department of Statistics is pleased to release the results of its Occupational Wage Survey (OWS) for 2003/2004.\r\n\r\nThe report details in tabular form the average hourly, weekly and monthly wages for different occupational groups.\r\n\r\nIn addition, survey results for 2002 and 2003 with regards the Hotel Industry are posted for your review.",",39:123,",Occupational Wage Survey,Mrs. Serena Rolle-Bethell,2005-07-15,2016-01-12,2005-07-15,<blank>
  159. 15497,2005-07-18 11:40:03,0,public,2016-01-13 10:42:29,[email protected],The Department of Statistics has provided detailed reports with regards to the retail price index for months January thru June 2005. \r\n\r\nThese reports contain information on the basket of goods used in the calculation of the RPI as well as the analysis for any movements in prices.\r\n\r\nFor further information please download the listed reports.,",39:120,",RPI: Retail Price Index for 1st half of 2005,Mrs. Serena Rolle-Bethell,2005-07-18,2016-01-12,2005-07-18,<blank>
  160. 15511,2005-08-02 16:44:01,0,public,2007-10-05 14:09:33,[email protected],Monthly Economic and Financial Developments for the month of June 2005.,",112:114,",MEFD: June 2005,Ms. Latera Carey,2005-08-02,0000-00-00,2005-08-02,<blank>
  161. 15518,2005-08-19 19:06:49,0,public,2005-08-22 11:57:55,[email protected],Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST: August 19, 2005",<blank>,2005-08-19,2099-12-31,2005-08-22,<blank>
  162. 15519,2005-08-19 19:27:04,0,public,2005-08-22 11:57:56,[email protected],Warning Notice for Guyana Finance and Trust,",30:,","WARNING NOTICE, August 19, 2005",<blank>,2005-08-19,2099-12-31,2005-08-22,<blank>
  163. 15520,2005-08-21 23:01:29,0,public,2007-10-05 13:58:54,[email protected],"QSD August 2005 is now available, for complete viewing of monetary, financial and economic statistics through June 2005, please click on the link below.",",112:117,",QSD: August 2005,Ms. Latera Carey,2005-08-21,0000-00-00,2005-08-21,<blank>
  164. 15524,2005-08-29 14:41:51,0,public,2007-10-05 14:08:17,[email protected],"Prospects for the Bahamian economy for the second half of 2005 and 2006 remain generally favourable, reinforced by foreign investment inflows in tourism-related projects and construction for both the domestic residential and the foreign second homes markets. In addition, the outlook is supported by stable growth forecast for the US economy, despite higher energy prices and rising interest rates.\r\n\r\nPlease download file for full document reading.",",112:114,",MEFD July 2005,Ms. Latera Carey,2005-08-29,0000-00-00,2005-08-29,<blank>
  165. 15537,2005-09-01 14:28:36,0,public,2007-10-08 14:11:02,[email protected],"The balance of payments (BOP) statistics covers transactions that pertain to residents (of the Bahamas) and their activities with non-residents (the rest of the world). A double entry method of accounting is employed to record transactions, where it is that every inflow (receipt) is matched by a corresponding outflow (payment). \r\n\r\nThis report is compiled by the Central Bank of the Bahamas on a quarterly basis, in conjunction with the guidelines included in the International Monetary Fund (IMF) """"Balance of Payments Manual"""" (""""BPM5""""). The report is compiled using data collected from quarterly surveys, exchange control records, and other government agencies on current payments, income and capital flows and budgetary accounts. The report is published in Bahamian Dollars (B$) millions.\r\n\r\nThe main components of the BOP are as follows:\r\n\tThe Current Account which comprises:\r\n\t\tGoods\r\n\t\tServices\r\n\t\tIncome\r\n\t\r\nThe Capital and Financial Account which comprises:\r\n\t\tMigrants Transfers\r\n\t\tDirect Investment\r\n\t\tOther Investment (inclusive of portfolio investment)\r\n\t\r\nFinancing which comprises:\r\n\t\tChanges in Reserve Assets\r\n\t\tChanges in Reserve Position with the Fund\r\n\t\tChanges in SDR holdings\r\n\r\nFor detailed information regarding the structure and breakdown, please refer to the Quarterly Statistical Digest and the Quarterly Economic Review. \r\nCopies of the required surveyÕs are attached for the convenience of companies complying with the Bank's request. Please note that the reports are to be submitted 15 working days after the end of the quarter to which the data pertains.\r\n\r\nThank you for you cooperation.",",43:,",Balance of Payments (BOP) Statistics,Ms. Latera Carey,2005-09-01,0000-00-00,2006-09-04,<blank>
  166. 15553,2005-09-08 15:27:43,0,public,2012-10-30 14:22:27,[email protected],"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 30th June, 2005.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/06/05,Mrs. Serena Rolle-Bethell,2005-09-08,0000-00-00,2005-09-09,<blank>
  167. 15557,2005-09-20 15:06:35,0,public,2007-10-05 13:49:20,[email protected],"Domestic Economic Developments for the quarter ending June 30, 2005",",112:116,","Domestic Economic Developments, Quarter 2 2005",Ms. Latera Carey,2005-09-20,0000-00-00,2005-09-20,<blank>
  168. 15565,2005-09-27 11:36:03,0,public,2007-10-05 13:48:38,[email protected],"For economic updates for the quarter ending June 30, 2005, please click on the link for complete viewing.",",112:116,",QER: June 2005,Ms. Latera Carey,2005-09-27,0000-00-00,2005-09-27,<blank>
  169. 15568,2005-10-05 09:09:49,0,public,2007-10-05 14:08:04,[email protected],"Preliminary indications are that economic conditions remained favourable during the first eight months of the year, fueled by robust private sector credit demand, which supported domestic expenditures, particularly for residential construction activity. \r\n\r\nPlease download file for full document reading.",",112:114,",MEFD August 2005,Ms. Latera Carey,2005-10-05,0000-00-00,2005-10-05,<blank>
  170. 15574,2005-10-11 08:15:09,0,public,2005-10-17 08:38:47,[email protected],"Since the circulation of the CRISP $10 banknote, it has come to the attention of the Central Bank, that there are counterfeit notes in circulation.\n\nPlease read the article:",",44:,",CRISP $10 Banknote,<blank>,2005-10-11,2099-12-31,2005-10-17,<blank>
  171. 15586,2005-10-21 17:16:53,0,public,2005-10-25 16:36:13,[email protected],Warning Notice for:\n\nBanque de Bogota,",30:,","WARNING NOTICE, October 21, 2005",<blank>,2005-10-21,2099-12-31,2005-10-25,<blank>
  172. 15587,2005-10-21 17:19:20,0,public,2005-10-25 16:36:15,[email protected],Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST: October 21, 2005",<blank>,2005-10-21,2099-12-31,2005-10-25,<blank>
  173. 15592,2005-11-03 07:38:48,0,public,2007-10-05 14:07:50,[email protected],"Preliminary outlook for the month of September indicate that brisk residential construction investments provided a significant contribution to domestic economic activity, as preliminary indications suggest less buoyant tourism output due largely to the adverse effects of Hurricanes Katrina and Rita. The performance for the first three quarters of the year suggests a steady level of overall expansion, underpinned by heightened construction activity and elevated consumer demand.\r\n\r\nFor more information, please download the file below.",",112:114,",MEFD September 2005,Ms. Latera Carey,2005-11-03,0000-00-00,2005-11-03,<blank>
  174. 15595,2005-11-14 14:50:51,0,public,2012-10-30 14:18:27,[email protected],"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 30th September, 2005.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/09/05,Mrs. Serena Rolle-Bethell,2005-11-14,0000-00-00,2005-11-15,<blank>
  175. 15605,2005-11-22 15:27:37,0,public,2007-10-05 13:58:32,[email protected],"QSD November 2005 is now available, for complete viewing of monetary, financial and economic statistics through September 2005, please click on the link below.",",112:117,",QSD: November 2005,Ms. Latera Carey,2005-11-22,0000-00-00,2005-11-22,<blank>
  176. 15609,2005-11-25 18:17:58,0,public,2005-11-29 08:38:50,[email protected],Warning Notice for:\n\nFirst Citizen Trust Bank,",30:,","WARNING NOTICE, November 24, 2005",<blank>,2005-11-25,2099-12-31,2005-11-29,<blank>
  177. 15610,2005-11-25 18:32:01,0,public,2005-11-29 08:38:51,[email protected],Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST: November 24, 2005",<blank>,2005-11-25,2099-12-31,2005-11-29,<blank>
  178. 15613,2005-11-29 14:25:57,0,public,2007-10-05 14:07:38,[email protected],"Domestic economic developments for the month of October highlighted continued expansion in the construction sector, alongside robust growth in private sector demand as evidenced by increased mortgage and consumer lending. Indications are that the slowdown in tourism output experienced over the first nine months of the year, continued in October as a result of the passage of Hurricane Wilma. However, growth in the Bahamian economy over the January to October period was buttressed by robust domestic consumption expenditures, expansionary conditions in residential construction activity and ongoing tourism investments. \r\n\r\nFor more information, please download the file below.",",112:114,",MEFD October 2005,Ms. Latera Carey,2005-11-29,0000-00-00,2005-11-29,<blank>
  179. 15618,2005-12-15 12:41:49,0,public,2007-10-05 13:48:02,[email protected],Summary of domestic economic developments for the 3rd Quarter of 2005 - a brief summary of the economic outlook.,",112:116,","Domestic Economic Developments, Quarter 3 2005",Ms. Latera Carey,2005-12-15,0000-00-00,2005-12-15,<blank>
  180. 15623,2005-12-20 08:28:36,0,public,2016-01-13 10:42:49,[email protected],"At the request of the Department of Statistics, please find the latest information on the retail price index for months, July, August, September and October of 2005. Included is a brief summary about the basket of goods and the fluctuations in prices during each month.\r\n\r\nFor more information, please click on each of the links below:",",39:120,",Retail Price Index for July thru October 2005,Mrs. Serena Rolle-Bethell,2005-12-20,2016-01-12,2005-12-20,<blank>
  181. 15626,2006-01-03 09:02:05,0,public,2007-10-05 13:47:46,[email protected],"For economic updates for the quarter ending September 30, 2005, please click on the link for complete viewing.",",112:116,",QER: September 2005,Ms. Latera Carey,2006-01-03,0000-00-00,2006-01-03,<blank>
  182. 15630,2006-01-03 09:30:26,0,public,2016-01-13 10:43:08,[email protected],"At the request of the Department of Statistics, the information for November and December of 2005 is now available for the Retail Price Index. Please use the link below for more informaiton on the baske of goods for the mentioned months.",",39:120,",Retail Price Index for November 2005 and December 2005,Mrs. Serena Rolle-Bethell,2006-01-03,2016-01-12,2006-01-03,<blank>
  183. 15633,2006-01-03 10:34:39,0,public,2007-10-05 14:07:23,[email protected],"Initial data suggests that economic activity during November was buttressed by continued robust construction activity and heightened consumer demand. For the year through September, tourist arrivals moderated as the sector continues to recover from the negative effects of past hurricanes. The surge in credit demand and the rise in international oil prices during the January to November period fuelled growth in imports, leading to a falloff in external reserve levels. \r\n\r\nFurther information can be found by downloading the file below.",",112:114,",MEFD November 2005,Ms. Latera Carey,2006-01-03,0000-00-00,2006-01-03,<blank>
  184. 15647,2006-01-31 14:46:01,0,public,2007-10-05 14:07:11,[email protected],"The Bahamian economy's expansionary trend was sustained during December, underpinned by heightened construction activity and ongoing firming in private sector demand. Initial data suggests that tourist arrivals declined marginally over the January to October period, as the sector continued to recover from the effects of 2004's hurricanes. For the year, however, domestic output expanded, reflecting growth in construction activity, robust domestic demand and ongoing investments in the tourism sector.\r\n\r\nFurther information can be obtained by downloading the file below.",",112:114,",MEFD December 2005,Ms. Latera Carey,2006-01-31,0000-00-00,2006-01-31,<blank>
  185. 15655,2006-02-24 12:40:42,0,public,2016-01-13 10:45:59,[email protected],"Upon the request of the Department of Statistics, please find below various reports on wages and living conditions in the Bahamas.\r\n\r\n1. Complete report of the Occupational Wage Survey\r\n\r\n2. Summary of Bahamas Living Conditions Survey (BLCS)\r\n\r\n3. Poverty chapter from BLCS report.\r\n\r\nShould you have any questions, you may contact Ms. Leona Wilson at the Department of Statistics.",",39:123,",Occupational Wage and Bahamas Living Conditions Surveys,Mrs. Serena Rolle-Bethell,2006-02-24,2016-01-12,2006-02-24,<blank>
  186. 15656,2006-02-24 12:49:53,0,public,2016-01-13 10:43:29,[email protected],"The Department of Statistics has released its Annual Review of Prices for 2004. The report is separated into 5 parts. Part I: Examines the movement of price levels in New Providence. Part II: Examines the movement of price levels in Grand Bahama. Part III: Examines the movement of price levels with regards to the """"All Bahamas Index"""". Part IV: Miscellaneous related statistics for New Providence and Grand Bahama. Part V: Additional interesting statistics for New Providence and Grand Bahama, as well as Consumer Price Index.\r\n\r\nThe Department of Statistics anticipates that this review will prove to be interesting to Government Officials, International Organizations and the General Public.\r\n\r\nPlease download the document for further information.",",39:120,",Annual Review of Prices for 2004,Mrs. Serena Rolle-Bethell,2006-02-24,2016-01-12,2006-02-24,<blank>
  187. 15658,2006-03-03 08:25:45,0,public,2007-10-05 14:06:59,[email protected],"Indications are that the Bahamian economy continued to register growth in January 2006, supported by tourism and real estate investments and private sector demand.\r\n\r\nIn other domestic developments, the market capitalisation of the 19 companies listed on The Bahamas International Security Exchange (BISX) was boosted by the addition of Consolidated Water's Bahamian Depository Receipts (BDRs). The initial quoted price was $4.38 per share, which resulted in a market capitalisation of $8.8 million for this issue.",",112:114,",MEFD January 2006,Ms. Latera Carey,2006-03-03,0000-00-00,2006-03-03,<blank>
  188. 15665,2006-03-14 18:16:20,0,public,2012-10-30 14:18:00,[email protected],"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 31st December, 2005.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/12/05,Mrs. Serena Rolle-Bethell,2006-03-14,0000-00-00,2006-03-20,<blank>
  189. 15668,2006-03-15 09:55:37,0,public,2007-10-05 13:57:59,[email protected],The latest economic and financial statistics through the fourth quarter of 2005.,",112:117,",QSD: February 2006,Ms. Latera Carey,2006-03-15,0000-00-00,2006-03-15,<blank>
  190. 15676,2006-03-20 10:49:06,0,public,2007-03-23 10:14:54,[email protected],"Banks and Trust Companies (Foreign Currency Position) Regulations, 2005 [S.I. No. 21 of 2005]\r\n\r\nThese regulations have been re-produced for information purposes only and are not official documents. Official copies of the regulations should be obtained from the Government's Publications Office.",",36:101,","Banks and Trust Companies (Foreign Currency Position) Regulations, 2005",Administrator,2005-04-13,0000-00-00,0000-00-00,"0,1,2,3"
  191. 15677,2006-03-20 10:56:14,0,public,2007-03-23 10:16:08,[email protected],"Banks and Trust Companies (Acquisition of Shares) Regulations, 2005 [S.I. No 22 of 2005]\r\n\r\nThese regulations have been re-produced for information purposes only and are not official documents. Official copies of the regulations should be obtained from the Government's Publications Office.",",36:101,","Banks and Trust Companies (Acquisition of Shares) Regulations, 2005",Administrator,2005-04-13,0000-00-00,0000-00-00,"0,1,2,3"
  192. 15678,2006-03-20 11:05:45,0,public,2007-03-23 10:17:33,[email protected],"Banks and Trust Companies (Equity Investments) Regulations, 2005 [S.I. No. 23 of 2005]\r\n\r\nThese regulations have been re-produced for information purposes only and are not official documents. Official copies of the regulations should be obtained from the Government's Publications Office.",",36:101,","Banks and Trust Companies (Equity Investments) Regulations, 2005",Administrator,2005-04-13,0000-00-00,0000-00-00,"0,1,2,3"
  193. 15679,2006-03-20 11:11:12,0,public,2007-03-23 10:18:27,[email protected],"Banks and Trust Companies (Payment of Dividends) Regulations, 2005 [S.I. No. 24 of 2005]\r\n\r\nThese regulations have been re-produced for information purposes only and are not official documents. Official copies of the regulations should be obtained from the Government's Publications Office.",",36:101,","Banks and Trust Companies (Payment of Dividends) Regulations, 2005",Administrator,2005-04-13,0000-00-00,0000-00-00,"0,1,2,3"
  194. 15680,2006-03-20 11:15:35,0,public,2007-03-23 10:20:50,[email protected],"Banks and Trust Companies (New Appointments) Regulations, 2005 [S.I. No. 62 of 2005]\r\n\r\n\r\nThese regulations have been re-produced for information purposes only and are not official documents. Official copies of the regulations should be obtained from the Government's Publications Office.",",36:101,","Banks and Trust Companies (New Appointments) Regulations, 2005",Administrator,2005-06-18,0000-00-00,0000-00-00,"0,1,2,3"
  195. 15681,2006-03-20 11:19:03,0,public,2008-07-16 15:14:17,[email protected],"Banks and Trust Companies (Large Exposures) Regulations, 2006 [S.I. No. 3 of 2006]\r\n\r\nThese regulations have been re-produced for information purposes only and are not official documents. Official copies of the regulations should be obtained from the Government's Publications Office.",",36:101,","Banks and Trust Companies (Large Exposures) Regulations, 2006",Ms. Latera Carey,2006-01-19,0000-00-00,0000-00-00,"0,1,2,3"
  196. 15685,2006-03-27 13:32:32,0,public,2006-03-29 08:07:20,[email protected],"Warning Notice for:\n\nPacific Union Trust And Finance Ltd.\nTrinity Savings Bank, Ltd.",",30:,","Warning Notice: March 17, 2006",<blank>,2006-03-27,2099-12-31,2006-03-29,<blank>
  197. 15686,2006-03-27 13:34:18,0,public,2006-03-29 08:07:20,[email protected],Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST: March 17, 2006",<blank>,2006-03-27,2099-12-31,2006-03-29,<blank>
  198. 15689,2006-04-04 15:33:21,0,public,2007-10-05 14:06:47,[email protected],"Preliminary evidence suggests that economic growth was sustained in February, underpinned by ongoing construction activity and firming consumer demand as evidenced by growth in commercial banks' mortgage and consumer loan portfolios.",",112:114,",MEFD February 2006,Ms. Latera Carey,2006-04-04,0000-00-00,2006-04-04,<blank>
  199. 15697,2006-04-11 14:02:22,0,public,2007-03-16 08:47:00,[email protected],"The aim of this Guideline is to assist licensees in establishing internal structures, policies, and procedures for the sound management of country risk.\r\n\r\nCountry risk is the risk that economic, social, and political conditions and events in a foreign country will adversely affect a licensee's financial condition. In addition to the negative effect that deteriorating economic conditions and political and social unrest may have on the rate of default by obligors in a country, country risk also includes the possibility of nationalization or expropriation of assets, government repudiation of external indebtedness, sudden changes in exchange control policies, and currency depreciation or devaluation.\r\n\r\nBecause the Central Bank supervises institutions that are based in over thirty countries, many of our licensees engage in international lending and incur cross border exposures that leave them open to country risk. The Central Bank is of the view that sound country risk management should be a part of the risk management framework of any licensee that engages in international activities. \r\n",",36:69,",Country Risk Management Guidelines,Administrator,2006-04-11,0000-00-00,0000-00-00,"0,1,2,3"
  200. 15698,2006-04-11 14:06:24,0,public,2007-03-23 11:05:03,[email protected],"These Guidelines outline the Central Bank's policy with regard to the establishment or acquisition of overseas branches, subsidiaries and representative offices (outward authorization). These Guidelines outline the major considerations of the Central Bank in assessing applications for overseas branches, subsidiaries and representative offices and the information which would normally be required in support of the application. The Central Bank may require the applicant to provide additional information, as necessary, for the proper review of an application for outward authorization.\r\n\r\nIssue Date: 11th April, 2006",",36:99,","Guidelines for the Establishment or Acquisition of Overseas Branches, Subsidiaries and Representative Offices",Administrator,2006-04-11,0000-00-00,0000-00-00,"0,1,2,3"
  201. 15701,2006-04-13 12:38:24,0,public,2007-03-23 11:04:35,[email protected],"This Guide sets out the procedures that the Central Bank will generally follow when the Bank has cause for concern regarding the operations of a licensee or in the event of non-compliance by a licensee with applicable legislation, regulations, guidelines and directives of the Central Bank.\r\n\r\nThe objective of this Guide is to promote awareness and enhance the transparency of the system of intervention for licensees and other interested parties. The Guide summarizes the circumstances under which intervention measures may be expected.\r\n\r\nThis Guide sets out the Central Bank's core supervisory principles, outlines its supervisory activities and provides the framework for remedial supervisory intervention. Nothing in this Guide prevents the Central Bank from taking such course of action, as it deems necessary, for the protection of depositors or of the financial system in The Bahamas. \r\n\r\n",",36:74,",A Guide to the Central Bank's Ladder of Supervisory Intervention,Administrator,2006-04-13,0000-00-00,0000-00-00,"0,1,2,3"
  202. 15703,2006-04-26 09:18:36,0,public,2007-10-05 13:37:54,[email protected],"This report includes a comparative review of economic and financial developments in The Bahamas during 2005, an update on regulatory development affecting the financial sector during the year, a review of monetary policy developments, approved revisions to Exchange Control Regime governing capital account transactions and a summary of the XXXVII Annual Monetary Studies Conference. The second half of the report provides a summary of the Bank's operations and the Statement of Accounts for the year ending December 31, 2005.",",112:113,","Annual Report & Statement of Accounts, 2005",Ms. Latera Carey,2006-04-26,0000-00-00,2006-04-26,<blank>
  203. 15710,2006-05-01 16:11:23,0,public,2007-10-05 13:47:19,[email protected],Summary of domestic economic developments for the 4th Quarter of 2005 - a brief summary of the economic outlook.,",112:116,","Domestic Economic Developments, 4th Quarter 2005",Ms. Latera Carey,2006-05-01,0000-00-00,2006-05-01,<blank>
  204. 15712,2006-05-04 15:01:27,0,public,2007-10-05 14:06:34,[email protected],"The economy continued its expansion in March, buttressed by ongoing investments in the tourism sector and further accretions to private sector demand, as evidenced by the firming in mortgages, consumer credit and imports.\r\n\r\nPlease download the docment for further reading.",",112:114,",MEFD March 2006,Ms. Latera Carey,2006-05-04,0000-00-00,2006-05-04,<blank>
  205. 15715,2006-05-08 13:32:28,0,public,2007-10-05 13:46:58,[email protected],"For economic updates for the quarter ending December 31, 2005, please click on the link for complete viewing.",",112:116,",QER December 2005,Ms. Latera Carey,2006-05-08,0000-00-00,2006-05-08,<blank>
  206. 15724,2006-05-30 16:05:27,0,public,2007-10-05 14:06:21,[email protected],"During the month of April, domestic economic developments were sustained by continued strengthening in real estate investments and private sector demand. While the latest tourism data indicate a fall off in tourist arrivals during the first two months of the year, preliminary evidence suggests that construction activity remained robust.\r\n\r\nIn other economic developments, on April 24, 2006, a reported $110 million Heads of Agreement was signed with EGI Ltd., developers of Grand Isle Villas, for an anticipated 76 luxury villa project on the island of Exuma. \r\n\r\nPlease download the file for further reading.",",112:114,",MEFD April 2006,Ms. Latera Carey,2006-05-30,0000-00-00,2006-05-30,<blank>
  207. 15731,2006-06-01 15:55:31,0,public,2007-10-05 13:57:44,[email protected],The latest economic and financial statistics through the first quarter of 2006.,",112:117,",QSD May 2006,Ms. Latera Carey,2006-06-01,0000-00-00,2006-06-01,<blank>
  208. 15736,2006-06-06 13:36:56,0,public,2007-03-16 09:21:14,[email protected],"These guidelines set out the Central BankÕs approach to the supervision of licenseesÕ e-banking services, provide licensees with guidance on general principles for risk management of e-banking, outline suggestions for consumer education and security, and introduce the types of internet financial services. \r\n\r\nElectronic banking (e-banking) is defined as the automated delivery of new and traditional banking products and services directly to customers through electronic, interactive communication channels. The Central BankÕs supervisory objective is to establish and maintain a prudent regulatory regime for the provision of e-banking services in The Bahamas. The general principle is that licensees are expected to implement the relevant risk management controls that are commensurate with the risks associated with the types, complexity and amounts of transactions allowed and the electronic delivery channels adopted. The risk management controls established for e-banking should be fully integrated into the risk management systems of the licensee.\r\n\r\nAll licensees are expected to adhere to these guidelines.\r\n\r\nAny questions regarding these Guidelines should be directed to:\r\n\r\nThe Policy Unit\r\nBank Supervision Department \r\nThe Central Bank of The Bahamas\r\nFrederick & Market Streets\r\nP.O. Box N 4868\r\nNassau, Bahamas\r\n\r\nTel (242) 302-2615\r\nFax (242) 356-3909\r\n356-3909\r\nEmail: [email protected]\r\n\r\n",",36:100,",Guidelines for Electronic Banking,Administrator,2006-06-06,0000-00-00,0000-00-00,"0,2"
  209. 16140,2009-10-19 14:01:58,0,public,2012-10-29 16:40:48,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 31st March, 2009.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/03/09,Mrs. Serena Rolle-Bethell,2009-10-20,0000-00-00,0000-00-00,<blank>
  210. 16141,2009-10-26 10:12:22,0,public,2009-10-28 10:27:51,Chadrick P Johnson,See below\r\n,",103:,",Notice to Commercial Banks restructured loans,Mrs. Serena Rolle-Bethell,2009-10-26,0000-00-00,0000-00-00,<blank>
  211. 15757,2006-06-26 18:52:19,0,public,2012-10-30 14:17:28,[email protected],"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 31st March, 2006.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/03/06,Mrs. Serena Rolle-Bethell,2006-06-26,0000-00-00,0000-00-00,<blank>
  212. 15760,2006-07-03 14:11:03,0,public,2007-10-05 13:46:16,[email protected],Summary of domestic economic developments for the 1st Quarter of 2006 - a brief summary of the economic outlook.,",112:116,","Domestic Economic Developments, 1st Quarter 2006",Ms. Latera Carey,2006-07-03,0000-00-00,2006-07-03,<blank>
  213. 15762,2006-07-03 15:01:09,0,public,2007-10-05 14:06:08,[email protected],"During the month of May, economic activity in the domestic sector continued to be stimulated by robust tourism sector investment, domestic construction activity and firming in consumer demand. In addition, improvements in stopover visitors, combined with higher expenditures, supported a further modest expansion in tourism output during the year.",",112:114,",MEFD May 2006,Ms. Latera Carey,2006-07-03,0000-00-00,2006-07-03,<blank>
  214. 15768,2006-07-07 15:34:20,0,public,2006-07-07 15:34:20,[email protected],Please download the entire document using the link below for a full overview of the Financial Sector in the Bahamas during 2005.,",26:,","Gross Economic Contribution of the Financial Sector, 2005",<blank>,2006-07-07,2099-12-31,2006-07-07,<blank>
  215. 15769,2006-07-07 15:36:42,0,public,2007-10-05 13:46:00,[email protected],"For economic updates for the quarter ending March 31, 2006, please click on the link for complete viewing.",",112:116,","QER March, 2006",Ms. Latera Carey,2006-07-07,0000-00-00,2006-07-07,<blank>
  216. 15774,2006-08-01 09:33:12,0,public,2007-10-05 14:05:49,[email protected],"For the month of June, domestic economic developments were underscored by continued expansion in foreign investment activity, and heightened growth in domestic demand, fueled in large measure by robust firming in private sector credit. The latest tourism data confirmed steady growth in stopover business over the first four months of the year, partly muted by further contractions in cruise traffic.",",112:114,",MEFD June 2006,Ms. Latera Carey,2006-08-01,0000-00-00,2006-08-01,<blank>
  217. 15935,2007-04-11 12:24:40,0,public,2007-10-05 13:55:24,Administrator,"Statistics through December 2006, for the monetary and relevant economic sectors.",",112:117,",QSD February 2007,Ms. Latera Carey,2007-02-28,0000-00-00,0000-00-00,<blank>
  218. 15936,2007-04-11 12:35:02,0,public,2007-10-05 14:02:46,Administrator,"Preliminary indications suggest continued growth in the domestic economy during January, supported by ongoing construction activity and tourism-related investment expenditures. Public sector foreign currency loan proceeds were a key factor behind the gain in external reserves, and there was a mild improvement in liquidity conditions as credit growth abated.",",112:114,",MEFD January 2007,Ms. Latera Carey,2007-02-28,0000-00-00,0000-00-00,<blank>
  219. 15937,2007-04-11 12:38:01,0,public,2007-10-05 14:02:31,Administrator,"During the review month, initial data suggests that the growth momentum was maintained, buoyed by steady increases in construction related tourism investments, as well as moderate growth in domestic demand. Monetary developments featured a contraction in domestic credit which, combined with increased net foreign currency inflows, reinforced gains in both external reserves and liquidity.\r\n\r\nPlease download the entire document for additional information on the Monthly Economic and Financial Developments for February 2007.",",112:114,",MEFD February 2007,Ms. Latera Carey,2007-04-03,0000-00-00,0000-00-00,<blank>
  220. 15788,2006-09-05 09:29:55,0,public,2007-10-05 13:57:19,[email protected],The lastest financial and economic statistics through the second quarter of 2006.,",112:117,",QSD August 2006,Ms. Latera Carey,2006-09-05,0000-00-00,2006-09-05,<blank>
  221. 15794,2006-09-07 11:19:35,0,public,2007-10-05 14:05:23,[email protected],"Initial data for the month of July indicated continued growth in economic activity, highlighted by sustained strengthening in consumer demand, tourism investment and construction activity. However, information for the first six months of the year revealed weakness in the cruise sector, which resulted in a contraction in overall arrivals.",",112:114,",MEFD July 2006,Ms. Latera Carey,2006-09-07,0000-00-00,2006-09-07,<blank>
  222. 15801,2006-09-19 15:49:53,0,public,2007-10-05 13:44:28,[email protected],Summary of domestic economic developments for the 2nd Quarter of 2006 - a brief summary of the economic outlook.,",112:116,","Domestic Economic Developments, 2nd Quarter 2006",Ms. Latera Carey,2006-09-19,0000-00-00,2006-09-19,<blank>
  223. 15809,2006-09-20 12:22:07,0,public,2011-06-07 12:19:20,[email protected],"The Central Bank is pleased to announce the release of the Guidelines on the Appointment of External Auditors of Licensees and the Relationship between the Central Bank and External Auditors of Licensees (the Guidelines). \r\n\r\nPursuant to section 12 of the BTCRA, the appointment of the auditor of any bank or trust company (the licensee) licensed by the Central Bank, is subject to the approval of the Governor of the Central Bank (the Governor). References to external auditor in the Guidelines include a firm of accountants engaged in the practice of public accounting, and where the context requires, an obligation of the auditor is to be construed as an obligation of the partners or members of a firm. References to a public accountant include a chartered accountant licensed to engage in public practice, as defined in the Public Accountants Act, 1991, and a member of The Bahamas Institute of Chartered Accountant (BICA) holding a valid licence to engage in public practice. \r\n\r\nThe Guidelines set out the criteria by which the Central Bank, in its role as supervisor, assesses the fit and proper status for the appointment of new external auditors. Further, the Guidelines take into account aspects of the Basel Committee paper, The Relationship between Banking Supervisors and BanksÕ External Auditors issued in 2002. In this regard, the Guidelines lay down parameters for reporting and dialogue between a licenseeÕs external auditor and the Central Bank with a view that such exchanges will enhance supervisory oversight and monitoring.\r\n\r\nAll licensees of the Central Bank and their external auditors are expected to adhere to the Guidelines.\r\n\r\nAny questions regarding these Guidelines should be directed to:\r\n\r\nThe Policy Unit\r\nBank Supervision Department \r\nThe Central Bank of The Bahamas\r\nFrederick & Market Streets\r\nP.O. Box N 4868\r\nNassau, Bahamas\r\n\r\nTel (242) 302-2615 \r\nFax (242) 356-3909\r\nEmail: [email protected]\r\n\r\n",",36:99,",Guidelines on the Appointment of External Auditors of Licensees and the Relationship Between the Central Bank and External Auditors of Licensees,Mrs. Serena Rolle-Bethell,2006-09-06,2011-06-01,0000-00-00,"0,1,2,3"
  224. 15813,2006-09-26 08:56:21,0,public,2007-10-05 13:44:07,[email protected],"For economic updates for the quarter ending June 30, 2006, please click on the link for complete viewing.",",112:116,","QER June, 2006",Ms. Latera Carey,2006-09-26,0000-00-00,2006-09-26,<blank>
  225. 15822,2006-10-02 19:05:37,0,public,2012-10-30 14:16:32,[email protected],"List of Banks and Trust Companies licensed under the Banks and Trust Companies Regulation Act, 2000, as at 30th June, 2006.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/06/06,Mrs. Serena Rolle-Bethell,2006-10-02,0000-00-00,2006-10-17,<blank>
  226. 15828,2006-10-04 17:27:57,0,public,2006-10-05 11:15:52,[email protected],Warning Notice for:\n\nImperial Finance & Credit Nominees,",30:,","WARNING NOTICE, September 28, 2006",<blank>,2006-10-04,2099-12-31,2006-10-05,<blank>
  227. 15829,2006-10-04 17:32:05,0,public,2006-10-05 11:15:52,[email protected],Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST: September 28, 2006",<blank>,2006-10-04,2099-12-31,2006-10-05,<blank>
  228. 15832,2006-10-06 16:17:35,0,public,2007-10-05 14:05:09,[email protected],"During the review month, economic activity continued to expands, supported by strong residential and hotel construction activity, brisk consumer spending and sustained improvement in tourism.",",112:114,",MEFD August 2006,Ms. Latera Carey,2006-10-06,0000-00-00,2006-10-06,<blank>
  229. 15836,2006-10-09 14:04:00,0,public,2007-03-27 13:33:06,[email protected],"The Central Bank of The Bahamas' latest survey on sponsored (mainly private) pension arrangements obtained results for 2004 and extends the available data coverage, which begins at 1992.\r\nIndications are that assets have grown nearly three fold since 1992, from just over $300 million to $833 million in 2004. Growth in pension assets remains strongly correlated with periods of heightened expansion in the economy and the tourism sector in particular, supporting steady increments in the share of the labour force participating in such schemes. Results from the 2004 survey reveal that the share of sponsored pension assets invested in public sector securities and in private capital market instruments continued to increase, while the proportion allocated to bank deposits and holdings such as real estate decreased further. Plans, meanwhile, benefited from steady firming in the average rate of return on investments.\r\n\r\nPrivate pension benefits are generally intended to supplement retirement income received from the National Insurance Board (NIB). However, as opposed to NIB's coverage capped at a wage ceiling of $400 per week, private schemes vary benefits without such limits, in proportion to the earnings of the individual. A non-contributory supplementary scheme also exists for retired civil servants, which is funded by the Government. Grouping the approximately 17,000 central Government employees with those covered by private schemes, therefore, placed the estimated share of the employed Bahamian workforce entitled to supplementary retirement income near 36.0% in 2004.\r\n\r\nPrivate or sponsored pension funds are gradually gaining in importance as vehicles for domestic savings (see Table 1). The accumulated assets in these schemes represented a relatively stable 14.7% of GDP in 2004. While these were appreciably less than the collective savings held by NIB, estimated at 22.0% of GDP in 2004, they exceeded the corpus held by insurance companies, which approximated 11.8% of GDP. A smaller share of domestic savings, representing some 3.0% of GDP is attributed to credit unions.\r\n\r\nBy far, nevertheless, the bulk of financial savings of private individuals are held in deposits at banks, equivalent to an elevated 42.1% of GDP in 2004 compared to 38.2% in 2003. However, total deposits reflect a significantly skewed savings pattern, as approximately three-quarters of the balances are held in less than one quarter of the accounts. Although based on individuals' salaries, the distribution of savings in private pension funds is much less skewed, while average NIB benefit entitlements are almost evenly distributed among eligible contributors.\r\n\r\nAgainst this backdrop, this article analyzes the results of the 2004 pension survey, highlighting overall trends in the industry and various sub-groupings according to the nature of funds and sectors of sponsors. First, a brief overview of the survey and estimation methodology is discussed, followed by an outline of the characteristics of the various schemes. The article then reviews trends in investment patterns among pension plans and concludes with a discussion on the outlook for the industry.\r\n\r\nPlease download file for complete reading.",",26:,",Results of Private Pension Plan Survey in The Bahamas (2004),Administrator,2006-10-09,0000-00-00,2006-10-09,<blank>
  230. 15838,2006-10-09 14:27:11,0,public,2006-10-10 10:38:18,[email protected],Remarks presented at the Bahamas Institute of Chartered Accountants Seminar - September 2006 by Cassandra Nottage,",25:,",Corporate Governance - 28/09/06,<blank>,2006-10-09,2099-12-31,2006-10-10,<blank>
  231. 15846,2006-10-12 14:18:43,0,public,2016-01-13 10:47:18,[email protected],"The Department of Statistics is pleased to announce the release of its 2005 Foreign Trade figures. This report presents data on the volume and nature of trade between The Bahamas and its trading partners.\r\n\r\nFor further reading of the press release along with associated tables for trade statistics, please use the below links to download the information.\r\n\r\nFor further information or assistance please contact: Ms. Nerissa Gibson at the Department of Statistics.",",39:122,",Trade Statistics for 2005,Mrs. Serena Rolle-Bethell,2006-10-12,2016-01-12,2006-10-12,<blank>
  232. 15855,2006-10-20 16:23:49,0,public,2006-10-20 17:03:04,[email protected],"The Central Bank is once more requesting the assistance of pension managers and sponsors in updating the survey on domestic pension plans in The Bahamas. This survey continues to provide useful information on supplementary retirement savings in the private and quasi-public sectors. The latest results, for 2004, indicate that the value of these assets continued to increase, surpassing $833 million.\n\nThe Bank is currently collecting information on the evolution of plans during 2005, and is appealing to plan sponsors and managers to participate, by submitting a completed copy of the Survey Form to the Research Department by December 15, 2006. Companies that specialize in constituting and managing subscriber based plans for individuals or groups are invited to submit consolidated information on these products.\n\nThe Central Bank assures pension sponsors and managers that any information provided will be treated confidentially. Only consolidated results will be published.\n\nQuestions or comments regarding this exercise, can be directed to Mrs. Shaniska Adderley, Senior Research Assistant, Research Department, at 302-2708 (email: [email protected]).\n\nPlease use the links below to download a copy of the Survey Forms and Compilation Notes (in either excel or PDF format). A link is also provided to a copy of the report on the Survey results for 2004 (Pension Fund (2004)).",",43:,",Launch of Survey of Private Pension/Provident Funds (2005),<blank>,2006-10-20,2099-12-31,2006-10-20,<blank>
  233. 15858,2006-11-03 11:59:23,0,public,2007-10-05 14:04:55,[email protected],"Preliminary data for the month of September revealed continued growth in economic activity, amid strong gains in domestic demand as evidenced in steady levels of construction investments and domestic credit growth.",",112:114,",MEFD September 2006,Ms. Latera Carey,2006-11-03,0000-00-00,2006-11-03,<blank>
  234. 15987,2007-12-06 16:26:53,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"Preliminary data for October suggests that the Bahamian economy continued on a positive growth path, despite moderated contributions from foreign investment and tourism. Monetary developments featured seasonal increases in demand for foreign currency which, alongside payments for fuel imports, led to a contraction in external reserves during the review period. \r\n\r\nFor complete document reading, please use the link below.",",112:114,",MEFD October 2007,<blank>,2007-12-06,0000-00-00,2007-12-06,<blank>
  235. 15988,2007-12-07 09:21:43,0,public,2016-01-13 09:43:26,Ms. Latera Carey,"The Department of Statistics is pleased to announce the release of the National Accounts 2006 information on Gross Domestic Product (GDP) of the Bahamas via the production and the expenditure approaches, in current and constant prices and the Tourism Satellite Account which measures the economic impact of the Tourism Sector on the economy. \r\n\r\nFor more information, please contact the Department of Statistics at 325-5606 or via e-mail: [email protected]\r\n\r\n\t",",39:121,",National Accounts 2006,Mrs. Serena Rolle-Bethell,2007-12-07,2016-01-11,2007-12-07,<blank>
  236. 15867,2006-11-21 15:48:35,0,public,2006-11-27 08:13:37,[email protected],Warning Notice for:\n\nColina Financial Trust Services,",30:,","WARNING NOTICE, November 16, 2006",<blank>,2006-11-21,2099-12-31,2006-11-27,<blank>
  237. 15868,2006-11-21 15:51:08,0,public,2006-11-27 08:13:38,[email protected],Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST: November 16, 2006",<blank>,2006-11-21,2099-12-31,2006-11-27,<blank>
  238. 15963,2007-08-15 13:05:54,0,public,2011-07-07 15:37:39,Administrator,These Guidelines outline the Central Bank policy with respect to the minimum requirements for the continuing operation from within The Bahamas of branches of foreign banks whose parent banking organizations are located in jurisdictions that are deemed to be well supervised. ,",36:98,",Guidelines With Respect to the Requirements for the Continuation of the Management of Branches of Foreign Banks (Currently Without a Physical Presence),Mrs. Serena Rolle-Bethell,2002-01-23,2011-06-06,0000-00-00,<blank>
  239. 15874,2006-11-24 16:18:45,0,public,2006-12-07 08:12:56,[email protected],Warning Notice for:\n\nCentury Financial Trust Services,",30:,","WARNING NOTICE, November 23, 2006",<blank>,2006-11-24,2099-12-31,2006-12-07,<blank>
  240. 15875,2006-11-24 16:20:21,0,public,2006-11-27 08:13:39,[email protected],Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST: November 23, 2006",<blank>,2006-11-24,2099-12-31,2006-11-27,<blank>
  241. 15878,2006-11-29 15:55:45,0,public,2007-10-05 13:57:02,[email protected],"QSD November 2006 is now available, for complete viewing of monetary, financial and economic statistics through September 2006, please click on the link below.",",112:117,",QSD November 2006,Ms. Latera Carey,2006-11-29,0000-00-00,2006-11-29,<blank>
  242. 15885,2006-12-04 14:05:20,0,public,2007-03-29 14:58:39,[email protected],"Attached is a presentation made by Michael D. Foot, Inspector of Banks and Trust Companies, at the Anti-Money Laundering Seminar for licensees hosted by the Central Bank of The Bahamas on 29/11/06 at the British Colonial Hilton.",",17:106,",Risk Rating Framework,Administrator,2006-12-04,0000-00-00,2006-12-07,<blank>
  243. 15886,2006-12-04 14:06:07,0,public,2006-12-07 08:12:57,[email protected],"Attached is a presentation made by Michael D. Foot, Inspector of Banks and Trust Companies, at the Anti-Money Laundering Seminar for licensees hosted by the Central Bank of The Bahamas on 29/11/06 at the British Colonial Hilton.",",25:,",Risk Rating Framework,<blank>,2006-12-04,2099-12-31,2006-12-07,<blank>
  244. 15887,2006-12-04 14:30:43,0,public,2007-03-27 13:24:41,[email protected],Attached is a presentation made by Rochelle A. Delevaux and Tiffany M. C. Carter of the Legal Unit of the Central Bank of The Bahamas at the Anti-Money Laundering Seminar for licensees hosted by the Central Bank of The Bahamas on 29/11/06 at the British Colonial Hilton.,",17:106,",FATF Special Recommendation VII,Administrator,2006-12-04,0000-00-00,2006-12-07,<blank>
  245. 15888,2006-12-04 14:31:53,0,public,2006-12-07 08:12:57,[email protected],Attached is a presentation made by Rochelle A. Delevaux and Tiffany M. C. Carter of the Legal Unit of the Central Bank of The Bahamas at the Anti-Money Laundering Seminar for licensees hosted by the Central Bank of The Bahamas on 29/11/06 at the British Colonial Hilton.,",25:,",FATF Special Recommendation VII,<blank>,2006-12-04,2099-12-31,2006-12-07,<blank>
  246. 15893,2006-12-06 09:33:23,0,public,2007-10-05 14:04:36,[email protected],"Initial data suggests that economic growth was sustained during the month of October, reflecting continued firming in construction activity and consumer demand.\r\n\r\nPlease download the file for further reading on the economic and financial developments for October 2006.",",112:114,",MEFD October 2006,Ms. Latera Carey,2006-12-06,0000-00-00,2006-12-06,<blank>
  247. 15896,2006-12-08 19:00:28,0,public,2012-10-30 14:15:56,[email protected],"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 30th September, 2006.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/09/06,Mrs. Serena Rolle-Bethell,2006-12-08,0000-00-00,2007-01-11,<blank>
  248. 15900,2006-12-11 08:37:15,0,public,2016-01-13 09:43:51,[email protected],"The Department of Statistics is pleased to announce the release of its publication which introduces Gross Domestic Product of the Bahamas via the production and the expenditure approaches, in current and constant prices. This presentation increases the analytical usefulness and statistical reliability of the national accounts. The information contained in this report is one of the most sensitive leading indicators of economic conditions in The Bahamas. Users of this information will find it a meaningful addition to the usual body of information for planning and decision-making. \r\n\r\nThe data has been structured on the basis of the 1993 Revised United Nations System of National Accounts, as far as the Bahamian statistical system permits. Abbreviated definitions of the basic aggregates and an outline of the methodology employed to derive the data are also included. Persons interested in the details of the sources and methods of the estimates are advised to contact the National Accounts Section.\r\n\r\nThe report covers the period 2000 to 2005. The 2000 to 2001 data represent the Final version to this series of data. The 2002 and 2003 are Revised and 2004 is Provisional figures pending any adjustment or revision by data sources. The 2005 data are available only in constant prices, and are based mainly on indicators and are therefore, Preliminary. \r\n\r\nPlease download the two files for both analytical and statistical information.",",39:121,","National Accounts Report, 2005",Mrs. Serena Rolle-Bethell,2006-12-11,2016-01-12,2006-12-11,<blank>
  249. 15906,2007-01-04 09:37:06,0,public,2007-10-05 14:04:22,[email protected],"During the month of November the Bahamian economy maintained positive momentum supported by strong consumer demand, which stimulated robust growth in private sector credit and sustained the expansion in construction activity. These developments generally muted the moderation in tourism output, signaled by the 4.7% drop in visitor arrivals for the first ten months of the year as a 7.0% downturn in sea visitors eclipsed a marginal 0.5% increase in air traffic. By port of entry, tourists traveling to New Providence contracted by 6.7%, while traffic to Grand Bahama and the Family Islands weakened by 1.2% and 1.8%, respectively.",",112:114,",MEFD November 2006,Ms. Latera Carey,2007-01-04,0000-00-00,2007-01-04,<blank>
  250. 15909,2007-01-08 08:59:52,0,public,2007-10-05 13:43:50,[email protected],Summary of domestic economic developments for the 3rd Quarter of 2006 - a brief summary of the economic outlook.,",112:116,","Domestic Economic Developments, 3rd Quarter 2006",Ms. Latera Carey,2007-01-08,0000-00-00,2007-01-08,<blank>
  251. 16106,2009-05-06 15:52:38,0,public,2009-05-06 16:15:31,Mrs. Serena Rolle-Bethell,"This report includes a comparative review of economic and financial developments in The Bahamas and a review of trends in Commercial Bank Mortgages and monetary policy developments in The Bahamas in 2008. The second half of the report provides a summary of the Bank's operations (inclusive of a summary of legislative/regulatory developments), corporate activities and the Statement of Accounts for the year ending December 31, 2008.",",112:113,",Annual Report & Statement of Accounts. 2008,Mrs. Serena Rolle-Bethell,2009-05-06,0000-00-00,2009-05-06,<blank>
  252. 15945,2007-05-08 09:36:13,0,public,2009-05-06 15:04:10,Administrator,"This report includes a comparative review of economic and financial developments in The Bahamas during 2006, a projected Basell II plan for 2007, a review of monetary policy developments and oil price developments in The Bahamas in 2006. The second half of the report provides a summary of the Bank's operations and the Statement of Accounts for the year ending December 31, 2006.",",112:113,","Annual Report & Statement of Accounts, 2006",Mrs. Serena Rolle-Bethell,2007-05-03,0000-00-00,0000-00-00,<blank>
  253. 15946,2007-05-08 10:02:55,0,public,2007-10-05 13:42:54,Administrator,"For economic updates for the quarter ending December 31, 2006, please click on the link for complete viewing.",",112:116,","QER December, 2006",Ms. Latera Carey,2007-05-03,0000-00-00,0000-00-00,<blank>
  254. 15947,2007-05-08 10:05:15,0,public,2007-10-05 14:02:17,Administrator,"Indications are that economic growth was maintained during the month of March, buoyed by continued firming in both residential and commercial construction activity, alongside a less brisk expansion in consumer demand. Moreover, foreign currency inflows, associated in part with tourism and ongoing foreign investment projects, supported a strengthening in external reserves as well as liquidity during the review period.\r\n\r\nPlease download the file for complete information on economic and financial developments for March 2007.",",112:114,",MEFD March 2007,Ms. Latera Carey,2007-05-07,0000-00-00,0000-00-00,<blank>
  255. 15918,2007-01-12 09:03:02,0,public,2007-10-05 13:43:35,[email protected],"For economic updates for the quarter ending September 30, 2006, please click on the link for complete viewing.",",112:116,","QER September, 2006",Ms. Latera Carey,2007-01-12,0000-00-00,2007-01-12,<blank>
  256. 15922,2007-01-15 14:39:06,0,public,2007-01-17 13:50:21,[email protected],Warning Notice for:\n\nCaribbean International Bank\nDeltec Financial & Trust Services,",30:,","WARNING NOTICE: January 10, 2007",<blank>,2007-01-15,2099-12-31,2007-01-17,<blank>
  257. 15923,2007-01-15 14:40:53,0,public,2007-01-17 13:50:21,[email protected],Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST: January 10, 2007",<blank>,2007-01-15,2099-12-31,2007-01-17,<blank>
  258. 15927,2007-01-30 15:23:46,0,public,2007-03-23 12:02:53,[email protected],This note provides clarity with respect to eligible introducers.,",102:,",Reliance on Third Parties To Conduct KYC on Customers,Administrator,2007-01-30,0000-00-00,0000-00-00,<blank>
  259. 15929,2007-02-01 13:25:03,0,public,2007-10-05 14:02:57,[email protected],"The expansion in economic activity was sustained during December, reflecting continued firming in private sector demand as evidenced by an increase in credit, as well as robust growth in the construction sector in response to both residential and commercial investments.\r\n\r\nFor further reading, please download the pdf file.",",112:114,",MEFD December 2006,Ms. Latera Carey,2007-02-01,0000-00-00,2007-02-01,<blank>
  260. 15948,2007-06-08 15:32:02,0,public,2007-10-05 14:02:02,Ms. Latera Carey,"Initial data for the month of April suggests that the growth momentum continued to be sustained by strong residential and commercial construction activity. Increased foreign investment inflows, primarily associated with the funding of ongoing tourism projects, supported healthy accretions to overall bank liquidity and amid mild private sector credit trends, boosted external reserves.\r\n\r\nPlease download the file for further developments during April 2007.\r\n",",112:114,",MEFD April 2007,Ms. Latera Carey,2007-06-04,0000-00-00,0000-00-00,<blank>
  261. 16115,2009-06-02 17:52:36,0,public,0000-00-00 00:00:00,Mr. John Rolle,"During the month of April, the domestic economy continued to be adversely affected by the global economic recession. In particular, lower occupancy levels and declining hotel room rates constrained output in the tourism sector, while reduced foreign investments inflows further suppressed construction activity, with adverse implications for employment conditions; and the demand stimulus from private sector credit expansion remained subdued. While the increased public sector investments provided some support to the economy, pressures on the fiscal deficit continue to mount, owing to the falloff in revenue collections. With the global retreat in energy prices, domestic inflation moderated significantly during the review period.\r\n\r\nContracted demand in the major tourist markets contributed to ongoing weakness in the sector, and continued downsizing in hotel operations, including employment. Preliminary data for the four months of 2009 showed that although total visitor arrivals fell by 1.2%, this included a marked 15.5% contraction in the air segment, which outstripped the 5.5% increase in sea passengers which represent more than two-thirds of all visitors. Among the main markets, visitors to New Providence and the Family Islands both declined moderately, with the respective 10.5% and 27.6% reduction in air traffic outweighing gains in sea passengers; while the decrease in air visitors to Grand Bahama was estimated at 28.9%. As to stopover trends, indications are that total hotel room revenue continued to taper significantly throughout The Bahamas, with a sharp contraction in room night sales, and depreciated average nightly room rates. Amid the operating strains, the employment downsizing continued among hotels, with adjustments expected to persist throughout the summer months. The latest significant development has been the temporary closure of the Four Seasons Resort in Exuma, in May, affecting almost 500 employees.\r\n\r\nThe annual inflation rate continued to moderate from its food and energy-driven peak of 6.0% in August 2008, registering lower at 2.9% in April 2009 from an average 4.3% during the first quarter of 2009. With the retreat in energy prices, the annual advance in housing costs—which accounts for one-third of the Retail Price Index—abated to 0.2% from 3.2% in 2008; and the uptrend was tempered for transportation & communications (1.7%), medical care & health (1.6%) and “other” uncategorized goods & services. Conversely, cost increases remained elevated for food & beverages (7.5%), furniture & households operations (6.5%) and recreation & entertainment services (5.0%). With regards to electricity costs, which are included in the housing index, the average fuel surcharge receded by 1.3% to 8.14 cents per kilowatt hour (kwh) in April, and was 37.0% lower than a year ago. Although retail fuel prices trended mixed during the month, with the cost of diesel retreating by 3.4% and gasoline prices up slightly by 0.3%, the respective costs were 49.0% and 30.0% below the 2008 estimates, at $2.53 and $3.50 per gallon.\r\n\r\nPreliminary data on the Government’s budgetary operations for the first nine months of FY2008/09 showed that the deficit widened to an estimated $223.4 million from $109.2 million a year earlier. The outturn reflected a 5.6% rise in aggregate expenditure, combined with a 5.4% decline in revenues. In terms of spending, current outlays advanced by 6.5%, explained by expansions in payments for goods & services payments (7.4%), personal emoluments (4.8%) and transfers and subsidies (8.0%). Although, expenditure on public works was elevated by 35.2%, total public sector investments abated by 9.2%, owing to reduction in purchases of asset (44.5%) and capital transfers to non-financial public enterprises (24.4%). With regards to revenue, tax receipts (90.7% of the total) lessened by 6.8%, reflecting notable declines in collections against international trade transactions (11.4%), stamp taxes on financial other transactions (21.9%) and departure taxes (12.4%). Conversely, non-tax collections rose by 11.9%, associated with a more than three-fold rise in income from public enterprises and other sources, and an increase in receipts from fines, forfeitures and administrative fees.\r\n",",112:114,",MEFD: April 2009,<blank>,2009-06-02,0000-00-00,2009-06-02,<blank>
  262. 15934,2007-04-10 10:21:03,0,public,2012-10-30 14:15:35,Administrator,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 31st December, 2006.\r\n\r\n",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/12/06,Mrs. Serena Rolle-Bethell,2007-04-05,0000-00-00,0000-00-00,<blank>
  263. 15932,2007-04-10 09:17:55,0,public,2008-07-16 15:13:05,Administrator,"The 2006 amendments to the Central Bank of The Bahamas Act (the CBA) and the Banks and Trust Companies Regulation Act (the BTCRA), as well as the introduction of the Banks and Trust Companies (Private Trust Companies) Regulations, 2006 create a unique type of trust company known as the Private Trust Company (PTC), which is exempt from the full range of licensing requirements otherwise applicable to trust companies operating within and from within the Bahamas. \r\n\r\n",",36:101,",Private Trust Companies (PTC) Legislation,Ms. Latera Carey,2007-01-08,0000-00-00,0000-00-00,<blank>
  264. 16044,2008-07-29 14:28:10,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"For economic updates for the quarter ending March 31, 2008, please click on the link for complete viewing.",",112:116,","QER March, 2008",<blank>,2008-07-29,0000-00-00,2008-07-29,<blank>
  265. 16060,2008-11-06 12:44:56,0,public,2008-11-10 10:51:14,Mrs. Yvonne Cooper,"Global economic and financial conditions deteriorated rapidly during September, as the US financial crisis enveloped both developed and emerging markets. These developments have adversely affected the domestic economic outlook, with further softening in output expected beyond the continued weakness noted in the review month. Despite some easing in global oil prices, inflationary pressures persisted, owing to the pass-through effects of previous oil price increases on imported goods. Monetary developments featured a more moderate seasonal drawdown in external reserves and almost stable liquidity, as the gap between Bahamian dollar credit expansion and deposit gains narrowed in comparison to September 2007. Year-to-date economic trends continued to reflect the more favourable conditions from the first half of the year, albeit the negative impact of the global slowdown is more evident in both the tourism and the construction sectors.\r\n\r\nFor full text reading, please download attached document.\r\n",",112:114,",MEFD September 2008,Mrs. Serena Rolle-Bethell,2008-11-06,0000-00-00,2008-11-06,<blank>
  266. 15942,2007-05-02 11:05:04,0,public,2007-05-02 11:14:34,Administrator,"The purpose of this guidance note is to outline the Central Bank's policy on the granting of specific consents for the use of prohibited words by any company, other than a licensee of the Bank",",102:,",Guidance Note on Section (7) of the BTCRA (Prohibited Words),Administrator,2007-04-27,0000-00-00,0000-00-00,<blank>
  267. 15982,2007-11-22 11:35:51,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"This article analyzes the results of the Central Bank’s latest survey (2005) on private (sponsored) pension plans in The Bahamas. The available database on these activities now spans thirteen years, starting from 1992. According to the 2005 results, sponsored pension assets rose at a strengthened pace of 11.9% to approxi-mately $954 million, consolidating continuous average yearly gains from an estimated low of $300 million in 1992. Recent annual gains have been supported by the expansionary trends in the Bahamian economy, which have resulted in more employees contributing to these schemes and elevated average returns on invested assets. The largest concentration of assets and partici-pants continues to be in plans sponsored by employers in the tourism, financial services and communications & utilities sectors. Based on investment patterns, the largest share of pension assets is still held in Govern-ment bonds and securities, although the proportion of both these investments as well as bank deposits have decreased due to diversification in equities, mutual funds and other private capital market instruments.\r\n\r\nIn most instances, private pensions supplement con-tributory retirement benefits to which Bahamians are entitled under the National Insurance Board (NIB) Act. Unlike the mandatory NIB scheme, which uses a formula to cap contributions and retirement benefits against an annual income of $20,800, total funding and potential benefits from sponsored schemes continue to increase along with participants’ earnings. An estimated one-fourth of the Bahamian workforce participates in such schemes, and the Government operates a non-funded gratuity scheme for tenured civil service employees. The other significant sources of domestic financial savings are bank deposits held by individuals, and the assets of domestic credit unions and insurance companies.\r\n\r\nAs to their relative importance, private pension as-sets at $954.3 million represented an increased 15.9% of GDP in 2005 (see Table 1). This remained less than the approximately $1,295 million (21.6% of GDP) of collective savings held by NIB, but outpaced the comparable pools held by domestic life and health insurance companies of $688 million (11.5% of GDP) and credit unions, of $190 million (3.2% of GDP). Notwithstanding, the bulk of private individuals’ savings are in bank deposits, placed in 2005 at $2,612 million or 43.6% of GDP. The skewed distribution of deposit holdings, however, diminishes their retirement significance for most persons in the workforce, as more than 75% of the aggregate balances are con-centrated in less than 10 percent of the individual ac-counts.\r\n\r\nThe rest of this article summarizes the results of the 2005 Pension Fund Survey. This includes an overview of how such schemes are categorized, a description of the survey process and estimation methodology and an analysis of the profile and attributes of the various schemes in existence. The report then presents an analysis of the investment portfolio of these plans and concludes with a discussion on the outlook for the industry.\r\n\r\nFor full text reading, please download the entire document.",",26:,",Results of Private Pension Plan Survey in The Bahamas (2005),<blank>,2007-10-15,0000-00-00,2007-10-15,<blank>
  268. 15949,2007-06-08 15:39:09,0,public,2007-10-05 13:55:06,Ms. Latera Carey,"Please use the link below for statistical data for months January, February and March 2007.\r\n\r\n",",112:117,",QSD May 2007,Ms. Latera Carey,2007-06-08,0000-00-00,0000-00-00,<blank>
  269. 15950,2007-06-19 14:01:45,0,public,2008-03-14 15:15:29,Administrator,"This Guidance Note replaces the Central Bank’s Regulatory Policy Statement on Nominee Trust Company Licence (RPS 04-01), issued 15th November 2000, and is intended to: a) clarify, update and formalize existing Central Bank practice related to licensee’s nominee activities and b) support the Central Bank’s effort to provide effective consolidated supervision of banks and trust companies in The Bahamas.",",102:,",Supervision of Nominee Activities of Subsidiaries and Related Companies of Banks and Trust Companies (Revised) : (GN:1 - 06/07 rev. [07/07]),Ms. Latera Carey,2007-06-12,0000-00-00,2007-07-12,<blank>
  270. 15951,2007-08-01 13:00:15,0,public,2007-10-05 14:01:47,Alwyn Jordan,"Preliminary evidence suggests steadied economic growth during the month of May, buoyed by ongoing construction activity on tourism-related investments, relative to moderated tourism inflows and subdued firming in domestic demand. In this environment, net foreign currency inflows strengthened, supporting improvements in both bank liquidity and external reserves.",",112:114,",MEFD May 2007,Ms. Latera Carey,2007-07-04,0000-00-00,2007-07-04,<blank>
  271. 15952,2007-08-03 17:25:56,0,public,2012-10-30 14:11:01,Alwyn Jordan,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 31st March, 2007.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/03/07,Mrs. Serena Rolle-Bethell,2007-05-07,0000-00-00,2007-05-07,<blank>
  272. 15953,2007-08-03 17:58:23,0,public,2007-08-08 15:18:13,Alwyn Jordan,Warning Notice for:\r\n\r\nJyske Bank Bahamas\r\nRoyal Bank Mutual\r\n,",30:,","WARNING NOTICE, July 17, 2007",Ms. Latera Carey,2007-07-18,0000-00-00,2007-07-18,<blank>
  273. 15954,2007-08-03 18:02:05,0,public,2007-08-08 15:18:36,Alwyn Jordan,Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST: July 17, 2007",Ms. Latera Carey,2007-07-18,0000-00-00,2007-07-18,<blank>
  274. 15955,2007-08-03 18:25:07,0,public,2007-10-05 13:41:55,Alwyn Jordan,Summary of domestic economic developments for the 1st quarter of 2007 - a brief summary of the economic outlook,",112:116,","Domestic Economic Developments, 1st Quarter 2007",Ms. Latera Carey,2007-07-13,0000-00-00,2007-07-13,<blank>
  275. 15956,2007-08-03 18:37:48,0,public,2007-10-05 13:42:13,Alwyn Jordan,"For economic updates for the quarter ending March 31, 2007, please click on the link for complete viewing.",",112:116,","QER March, 2007",Ms. Latera Carey,2007-07-13,0000-00-00,2007-07-13,<blank>
  276. 15957,2007-08-03 19:03:08,0,public,2007-10-05 14:01:33,Alwyn Jordan,"Preliminary data indicate that the expansion in the Bahamian economy was sustained during the month of June, buoyed by demand stimulus from private sector credit expansion and healthy foreign investment inflows, which countered softening in tourism activity.\r\n\r\n",",112:114,",MEFD JUNE 2007,Ms. Latera Carey,2007-08-03,0000-00-00,2007-08-03,<blank>
  277. 15958,2007-08-06 17:28:14,0,public,0000-00-00 00:00:00,Alwyn Jordan,"During June and July of 2005, the Central Bank surveyed a sample of financial and corporate services providers (FCSPs), banks and investment fund managers to obtain estimates of the direct private sector benefits generated from international business companies' (IBC) activities, based on the fee structure for services provided and the frequency at which these were charged. The survey also sought to ascertain the origin of business as divided between new incorporation, continuation of companies from other jurisdictions and the re-instatement of licensees to the Bahamian Register. Data was also collected on the rate at which companies were dissolved.\r\n\r\nThis information, along with data from the Registrar of Companies, the statutory fee structure for IBCs and recent Government revenue trends was used to approximate trends in the value of the total direct contribution of IBCs to the economy. The study's findings indicate that the direct benefits from active fee paying IBCs were at least $51 million in 2005. This was reduced from an estimated peak in the low to mid $70 million range in 2000, the year before the full impact of the new IBC legislation was felt. Revenue decline paralleled a sizeable falloff in annual company incorporations, while a lesser portion of the losses was due to a decrease in the number of companies on the Bahamian Register.\r\n\r\nFuture domestic benefits from the incorporation and management of IBCs are expected to be linked to overall performance trends in the international financial services sector.\r\n\r\n",",26:,",Estimating the Contribution of IBCs to the Economy of The Bahamas,<blank>,2007-07-24,0000-00-00,2007-07-24,<blank>
  278. 15959,2007-08-06 17:32:29,0,public,0000-00-00 00:00:00,Alwyn Jordan,Please download the entire document using the link below for a full overview of the Financial Sector in the Bahamas during 2006.\r\n\r\n,",26:,","Gross Economic Contribution of the Financial Sector, 2006",<blank>,2007-07-24,0000-00-00,2007-07-24,<blank>
  279. 15960,2007-08-06 18:07:58,0,public,2016-01-13 10:43:50,Alwyn Jordan,"At the request of the Department of Statistics, the information for June 2007 is now available for the Retail Price Index. Please use the link below for more information on the basket of goods for the mentioned month.\r\n\r\n\r\n",",39:120,",Retail Price Index for June 2007,Mrs. Serena Rolle-Bethell,2007-07-27,2016-01-12,2007-07-27,<blank>
  280. 16046,2008-08-11 09:02:35,0,public,2016-01-13 09:42:45,Ms. Latera Carey,"The Department of Statistics is pleased to announce the release of the National Accounts 2007 information on Gross Domestic Product (GDP) of the Bahamas via the production and the expenditure approaches, in current and constant prices and the Tourism Satellite Account which measures the economic impact of the Tourism Sector on the economy. \r\n\r\nFor more information, please contact the Department of Statistics at 325-5606 or via e-mail: [email protected]\r\n",",39:121,",National Accounts 2007,Mrs. Serena Rolle-Bethell,2008-08-11,2016-01-11,2008-08-11,<blank>
  281. 16047,2008-08-12 16:58:57,0,public,2008-08-13 08:22:49,Maria Nottage,Warning Notice for:\r\n\r\nNoble Trust Services Co.\r\nPromoter: James A. DiLullo,",30:,","WARNING NOTICE, August 05, 2008",Ms. Latera Carey,2008-08-05,0000-00-00,0000-00-00,<blank>
  282. 16048,2008-08-12 17:01:26,0,public,2008-08-13 08:22:37,Maria Nottage,Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST: August 05, 2008",Ms. Latera Carey,2008-08-05,0000-00-00,0000-00-00,<blank>
  283. 16049,2008-08-15 08:47:35,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"Preliminary indicators for the month of June suggest a mild pace of economic growth, amid relatively moderate levels of foreign investment led construction activity, stable consumer spending and weakened tourism activity. Over the first six months of the year, higher international energy and food costs continued to adversely impact domestic price levels, and the slowdown in global economic activity, associated in part with the US mortgage and financial market crises, resulted in a scaling down of domestic economic prospects. \r\n\r\nPlease download the document below for full text reading.",",112:114,",MEFD June 2008,<blank>,2008-08-13,0000-00-00,2008-08-13,<blank>
  284. 15962,2007-08-15 12:23:44,0,public,2007-08-15 12:32:14,Administrator,"This Notice is intended to formalise existing Central Bank policy with respect to the submission of group organisational charts.\r\n\r\nAny questions regarding this Notice should be directed to:\r\n\r\nThe Policy Unit,\r\nBank Supervision Department, \r\nThe Central Bank of The Bahamas,\r\nMarket Street,\r\nP.O. Box N 4868,\r\nNassau, Bahamas,\r\nTel (242) 302-2615,\r\nFax (242) 356-3909,\r\nEmail: [email protected]\r\n",",17:108,",Group Structures of Licensees,Administrator,2007-08-15,0000-00-00,0000-00-00,<blank>
  285. 15964,2007-09-04 13:31:33,0,public,2007-09-04 15:47:43,Administrator,"The Bank Supervision Quarterly Letters inter alia serves to update Central Bank licensees on important matters that have happened in the most recent quarter, and to give licensees an idea of what to expect from the Bank over the next few quarters.",",17:111,",September 2007 BSD Quarterly Letter,Ms. Latera Carey,2007-09-04,0000-00-00,0000-00-00,<blank>
  286. 15965,2007-09-06 15:23:36,0,public,2007-10-05 14:01:17,Ms. Latera Carey,"Initial data for the month of July suggests some moderation in the pace of domestic economic growth, amid softened tourism performance and private sector investments, while the seasonal increase in demand for foreign currency led to a reduction in external reserve levels. \r\n\r\nFor further reading, please download the document.",",112:114,",MEFD July 2007,Ms. Latera Carey,2007-09-06,0000-00-00,2007-09-06,<blank>
  287. 15966,2007-09-07 12:03:13,0,public,2007-10-05 13:54:24,Ms. Latera Carey,"QSD August 2007 is now available, for complete viewing of monetary, financial and economic statistics through June 2007, please click on the link below.\r\n\r\n",",112:117,",QSD August 2007,Ms. Latera Carey,2007-09-07,0000-00-00,2007-09-07,<blank>
  288. 15967,2007-09-19 14:45:42,0,public,2016-01-13 10:44:35,Ms. Latera Carey,"At the request of the Department of Statistics, the information for July, 2007 is now available for the Retail Price Index. Please use the link below for more information on the basket of goods for the mentioned months.\r\n\r\n\r\n",",39:120,","Retail Price Index, July 2007",Mrs. Serena Rolle-Bethell,2007-09-19,2016-01-12,2007-09-19,<blank>
  289. 15968,2007-10-05 16:37:35,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"Preliminary data suggests that the domestic economy continued to expand but at a more subdued pace in August, in comparison to the previous year, based on a levelling off in foreign investment activities, softened tourism flows and a slower pace of growth in consumer demand. Amid these conditions, both bank liquidity and external reserves contracted.\r\n\r\nDuring the first six months of the year, total visitor arrivals declined by 6.5% to 2.43 million, reflecting contractions in both air and sea arrivals by 7.0% and 6.3%, respectively. The most recent data available on hotel expenditure for the first six months of 2007, suggest that total room revenue grew marginally by 0.3% to $226.4 million. This outcome reflected a 10.3% rise in average daily room rates to $198.11 per night, which outstripped declines in the number of rooms sold by 9.0%. On a disaggregated basis, revenue from the largest hotels in New Providence and the Family Islands grew by 2.4% and 0.7%, owing to respective increases in average room rates of 10.7% and 5.5%. However, lower occupancy levels offset accretions to average room rates, to occasion an 11.2% drop in room revenues for Grand Bahama.\r\n\r\nIn fiscal developments, provisional estimates for the eleven months to May of FY2006/07 indicate that the Government's deficit widened to $104.4 million from $88.7 million in the comparative FY2005/06 period, as the 12.2% gain in total revenue was surpassed by a 12.6% hike in aggregate expenditure. Budgetary financing was secured primarily from internal borrowings, which expanded by 12.3% to $230.3 million and was primarily in the form of bonds.\r\n\r\nWith regard to domestic prices, the rate of inflation for the twelve months ending August 2007 firmed by 0.89 percentage points to 2.42%. The most significant cost increases occurred for other goods & services (5.28%), food & beverages (3.97%), furniture & household operations (3.54%), and recreation entertainment & services (3.18%); while gains of below 3.0% were recorded for the remaining categories.\r\n\r\nPlease download the document for full text reading. ",",112:114,",MEFD August 2007,<blank>,2007-10-05,0000-00-00,2007-10-05,<blank>
  290. 15969,2007-10-09 15:41:45,0,public,2007-10-09 15:50:40,Ms. Latera Carey,Summary of domestic economic developments for the 2nd quarter of 2007 - a brief summary of the economic outlook.\r\n\r\n,",112:116,","Domestic Economic Developments, 2nd Quarter 2007",Ms. Latera Carey,2007-10-05,0000-00-00,2007-10-05,<blank>
  291. 15970,2007-10-10 10:23:06,0,public,2016-01-13 10:44:51,Ms. Latera Carey,"At the request of the Department of Statistics, the information for September, 2007 is now available for the Retail Price Index. Please use the link below for more information on the basket of goods for the mentioned months.",",39:120,","Retail Price Index, September 2007",Mrs. Serena Rolle-Bethell,2007-10-10,2016-01-12,2007-10-10,<blank>
  292. 15971,2007-10-10 10:26:21,0,public,2016-01-13 10:44:13,Ms. Latera Carey,"At the request of the Department of Statistics, the information for August, 2007 is now available for the Retail Price Index. Please use the link below for more information on the basket of goods for the mentioned months.",",39:120,","Retail Price Index, August 2007",Mrs. Serena Rolle-Bethell,2007-09-19,2016-01-12,2007-09-19,<blank>
  293. 15972,2007-10-17 14:34:18,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"For economic updates for the quarter ending June 30, 2007, please click on the link for complete viewing.",",112:116,","QER June, 2007",<blank>,2007-10-15,0000-00-00,2007-10-15,<blank>
  294. 15973,2007-10-19 18:16:55,0,public,2012-10-30 14:10:41,Administrator,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 30th June, 2007.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/06/07,Mrs. Serena Rolle-Bethell,2007-10-19,0000-00-00,2007-10-19,<blank>
  295. 16180,2010-05-20 15:37:45,0,public,2010-05-26 10:17:36,Johnae Butler-Moss,Superintendencia de Entidades Financieras y Cambiarias (SEFYC) del Banco Central de la Republica Argentina (BCRA)and the Central Bank of The Bahamas on the Exchange of Information for Co-operation and Consultation.,",36:125,",Superintendencia de Entidades Financieras y Cambiarias (SEFYC) del Banco Central de la Republica Argentina (BCRA) and the Central Bank of The Bahamas,Mrs. Serena Rolle-Bethell,2010-05-20,0000-00-00,2010-05-20,"0,1,2,3"
  296. 15986,2007-11-30 12:44:32,0,public,0000-00-00 00:00:00,Ms. Latera Carey,The Central Bank has extended by an additional three-months period the deadline for compliance with its Guidance Notice regarding the Supervision of Nominee Activities.\r\n\r\n,",102:,",Extension of Deadline for Compliance with Guidance Notice,<blank>,2007-11-30,2008-03-31,2007-11-30,<blank>
  297. 16021,2008-05-19 16:28:10,0,public,2008-10-14 16:09:50,Ms. Latera Carey,"This report includes a comparative review of economic and financial developments in The Bahamas during 2007, a review of trends in Commercial Bank Mortgages and monetary policy developments in The Bahamas in 2007. The second half of the report provides a summary of the Bank's operations (inclusive of a summary of legislative/regulatory developments), corporate activities and the Statement of Accounts for the year ending December 31, 2007.",",112:113,","Annual Report & Statement of Accounts, 2007",Ms. Latera Carey,2008-05-19,0000-00-00,2008-05-19,<blank>
  298. 15978,2007-11-07 15:43:01,0,public,2009-10-07 10:51:52,Administrator,"The Central Bank is pleased to announce the release of a consultation paper on draft legislation to amend the Banks and Trust Companies Regulation Act, 2000 (""the BTCRA""), relating to the rights and duties of auditors of its licenses.\r\n\r\nThe Central Bank of The Bahamas is proposing the following legislation relating to the rights and duties of auditors of banks and trust companies operating in and from within The Bahamas:-\r\n\r\n•\tBanks and Trust Companies Regulation (Amendment) Act 2007; and\r\n\r\n•\tBanks and Trust Companies (Auditors) (Facts and Matters of Material Significance) Regulations 2007. \r\n\r\nThe Bank welcomes comments on the issues outlined in the consultation paper and the draft bills and regulations annexed to the paper, which outlines the rationale for proposing the legislation. This document may be found within the Bank Supervision area of the website under documents for consultation. The deadline for comments with respect to this document is February 7, 2008.\r\n\r\nAny questions regarding the draft bills and regulations should be directed to:\r\n\r\nThe Policy Unit\r\nBank Supervision Department \r\nThe Central Bank of The Bahamas\r\nFrederick & Market Streets\r\nP.O. Box N 4868\r\nNassau, Bahamas\r\n\r\nTel (242) 302-2615\r\nFax (242) 356-3909\r\nEmail: [email protected]\r\n\r\nNovember 7, 2007\r\n\r\n",",37:,",Consultation Paper Relating to the Rights and Duties of Auditors of Licensees,Mrs. Serena Rolle-Bethell,2007-11-07,2008-02-08,2007-11-07,<blank>
  299. 15979,2007-11-13 09:14:33,0,public,2007-11-15 11:35:23,Ms. Latera Carey,"The Central Bank is pleased to announce the release of a consultation paper on draft regulations that would allow foreign banks and trust companies to establish operations on a temporary basis in The Bahamas where a natural disaster or other serious event in their home country disrupts their business operations.\r\n\r\nIn order to permit the temporary establishment and operation of foreign banks and trust companies in The Bahamas, the Central Bank is proposing the following legislation:-\r\n\r\n· The Banks and Trust Companies (Temporary Business Continuity Operations) Regulations, 2007\r\n\r\nThe Bank welcomes comments on the issues outlined in the consultation paper and the draft regulations annexed to the paper, which outlines the rationale for proposing the legislation. This document may be found within the Bank Supervision area of the website under documents for consultation. The deadline for comments with respect to this document is January 11, 2008.\r\n\r\nAny questions regarding the draft bills and regulations should be directed to:\r\n\r\nThe Policy Unit\r\nBank Supervision Department\r\nThe Central Bank of The Bahamas\r\nFrederick & Market Streets\r\nP.O. Box N 4868\r\nNassau, Bahamas\r\n\r\nTel (242) 302-2615\r\nFax (242) 356-3909\r\nEmail: [email protected]\r\n\r\nNovember 12, 2007\r\n\r\n",",37:,",Consultation Paper on Business Continuity Regulations,Ms. Latera Carey,2007-11-12,2008-01-11,2007-11-12,<blank>
  300. 16004,2008-02-14 13:55:13,0,public,2008-02-14 14:27:37,Maria Nottage,"The Central Bank's regulatory oversight process emphasizes an ongoing supervisory approach, involving both off-site surveillance and on-site examinations. The identification of excessive risk exposure and requiring implementation of actions to address and reduce those risks is a primary goal of the risk-based supervision framework employed by the Central Bank in the examination process. Risk-based examinations permit Examiner judgment in determining the scope and depth of work to be performed for each activity or function of a specific licensee. The objective of this Guide is to promote awareness and enhance the transparency of the examination process for licensees and other interested parties and should be read in conjunction with the Central Bank's soon to be published Risk-Based Supervision Framework.",",36:74,",A Guide to the Central Bank's On-site Examination Process,Ms. Latera Carey,2008-02-14,0000-00-00,2008-02-14,<blank>
  301. 16003,2008-02-14 13:49:11,0,public,2012-10-30 14:10:05,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 31st December, 2007.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/12/07,Mrs. Serena Rolle-Bethell,2008-02-14,0000-00-00,2008-02-14,<blank>
  302. 15983,2007-11-23 08:48:16,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"Indications are that the expansion in the Bahamian economy moderated somewhat during September, amid a leveling off in foreign investment inflow and tourism activity. Strengthened seasonal demand for foreign currency also contributed to a fall-off in both bank liquidity and external reserves. \r\n\r\nPlease download MEFD September 2007 for further reading.",",112:114,",MEFD September 2007,<blank>,2007-11-14,0000-00-00,2007-11-14,<blank>
  303. 15990,2007-12-11 19:05:13,0,public,2012-10-30 14:10:25,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 30th September, 2007.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/09/07,Mrs. Serena Rolle-Bethell,2007-12-11,0000-00-00,2007-12-11,<blank>
  304. 15991,2007-12-18 15:17:54,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"The Bank Supervision Quarterly Letters inter alia serves to update Central Bank licensees on important matters that have happened in the most recent quarter, and to give licensees an idea of what to expect from the Bank over the next few quarters.\r\n\r\nBSD quarterly letter for December 2007 is now available.",",17:111,",December 2007 BSD Quarterly Letter,<blank>,2007-12-18,0000-00-00,2007-12-18,<blank>
  305. 15992,2007-12-18 15:22:18,0,public,2016-01-13 10:45:29,Ms. Latera Carey,"At the request of the Department of Statistics, the information for October, 2007 is now available for the Retail Price Index. Please use the link below for more information on the basket of goods for the mentioned month.",",39:120,","Retail Price Index, October 2007",Mrs. Serena Rolle-Bethell,2007-12-18,2016-01-12,2007-12-18,<blank>
  306. 15993,2007-12-18 15:23:03,0,public,2016-01-13 10:45:09,Ms. Latera Carey,"At the request of the Department of Statistics, the information for November, 2007 is now available for the Retail Price Index. Please use the link below for more information on the basket of goods for the mentioned month.",",39:120,","Retail Price Index, November 2007",Mrs. Serena Rolle-Bethell,2007-12-18,2016-01-12,2007-12-18,<blank>
  307. 15994,2007-12-31 12:25:38,0,public,2007-12-31 12:59:18,Alwyn Jordan,"Partial indications suggest a moderate rate of economic expansion during the month of November, amid signs of an improving tourism outturn and stable construction activity. In the monetary sector, liquidity levels were comparatively more buoyant, whereas external reserves contracted, reflecting the seasonal firming in consumer demand and persistently higher payments for fuel imports. \r\n\r\nFor complete document reading, please use the link below.",",112:114,",MEFD November 2007,Alwyn Jordan,2007-12-31,0000-00-00,2007-12-31,<blank>
  308. 15995,2008-01-04 16:43:29,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"The Central Bank is once again pleased to announce the continuation of the Financial Sector (Annual Banking) Survey. In the past few years we have been gradually improving our coverage of non-bank activities, being in a better position to assess the overall contribution of the financial services sector to the economy. The latest results for 2006, which can be found in the Quarterly Economic Review for March 2007, revealed that the financial sector continued to contribute positively to the growth in the Bahamian economy which was evident by an increase in the total number of persons employed by 211 to 4,662.\r\n\r\nAs always, we appreciate and continue to rely on the contribution of the banking sector to this exercise. We therefore request your assistance in obtaining the relevant data for 2007, as outlined on the survey forms below.\r\n\r\nKindly note that a separate form must be submitted for each public, restricted and/or non-active banking institution managed or represented by your institution. Form A is to be completed by non-managed banks or institutions as well as the parent company which manages other institutions. Form B is to be completed by those institutions under management. To facilitate the efficient processing of the data, please use the assigned bank code(s).\r\n\r\nWe would be most grateful if the completed form(s) could be returned to the Research Department, to the attention of the Manager, no later than January 31, 2008. Any queries relative to the report may be directed to either, Mr. Kevin Armbrister or Mrs. Peggy Winder, Assistant Statisticians, Research Department. Please be assured that the information provided will be held in the strictest confidence. Copies of the consolidated reports will be made available, upon request.\r\n\r\nThank you for your continued cooperation in this exercise.\r\n",",43:,","Launch of Financial Sector (Annual Banking) Survey, 2007",<blank>,2008-01-04,0000-00-00,2008-01-04,<blank>
  309. 15996,2008-01-08 15:10:41,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"“The Central Bank is pleased to announce the release of a consultation paper on the Financial Transactions Reporting (Amendment) Regulations, 2008, which seeks to address the requirements of Special Recommendation VII (SR VII) of the Financial Action Task Force (FATF). The FATF promulgated nine Special Recommendations on terrorist financing which set out the basic framework to detect, prevent and suppress the financing of terrorism and terrorist acts.\r\n\r\nThe Bank welcomes comments on all the issues outlined in the consultation paper and the draft regulations annexed to the paper, which outlines the rationale for proposing the legislation. This document may be found within the Bank Supervision area of the website under documents for consultation. The deadline for comments with respect to this document is February 27, 2008.\r\n\r\nAny questions regarding the draft bills and regulations should be directed to:\r\n\r\nThe Policy Unit\r\nBank Supervision Department \r\nThe Central Bank of The Bahamas\r\nFrederick & Market Streets\r\nP.O. Box N 4868\r\nNassau, Bahamas\r\n\r\nTel (242) 302-2615\r\nFax (242) 356-3909\r\nEmail: [email protected]\r\n\r\n\r\nJanuary 8, 2008”\r\n",",37:,","Consultation Paper on Financial Tranactions Reporting (Amendment) Regulations, 2008",<blank>,2008-01-08,2008-02-27,2008-01-08,<blank>
  310. 15997,2008-01-11 08:40:01,0,public,0000-00-00 00:00:00,Ms. Latera Carey,Summary of domestic economic developments for the 3rd quarter of 2007 - a brief summary of the economic outlook.,",112:116,","Domestic Economic Developments, 3rd Quarter 2007",<blank>,2008-01-11,0000-00-00,2008-01-11,<blank>
  311. 15998,2008-01-17 08:30:26,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"For economic updates for the quarter ending September 30, 2007, please click on the link for complete viewing",",112:116,","Quarterly Economic Review, September 2007",<blank>,2008-01-17,0000-00-00,2008-01-17,<blank>
  312. 16005,2008-02-14 16:07:40,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"Initial data for the month of December suggest a slowing in the pace of economic activity, as signs of weakness in the tourism and construction sectors offset growth in consumer demand. Monetary developments featured an expansion in external reserves and a moderation in the contraction in liquidity, consequent on the receipt of proceeds from Government’s short-term foreign currency borrowings.\r\n\r\nFor complete document reading, please use the link below.",",112:114,",MEFD December 2007,<blank>,2008-02-14,0000-00-00,2008-02-14,<blank>
  313. 16006,2008-03-04 15:13:51,0,public,2008-03-05 07:54:55,Maria Nottage,Warning Notice for:\r\n\r\nGreenefield International Bank Ltd.\r\nGreenefield International Private Bank\r\n,",30:,","WARNING NOTICE, February 29, 2008",Ms. Latera Carey,2008-02-29,0000-00-00,0000-00-00,<blank>
  314. 16007,2008-03-04 15:15:38,0,public,2008-03-05 07:54:39,Maria Nottage,Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST, February 29, 2008",Ms. Latera Carey,2008-02-29,0000-00-00,0000-00-00,<blank>
  315. 16008,2008-03-11 14:55:50,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"Based on preliminary data for the first month of 2008, economic activity continued to be supported by a healthy level of private sector demand, although other real sector indicators suggest some levelling off in net foreign currency inflows. As a consequence, both external reserves and liquidity growth moderated vis-à-vis the 2007 levels.\r\n\r\nPlease download the attached document for full coverage of economic and financial activities for January 2008.\r\n ",",112:114,",MEFD January 2008,<blank>,2008-03-11,0000-00-00,2008-03-11,<blank>
  316. 16009,2008-03-13 12:48:41,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"QSD February 2008 is now available, for complete viewing of monetary, financial and economic statistics through December 2007, please click on the document below.",",112:117,",QSD February 2008,<blank>,2008-03-13,0000-00-00,2008-03-13,<blank>
  317. 16010,2008-03-14 15:57:15,0,public,2008-03-18 07:37:54,Maria Nottage,"This Guidance Note further clarifies the Central Bank's policy with respect to the use of international business companies by licensees to provide nominee services. This Guidance Notice specifically addresses section B 1 (b) of Guidance Note (GN: 01-07/07 rev.1[07/07]) on the Supervision of Nominee Activities of Subsidiaries and Related Companies of Banks and Trust Companies issued on 12th July, 2007. ",",102:,",Additional Explanation: Supervision of Nominee Activities of Subsidiaries and Related Companies of Banks and Trust Companies [GN: 01-03/08],Ms. Latera Carey,2008-03-14,0000-00-00,0000-00-00,<blank>
  318. 16011,2008-03-31 15:06:40,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"The Bank Supervision Quarterly Letters inter alia serves to update Central Bank licensees on important matters that have happened in the most recent quarter, and to give licensees an idea of what to expect from the Bank over the next few quarters.\r\nBSD quarterly letter for March 2008 is now available.\r\n",",17:111,",March 2008 BSD Quarterly Letter,<blank>,2008-03-31,0000-00-00,2008-03-31,<blank>
  319. 16012,2008-04-16 08:35:58,0,public,2016-01-13 10:49:36,Ms. Latera Carey,"At the request of the Department of Statistics, the information for January, 2008 is now available for the Retail Price Index. Please use the link below for more information on the basket of goods for the mentioned month.",",39:,","Retail Price Index, January 2008",Mrs. Serena Rolle-Bethell,2008-04-16,2016-01-12,2008-04-16,<blank>
  320. 16013,2008-04-16 08:38:05,0,public,2016-01-13 10:49:57,Ms. Latera Carey,"At the request of the Department of Statistics, the information for February, 2008 is now available for the Retail Price Index. Please use the link below for more information on the basket of goods for the mentioned month.",",39:,","Retail Price Index, February 2008",Mrs. Serena Rolle-Bethell,2008-04-16,2016-01-12,2008-04-16,<blank>
  321. 16014,2008-04-17 08:43:50,0,public,2009-10-07 10:50:56,Chadrick P Johnson,"The Central Bank is pleased to announce the release of a consultation paper on draft Guidelines for the Management of Interest Rate Risk. The draft Guidelines outline the minimum policies and procedures that the Bank expects each licensee should have in place, within their overall corporate governance process and risk management framework, to manage the interest rate risk present in their banking activities. The interest rate risk management programme will depend to some extent on the range and complexity of activities undertaken by a licensee. Therefore, the Bank proposes that these Guidelines apply, as appropriate, to all licensees that engage in business activities, particularly the provision of banking services, which give rise to interest rate risk.\r\n\r\nThe Bank welcomes comments on the issues outlined in the consultation paper and the draft guidelines annexed to the paper. This document may be found within the Bank Supervision area of the website under documents for consultation. The deadline for comments with respect to this document is June 16th, 2008.\r\n\r\nAny questions regarding the consultation paper should be directed to:\r\n\r\nThe Policy Unit\r\nBank Supervision Department \r\nThe Central Bank of The Bahamas\r\nFrederick & Market Streets\r\nP.O. Box N 4868\r\nNassau, Bahamas\r\n\r\nTel (242) 302-2615\r\nFax (242) 356-3909\r\nEmail: [email protected]\r\n\r\n16th April 2008\r\n\r\n",",37:,",Consultation Paper on Guidelines for the Management of Interest Rate Risk,Mrs. Serena Rolle-Bethell,2008-04-17,2008-06-16,2008-04-17,<blank>
  322. 16015,2008-04-18 16:41:02,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"Preliminary data for the month of February highlighted steady gains in consumer spending, which continued to support economic activity and together with elevated import payments for fuel, tempered growth of both external reserves and liquidity.\r\n\r\nPlease download the attached document for full coverage of economic and financial activities for February 2008.",",112:114,",MEFD February 2008,<blank>,2008-04-18,0000-00-00,2008-04-18,<blank>
  323. 16016,2008-05-02 15:02:18,0,public,2008-05-02 16:20:35,Ms. Latera Carey,"Preliminary indicators for the month of March suggested a continuation of a mild economic outturn, supported by relatively stable growth in consumer spending and net tourism inflows; and, as anticipated, with less contribution from foreign investment activity. Monetary developments featured strong growth in both liquidity and external reserves, following the receipt of proceeds from the Government’s US$100 million bond issue; and credit quality indicators of commercial banks’ loan portfolios remained relatively stable over the end-December 2007 levels.\r\n\r\nFor further reading, please view the document in full text.",",112:114,",MEFD March 2008,Ms. Latera Carey,2008-05-02,0000-00-00,2008-05-02,<blank>
  324. 16017,2008-05-06 14:04:21,0,public,2008-05-06 14:10:31,Ms. Latera Carey,"For economic updates for the quarter ending December 31, 2007, please click on the link for complete viewing.",",112:116,","Quarterly Economic Review, December 2007",Ms. Latera Carey,2008-05-06,0000-00-00,2008-05-06,<blank>
  325. 16025,2008-06-12 09:26:34,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"Initial data for the month of April indicated continued moderation in output growth, amid weakened construction activity and softness in consumer spending, although first quarter tourism indicators registered gains over the previous year. Money and credit conditions remained favourable, as both external reserves and liquidity were boosted by public sector borrowing activities and a significant one-off revenue receipt. Private sector credit growth maintained an easing trend, with no further deterioration in credit quality.\r\n\r\nPlease download the document for futher reading.",",112:114,",MEFD April 2008,<blank>,2008-06-12,0000-00-00,2008-06-12,<blank>
  326. 16162,2010-02-10 18:52:16,0,public,2010-02-10 19:03:18,Ms. Sharon Branch,"Amid signs of a nascent recovery underway in the global economy, key industry trends suggest some stabilizing in tourism output during December; however the softness in construction activity persisted and consumer demand tapered from its traditional year-end peak. Inflationary pressures abated from year-earlier levels, while monetary developments featured declines in both liquidity and external reserves.\r\n\r\nFor full text reading, please download attached document.",",112:114,",MEFD December 2009,Alwyn Jordan,2010-02-10,0000-00-00,2010-02-10,<blank>
  327. 16024,2008-06-10 11:51:23,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"QSD May 2008 is now available, for complete viewing of monetary, financial and economic statistics through March 2008, please click on the document below.",",112:117,","Quarterly Statistical Digest, May 2008",<blank>,2008-06-10,0000-00-00,2008-06-10,<blank>
  328. 16029,2008-07-02 09:37:57,0,public,2008-07-02 14:08:40,Mrs. Peggy Winder,"The Central Bank is requesting the assistance of pension managers and sponsors in updating the survey on domestic pension plans in The Bahamas. This survey continues to provide useful information on supplementary retirement savings in the private and quasi-public sectors. The latest results, for 2005, indicate that the value of these assets continued to increase, surpassing $950 million.\r\n\r\nThe Bank is currently collecting information on the evolution of plans during the years of 2006 and 2007, and is appealing to plan sponsors and managers to participate, by submitting a completed copy of the Survey Form to the Research Department by August 29, 2008. Companies that specialize in constituting and managing subscriber based plans for individuals or groups are invited to submit consolidated information on these products.\r\n\r\nThe Central Bank assures pension sponsors and managers that any information provided will be treated confidentially. Only consolidated results will be published.\r\n\r\nQuestions or comments regarding this exercise, can be directed to Ms. Andrea Adderley, Research Officer, Research Department, at 302-2709 (email: [email protected]).\r\n\r\nPlease use the links below to download a copy of the Survey Forms and Compilation Notes (in either excel or PDF format). A link is also provided to a copy of the report on the Survey results for 2005 (Pension Fund (2005)).\r\n",",43:,",Launch of Survey of Private Pension/Provident Funds (2006 & 2007),Ms. Latera Carey,2008-07-02,2008-07-02,2008-07-02,<blank>
  329. 16173,2010-04-26 11:31:13,0,public,2012-10-29 16:40:08,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 30th September, 2009.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/09/09,Mrs. Serena Rolle-Bethell,2010-04-26,0000-00-00,2010-04-26,<blank>
  330. 16028,2008-06-19 17:51:29,0,public,2012-10-29 17:18:16,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 31st March, 2008.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/03/08,Mrs. Serena Rolle-Bethell,2008-06-19,0000-00-00,0000-00-00,<blank>
  331. 16030,2008-07-02 14:03:43,0,public,2008-07-02 14:06:52,Ms. Latera Carey,"The Central Bank is requesting the assistance of pension managers and sponsors in updating the survey on domestic pension plans in The Bahamas. This survey continues to provide useful information on supplementary retirement savings in the private and quasi-public sectors. The latest results, for 2005, indicate that the value of these assets continued to increase, surpassing $950 million.\r\n\r\nThe Bank is currently collecting information on the evolution of plans during the years of 2006 and 2007, and is appealing to plan sponsors and managers to participate, by submitting a completed copy of the Survey Form to the Research Department by August 29, 2008. Companies that specialize in constituting and managing subscriber based plans for individuals or groups are invited to submit consolidated information on these products.\r\n\r\nThe Central Bank assures pension sponsors and managers that any information provided will be treated confidentially. Only consolidated results will be published.\r\n\r\nQuestions or comments regarding this exercise, can be directed to Ms. Andrea Adderley, Research Officer, Research Department, at 302-2709 (email: [email protected]).\r\n\r\nPlease use the links below to download a copy of the Survey Forms and Compilation Notes (in either excel or PDF format). A link is also provided to a copy of the report on the Survey results for 2005 (Pension Fund (2005)).\r\n",",43:,",Launch of Survey of Private Pension/Provident Funds (2006 & 2007),Ms. Latera Carey,2008-07-02,0000-00-00,2008-07-02,<blank>
  332. 16032,2008-07-08 12:27:16,0,public,2008-07-08 12:41:58,Maria Nottage,"The Bank Supervision Quarterly Letters inter alia serves to update Central Bank licensees on important matters that have happened in the most recent quarter, and to give licensees an idea of what to expect from the Bank over the next few quarters. BSD quarterly letter for June 2008 is now available.",",17:111,",June 2008 BSD Quarterly Letter,Ms. Latera Carey,2008-07-07,0000-00-00,0000-00-00,<blank>
  333. 16033,2008-07-08 15:10:49,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"During May, domestic economic conditions remained mild, amid comparatively lower levels of construction activity, relatively steadied gains in private sector credit and persistent upward pressure in consumer prices. Given slackened real sector activity, hence diminished net foreign currency inflows, the accretion to liquidity slowed significantly and external reserves contracted.\r\n\r\nPlease download the document below for full text reading.\r\n\r\n",",112:114,",MEFD May 2008,<blank>,2008-07-07,0000-00-00,2008-07-07,<blank>
  334. 16321,2012-03-28 09:38:36,0,public,2012-04-03 11:37:13,Ms. Ianna Bethel,These documents have been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.\r\n,",36:101,","Banks and Trust Companies (Large Exposures) (Amendment) Regulations, 2012",Mrs. Serena Rolle-Bethell,2012-03-28,0000-00-00,0000-00-00,<blank>
  335. 16322,2012-04-02 18:08:31,0,public,2012-04-02 18:49:20,Ms. Sharon Branch,"In the context of improving global economic fundamentals, indications are that the domestic economic recovery was sustained over the review month. Initial data showed gains in key tourism indicators, while foreign investment, combined with public sector infrastructural projects, underpinned the expansion in construction sector output. Consumer price inflation continued to show an upward bias, amid the firming price trends on the international crude oil market. Revised data for the fiscal sector indicated a contraction in the overall deficit for the first six months of FY2011/12, as revenue gains outstripped an increase in spending. In monetary developments, although growth in bank liquidity maintained pace with the year-earlier expansion, the build-up in external reserves was comparatively slowed, amid a public sector-led expansion in Bahamian dollar domestic credit.\r\n\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD February 2012,Alwyn Jordan,2012-04-02,0000-00-00,2012-04-02,<blank>
  336. 16035,2008-07-11 11:57:03,0,public,2009-07-21 17:13:06,Chadrick P Johnson,"The Group of Financial Services Regulators (the GFSR) is pleased to announce the release of the Handbook on Information Sharing Arrangements in The Bahamas. \r\n\r\nThis handbook provides an overview of the regulatory information sharing framework in The Bahamas under its financial services legislation. The Bahamas is committed to full and timely exchange of information, within the law, between Bahamian and foreign financial services regulators.\r\n \r\nThe GFSR consists of the Central Bank of The Bahamas, the Securities Commission of The Bahamas, the Office of the Registrar of Insurance Companies, the Inspector of Financial and Corporate Services and the Compliance Commission. \r\n\r\nThis handbook:\r\n\r\nsets out legislative provisions and principles that govern the exchange of information between Bahamian and overseas regulators;\r\n\r\noutlines the procedures to be followed by overseas regulators for making requests for information or assistance from each regulator;\r\n\r\nidentifies the appropriate Bahamian agencies to which regulatory information requests should be made;\r\n\r\ndefines the specific purposes for which agencies may share information; and\r\n\r\ncontains information about The Bahamas' participation and membership in international standards-setting bodies concerned with financial sector regulation.\r\n",",36:125,",Information Sharing Arrangements in The Bahamas,Mrs. Serena Rolle-Bethell,2005-06-17,0000-00-00,2008-07-11,"0,1,2,3"
  337. 16038,2008-07-14 17:52:47,0,public,2008-07-18 12:03:16,Maria Nottage,"Central Bank of The Bahamas (Amendment) Act, 2008 [S.I. No. 2 of 2008]\r\n\r\nThis document has been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.",",36:101,","Central Bank of The Bahamas (Amendment) Act, 2008",Ms. Latera Carey,2008-07-14,0000-00-00,0000-00-00,<blank>
  338. 16039,2008-07-14 17:57:10,0,public,2008-07-18 12:03:08,Maria Nottage,"Banks and Trust Companies Regulation (Amendment) Act, 2008 (Appointed Day) Notice, 2008 [S.I. No. 28 of 2008]\r\n\r\nThis document has been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.",",36:101,","Banks and Trust Companies Regulation (Amendment) Act, 2008 (Appointed Day) Notice, 2008",Ms. Latera Carey,2008-07-14,0000-00-00,0000-00-00,<blank>
  339. 16040,2008-07-14 18:01:22,0,public,2008-07-18 12:03:00,Maria Nottage,"Central Bank of The Bahamas (Amendment) Act, 2008 (Appointed Day) Notice, 2008 [S.I. No. 29 of 2008]\r\n\r\nThis document has been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.",",36:101,","Central Bank of The Bahamas (Amendment) Act, 2008 (Appointed Day) Notice, 2008",Ms. Latera Carey,2008-07-14,0000-00-00,0000-00-00,<blank>
  340. 16037,2008-07-14 17:49:20,0,public,2008-07-18 12:03:26,Maria Nottage,"Banks and Trust Companies Regulation (Amendment) Act, 2008 [S.I. No. 1 of 2008]\r\n\r\nThis document has been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.",",36:101,","Banks and Trust Companies Regulation (Amendment) Act, 2008",Ms. Latera Carey,2008-07-14,0000-00-00,0000-00-00,<blank>
  341. 16147,2009-12-03 11:40:32,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"QSD November 2009 is now available. For complete viewing of monetary, financial and economic statistics through September 2009, please click on the document below.\r\n",",112:117,","Quarterly Statistical Digest, November 2009",<blank>,2009-12-03,0000-00-00,0000-00-00,<blank>
  342. 16148,2009-12-03 15:50:47,0,public,2009-12-03 16:16:48,Mrs. Yvonne Cooper,"Despite signs of a modest pickup in the pace of the global recovery, domestic economic conditions remained relatively subdued during October, reflecting anemic consumer spending and sustained weakness in tourism output and foreign investment led construction activity. However, indications are that the softening in domestic prices, noted since the latter half of 2008, was sustained during the period. On the fiscal side, Government’s deficit expanded during the first three months of FY2009/10, as sluggish private sector demand adversely impacted revenue collections, amid a marginal decline in total expenditure. In monetary developments, the seasonal, although more constrained, rise in foreign currency demand resulted in a contraction in both liquidity and external reserves.\r\n\r\nFor full text reading, please download attached document.",",112:114,",MEFD October 2009,Mrs. Serena Rolle-Bethell,2009-12-03,0000-00-00,2009-12-03,<blank>
  343. 16050,2008-09-09 16:13:49,0,public,2008-09-09 16:40:25,Mrs. Yvonne Cooper,"During the month of July, softness in consumer spending and construction investments continued to restrain economic output growth, amid an environment of increasing price pressures. Money and credit trends featured stable though buoyant liquidity conditions, while increased net foreign currency inflows, mainly associated with public sector borrowing activity contributed to an improvement in external reserves.\r\n\r\nFor full text reading please download attached document.",",112:114,",MEFD July 2008,Ms. Latera Carey,2008-09-09,0000-00-00,2008-09-09,<blank>
  344. 16051,2008-09-09 16:34:45,0,public,2008-09-12 18:34:26,Mrs. Yvonne Cooper,"QSD August 2008 is now available, for complete viewing of monetary, financial and economic statistics through June 2008, please click on the document below.",",112:117,","Quarterly Statistical Digest, August 2008",Ms. Latera Carey,2008-09-09,0000-00-00,2008-09-09,<blank>
  345. 16052,2008-09-16 17:34:35,0,public,2012-10-29 16:41:53,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 30th June, 2008.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/06/08,Mrs. Serena Rolle-Bethell,2008-09-16,0000-00-00,0000-00-00,<blank>
  346. 16058,2008-10-07 16:26:09,0,public,2008-10-07 16:29:53,Ms. Sharon Branch,"For economic updates for the quarter ending June 30, 2008, please click on the link for complete viewing.",",112:116,","QER June, 2008",Alwyn Jordan,2008-10-07,0000-00-00,2008-10-07,<blank>
  347. 16091,2009-02-17 17:30:54,0,public,2011-01-11 17:30:16,Mrs. Serena Rolle-Bethell,"Dormant Account Reporting to the Central Bank\r\n\r\nConsistent with the Central Bank’s overall commitment to enhance the efficiency of its operations, we have recently developed the Dormant Account Web Reporting System (DARS). The DARS is a secure web portal that will allow banks to input annual dormant account submissions directly to the Central Bank’s dormant account web server, thereby eliminating the existing excel reporting system. \r\n\r\nWe have prepared the following two documents to assist with the preparation and reporting of dormant accounts.\r\n\r\na.\tGuidelines on the Dormant Accounts Web Reporting System, which outlines the functionality of the DARS, inclusive of security features and the website address. \r\n\r\nb.\tDormant Account Guidelines, which outlines the Central Bank’s minimum requirements for the identification, administration and investigation of inactive deposit accounts and the ultimate disposition of dormant account balances to the Central Bank. \r\n",",102:,",Dormant Account Reporting to the Central Bank,Mrs. Serena Rolle-Bethell,2009-02-17,0000-00-00,2009-02-17,<blank>
  348. 16054,2008-10-01 17:24:31,0,public,2008-10-01 18:16:47,Mrs. Yvonne Cooper,"Initial data for August highlighted continued moderation in the economic momentum, reflecting a slowdown in the expansion of consumer demand, tempered construction activity and sustained weakness in the tourism sector. Buoyed by a contraction in private sector credit growth, along with public sector borrowings, liquidity conditions improved during the period, and external reserve levels stabilized.\r\n\r\nFor full text reading, please download attached document.",",112:114,",MEFD August 2008,Alwyn Jordan,2008-10-01,0000-00-00,2008-10-01,<blank>
  349. 16055,2008-10-07 12:10:15,0,public,2008-10-07 15:09:22,Chadrick P Johnson,"The Bank Supervision Quarterly Letters inter alia serves to update Central Bank licensees on important matters that have happened in the most recent quarter, and to give licensees an idea of what to expect from the Bank over the next few quarters. BSD quarterly letter for September 2008 is now available.",",17:111,",September 2008 BSD Quarterly Letter,Ms. Latera Carey,2008-10-06,0000-00-00,0000-00-00,<blank>
  350. 16057,2008-10-07 14:47:32,0,public,2008-10-14 15:25:02,Chadrick P Johnson,"The Government of The Bahamas has implemented the following Orders under the International\r\nObligations (Economic and Ancillary Measures) Act, Chapter 16 of the Revised Statute Laws of\r\nThe Bahamas, 2000 (“the Act”)",",17:108,",Orders made persuant to the international obligations Chapter 16,Mrs. Serena Rolle-Bethell,2008-10-07,0000-00-00,0000-00-00,<blank>
  351. 16090,2009-02-02 17:46:38,0,public,2009-02-02 18:12:19,Ms. Sharon Branch,"During December, domestic economic developments continued to be adversely affected by the slump in global economic activity. Additional layoffs in the hotel sector pointed to significantly reduced seasonal activity and weakness in the short-tem outlook for tourism. Meanwhile, support for private consumption and investment expenditures remained subdued, owing both to weak employment conditions and the accumulated slowdown in credit expansion. Buoyed by the pass-through effects of earlier commodity price increases on consumer goods and services, the average inflation rate firmed during 2008. On the monetary front, both liquidity and external reserves contracted during December, as the expansion in credit contrasted with a net withdrawal of deposits from banks. However, their levels were significantly improved in the annual comparisons, as the abatement in credit expansion paced ahead of the slowdown in deposit growth. The economic deterioration also contributed to further erosion in credit quality indicators in the banking sector.\r\n\r\nFor full text reading, please download attached document.",",112:114,",MEFD December 2008,Alwyn Jordan,2009-02-02,0000-00-00,2009-02-02,<blank>
  352. 16075,2009-01-02 16:03:07,0,public,2009-02-02 18:11:18,Mr. John Rolle,"Indications are that domestic economic activity continued to weaken during November, amid the deepening effects of the global economic meltdown. The outlook for tourism remained weak, hampered by uncertainty in US households’ finances; and the foreign investment climate depressed, owing both to tight credit markets and the negative short-term outlook on projects’ returns. Despite recent significant reductions in global crude oil prices, domestic inflation continued to firm, reflecting the lagged effect of earlier price increases on finished goods and transportation costs. Meanwhile, monetary developments featured a reduction in liquidity and external reserves, as faster credit growth outpaced firmer gains in the deposit base.\r\n\r\nIn the tourism sector, although cumulative data for the first nine months of 2008 indicated a 5.8% improvement in hotel room revenues, the more recent slump in performance was highlighted by a 37.7% falloff in comparative receipts for the month of September. This was largely explained by a one-third decline in occupied hotel room nights, alongside a 6.3% drop in average nightly room rates. While the average room rate appreciated by 9.4% on a year-to-date basis, room night sales contracted by 3.3%. The industry slowdown was broad-based, with New Providence properties experiencing a 36.9% reduction in September revenues, cutting into a 10.6% cumulative gain for the first nine months of the year. In Grand Bahama, where September losses were estimated at 37.1%, room revenues declined on a year-to-date basis by 18.7%. Meanwhile, the Family Island surveyed properties experienced a nearly 50 percent contraction in revenue during September and 6.8% reduction for the year-to-date. While reduced room sales featured all of the trends, September pricing discounts were estimated at 4.5% for New Providence, 3.5% for Grand Bahama and 34.7% for the Family Islands.\r\n\r\nReflecting broad-based price increases, inflation during the twelve-months to November advanced by 1.90 percentage points to 4.4%. The largest cost increases were noted for furniture and household operations (6.8%), other goods and services (6.8%), food and beverages (6.3%), medical care and health (5.0%), transport and communications (3.4%) and housing (3.3%); while gains of less than 3.0% were registered for the remaining categories. In contrast, as oil prices continued to trend downwards, the average retail cost of gasoline in New Providence declined on a monthly basis, by 21.2% to $4.05 per gallon and diesel by 20.0% to $3.89 per gallon. These compared to respective prices of $4.56 and $3.97 per gallon in November 2007.\r\n",",112:114,",MEFD November 2008,Alwyn Jordan,2009-01-02,0000-00-00,2009-01-02,<blank>
  353. 16063,2008-12-02 17:06:21,0,public,2008-12-02 17:20:45,Mrs. Yvonne Cooper,"Domestic economic conditions continued to weaken during the month of October, as the negative effects of the turmoil in the global financial sector became more entrenched in real sector activity. Anecdotal evidence suggest a pronounced seasonal falloff in local tourism, which foreshadowed the October and November job losses, while the pace of lending for local mortgages—which help support construction—continued to moderate. Although the cost of international crude oil trended downwards during the review month, the pass through effects of earlier increases still lingered, resulting in the domestic inflation rate firming for the 12-months to October. On the monetary front, both bank liquidity and external reserves contracted during the month, due partly to increased net foreign currency outflows and a larger net drawdown in Bahamian dollar deposits.\r\n\r\nFor full text reading, please download attached document.",",112:114,",MEFD October 2008,Alwyn Jordan,2008-12-02,0000-00-00,2008-12-02,<blank>
  354. 16064,2008-12-10 17:35:29,0,public,2008-12-12 10:14:54,Maria Nottage,Warning Notice for:\r\n\r\nSky Private Bank & Trust (Bahamas) Ltd.,",30:,","WARNING NOTICE, November 10, 2008",Mrs. Serena Rolle-Bethell,2008-11-10,0000-00-00,0000-00-00,<blank>
  355. 16065,2008-12-10 17:37:51,0,public,2008-12-12 10:14:34,Maria Nottage,Compilation of names appearing in individual Warning Notices.\r\n,",30:,","Cumulative WARNING LIST: November 10, 2008",Mrs. Serena Rolle-Bethell,2008-11-10,0000-00-00,0000-00-00,<blank>
  356. 16076,2009-01-07 12:10:58,0,public,2009-02-18 12:07:31,Mrs. Serena Rolle-Bethell,"QSD November 2008 is now available. For complete viewing of monetary, financial and economic statistics through September 2008, please click on the document below.",",112:117,","Quarterly Statistical Digest, November 2008",Mrs. Serena Rolle-Bethell,2009-01-07,0000-00-00,2009-01-07,<blank>
  357. 16077,2009-01-27 11:55:42,0,public,2009-01-28 10:16:26,Chadrick P Johnson,Quarterly Letter for Commercial Banks December 2008.,",17:111,",December 2008 BSD Quarterly Letter (Commercial Banks),Mrs. Serena Rolle-Bethell,2009-01-27,0000-00-00,0000-00-00,<blank>
  358. 16078,2009-01-27 11:58:36,0,public,2009-01-28 10:15:48,Chadrick P Johnson,Quarterly letter for Offshore Banks December 2008.,",17:111,",December 2008 BSD Quarterly Letter (Offshore Banks),Mrs. Serena Rolle-Bethell,2009-01-27,0000-00-00,0000-00-00,<blank>
  359. 16079,2009-01-27 16:00:34,0,public,2011-06-02 09:48:18,Chadrick P Johnson,Memorandum of Understanding between the Office of the Superintendent of Financial Institutions Canada and the Central Bank of The Bahamas (mutual cooperation),",36:125,",Memorandum of Understanding between the Office of the Superintendent of Financial Institutions Canada and the Central Bank of The Bahamas,Mrs. Serena Rolle-Bethell,2009-01-27,2011-06-01,2009-01-27,"0,1,2,3"
  360. 16071,2008-12-23 17:22:47,0,public,2008-12-23 17:25:26,Mrs. Serena Rolle-Bethell,"For economic updates for the quarter ending September 30, 2008, please click on the link for complete viewing.",",112:116,","QER September, 2008",Mrs. Serena Rolle-Bethell,2008-12-23,0000-00-00,2008-12-23,<blank>
  361. 16221,2010-11-18 14:40:28,0,public,2010-11-22 09:33:52,Johnae Butler-Moss,Guidance Notice: Waiver of Minimum Number of Shareholders Requirement for Applicants for a Restricted Bank and/or Trust Company Licence,",102:,",Guidance Notice: Waiver of Minimum Number of Shareholders Requirement for Applicants for a Restricted Bank and/or Trust Company Licence,Mrs. Serena Rolle-Bethell,2010-11-17,0000-00-00,2010-11-18,<blank>
  362. 16222,2010-11-18 15:10:38,0,public,2010-11-23 09:07:37,Johnae Butler-Moss,Below is a copy of the proposed amendments to the Guidelines for the Management of Large Exposures.,",37:,",Proposed Amendments to the Guidelines for the Management of Large Exposures,Mrs. Serena Rolle-Bethell,2010-11-22,2010-12-03,2010-11-18,<blank>
  363. 16224,2010-12-01 16:59:52,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"QSD November 2010 is now available. For complete viewing of monetary, financial and economic statistics through September 2010, please click on the document below.",",112:117,","Quarterly Statistical Digest, November 2010",<blank>,2010-12-01,0000-00-00,2010-12-01,<blank>
  364. 16230,2010-12-22 11:37:57,0,public,2010-12-22 15:51:03,Johnae Butler-Moss,"For economic updates for the December 2010 quarter, please click on the link for complete viewing.",",17:111,",December 2010 BSD Quarterly Letter,Mrs. Serena Rolle-Bethell,2010-12-22,0000-00-00,2010-12-22,<blank>
  365. 16226,2010-12-07 16:35:49,0,public,2010-12-07 17:10:12,Mrs. Yvonne Cooper,"Amid the fragile and uneven pace of recovery in the global economy, domestic economic activity continued to stabilise over the review month. Tourism output improved modestly, reflecting gains in the key stopover segment of the market; while public sector projects supported construction output, which continued to be constrained by weak housing and foreign investment led activity. In this context, unemployment would have registered very little improvement, although inflationary pressures continued to moderate from the peak mid-2008 levels. Government’s overall deficit position widened over the first quarter of FY2010/11, as the rise in spending overshadowed the modest improvement in revenues. In monetary developments, both liquidity and external reserves contracted, reflecting the traditional, though muted, firming in foreign currency demand during the final quarter of the year. \r\n\r\nFor full text reading, please download the attached document.\r\n",",112:114,",MEFD October 2010,Alwyn Jordan,2010-12-07,0000-00-00,2010-12-07,<blank>
  366. 16069,2008-12-19 10:44:55,0,public,2009-03-04 16:27:12,Chadrick P Johnson,"The Central Bank has published additional proposed revisions to its Guidelines on the Prevention of Money Laundering & Countering the Financing of Terrorism (“the AML/CFT Guidelines”) issued in October 2005. Revisions were initially issued for consultation in November 2007 following the Mutual Evaluation of the anti-money laundering and combating the financing of terrorism regime of The Bahamas conducted by the Caribbean Financial Action Task Force (“CFATF”) during May and June 2006.\r\n\r\nThe additional revisions to the AML/CFT Guidelines were drafted in anticipation of the changes to the AML/CFT legislation and the implementation of new Wire Transfers Regulations, which seek to enhance compliance of The Bahamas with the FATF’s Special Recommendation VII (dealing with wire transfers) as recommended by the CFATF in its Mutual Evaluation Report on The Bahamas, published in December 2007 and to remedy deficiencies to The Bahamas’ AML/CFT regime noted by the CFATF Examiners in that Report. They also take account of comments received on the Consultation draft published on the Central Bank’s website in November 2007.\r\n\r\nThe AML/CFT Guidelines have also been developed in full consultation with other financial services Regulators and are now being released for wider industry consultation and comment. \r\n\r\nThe Bank welcomes comments on the issues outlined in this Notice The revised Guidelines on the Prevention of Money Laundering & Countering the Financing of Terrorism containing the amendments indicated above may be found within the Bank Supervision area of the website under documents for consultation.\r\n\r\nThe deadline for comments with respect to this document is 7 March 2009.\r\n\r\nAny questions regarding the draft bills and regulations should be directed to:\r\n\r\nThe Policy Unit\r\nBank Supervision Department \r\nThe Central Bank of The Bahamas\r\nFrederick & Market Streets\r\nP.O. Box N 4868\r\nNassau, Bahamas\r\nTel (242) 302-2615\r\nFax (242) 356-3909\r\nEmail: [email protected]\r\n",",37:,",Amendments to the Central Bank of The Bahamas Guidelines for Licensees on the Prevention of Money Laundering & Countering the Financing of Terrorism,Mrs. Serena Rolle-Bethell,2008-12-18,2009-03-08,2008-12-18,<blank>
  367. 16094,2009-03-03 16:24:13,0,public,2009-03-03 18:35:25,Mrs. Yvonne Cooper,"Initial data suggests that domestic economic activity remained weak during January, owing to the deepening effects of the global economic and financial crisis. The continued slowdown in tourism resulted in further job losses in the hotel industry, while foreign investment support for construction activity remained lackluster. Consumer price inflation stayed at elevated levels, given the ongoing transmission of higher global prices to the local economy. On the monetary front, developments were marked by improvements in both liquidity and external reserves, as the contraction in domestic credit outweighed the gains in Bahamian dollar deposits. \r\n\r\nFor full text reading, please download attached document.",",112:114,",MEFD January 2009,Alwyn Jordan,2009-03-03,0000-00-00,2009-03-03,<blank>
  368. 16080,2009-01-27 16:31:18,0,public,2009-01-28 10:17:49,Chadrick P Johnson,Memorandum of Understanding between the Superintendency of Banks of Panama and the Central Bank of The Bahamas,",36:125,",Memorandum of Understanding between the Superintendency of Banks of Panama and the Central Bank of The Bahamas,Mrs. Serena Rolle-Bethell,2009-01-27,0000-00-00,2009-01-27,"0,1,2,3"
  369. 16081,2009-01-27 16:31:58,0,public,2009-01-28 10:18:17,Chadrick P Johnson,Memorandum of Understanding between the Central Bank of The Bahamas and the Superintendency of Banks of Guatemala ,",36:125,",Memorandum of Understanding between the Central Bank of The Bahamas and the Superintendency of Banks of Guatemala,Mrs. Serena Rolle-Bethell,2009-01-27,0000-00-00,2009-01-27,"0,1,2,3"
  370. 16083,2009-01-27 16:33:03,0,public,2009-01-28 10:19:14,Chadrick P Johnson,Memorandum of Understanding between the Central Bank of The Bahamas and Superintendencia General de Entidades Financieras de Costa Rica,",36:125,",Memorandum of Understanding between the Central Bank of The Bahamas and Superintendencia General de Entidades Financieras de Costa Rica,Mrs. Serena Rolle-Bethell,2009-01-27,0000-00-00,2009-01-27,"0,1,2,3"
  371. 16084,2009-01-27 16:34:33,0,public,2009-01-28 10:19:34,Chadrick P Johnson,"Memorandum of Understanding between the Central Bank of The Bahamas and Superintendencia de Bancos, Seguros y Administradoras Privadas de Fondos de Pensiones (Peru)",",36:125,","Memorandum of Understanding between the Central Bank of The Bahamas and Superintendencia de Bancos, Seguros y Administradoras Privadas de Fondos de Pensiones (Peru)",Mrs. Serena Rolle-Bethell,2009-01-27,0000-00-00,2009-01-27,"0,1,2,3"
  372. 16086,2009-01-27 16:36:42,0,public,2009-01-28 10:25:29,Chadrick P Johnson,Memorandum of Understanding between the Central Bank of The Bahamas and the Banco Central Do Brazil,",36:125,",Memorandum of Understanding between the Central Bank of The Bahamas and the Banco Central Do Brazil,Mrs. Serena Rolle-Bethell,2009-01-27,0000-00-00,2009-01-27,"0,1,2,3"
  373. 16088,2009-01-27 16:38:16,0,public,2011-06-02 11:12:46,Chadrick P Johnson,Memorandum of Understanding among CARICOM Member States,",36:125,",Memorandum of Understanding among CARICOM Member States,Mrs. Serena Rolle-Bethell,2009-01-27,2011-06-01,2009-01-27,"0,1,2,3"
  374. 16089,2009-01-28 10:36:44,0,public,2009-01-28 16:20:34,Chadrick P Johnson,"The Central Bank is pleased to announce the release of The Business Continuity Guidelines (the Guidelines). The Central Bank believes that an effective Business Continuity Plan (BCP) will assist in improving the safety and soundness of its licensees, by allowing them to better manage disasters when they occur and to recover from disasters within a shorter period of time. The Guidelines set out the Central Bank's supervisory approach to business continuity planning and outline the essential principles that the Central Bank will use as a benchmark in assessing the adequacy of its licensees' BCPs. The Guidelines are consistent with the Joint Forum's High-level principles for business continuity issued in August 2006, as well as international guidelines and prudential standards.\r\nThe Guidelines replace the Guidance to Financial Service Licensees on Hurricane Related Disruptions issued by the Central Bank in June 2006.\r\n",",36:100,",Business Continuity Guidelines,Mrs. Serena Rolle-Bethell,2007-05-01,0000-00-00,2008-10-14,"0,1,2,3"
  375. 16092,2009-02-23 16:39:19,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"QSD February 2009 is now available. For complete viewing of monetary, financial and economic statistics through December 2008, please click on the document below.",",112:117,","Quarterly Statistical Digest, February 2009",<blank>,2009-02-23,0000-00-00,2009-02-23,<blank>
  376. 16093,2009-02-25 18:03:07,0,public,2012-10-29 16:41:33,Maria Nottage,"List of Banks and Trust Companies licensed under the Banks and Trust Companies Regulation Act, 2000, as at 30th September, 2008.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/09/08,Mrs. Serena Rolle-Bethell,2009-02-25,0000-00-00,2009-02-25,<blank>
  377. 16095,2009-03-20 15:08:30,0,public,2009-03-25 09:17:03,Chadrick P Johnson,"The Government of The Bahamas has implemented the following Orders under the International\r\nObligations (Economic and Ancillary Measures) Act, Chapter 16 of the Revised Statute Laws of\r\nThe Bahamas, 2000 (“the Act”):\r\n\r\n• International Obligations (Economic and Ancillary Measures) (Democratic Republic of\r\nthe Congo) Order, 2008 - (S.I. No. 99 of 2008) (“the Congo Order”);\r\n\r\n• International Obligations (Economic and Ancillary Measures) (Iran) Order, 2008 - (S.I.\r\nNo. 105 of 2008) (“the Iran Order”);\r\n\r\n• International Obligations (Economic and Ancillary Measures) (Democratic People’s\r\nRepublic of Korea) Order, 2008 - (S.I. No. 106 of 2008) (“the Korea Order”).",",17:108,",Notice - International Obligations Act Korea Congo Iran,Mrs. Serena Rolle-Bethell,2009-03-20,0000-00-00,0000-00-00,<blank>
  378. 16096,2009-03-27 15:33:12,0,public,2009-03-31 10:44:22,Ms. Sharon Branch,"For economic updates for the quarter ending December 31, 2008, please click on the link for complete viewing.",",112:116,","Quarterly Economic Review, December 2008",Alwyn Jordan,2009-03-27,0000-00-00,2009-03-27,<blank>
  379. 16097,2009-03-31 15:59:47,0,public,2009-04-01 12:14:05,Mrs. Yvonne Cooper,"The fallout from the global financial crisis continued to impact the Bahamian economy during the review month, contributing to persistent weakness in tourism and foreign investments. Meanwhile, inflation remained at elevated levels during the review period, reflecting mainly higher prices for consumer goods. In the monetary sector, seasonal improvement in liquidity occurred at a slower pace than the previous year, as the steadied build-up in Bahamian dollar deposits still outpaced moderately firmed Bahamian dollar credit growth.\r\n\r\nFor full text reading, please download attached document.",",112:114,",MEFD February 2009,Alwyn Jordan,2009-04-01,0000-00-00,2009-04-01,<blank>
  380. 16098,2009-04-01 14:07:54,0,public,2009-04-01 14:33:12,Ms. Andrea Adderley,"This article presents the findings of the Central Bank’s latest survey of private (sponsored) pension plans in The Bahamas. The survey covers the years 2006 and 2007, and extends the pension fund database, which includes information on plans dating back to 1992. Preliminary data indicates that the total value of sponsored pension assets increased from just over $300 million in 1992 to approximately $1.1 billion by 2007, as periods of healthy economic results fuelled increases in average returns on local investments and was accompanied by the enlistment of a growing number of employees in these schemes. The largest concentration of participants, and hence accumulated pension fund assets, are in employer sponsored plans in the tourism, financial services and communications & utilities sectors. Over the years, the investment portfolios of private schemes have remained relatively conservative, with the largest share of savings still accumulated in public sector securities and bank deposits. However, with the steady development of the private capital markets, investments have become more diversified into private debt, equities and mutual funds. \r\n\r\nThe retirement benefits from private schemes supplement, in most cases, pensions paid mainly by the National Insurance Board (NIB) and, in some cases, personal savings from insurance annuity products. For civil servants, NIB benefits are 10% less than private sector beneficiaries for an equivalent wage base, but these are coupled with non-contributory gratuity payments from the Government. The supplementary significance of private savings is underscored by the fact that NIB’s contributions are calculated on insurable earnings capped at $400 per week. Contributions into private pension funds are typically based on the employee’s total salary, allowing retirement benefits to vary more directly in proportion to lifetime earnings. For employees outside the civil service, who do not participate in private pension schemes, the most significant likely source of retirement resources are personal savings in insurance annuity products and bank deposits. \r\n\r\nPrivate pension fund assets represent a significant source of domestic savings, continuing to outpace the nominal growth in gross domestic product (GDP), to account for 15.4% of GDP in 2007, up from the revised estimate of 14.4% in 2005. Nevertheless, private individuals’ savings in bank deposits and the invested assets of NIB remain the two largest concentrations of national savings (see Table 1). Personal savings in bank accounts stood at $3.1 billion or the equivalent of 43.0% of GDP in 2007, compared to 40.1% two years prior. However, for most account holders, the resources are not a significant retirement buffer, as the average balances in more than 75% of these accounts is less than $10,000 and more than three quarters of the aggregate savings are concentrated in less than 10% of individual accounts. The NIB held collective retirement savings of $1.3 billion, representing 18.4% of GDP in 2007 vis-à-vis a slightly lower 19.9% in 2005. The combined domestic savings in life insurance companies and credit unions approached $1.1 billion in 2007, approximately 14.9% and 3.9% of GDP, respectively.\r\n\r\nThe rest of this article analyzes the results of the 2006 and 2007 pension fund survey. This includes information on how sponsored plans are categorized, a description of the survey and estimation methodology, a detailed analysis of private plans according to their characteristic features and sectors of sponsorship; and a review of investment patterns over time. The article concludes by discussing the outlook for the private pension market.\r\n\r\nFor full text reading, please download the entire document.",",26:,",Results of Private Pension Plan Survey in The Bahamas (2006 & 2007),Alwyn Jordan,2009-04-01,0000-00-00,2009-04-01,<blank>
  381. 16099,2009-04-06 14:00:19,0,public,2009-04-08 15:52:45,Chadrick P Johnson,"Banks and Trust Companies (Temporary Business Continuity Operations) Regulations, 2009 [S.I. No. 33 of 2009]\r\n\r\n\r\nThis document has been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.\r\n",",36:101,","The Banks and Trust Companies (Temporary Business Continuity Operations) Regulations, 2009",Mrs. Serena Rolle-Bethell,2009-04-06,0000-00-00,2009-04-06,"0,1,2,3"
  382. 16100,2009-04-06 14:08:49,0,public,2009-04-08 15:52:27,Chadrick P Johnson,"Financial Transaction Reporting (Wire Transfer) Regulations, 2009 (Appointed Day) Notice, 2009 [S.I. No. 14 of 2009]\r\n\r\n\r\nThis document has been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.",",36:101,","Financial Transactions Reporting (Wire Transfer) Regulations, 2009",Mrs. Serena Rolle-Bethell,2009-04-06,0000-00-00,2009-04-06,"0,1,2,3"
  383. 16120,2009-06-29 16:39:02,0,public,2009-08-18 16:26:47,Mrs. Peggy Winder,Please download the entire document using the link below for a full overview of the Financial Sector in the Bahamas during 2008.,",26:,","Gross Economic Contribution of the Financial Sector, 2008",Mrs. Serena Rolle-Bethell,2009-06-29,0000-00-00,2009-06-29,<blank>
  384. 16121,2009-07-02 16:35:34,0,public,0000-00-00 00:00:00,Mr. John Rolle,"During the month of May, the global recession continued to negatively affect domestic economic developments. Available data on tourism activity revealed sustained weakness in the sector, owing to depressed demand conditions in the major markets; while reduced foreign investments further constrained construction output. In the fiscal sector, persistent softness in revenue collections resulted in a further widening in the estimated deficit for the first 10 months of FY2008/09. However, inflationary pressures continued to retreat from the mid-2008 peak, owing to lower average fuel costs. Monetary developments were highlighted by the Government’s foreign currency financing activities, which contributed to a sizeable boost in bank liquidity and external reserves.\r\n\r\nThe latest data on tourism suggest a much steeper overall decline in arrivals during the first five months of the year, after a 0.9% reduction experienced in the corresponding period of 2008. Underscoring the persistent weakness in the stopover segment was a projected double digit downturn in air arrivals, which outpaced a modest recovery in sea traffic. By port of entry, New Providence trends were dominated by a decline in the air segment, which offset a projected improvement in sea arrivals; while more sizeable stopover declines also contributed to reduced activity in Grand Bahama and the Family Islands. For earnings indicators, total inflows remained contracted in comparison to 2008, with stopover receipts constrained by the projected declines in both hotel room night sales and average daily room rates; and eclipsing modest gains in cruise visitor inflows.\r\n\r\nAs external price pressures eased, the annual domestic inflation rate decelerated to 1.8% in May from 4.9% in 2008. Nevertheless, the 12-month average rate remained significantly higher at 4.6%, owing to accelerated price gains in excess of 5.0% during most of the latter half of 2008. Of particular note were the energy cost related moderation in average price increases for housing (0.1%)—the largest component of the Index—and transportation (0.7%); tempered advances for medical care & health (1.6%) and furniture & household operations (0.8%), and a decline for recreation & entertainment services (0.8%). These countered higher average cost increases for education (3.7%) and clothing & footwear (2.2%). Supporting the tapering in domestic prices, the monthly fuel surcharge in electricity bills receded by 8.5% to $7.45 per kilowatt hour (KWh) in May, sustaining a nearly 60% decrease since the same period last year. With some recent firming in global fuel cost, the retail prices for diesel and gasoline increased during the month by 4.0% and 3.7%, to $2.63 and $3.63 per gallon, respectively; however, they remained below the 2008 estimates by 49.9% and 30.7%, respectively.\r\n\r\nThe Government’s budgetary operations for the first 10 months of FY2008/09 resulted in a widening in the estimated deficit, to $219.7 million from $77.7 million in FY2007/08. An 11.0% decrease in tax collections led to a 5.8% reduction in total receipts, while total expenditure firmed by 5.8%. Disaggregated data showed a 7.0% advance in current spending, mainly reflecting increased outlays on consumption, as gains were recorded for purchases of goods and services (11.5%), personal emoluments (4.6%) and other contractual services (23.3%). Although capital expenditures were reduced by 6.8%, investments in infrastructural works rose by 9.4%. The slump in tax receipts was led by a 12.5% reduction in taxes on international trade and transactions—which comprised over 50% of the total. Significant declines were also noted for taxes on financial and other transactions (24.3%), departure taxes (15.4%), and “other” uncategorized taxes (32.9%). In contrast, non-tax receipts rose by 52.7%, mainly owing to a hike in dividend receipts from public corporations.\r\n",",112:114,",MEFD: May 2009,<blank>,2009-07-02,0000-00-00,2009-07-02,<blank>
  385. 16102,2009-04-20 11:40:43,0,public,2009-04-27 12:08:42,Chadrick P Johnson,The Banks and Trust Companies Reg Act (Ch 316) Amendments 2008[S.I. No. 94 of 2008]\r\n\r\nThis document has been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.\r\n\r\n,",36:101,","The Banks and Trust Companies Regulation (Amendment to Third Schedule), 2008",Mrs. Serena Rolle-Bethell,2009-04-20,0000-00-00,2009-04-20,"0,1,2,3"
  386. 16119,2009-06-29 16:14:55,0,public,2009-06-30 08:24:52,Mrs. Peggy Winder,"For economic updates for the quarter ending March 31, 2009, please click on the link for complete viewing.",",112:116,","Quarterly Economic Review, March 2009",Mr. John Rolle,2009-06-29,0000-00-00,2009-06-29,<blank>
  387. 16193,2010-08-06 15:21:28,0,public,2010-08-09 11:40:55,Ms. Sharon Branch,"Preliminary indicators suggest ongoing weakness in economic output, although conditions have stabilized since the onset of the recent economic crisis, in the context of the global recovery. Aided by promotional activities to boost arrivals and occupancy levels, the tourism sector recorded modest gains year-on-year, but the performance remains below 2008’s level. Sharply moderated foreign investment inflows provided some support to construction activity, which is also receiving reduced stimulus from domestic activities, as evidenced by subdued growth in mortgage lending.\r\n\r\nFor full text reading, please download attached document.",",112:114,",MEFD June 2010,Alwyn Jordan,2010-08-09,0000-00-00,2010-08-09,<blank>
  388. 16105,2009-05-04 17:50:14,0,public,2009-05-04 17:51:42,Mr. John Rolle,"Preliminary data revealed that the global economic recession continued to adversely affect domestic economic activity during March, with persistent weakness in tourism and foreign investment-related construction activity. Demand stimulus from private sector credit expansion also remained soft. Inflationary pressures were sustained at significantly elevated levels, as earlier global price increases continued to be transmitted to the local economy. In monetary developments, the seasonal rebuilding of liquidity was more subdued, given less support to Bahamian dollar deposit growth from tourism and foreign investment inflows, relative to firmer public sector-led expansion in credit.",",112:114,",MEFD: March 2009,Mr. John Rolle,2009-05-04,0000-00-00,2009-05-04,<blank>
  389. 16209,2010-10-08 16:33:06,0,public,0000-00-00 00:00:00,Alwyn Jordan,"For economic updates for the quarter ended 30th June 2010, please click on the link below.",",112:116,","Quarterly Economic Review, June 2010",<blank>,2010-10-08,0000-00-00,2010-10-08,<blank>
  390. 16210,2010-10-25 10:46:19,0,public,2010-10-25 12:20:56,Johnae Butler-Moss,"For economic updates for the October 2010 quarter, please click on the link for complete viewing.",",17:111,",October 2010 BSD Quarterly Letter,Mrs. Serena Rolle-Bethell,2010-10-25,0000-00-00,2010-10-25,<blank>
  391. 16211,2010-11-01 09:11:37,0,public,2010-11-01 13:43:49,Johnae Butler-Moss,"These Guidelines contain a common set of criteria, the Central Bank (the Bank) will use to assess the fitness and propriety of individuals nominated to serve as Money Laundering Reporting Officers (MLROs) in financial institutions operating in and from within The Bahamas. The Guidelines balance the important roles played by the Bank and the Financial Intelligence Unit in ensuring effective operation of the AML/CFT regime in The Bahamas, while at the same time giving the Bank the flexibility to adopt additional criteria specific to the circumstances of its licensees. These Guidelines are applicable to all licensees of the Bank.",",36:72,",GUIDELINES FOR ASSESSING THE FITNESS AND PROPRIETY OF MONEY LAUNDERING REPORTING OFFICERS (MLRO) IN THE BAHAMAS,Mrs. Serena Rolle-Bethell,2010-11-01,0000-00-00,2010-11-01,"0,1,2,3"
  392. 16212,2010-11-01 09:13:57,0,public,2010-11-01 13:43:23,Johnae Butler-Moss,"These Guidelines contain a common set of criteria, the Central Bank (the Bank) will use to assess the fitness and propriety of individuals nominated to serve as Money Laundering Reporting Officers (MLROs) in financial institutions operating in and from within The Bahamas. The Guidelines balance the important roles played by the Bank and the Financial Intelligence Unit in ensuring effective operation of the AML/CFT regime in The Bahamas, while at the same time giving the Bank the flexibility to adopt additional criteria specific to the circumstances of its licensees. These Guidelines are applicable to all licensees of the Bank.",",36:99,",GUIDELINES FOR ASSESSING THE FITNESS AND PROPRIETY OF MONEY LAUNDERING REPORTING OFFICERS (MLRO) IN THE BAHAMAS,Mrs. Serena Rolle-Bethell,2010-11-01,0000-00-00,2010-11-01,"0,1,2,3"
  393. 16213,2010-11-02 08:24:56,0,public,2010-11-02 16:30:07,Johnae Butler-Moss,"Central Bank of The Bahamas (Amendment) Act, 2010 [S.I. No. 24 of 2010]\r\n\r\nThis document has been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.",",36:101,","Central Bank of The Bahamas (Amendment) Act, 2010",Mrs. Serena Rolle-Bethell,2010-08-11,0000-00-00,2010-11-02,"0,1,2,3"
  394. 16144,2009-11-06 17:24:39,0,public,2009-11-06 17:49:41,Ms. Sharon Branch,"Although the global economy showed sustained signs of “bottoming out” during the review month, domestic economic conditions continued to be negatively impacted by the worsening of key economic indicators in several major markets. Consequently, tourism activity remained weak, and the downturn in foreign investment inflows depressed output in the construction sector. However, with global demand remaining relatively anaemic, domestic inflationary pressures continued to ease from the mid-2008 peak. Fiscal developments featured a widening in the deficit for the first two months of FY2009/10, as the ratcheting down of private sector demand translated into lower tax revenue collections. In the monetary sector, both liquidity and external reserves contracted over the month, occasioned by the seasonal, although tempered, rise in net foreign currency demand in the latter half of the year.\r\n\r\n\r\nFor full text reading, please download attached document.",",112:114,",MEFD September 2009,Alwyn Jordan,2009-11-06,0000-00-00,2009-11-06,<blank>
  395. 16109,2009-05-22 10:23:22,0,public,2012-10-29 16:41:12,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 31st December, 2008.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/12/08,Mrs. Serena Rolle-Bethell,2009-05-22,0000-00-00,0000-00-00,<blank>
  396. 16110,2009-05-26 12:05:13,0,public,2009-09-14 16:29:56,Chadrick P Johnson,"The Central Bank is pleased to announce the release of a consultation paper on draft Guidelines for the minimum Standards for Outsourcing. The draft Guidelines outline the minimum policies and procedures that the Bank expects each licensee should have in place.\r\nAny questions regarding the consultation paper should be directed to:\r\nThe Policy Unit Bank Supervision Department The Central Bank of The Bahamas Frederick & Market Streets P.O. Box N 4868 Nassau, Bahamas\r\nTel (242) 302-2615 Fax (242) 356-3909 Email: [email protected]\r\n",",37:,",Minimum Standards for Outsourcing Guidelines - Consultation Draft,Mrs. Serena Rolle-Bethell,2009-05-26,1999-09-11,0000-00-00,<blank>
  397. 16111,2009-05-26 12:21:34,0,public,2009-05-27 10:18:26,Chadrick P Johnson,"For economic updates for the quarter ending May 25, 2008, please click on the link for complete viewing.",",17:111,", May 2009 BSD Quarterly Letter,Mrs. Serena Rolle-Bethell,2009-05-26,0000-00-00,2009-05-26,<blank>
  398. 16113,2009-05-27 17:49:28,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"QSD May 2009 is now available. For complete viewing of monetary, financial and economic statistics through March 2009, please click on the document below.",",112:117,","Quarterly Statistical Digest, May 2009",<blank>,2009-05-27,0000-00-00,2009-05-27,<blank>
  399. 16125,2009-08-07 16:21:32,0,public,2009-08-07 16:38:38,Mrs. Yvonne Cooper,"Despite modest signs that the global economic recession had started to stabilize during the review month, weakness in the major countries continued to feed through to the domestic economy. Consequently, activity in the tourism sector remained anaemic and the reduced levels of foreign investment inflows negatively impacted construction activity. Stimulus from private sector credit also declined, amid net repayment of business and consumer loans and a significant narrowing in residential mortgage lending. In this environment, Government’s revenue performance continued to deteriorate which, alongside increased outlays, resulted in the fiscal deficit almost tripling over the eleven-months of FY2008/09. Liquidity conditions remained buoyant, although tightening modestly over the month; with external reserves boosted by Government’s foreign currency financing activities.\r\n\r\nFor full text reading, please download attached document.",",112:114,",MEFD June 2009,Alwyn Jordan,2009-08-07,0000-00-00,2009-08-07,<blank>
  400. 16126,2009-08-10 13:01:37,0,public,2009-09-03 10:52:16,Chadrick P Johnson,"""The Central Bank is pleased to release, for public comment, draft Guidelines for Assessing the Fitness and Propriety of Money Laundering Reporting Officers in The Bahamas, which has been agreed by the Group of Financial Services Regulators (GFSR), which comprises the Central Bank, the Securities Commission of The Bahamas (in its capacity as the Commission and the Inspector of Financial and Corporate Services Providers), the Insurance Commission of The Bahamas, the Compliance Commission, and the Director of Cooperative Development. The Financial Intelligence Unit and the Office of the Attorney General also participates in meetings of the GFSR. These Guidelines contain a common set of criteria, which the GFSR proposes that each financial sector regulator adopt to assess the fitness and propriety of individuals nominated to serve as Money Laundering Reporting Officers (MLROs) in financial institutions operating in and from within The Bahamas.\r\n\r\nThe Bank welcomes comments on all the issues outlined in the draft Guidelines. The deadline for comments with respect to this document is September 30, 2009.\r\n\r\nAny questions regarding the consultation paper should be directed to: The Policy Unit Bank Supervision Department The Central Bank of The Bahamas Frederick & Market Streets P.O. Box N 4868 Nassau, Bahamas Tel (242) 302-2615 Fax (242) 356-3909 Email: [email protected] ""\r\n",",37:,",draft Guidelines for Assessing the Fitness and Propriety of Money Laundering Reporting Officers in The Bahamas,Mrs. Serena Rolle-Bethell,2009-08-10,2009-09-30,0000-00-00,<blank>
  401. 16123,2009-07-14 15:16:18,0,public,2009-07-15 11:27:13,Chadrick P Johnson,"The Government of The Bahamas has implemented the following Order under the International Obligations (Economic and Ancillary Measures) Act, Chapter 16 of the Revised Statute Laws of The Bahamas, 2000 (“the Act”):\r\n\r\n•\tInternational Obligations (Economic and Ancillary Measures) (Liberia) Order, 2008 - (S.I. No. 78 of 2008) (“the Liberia Order”).\r\n\r\n",",17:108,",Notice - International Obilgations Act_Liberia,Mrs. Serena Rolle-Bethell,2009-07-14,0000-00-00,2009-07-14,<blank>
  402. 16124,2009-07-15 10:42:19,0,public,2009-07-15 12:33:32,Chadrick P Johnson,"Draft documents are circulated for industry-wide consultation and public review. All comments, queries and/or concerns are welcomed and should be submitted to the noted addressees. You are however cautioned to observe the stated deadlines. To access documents currently under industry review, you may select from the list below. The most recent documents are displayed first. To view detailed information about a document, click on the document title. To download a document, click on the appropriate icon in the ""Files"" column. Each icon represents a different type of file available for download. If needed, you may install the latest version of Adobe Reader by clicking the Get Acrobat Reader button at the bottom of this page. This software is available to you at not cost.\r\n\r\nThe Central Bank is pleased to announce the release of a consultation paper on Proposed Amendments to the Banks and Trust Companies Regulation Act, 2000, which seek to strengthen the regulatory framework for its licensees, gives the Central Bank more flexibility and wider powers to address supervisory issues and facilitate the day to day business of its licensees.\r\n\r\nAny questions regarding the consultation paper should be directed to: The Policy Unit Bank Supervision Department The Central Bank of The Bahamas Frederick & Market Streets P.O. Box N 4868 Nassau, Bahamas Tel (242) 302-2615 Fax (242) 356-3909 Email: [email protected]\r\n",",37:,",Consultation Paper on Proposed Amendments to the Banks and Trust Companies Regulations Act (BTCRA),Mrs. Serena Rolle-Bethell,2009-07-14,2009-08-14,0000-00-00,<blank>
  403. 16127,2009-08-27 13:01:46,0,public,2009-09-07 16:00:55,Chadrick P Johnson,"The Central Bank recognises the need to provide guidance to its licensees on the subject of outsourcing. These Guidelines set out the Central Banks approach to outsourcing and the major issues to be considered by licensees when entering into outsourcing arrangements. Outsourcing involves a licensee entering into an arrangement with another party (including a related company) to perform a business activity which currently is, or could be, undertaken by the licensee itself. These Guidelines have not been issued to encourage outsourcing, rather, the Central Bank, for prudential reasons, continues to favour the performance of material functions by licensees, as far as practicable. \r\n\r\nComments on these Guidelines should be addressed to:\r\n\r\nPolicy Unit Bank Supervision Department Central Bank of The Bahamas Market Street P.O. Box N-4868 Nassau, Bahamas\r\nTel: 242-302-2615 Fax: 242-356-3909\r\nEmail: [email protected]\r\n",",36:100,",Minimum Standards for the Outsourcing of Material Functions,Mrs. Serena Rolle-Bethell,2009-08-27,0000-00-00,0000-00-00,"0,1,2,3"
  404. 16130,2009-09-21 10:29:10,0,public,2009-09-21 10:29:58,Mrs. Serena Rolle-Bethell,"For economic updates for the quarter ending June 30, 2009, please click on the link below.",",112:116,","Quarterly Economic Review, June 2009",Mrs. Serena Rolle-Bethell,2009-09-21,0000-00-00,2009-09-21,<blank>
  405. 16132,2009-09-28 18:17:48,0,public,2009-10-02 11:22:04,Maria Nottage,Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST: September 28, 2009",A. Gabriella Fraser,2009-09-28,0000-00-00,0000-00-00,<blank>
  406. 16134,2009-10-02 11:25:39,0,public,0000-00-00 00:00:00,A. Gabriella Fraser,"The Central Bank of The Bahamas issues warnings about dealing with named persons, whether these are individuals or companies, to alert the public and the financial services sector, that where such persons offer banking or other financial services from the addresses listed below, they may be operating in breach of the Banks and Trust Companies Regulation Act, 2000 and/or other laws of The Bahamas.\r\n\r\nThe persons listed below are not licensed under the Banks and Trust Companies Regulation Act, 2000 to conduct banking and/or trust business in or from within The Bahamas. Members of the public who transact business with these persons do so at their own risk.\r\n\r\nThe public are invited to contact the Central Bank of The Bahamas with any other available information.\r\n\r\nBanco de Bahamas Bahamas\r\n\r\n""Banco de Bahamas"" has no relationship, whatsoever, to Bank of The Bahamas Ltd. which is duly licensed to operate in The Bahamas.",",30:,",Warning Notice: 28 September 2009,<blank>,2009-09-28,0000-00-00,2009-10-02,<blank>
  407. 16133,2009-10-01 10:18:36,0,public,2011-01-28 10:31:45,Chadrick P Johnson,"For economic updates for the quarter ending September 30, 2009, please click on the link for complete viewing.",",17:,",October 2009 BSD Quarterly Letter,Mrs. Serena Rolle-Bethell,2009-10-01,0000-00-00,0000-00-00,<blank>
  408. 16137,2009-10-05 18:50:11,0,public,2009-10-05 18:52:06,Ms. Sharon Branch,"Despite a short-term boost to the tourism sector, provided by the hosting of an international event during the review month, indications are that the effects of the worldwide economic recession continued to subdue domestic economic activity. Price developments were comparatively favourable, as the easing in inflationary pressure witnessed since the beginning of 2009, was sustained in August. Weak private sector demand conditions continued to support buoyancy in overall bank liquidity and, although the combination of lower foreign currency inflows and the seasonal, but below trend foreign currency demand exerted downward pressure on external reserves, the stock was bolstered by the International Monetary Fund’s recent general Special Drawing Right (SDR) allocation under its initiative to enhance global liquidity.\r\n\r\nFor full text reading, please download attached document.",",112:114,",MEFD August 2009,Alwyn Jordan,2009-10-05,0000-00-00,2009-10-05,<blank>
  409. 16181,2010-05-26 11:19:00,0,public,2012-10-29 16:39:50,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 31st December, 2009.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/12/09,Mrs. Serena Rolle-Bethell,2010-05-26,0000-00-00,2010-05-26,<blank>
  410. 16143,2009-10-26 10:43:09,0,public,2015-02-05 13:39:54,Chadrick P Johnson,The template for the captured has been updated to reflect changes to the date.,",103:,",Commercial Bank Restructured Loans Reporting Form,Ms. Latera Carey,2009-10-26,0000-00-00,2015-02-05,<blank>
  411. 16251,2011-04-08 13:22:22,0,public,2011-04-08 14:13:24,Johnae Butler-Moss,"For economic updates for the April 2011 quarter, please click on the link for complete viewing.",",17:111,",April 2011 BSD Quarterly Letter,Mrs. Serena Rolle-Bethell,2011-04-08,0000-00-00,2011-04-08,<blank>
  412. 16252,2011-04-11 18:40:59,0,public,2011-04-12 09:33:41,Ms. Sharon Branch,"Domestic economic conditions remained relatively stable over February, although there were some signs of softness in the key tourism sector, with construction sector activity supported by Government’s infrastructure works and several tourism-related investment projects. As the recovery has yet to translate into any notable improvement in labour market conditions, domestic demand continued to be weak, and opportunities for a reduction in banks’ credit quality indicators, limited. The fiscal situation through January benefitted from extraordinary revenue receipts arising from the sale of a business entity, with the converted proceeds bolstering both liquidity and external reserves.\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD February 2011,Mrs. Serena Rolle-Bethell,2011-04-11,0000-00-00,2011-04-11,<blank>
  413. 16149,2009-12-07 14:54:45,0,public,2012-10-29 16:40:27,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 30th June, 2009.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/06/09,Mrs. Serena Rolle-Bethell,2009-12-07,0000-00-00,2009-12-07,<blank>
  414. 16150,2009-12-18 08:39:01,0,public,2009-12-18 15:43:01,Ms. Ianna Bethel,"For economic updates for the December 2009 quarter, please click on the link for complete viewing.",",17:111,",December 2009 BSD Quarterly Letter,Mrs. Serena Rolle-Bethell,2009-12-16,0000-00-00,0000-00-00,<blank>
  415. 16151,2009-12-23 19:39:51,0,public,0000-00-00 00:00:00,Alwyn Jordan,"Although recent indicators point to a modest acceleration in the recovery of global output, preliminary data suggests that domestic economic activity remained weak during November, given the downturn in tourism performance, persistent sluggishness in foreign-investment led construction activity, and anaemic private sector demand. These trends continued to adversely impact the fiscal situation and dampen employment prospects. Monetary conditions featured robust gains in both liquidity and external reserves, arising from the Government’s receipt of the net proceeds from a US$300 million external bond issue. Domestic inflationary pressures remained comparatively soft over the review period, reflecting the pass-through effects of lower fuel prices.\r\n\r\nFor full text reading, please download attached document.\r\n",",112:114,",MEFD November 2009,<blank>,2009-12-23,0000-00-00,2009-12-23,<blank>
  416. 16152,2010-01-11 11:50:13,0,public,2010-01-12 11:45:20,Ms. Ianna Bethel,"The Governor-General has issued the following Order under the International Obligations (Economic and Ancillary Measures) Act, Chapter 16 of the Revised Statute Laws of The Bahamas, 2000:\r\n\r\n•\tInternational Obligations (Economic and Ancillary Measures) (Libya) (Revocation) Order, 2009 - (S.I. No. 121 of 2009) (“the Libya Revocation Order”)\r\n",",17:108,",Notice - International Obilgations Act_Libya,Mrs. Serena Rolle-Bethell,2010-01-11,0000-00-00,2010-01-11,<blank>
  417. 16153,2010-01-14 14:36:57,0,public,2011-01-05 16:10:46,Mrs. Shaniska Adderley,"In a continued bid to assess and quantify the contribution of the Banking sector to the local economy, the Central Bank has launched its Financial Sector (Annual Banking) Survey. This survey has proven to be a meaningful and informative exercise and we continue to rely on the support of the banking sector in this endeavor. We therefore request your assistance in obtaining the applicable data for 2009. \r\n\r\nAs part of our continuing efforts to modernize and improve the survey process, the forms have been revised and are now available electronically. We, therefore, kindly ask that you utilise the new electronic form(s) below, going forward, which should be downloaded and e-mailed to the following address: Shaniska Adderley e-mail ([email protected].)\r\n\r\nAs is customary, Form A is to be completed by Public, Restricted and or non-active Banks and Trust companies, while Form B is to be completed for Public, Restricted and/or Non-Active Banks & Trusts Companies and Nominee Licensees Managed by Banks and/or Other Institutions.\r\n\r\n\r\nAlso note that, where applicable a separate form must be submitted for each public, restricted and/or non-active banking institution managed or represented by your institution. \r\n\r\nWe would be most grateful if the completed form(s), using the assigned bank codes, can be submitted to us on or before February 5, 2010. \r\n\r\n",",43:,",Financial Sector (Annual Banking) Survey 2009,Mrs. Serena Rolle-Bethell,2010-01-14,2009-12-31,2010-01-14,<blank>
  418. 16154,2010-01-18 10:25:50,0,public,2010-01-18 10:28:23,Mrs. Serena Rolle-Bethell,"For economic updates for the quarter ending 30 September 2009, please click on the link below. ",",112:116,","Quarterly Economic Review, September 2009",Mrs. Serena Rolle-Bethell,2010-01-18,0000-00-00,2010-01-18,<blank>
  419. 16169,2010-04-08 16:22:44,0,public,2010-04-21 11:58:50,Mrs. Yvonne Cooper,"Amid the incipient global recovery underway, domestic economic indicators showed tentative signs of stabilisation during February. Initial tourism sector statistics suggested a slightly positive outcome for the key stopover segment of the market, following the sharp downturn of a year earlier; and inflation pressures moderated further. On the monetary front, both liquidity and external reserves registered growth; however, the persistent weakness in private sector demand resulted in continued erosion in Government’s fiscal performance for FY2009/10.\r\n\r\nFor full text reading, please download attached document.",",112:114,",MEFD February 2010,Mrs. Serena Rolle-Bethell,2010-04-08,0000-00-00,2010-04-08,<blank>
  420. 16179,2010-05-18 09:55:35,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"For economic updates for the quarter ended 31st December 2009, please click on the link below. ",",112:116,","Quarterly Economic Review, December 2009",<blank>,2010-05-18,0000-00-00,2010-05-18,<blank>
  421. 16156,2010-01-20 10:14:23,0,public,2012-01-10 14:41:14,Serena Bethell (level1),"The Central Bank is pleased to announce the continuation of our annual Financial Sector Survey which was launched in 2000. In addition to the information that the Central Bank has regularly collected on the banking sector’s contribution to the economy, this survey expands the coverage to all other important areas of financial sector activity, including credit unions, investment funds, the insurance industry and corporate and financial service providers. \r\nIn this context, we are requesting your participation in this survey by providing data on your operations for 2010 along the lines requested on the Forms below.\r\nIt would be greatly appreciated if the forms are completed and returned no later than January 31, 2011. \r\n",",43:,",Financial Sector Survey 2010,Mrs. Serena Rolle-Bethell,2010-12-22,2011-06-30,0000-00-00,<blank>
  422. 16166,2010-03-08 17:28:22,0,public,2010-03-08 18:12:34,Ms. Sharon Branch,"In January, domestic economic activity continued to be adversely impacted by still fragile conditions in the global economy, although a more positive picture is emerging. Anaemic private sector demand, constrained prospects for any near-term improvements in the fiscal situation, which registered a deterioration during the first half of FY2009/2010. However, preliminary data suggests that inflation remained relatively subdued. Monetary developments featured contractions in both liquidity and external reserves, and persistent deterioration in banks’ credit arrears, given softness in business activity and elevated unemployment levels.\r\n\r\nFor full text reading, please download attached document.",",112:114,",MEFD January 2010,Alwyn Jordan,2010-03-08,0000-00-00,2010-03-08,<blank>
  423. 16249,2011-03-24 15:41:26,0,public,2011-03-25 08:59:59,Maria Nottage,Warning Notice for:\r\n\r\nFirst National Bank (Bahamas) Ltd.\r\n\r\nFirst National Private Bank (Bahamas) Ltd.,",30:,","WARNING NOTICE, March 22, 2011",Mrs. Serena Rolle-Bethell,2011-03-24,0000-00-00,0000-00-00,<blank>
  424. 16165,2010-02-23 11:47:15,0,public,2010-02-25 09:53:52,Mrs. Serena Rolle-Bethell,"QSD February 2010 is now available. For complete viewing of monetary, financial and economic statistics through December 2009, please click on the document below.",",112:117,","Quarterly Statistical Digest, February 2010",Mrs. Serena Rolle-Bethell,2010-02-23,0000-00-00,2010-02-23,<blank>
  425. 16172,2010-04-21 17:04:24,0,public,2010-04-22 12:30:08,Johnae Butler-Moss,"For economic updates for the April 2010 quarter, please click on the link for complete viewing.",",17:111,",April 2010 BSD Quarterly Letter,Mrs. Serena Rolle-Bethell,2010-04-21,0000-00-00,2010-04-21,<blank>
  426. 16174,2010-04-30 12:33:36,0,public,2010-05-20 09:47:51,Mrs. Serena Rolle-Bethell,"This report includes an update on the Bank’s Strategic Plan, an analysis of regulatory developments affecting the financial sector during the year, a review of monetary policy developments and an update on the Automated Clearing House (ACH) system. The second half of the report provides an examination of economic and financial developments in The Bahamas during the year and a comprehensive breakdown of the Bank’s Statement of Accounts for the year ending December 31, 2009.\r\n\r\n",",112:113,",Annual Report and Statement of Accounts. 2009,Mrs. Serena Rolle-Bethell,2010-04-30,0000-00-00,2010-04-30,<blank>
  427. 16175,2010-05-07 16:57:38,0,public,2010-05-07 17:46:46,Mrs. Yvonne Cooper,"The domestic economy showed signs of stabilisation in March, as the pace of the global recovery gathered momentum. Tourism output, while still below pre-crisis levels, recorded modest gains in the key stopover business, although other key real sector activities, such as construction, were anemic, given the weakness in foreign investment flows and a fall-off in mortgage lending. Persistent weakness in private sector demand continued to dampen Government’s tax receipts, which contributed to a widening in the overall deficit for the eight months of FY2009/10. Monetary conditions featured a moderate build-up in liquidity and external reserves.\r\n\r\nFor full text reading, please download attached document.",",112:114,",MEFD March 2010,Alwyn Jordan,2010-05-07,0000-00-00,2010-05-07,<blank>
  428. 16186,2010-06-11 16:07:22,0,public,2012-10-29 16:39:32,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 31st March, 2010.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/03/10,Mrs. Serena Rolle-Bethell,2010-06-11,0000-00-00,0000-00-00,<blank>
  429. 16187,2010-06-14 15:00:46,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"QSD May 2010 is now available. For complete viewing of monetary, financial and economic statistics through March 2010, please click on the document below. ",",112:117,","Quarterly Statistical Digest, May 2010",<blank>,2010-06-14,0000-00-00,2010-06-14,<blank>
  430. 16182,2010-05-28 19:08:32,0,public,2010-05-31 15:53:11,Maria Nottage,Warning Notice for:\r\n\r\nSabadell Atlántico Private Offshore Bank Bahamas,",30:,","WARNING NOTICE: May 25, 2010",Mrs. Serena Rolle-Bethell,2010-05-25,0000-00-00,0000-00-00,<blank>
  431. 16183,2010-05-28 19:10:16,0,public,2010-05-31 15:52:54,Maria Nottage,Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST: May 25, 2010",Mrs. Serena Rolle-Bethell,2010-05-25,0000-00-00,0000-00-00,<blank>
  432. 16184,2010-06-07 16:48:15,0,public,2010-06-07 19:29:20,Mrs. Yvonne Cooper,"Against the backdrop of signs of a slowdown in the pace of the global recovery, domestic economic activity continued to stabilize over the review month. Partial tourism performance data suggest an improvement in output; however, persistent softness in private sector demand constrained economic activity and negatively affected Government’s revenues, to cause a further deterioration in the overall deficit over the nine months of FY2009/10. With credit conditions remaining weak, monetary developments featured sustained growth in both bank liquidity and external reserves.\r\n\r\nFor full text reading, please download attached document.",",112:114,",MEFD April 2010,Alwyn Jordan,2010-06-07,0000-00-00,2010-06-07,<blank>
  433. 16248,2011-03-24 14:09:56,0,public,2012-09-19 11:15:16,Johnae Butler-Moss,"Corporate governance relates to the manner in which the business affairs of each individual organization are directed and managed by its board of directors and senior management, and for branches of foreign banks, by the senior management of the parent foreign bank. As effective governance promotes the general stability and successful functioning of the overall financial system, the Central Bank of The Bahamas expects the corporate governance processes of its licensees to be effective and of a high standard. These Guidelines set out the minimum standards that the Central Bank expects its licensees to adopt in respect of their corporate governance.",",36:71,",Guidelines for the Corporate Governance of Banks and Trust Companies Licensed to do Business Within and from Within The Bahamas,Mrs. Serena Rolle-Bethell,2001-12-13,2012-09-18,2011-03-24,"0,1,2,3"
  434. 16188,2010-07-02 16:13:33,0,public,2010-07-02 16:33:04,Mrs. Yvonne Cooper,"Preliminary evidence suggests that the domestic market continued to stabilise in May, aided by the ongoing, though still fragile, recovery in the global economy. Tourism output showed an improving trend, buoyed by gains in the key stopover segment of the market, while public sector projects provided some support for construction activity, which continued to be weighed down by sustained weakness in private sector investments. Foreign currency inflows, related to a business transaction, combined with weakness in private sector demand, supported moderate gains in both liquidity and external reserves over the review period. The fiscal situation, however, remained strained, with a widening in the overall deficit over the ten months of FY2009/10, as lower imports created a drag on tax receipts, and capital outlays for infrastructural works firmed.\r\n\r\nFor full text reading, please download attached document.",",112:114,",MEFD May 2010,Alwyn Jordan,2010-07-02,0000-00-00,2010-07-02,<blank>
  435. 16189,2010-07-26 12:46:32,0,public,2012-11-28 17:21:57,Johnae Butler-Moss,"These Guidelines incorporate both the mandatory minimum requirements of the Financial Transactions Reporting Regulations, 2000 and industry best practices for verifying customer identity and for developing anti-money laundering procedures and measures to prevent terrorist financing.",",36:72,",Guidelines for Licensees on the Prevention of Money Laundering and Countering the Financing of Terrorism,Mrs. Serena Rolle-Bethell,2009-05-01,2012-11-27,2010-07-29,"0,1,2,3"
  436. 16190,2010-07-26 20:02:21,0,public,0000-00-00 00:00:00,Alwyn Jordan,"For economic updates for the quarter ended 31st March 2010, please click on the link below.",",112:116,","Quarterly Economic Review, March 2010",<blank>,2010-07-26,0000-00-00,2010-07-26,<blank>
  437. 16191,2010-07-30 10:25:48,0,public,2010-07-30 16:21:21,Johnae Butler-Moss,"Comments on the abovementioned drafts should be provided to the Central Bank’s Legal\r\nUnit at: [email protected] by 3rd September, 2010.",",37:,","Consultation Paper on the Proposed Companies (Amendment) Bill, Bills of Exchange (Amendment) Bill, 2010 and Bankruptcy (Amendment) Bill , 2010",Alwyn Jordan,2010-07-30,2010-09-03,2010-07-30,<blank>
  438. 16192,2010-07-30 10:34:23,0,public,2016-06-21 09:58:09,Johnae Butler-Moss,"Below is a copy of revisions made to the draft Payment\r\nSystems Act, (hereafter referred to as the “draft Payment Systems Bill, 2010”, “the draft Bill”\r\nor “the Bill”) Payment Systems (Oversight) Regulations and the Payment Systems (National\r\nPayments Committee) Byelaws.",",37:,","Notice of Revisions to the Draft Payment Systems Act, Payment Systems (Oversight) Regulations, 2010 and the Payment Systems (National Payment Systems Committee) Byelaws, 2010.",Ms. Kenyetta Dean,2010-07-30,2016-06-20,2010-07-30,<blank>
  439. 16200,2010-08-31 18:13:08,0,public,2010-08-31 19:30:08,Ms. Sharon Branch,"Domestic economic activity remained relatively subdued over the review month, as continued signs of stabilisation in tourism activity––although still significantly below pre-crisis levels—occurred alongside broad-based weakness in domestic demand. Consumer price inflation, however, remained relatively benign over the first five months of the year, while monetary conditions featured a modest expansion in bank liquidity and a contraction in external reserves.\r\n\r\n\r\nFor full text reading, please download attached document.",",112:114,",MEFD July 2010,Alwyn Jordan,2010-08-31,0000-00-00,2010-08-31,<blank>
  440. 16196,2010-08-18 16:44:57,0,public,2010-08-25 09:23:49,Johnae Butler-Moss,"For economic updates for the August 2010 quarter, please click on the link for complete viewing.",",17:111,",August 2010 - BSD Quarterly Letter,Mrs. Serena Rolle-Bethell,2010-08-10,0000-00-00,2010-08-18,<blank>
  441. 16197,2010-08-24 16:39:33,0,public,2012-10-29 16:39:02,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 30th June, 2010.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/06/10,Mrs. Serena Rolle-Bethell,2010-08-24,0000-00-00,0000-00-00,<blank>
  442. 16198,2010-08-24 16:47:25,0,public,2010-08-25 09:22:23,Maria Nottage,Warning Notice for:\r\n\r\n1st Nassau Merchant Bank\r\n,",30:,","WARNING NOTICE, August 24, 2010",Mrs. Serena Rolle-Bethell,2010-08-24,0000-00-00,0000-00-00,<blank>
  443. 16199,2010-08-24 16:49:48,0,public,2010-08-25 09:22:12,Maria Nottage,Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST: August 24, 2010",Mrs. Serena Rolle-Bethell,2010-08-24,0000-00-00,0000-00-00,<blank>
  444. 16201,2010-09-01 15:40:43,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"QSD August 2010 is now available. For complete viewing of monetary, financial and economic statistics through June 2010, please click on the document below.",",112:117,","Quarterly Statistical Digest, August 2010",<blank>,2010-09-01,0000-00-00,2010-09-01,<blank>
  445. 16202,2010-09-10 11:10:21,0,public,2010-09-13 14:08:03,Johnae Butler-Moss,The Banks and Trust Companies Reg Act (Ch 316) Amendments 2010[S.I. No. 76 of 2010]\r\n\r\nThis document has been re-produced for information purposes only. \r\n\r\nOfficial copies should be obtained from the Government Publications Office.\r\n,",36:101,","The Bank and Trust Companies Regulation (Amendment to Third Schedule), 2010",Ms. Latera Carey,2010-09-10,0000-00-00,2010-09-10,"0,1,2,3"
  446. 16203,2010-09-17 15:27:25,0,public,2011-03-07 16:15:16,Johnae Butler-Moss,Below is a copy of Consultation Paper on Proposed Revisions to the\r\nGuidelines on the Prevention of Money Laundering & Countering the Financing of Terrorism,",37:,",Consultation Paper on the Proposed Revisions to the May 2009 AML/CFT Guidelines,Mrs. Serena Rolle-Bethell,2010-09-17,2011-06-30,2010-09-17,<blank>
  447. 16206,2010-10-06 16:59:10,0,public,2010-10-07 10:32:21,Ms. Sharon Branch,"Against the backdrop of a fragile recovery in the global economy, domestic economic activity remained sluggish during the month of August. Tourism output showed a modest upturn, supported by a rebound in the high value-added air segment of the market; however, indications are the performance of the construction sector remained lacklustre, given the softness in both foreign direct investment and domestic housing activity. Persistent weakness in tax revenue, combined with increased expenditure, led to a deterioration in the overall fiscal deficit. In monetary developments, both liquidity and external reserves declined, owing to net foreign currency outflows related to the traditional—though tempered—foreign currency demand to facilitate imports, as well as banks’ profit repatriations.\r\n\r\nFor full text reading, please download attached document. In addition, it would be appreciated if you would download, complete and return the attached questionnaire.",",112:114,",MEFD August 2010,Mrs. Serena Rolle-Bethell,2010-10-06,0000-00-00,2010-10-06,<blank>
  448. 16205,2010-10-06 16:16:40,0,public,2010-12-20 16:20:28,Johnae Butler-Moss,The questionnaires below are intended to gather pertinent information from our licensees regarding their risk profiles and products and services mix.,",103:,",Risk Assessment Questionnaire and Products and Service Offering,Mrs. Serena Rolle-Bethell,2010-10-06,2010-12-17,2010-10-06,<blank>
  449. 16207,2010-10-07 11:43:52,0,public,2010-10-07 12:01:09,Cherran OBrien,"The Central Bank is pleased to announce the September 2010 release of its Business Confidence & Expectations Survey. Private sector firms are once again invited to participate in this exercise. The objective is to capture and analyse qualitative data on domestic economic activities that can be of use to decision makers in both the public and private sectors. The survey will provide early indications of the direction in which private sector activities are trending, and supplement the data which the Bank already collects on the financial sector.\r\n\r\nOther than limited specifics that would create a profile of each business and allow the data to be consolidated in a reliable fashion, respondents are only being asked to signal the direction in which conditions have recently changed or are expected to change. Ideally, these assessments should be provided by the Chief Executive Officer or another senior person who is sufficiently knowledgeable about the business environment.\r\n\r\nParticipants should be assured that the Central Bank will only publish consolidated results, and will treat individual responses confidentially. Questions about the Survey can be addressed to following persons:\r\n\r\nMrs. Cherran O’Brien, Research Officer, Research Department, Tel: (242)-302-2711 Email: [email protected].\r\n\r\nMs. Latoya Johnson, Research Officer, Research Department, Tel: (242)-302-2703, Email: [email protected].\r\n\r\nThe deadline for submission of returns is 24th September 2010. Returns may be posted, faxed or emailed to The Manager, Research Department, Central Bank of The Bahamas, P.O. Box N-4868, Nassau, Bahamas Fax: (242) 356-4324. \r\n\r\nThe next Business Sentiments / Confidence Survey is scheduled for March and June 2011.\r\n\r\nSURVEY FORMS\r\n\r\nA PDF copy of the survey may be downloaded from one of the links below. Companies are asked to use the version which corresponds to the sector in which they operate. The forms may be completed electronically using Adobe Acrobat Reader. \r\n",",26:,",Business Confidence and Expectations Survey,Mrs. Serena Rolle-Bethell,2010-08-23,0000-00-00,0000-00-00,<blank>
  450. 16208,2010-10-07 11:48:48,0,public,2012-01-13 12:07:22,Cherran OBrien,"The Central Bank is pleased to announce the September 2010 release of its Business Confidence & Expectations Survey. Private sector firms are once again invited to participate in this exercise. The objective is to capture and analyse qualitative data on domestic economic activities that can be of use to decision makers in both the public and private sectors. The survey will provide early indications of the direction in which private sector activities are trending, and supplement the data which the Bank already collects on the financial sector.\r\n\r\nOther than limited specifics that would create a profile of each business and allow the data to be consolidated in a reliable fashion, respondents are only being asked to signal the direction in which conditions have recently changed or are expected to change. Ideally, these assessments should be provided by the Chief Executive Officer or another senior person who is sufficiently knowledgeable about the business environment.\r\n\r\nParticipants should be assured that the Central Bank will only publish consolidated results, and will treat individual responses confidentially. Questions about the Survey can be addressed to following persons:\r\n\r\nMrs. Cherran O’Brien, Research Officer, Research Department, Tel: (242)-302-2711 Email: [email protected].\r\n\r\nMs. Latoya Johnson, Research Officer, Research Department, Tel: (242)-302-2703, Email: [email protected].\r\n\r\nThe deadline for submission of returns is 24th September 2010. Returns may be posted, faxed or emailed to The Manager, Research Department, Central Bank of The Bahamas, P.O. Box N-4868, Nassau, Bahamas Fax: (242) 356-4324.\r\n \r\nThe next Business Sentiments / Confidence Survey is scheduled for March and June 2011.\r\n\r\nSURVEY FORMS\r\n\r\nA PDF copy of the survey may be downloaded from one of the links below. Companies are asked to use the version which corresponds to the sector in which they operate. The forms may be completed electronically using Adobe Acrobat Reader. \r\n",",43:,",Business Confidence and Expectations Survey,Mrs. Serena Rolle-Bethell,2010-08-23,2012-01-12,0000-00-00,<blank>
  451. 16214,2010-11-02 08:29:26,0,public,2010-11-02 16:29:54,Johnae Butler-Moss,"Banks and Trust Companies Regulation (Amendment) Act, 2010 [S.I. No. 23 of 2010]\r\n\r\nThis document has been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.",",36:101,","Banks and Trust Companies Regulation (Amendment) Act, 2010",Mrs. Serena Rolle-Bethell,2010-08-11,0000-00-00,2010-11-02,"0,1,2,3"
  452. 16215,2010-11-02 08:38:20,0,public,2010-11-02 16:29:43,Johnae Butler-Moss,"Banks and Trust Companies Regulation(Amendment)Act,2010 (Appointed Day)Notice,2010 [S.I. No. 106 of 2010]\r\n\r\nThis document has been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.",",36:101,","Banks and Trust Companies Regulation (Amendment) Act, 2010 (Appointed Day) Notice, 2010",Mrs. Serena Rolle-Bethell,2010-09-01,0000-00-00,2010-11-02,"0,1,2,3"
  453. 16216,2010-11-05 15:28:51,0,public,2014-09-19 15:01:51,Ms. Latera Carey,"The Central Bank of the Bahamas (the Bank) has updated its official release of its Excel Reporting System (ERS) from Version 2.0 to Version 2.5 for the Authorised Dealers and Authorised Agents and Version 2.4 replaces Version 2.0 for the International Licensees. The latest revisions to the ERS is in the context of the Bank’s market risk framework, which now includes a suite of nine additional reporting forms in the ERS.\r\n\r\nAll public licensees with the exception of branches and pure trust companies are expected to report on their ‘Trading Book’. Those that meet the deminimus threshold will be required to complete as appropriate the suite of Market Risk forms.\r\n\r\nThe Guidance Notes for the Completion of the ERS, which serve as a companion tool to assist licensees in completing the ERS, has now been supplemented with a subsidiary Guidance Notes for the Completion of the Market Risk Reporting Forms.\r\n\r\n“Authorised Dealers” and “Authorised Agents” should note that the revised ERS comprises the following suite of monthly and quarterly reporting forms (see table below). However, for International Licensees, all reports in the table below are to be reported quarterly, only. To further improve the synergies provided by this initiative, we encourage institutions, to the extent possible, to create links between the report forms and individual accounting systems.\r\n\r\n<table><table border=""1"">\r\n<thead>\r\n<tr>\r\n<th>Monthly Forms</th>\r\n<th>Quarterly Forms</th>\r\n</tr>\r\n</thead>\r\n<tbody>\r\n<tr>\r\n<td>Form 1-Statement of Liabilities</td>\r\n<td>Form 3A-Dormant Account Report</td>\r\n</tr>\r\n<tr>\r\n<td>Form 2-Statement of Assets</td>\r\n<td>Form 3B-Analysis of Resident B$ Deposits</td>\r\n</tr>\r\n<tr>\r\n<td>Form 2A-Statement of Other Assets and Liabilities</td>\r\n<td>Form 5B-Credit Card Report</td>\r\n</tr>\r\n<tr>\r\n<td>Form 3-Analysis of Deposits by Depositors</td>\r\n<td>Form 7-Profit and Loss</td>\r\n</tr>\r\n<tr>\r\n<td>Form 4-Analysis of Loans and Overdrafts</td>\r\n<td>Form 8-Analysis of Payments System</td>\r\n</tr>\r\n<tr>\r\n<td>Form 5-Analysis of Consumer Credit</td>\r\n<td>Fiduciary Assets</td>\r\n</tr>\r\n<tr>\r\n<td>Form 10-Interfinancial Transactions</td>\r\n<td>Memo Items</td>\r\n</tr>\r\n<tr>\r\n<td>Statement of Capital Adequacy</td>\r\n<td>Maturity-Wise Analysis</td>\r\n</tr>\r\n<tr>\r\n<td>Statement of Assets by Zone</td>\r\n<td>Interest Rate Sensitivity</td>\r\n</tr>\r\n<tr>\r\n<td>Statement of Investments</td>\r\n<td>Investments by Currency Type</td>\r\n</tr>\r\n<tr>\r\n<td>Statement of Market Loans/Depositors</td>\r\n<td>Trading Securities</td>\r\n</tr>\r\n<tr>\r\n<td>Statement of Large Exposures</td>\r\n<td>Trigger Form</td>\r\n</tr>\r\n<tr>\r\n<td>Summary of Non-Performing Assets and Provisions</td>\r\n<td>Interest Rate Risk - General</td>\r\n</tr>\r\n<tr>\r\n<td>Sectoral Exposures</td>\r\n<td>Interest Rate Risk - Specific</td>\r\n</tr>\r\n<td>Large Loan Arrears</td>\r\n<td>Foreign Exchange Risk</td>\r\n</tr>\r\n<td>Large Exposures 2</td>\r\n<td>Equity Risk</td>\r\n</tr>\r\n<td></td>\r\n<td>Commodities Risk</td>\r\n</tr>\r\n<td></td>\r\n<td>Interest Rate Options</td>\r\n</tr>\r\n<td></td>\r\n<td>Equity Forex Commodities Options</td>\r\n</tr>\r\n<td></td>\r\n<td>Market Risk Capital Charge</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n\r\nAll Licensees should refer to the guidance notes for the submission protocols and other reporting instructions. Regarding submission, the completed ERS forms are to be emailed to [email protected] for ""Authorised Dealers"" and ""Authorised Agents"". The completed forms for submission of the ERS for ""International Licensees"" should be emailed to [email protected]. All Licensees are required to submit the ERS forms by the prescribed deadline i.e., 15 business days after the end of the reporting period.",",103:,",Excel Reporting System (ERS),Ms. Latera Carey,2010-11-05,0000-00-00,2012-12-04,<blank>
  454. 16217,2010-11-08 15:45:08,0,public,2010-11-12 15:18:37,Mrs. Yvonne Cooper,"Preliminary data suggests a continuation of generally subdued economic conditions, with tourism performance, which is normally weak during September, registering some improvement in comparison to the year earlier period. However, construction sector output remained constrained, amid extended weakness in domestic building and foreign investment funded activities. In monetary developments, both external reserves and bank liquidity expanded marginally, and were maintained at relatively high levels, given the fall-off in domestic demand.\r\n\r\nFor full text reading, please download attached document. In addition, it would be appreciated if you would download, complete and return the attached questionnaire.",",112:114,",MEFD September 2010,Mrs. Serena Rolle-Bethell,2010-11-08,0000-00-00,2010-11-08,<blank>
  455. 16218,2010-11-09 11:55:24,0,public,2012-11-21 11:13:04,Johnae Butler-Moss,"The General Guidelines for Licence Applications issued in December 2001 and revised in April of 2009, has been again revised in November 2010. \r\n\r\nThese Guidelines provide licensees and licence applicants with insight into the Central Bank's licensing policy, the procedures and documentation for licence applications, exchange control designations, licence classifications, ownership classifications, licence fees, capital requirements and relevant governing legislation. \r\n\r\nAny questions regarding these Guidelines should be directed to: The Policy Unit Bank Supervision Department The Central Bank of The Bahamas Frederick & Market Streets P.O. Box N 4868 Nassau, Bahamas Tel (242) 302-2615 Fax (242) 356-3909 Email: [email protected]",",36:74,",General Information and Guidelines for Licence Applications (Revised 2010),Mrs. Serena Rolle-Bethell,2001-12-15,2011-11-20,2010-11-09,"0,1,2,3"
  456. 16219,2010-11-10 10:48:56,0,public,2012-10-29 16:38:16,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 30th September, 2010.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/09/10,Mrs. Serena Rolle-Bethell,2010-11-10,0000-00-00,0000-00-00,<blank>
  457. 16220,2010-11-10 17:09:53,0,public,2010-11-11 12:33:46,Johnae Butler-Moss,"To facilitate international co-operation and effective consolidated supervision, the Central Bank of The Bahamas, where applicable, may enter into Memoranda of Understanding (MOUs) with foreign regulatory authorities.\r\n\r\nThe Central Bank has now provided, for licensees' information, a model MOU text which will generally be followed in these agreements.\r\n\r\nQuestions regarding the Model MOU should be directed to:\r\nThe Manager Bank Supervision Department Central Bank of The Bahamas P.O. Box N-4868 Nassau, Bahamas\r\nTel: 1-242-302-2615 Fax: 1-242-356-3909\r\nEmail: [email protected]\r\n",",36:125,",Model Memorandum of Understanding (MOU),Mrs. Serena Rolle-Bethell,2004-08-11,0000-00-00,2010-11-10,"0,1,2,3"
  458. 16227,2010-12-17 12:24:35,0,public,2011-03-07 16:13:25,Johnae Butler-Moss,Below is the a copy of the Proposed Revisions to the Guidelines for the Management of Liquidity Risk.\r\n\r\nClose date: January 31st 2011\r\n\r\n ,",37:,",Consulation Paper - Proposed Revisions to the Guidelines for the Management of Liquidity Risk,Mrs. Serena Rolle-Bethell,2010-12-17,2011-04-30,2010-12-17,<blank>
  459. 16228,2010-12-20 15:53:00,0,public,2015-10-08 08:34:04,Johnae Butler-Moss,The questionnaires below are intended to gather pertinent information from our licensees regarding their risk profiles and products and services mix.,",132:,",Risk Assessment Questionnaire and Products and Service Offering,Ms. Latera Carey,2010-12-20,0000-00-00,2015-10-08,<blank>
  460. 16229,2010-12-20 16:01:59,0,public,2010-12-20 16:21:21,Johnae Butler-Moss,"Below is an electronic copy of the Risk Based Supervisory Framework Presentation given at the Central Bank's recent Industry Seminar held on the 27th and 29th, October 2010.",",132:,",Risk Based Supervisory Framework - PowerPoint Presentation,Mrs. Serena Rolle-Bethell,2010-12-20,0000-00-00,2010-12-20,<blank>
  461. 16231,2010-12-22 17:35:32,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"The domestic economy maintained a stable path during the review period, amid modest improvement in tourism activity and relatively subdued construction sector investments and private sector demand. Monetary developments featured strong gains in both liquidity and external reserves, buoyed by one-off inflows associated with the conversion of a domestic commercial banking entity to a subsidiary.\r\n\r\nFor full text reading, please download the attached document.\r\n",",112:114,",MEFD November 2010,<blank>,2010-12-22,0000-00-00,2010-12-22,<blank>
  462. 16232,2010-12-28 18:28:17,0,public,0000-00-00 00:00:00,Alwyn Jordan,"For economic updates for the quarter ended 30th September 2010, please click on the link below.",",112:116,","Quarterly Economic Review, September 2010",<blank>,2010-12-28,0000-00-00,2010-12-28,<blank>
  463. 16233,2011-01-05 16:05:06,0,public,2011-12-22 15:57:55,Mrs. Serena Rolle-Bethell,"In a continued bid to assess and quantify the contribution of the Banking sector to the local economy, the Central Bank has launched its Financial Sector (Annual Banking) Survey. This survey has proven to be a meaningful and informative exercise and we continue to rely on the support of the banking sector in this endeavor. We therefore request your assistance in obtaining the applicable data for 2010. \r\n\r\nAs part of our continuing efforts to modernize and improve the survey process, the forms have been revised and are now available electronically. We, therefore, kindly ask that you utilize the new electronic form(s) below, going forward, which should be downloaded and e-mailed to Serena Bethell at the following e-mail address: [email protected]\r\n\r\nAs is customary, Form A is to be completed by Public, Restricted and or non-active Banks and Trust companies, while Form B is to be completed for Public, Restricted and/or Non-Active Banks & Trusts Companies and Nominee Licensees Managed by Banks and/or Other Institutions.\r\n\r\nAlso note that, where applicable a separate form must be submitted for each public, restricted and/or non-active banking institution managed or represented by your institution. \r\n\r\nWe would be most grateful if the completed form(s), using the assigned bank codes, can be submitted to us on or before January 31, 2011. \r\n",",43:,",Financial Sector (Annual Banking) Survey 2010,Mrs. Serena Rolle-Bethell,2011-01-05,2011-12-22,2011-01-05,<blank>
  464. 16234,2011-01-11 10:11:47,0,public,2011-01-11 14:39:15,Johnae Butler-Moss,"The Governor-General has issued the following Order under the International Obligations (Economic and Ancillary Measures) Act, Chapter 16 of the Revised Statute Laws of The Bahamas, 2000:\r\n\r\nInternational Obligations (Economic and Ancillary Measures) (Iran) (Amendment)\r\nOrder, 2010 - (S.I. No. 135 of 2010) (“the Iran Amendment Order”)",",17:108,",Notice - International Obligations Act_ Iran 2010 (Amendment),Mrs. Serena Rolle-Bethell,2011-01-11,0000-00-00,2011-01-11,<blank>
  465. 16235,2011-01-18 17:49:55,0,public,2012-10-29 16:37:57,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 31st December, 2010.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/12/10,Mrs. Serena Rolle-Bethell,2011-01-18,0000-00-00,0000-00-00,<blank>
  466. 16236,2011-01-27 17:46:13,0,public,2011-01-28 10:30:08,Maria Nottage,Warning Notice for:\r\n\r\nRoyal Swiss Bank,",30:,","WARNING NOTICE, January 25, 2011",Mrs. Serena Rolle-Bethell,2011-01-27,0000-00-00,0000-00-00,<blank>
  467. 16237,2011-01-27 17:52:30,0,public,2011-01-28 10:31:09,Maria Nottage,Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST: January 25, 2011",Mrs. Serena Rolle-Bethell,2011-01-27,0000-00-00,0000-00-00,<blank>
  468. 16238,2011-02-02 17:38:05,0,public,2011-02-03 09:35:25,Ms. Sharon Branch,"Domestic economic conditions maintained a stable path during the month of December, amid the slow recovery in the global economy, which supported modest improvement in the main tourism sector. However, output in the construction industry remained weak, given subdued levels of foreign investments and domestic private sector projects. In this context, there appears to be little change in employment conditions and the Government’s overall deficit widened over the first five months of fiscal year 2010/11. Monetary developments showed a modest build-up in bank liquidity, while seasonal demand factors resulted in a slight contraction in external reserves.\r\n\r\nFor full text reading, please download attached document.",",112:114,",MEFD December 2010,Mrs. Serena Rolle-Bethell,2011-02-02,0000-00-00,2011-02-02,<blank>
  469. 16239,2011-02-08 11:22:47,0,public,2011-02-10 12:01:17,Johnae Butler-Moss,Notice to Licensees - Annual Publication of Audited Financial Statements.\r\n\r\nSee below:,",102:,",Notice - Annual Publication of Audited Financial Statements,Mrs. Serena Rolle-Bethell,2011-02-08,0000-00-00,2011-02-08,<blank>
  470. 16240,2011-03-04 10:12:28,0,public,2011-03-07 15:42:05,Johnae Butler-Moss,"Licensees are invited to submit comments or questions seeking clarification on the proposals contained in the draft guidelines to the Policy Unit, Bank Supervision Department by April 15, 2011.",",37:,",Consultation Paper: Guidelines for the Management of Market Risk,Mrs. Serena Rolle-Bethell,2011-03-04,2011-04-15,2011-03-04,<blank>
  471. 16247,2011-03-17 14:19:44,0,public,2011-03-22 14:32:44,Mrs. Serena Rolle-Bethell,"QSD February 2011 is now available. For complete viewing of monetary, financial and economic statistics through December 2010, please click on the document below.",",112:117,","Quarterly Statistical Digest, February 2011",Mrs. Serena Rolle-Bethell,2011-03-17,0000-00-00,2011-03-22,<blank>
  472. 16242,2011-03-07 13:45:10,0,public,2012-12-11 10:46:16,Johnae Butler-Moss,"These Guidelines incorporate both the mandatory minimum requirements of the Financial Transactions Reporting Regulations, 2000 and industry best practices for verifying customer identity and for developing anti-money laundering procedures and measures to prevent terrorist financing.",",36:72,",Revised AML/CFT Guidelines - 4th March 2011,Mrs. Serena Rolle-Bethell,2011-03-07,2012-11-30,2011-03-07,"0,1,2,3"
  473. 16243,2011-03-07 14:05:17,0,public,2011-03-07 15:41:04,Johnae Butler-Moss,"Licensees are invited to submit comments or questions seeking clarification on the proposals contained in the draft Liquidity Risk Management Regulations to the Policy Unit, Bank Supervision Department by April 15, 2011.",",37:,","Consultation Paper: The Banks and Trust Companies (Liquidity Risk Management) Regulations, 2011",Mrs. Serena Rolle-Bethell,2011-03-07,2011-04-15,2011-03-07,<blank>
  474. 16250,2011-03-24 15:43:11,0,public,2011-03-25 08:59:46,Maria Nottage,Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST: March 22, 2011",Mrs. Serena Rolle-Bethell,2011-03-24,0000-00-00,0000-00-00,<blank>
  475. 16246,2011-03-11 15:45:15,0,public,2011-03-11 16:34:30,Mrs. Yvonne Cooper,"Aided by the sustained, although uneven, improvement in the global economy, the domestic market continued on its recovery path, with moderate gains in the tourism sector and stable construction activity. In the absence of a more broadly based domestic economic upturn, Governments’ fiscal deficit remained elevated, as revenue generating opportunities were subdued. Monetary developments for the month were dominated by Government’s receipt of stamp tax proceeds associated with the sale of a refinery company, which boosted both liquidity and external reserves.\r\n\r\nFor full text reading, please download attached document.",",112:114,",MEFD January 2011,Mrs. Serena Rolle-Bethell,2011-03-11,0000-00-00,2011-03-11,<blank>
  476. 16253,2011-04-12 16:44:17,0,public,2011-04-12 17:05:24,Maria Nottage,Warning Notice for:\r\n\r\n\r\nBanco de Nova Scotia Internacional,",30:,","WARNING NOTICE: April 12, 2011",Mrs. Serena Rolle-Bethell,2011-04-12,0000-00-00,0000-00-00,<blank>
  477. 16254,2011-04-12 16:45:51,0,public,2011-04-12 17:05:14,Maria Nottage,Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST: April 12, 2011",Mrs. Serena Rolle-Bethell,2011-04-12,0000-00-00,0000-00-00,<blank>
  478. 16255,2011-04-18 14:40:31,0,public,2012-01-26 16:29:16,Johnae Butler-Moss,Notice:Supervision of Nominee Activities of Subsidiaries and Related Companies of Banks and Trust Companies,",102:,",Notice: Supervision of Nominee Activities of Subsidiaries and Related Companies of Banks and Trust Companies,Mrs. Serena Rolle-Bethell,2011-04-18,0000-00-00,2011-04-18,<blank>
  479. 16256,2011-04-18 15:41:14,0,public,2012-10-29 16:37:34,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 31st March, 2011.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/03/11,Mrs. Serena Rolle-Bethell,2011-04-18,0000-00-00,0000-00-00,<blank>
  480. 16257,2011-04-21 17:40:37,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"For economic updates for the quarter ended 31st December 2010, please click on the link below.",",112:116,","Quarterly Economic Review, December 2010",<blank>,2011-04-21,0000-00-00,2011-04-21,<blank>
  481. 16258,2011-04-29 13:20:37,0,public,2011-04-29 15:38:42,Serena Bethell (level1),"This report includes an update on the Bank’s Strategic Plan, an analysis of regulatory developments affecting the financial sector during the year and a review of monetary policy and Payments System developments. The second half of the report provides an examination of economic and financial developments in The Bahamas during the year and a comprehensive breakdown of the Bank’s Statement of Accounts for the year ending December 31, 2010.",",112:113,","Annual Report & Statement of Accounts, 2010",Mrs. Serena Rolle-Bethell,2011-04-29,0000-00-00,2011-04-29,<blank>
  482. 16259,2011-05-11 13:31:44,0,public,2011-05-11 13:43:15,Ms. Sharon Branch,"The domestic economy continued to exhibit stable trends over the review month, supported in part by both foreign-investment and public sector-related construction activity. However, tourism output softened somewhat and in the absence of a more broadly-based improvement in general economic activity, domestic demand remained anaemic and the unemployment rate relatively high. Inflationary pressures moderated over the twelve-months to January, although the ongoing rise in international oil prices sustained the uptrend in energy costs. Buoyed by a number of one-time revenue inflows, Government’s deficit improved over the nine months of FY2010/11, while monetary developments for the review month featured a contraction in liquidity and lower accretions to external reserves, largely explained by a commercial bank’s capital repatriation activity.\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD March 2011,Alwyn Jordan,2011-05-11,0000-00-00,2011-05-11,<blank>
  483. 16260,2011-05-12 15:56:18,0,public,2011-05-16 09:52:07,Johnae Butler-Moss,"Bank and Trust Companies (Money Transmission Business) (Amendment) Regulations, 2011\r\n\r\n\r\nThis document has been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.",",36:101,","Bank and Trust Companies (Money Transmission Business) (Amendment) Regulations, 2011",Mrs. Serena Rolle-Bethell,2011-05-02,0000-00-00,2011-05-12,"0,1,2,3"
  484. 16261,2011-05-12 16:24:27,0,public,2011-05-16 09:51:08,Johnae Butler-Moss,"Banks and Trust Companies (Auditors) (Facts and Matters of Material Significance) Regulations, 2011\r\n\r\nThis document has been re-produced for information purposes only. \r\nOfficial copies should be obtained from the Government Publications Office.\r\n",",36:101,","Banks and Trust Companies (Auditors) (Facts and Matters of Material Significance) Regulations, 2011",Mrs. Serena Rolle-Bethell,2011-05-02,0000-00-00,2011-05-12,"0,1,2,3"
  485. 16262,2011-05-13 11:34:02,0,public,2011-08-09 16:32:29,Johnae Butler-Moss,"The Banks and Trust Companies Regulation (Amendment to the Third Schedule) Regulations, 2011\r\n\r\nThis document has been re-produced for information purposes only. \r\nOfficial copies should be obtained from the Government Publications Office.\r\n\r\n\r\n",",36:101,","The Banks and Trust Companies Regulation (Amendment to the Third Schedule) Regulations, 2011",Mrs. Serena Rolle-Bethell,2011-04-29,0000-00-00,2011-05-13,"0,1,2,3"
  486. 16263,2011-05-31 11:39:47,0,public,2011-06-02 11:13:47,Johnae Butler-Moss,Multilateral Memorandum of Understanding Among the Regional Regulatory Authorities for the Exchange of Information and Co-operation and Consultation,",36:125,",Memorandum of Understanding among CARICOM Member States,Mrs. Serena Rolle-Bethell,2011-05-11,0000-00-00,2011-05-31,"0,1,3"
  487. 16264,2011-05-31 18:02:58,0,public,2011-05-31 18:37:12,Ms. Sharon Branch,"Supported by the ongoing recovery in the global economy, domestic economic conditions maintained a stable to improving trend over the review month. Indications are that positive developments in the key group business contributed to steady gains in tourism output, while a number of foreign investment-related and public sector projects underpinned activity in the construction sector. Monetary conditions remained favourable, as proceeds from the privatization of the Bahamas Telecommunications Company facilitated a significant increase in external reserves to record highs. On the fiscal side, the Government’s overall deficit narrowed during the nine months of FY2010/11, as revenue gains, benefitting from one-off stamp duty receipts, outstripped the growth in expenditure.\r\n\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD April 2011,Mrs. Serena Rolle-Bethell,2011-05-31,0000-00-00,2011-05-31,<blank>
  488. 16266,2011-06-07 09:45:15,0,public,2011-06-07 12:09:26,Johnae Butler-Moss,"International Obligations (Economic and Ancillary Measures)(Libya) Order, 2011\r\n\r\nSee below:",",36:101,","International Obligations (Economic and Ancillary Measures)(Libya) Order, 2011",Mrs. Serena Rolle-Bethell,2011-05-18,0000-00-00,2011-06-07,"0,1,2,3"
  489. 16267,2011-06-07 09:47:04,0,public,2011-06-07 09:47:33,Mrs. Serena Rolle-Bethell,"QSD May 2011 is now available. For complete viewing of monetary, financial and economic statistics through March 2011, please click on the document below.",",112:117,","Quarterly Statistical Digest, May 2011",Mrs. Serena Rolle-Bethell,2011-06-02,0000-00-00,2011-06-02,<blank>
  490. 16268,2011-06-07 09:54:00,0,public,2012-03-23 13:50:22,Johnae Butler-Moss,"These Guidelines outline the Central Bank’s policy with regard to the licensing of non-bank providers and the registration of their agents. These Guidelines also specify the major considerations of the Central Bank in assessing applications for licensing providers, registering agents and the information that would normally be required in support of such applications. Further, these Guidelines set out the prudential, reporting and other regulatory requirements for providers and agents incorporated in The Bahamas.",",36:124,",General Information and Application Guidelines for Non-Bank Money Transmission Service Providers and Non-Bank Money Transmission Agents 2011,Mrs. Serena Rolle-Bethell,2008-07-08,2012-03-22,2011-06-02,"0,1,2,3"
  491. 16269,2011-06-07 10:01:41,0,public,2011-06-07 14:38:07,Johnae Butler-Moss,"Pursuant to The Banks and Trust Companies Regulation Act, 2000, and the Central Bank of The Bahamas Act, 2000, the Central Bank is responsible for the licensing, regulation and supervision of banks and trust companies operating in and from within The Bahamas. As such, all licensees are expected to adhere to the Central Bank's licensing and prudential requirements and ongoing supervisory programmes, including periodic onsite inspections, and required regulatory reporting.\r\nFrom time to time, the Central Bank will issue policies to provide further clarity and guidance to licensees with regards to industry best practices. For your convenience, these policies are listed below in reverse chronological order.\r\n",",17:108,","Notice - International Obligations (Economic and Ancillary Measures) (Libya) Order, 2011",Mrs. Serena Rolle-Bethell,2011-06-02,0000-00-00,2011-06-07,<blank>
  492. 16323,2012-04-12 18:08:22,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"For economic updates for the quarter ended 31st December 2011, please click on the link below:",",112:116,","Quarterly Economic Review, December 2011",<blank>,2012-04-12,0000-00-00,2012-04-12,<blank>
  493. 16324,2012-04-17 15:20:57,0,public,2013-05-08 17:42:20,Ms. Ianna Bethel,"The Central Bank is pleased to announce the release of the General Information and Application Guidelines for Private Trust Companies and Their Registered Representatives (the Guidelines). \r\n\r\nThe 2006 amendments to the Central Bank of The Bahamas Act (the CBA) and the Banks and Trust Companies Regulation Act (the BTCRA), as well as the introduction of the Banks and Trust Companies (Private Trust Companies) Regulations, 2007 create a unique type of trust company known as the Private Trust Company (PTC), which is exempt from the full range of licensing requirements otherwise applicable to trust companies operating within and from within the Bahamas. \r\n\r\nThese Guidelines outline the Central Bank's policy with regard to the approval of Registered Representatives of Private Trust Companies (PTCs) and their ongoing regulation and supervision. They also provide general information on PTCs and necessary requirements for their establishment. The regulatory regime for a PTC is designed to ensure high standards of business conduct, professionalism and competence for PTCs, while offering an appropriate level of regulatory oversight given the limited activities of such companies.\r\n\r\nAny questions regarding these Guidelines should be directed to:\r\nThe Policy Unit Bank Supervision Department The Central Bank of The Bahamas Frederick & Market Streets P.O. Box N 4868 Nassau, Bahamas\r\n\r\nTel (242) 302-2615 Fax (242) 356-3909 Email:[email protected]\r\n",",36:104,",General Information and Application Guidelines for Private Trust Companies and Their Registered Representatives,Mrs. Serena Rolle-Bethell,2007-01-10,2013-05-08,2012-04-02,<blank>
  494. 16271,2011-06-07 10:16:09,0,public,2014-04-15 17:05:25,Johnae Butler-Moss,"The external auditor of a licensee plays an essential role in the regulatory framework, which requires an open, cooperative and constructive relationship with the Central Bank to achieve the desired level of supervisory oversight and monitoring. Therefore, the aim of these Guidelines is to enhance the regulatory process and promote effective partnership between the external auditors and the Central Bank. \r\n\r\nThese Guidelines take into account aspects of the Basel Committee’s paper, The Relationship between Banking Supervisors and Banks’ External Auditors issued in 2002. In this context, the Guidelines set out parameters for reporting and dialogue between the external auditor and the Central Bank, including their respective responsibilities and the scope of information to be disclosed.\r\n\r\nAs of 1st September 2010, the appointment of the external auditors of a licensee is no longer subject to the prior approval of the Central Bank. However, licensees are required to inform the Central Bank of the appointment their external auditors. These Guidelines therefore set out minimum criteria, which the Central Bank expects licensees to utilize in appointing an external auditor.”\r\n",",36:99,",Guidelines on the Relationship Between External Auditors of Licensees and the Central Bank,Mrs. Serena Rolle-Bethell,2006-09-06,2014-04-15,2011-06-01,"0,1,2,3"
  495. 16320,2012-03-28 09:34:24,0,public,2012-04-03 11:36:22,Ms. Ianna Bethel,This document has been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.\r\n,",36:101,","Banks and Trust Companies (Liquidity Risk Management) Regulations, 2012",Mrs. Serena Rolle-Bethell,2012-03-28,0000-00-00,0000-00-00,<blank>
  496. 16274,2011-07-05 11:30:59,0,public,2012-03-23 13:47:12,Johnae Butler-Moss,These Guidelines outline the Central Bank policy with respect to the minimum requirements for the continuing operation from within The Bahamas of branches of foreign banks whose parent banking organizations are located in jurisdictions that are deemed to be well supervised. ,",36:98,",Guidelines for Managed Branches,Mrs. Serena Rolle-Bethell,2002-01-23,2012-03-22,2011-06-15,"0,1,2,3"
  497. 16275,2011-07-06 14:36:07,0,public,2011-07-18 09:37:45,Ms. Sharon Branch,"Domestic economic conditions maintained a positive momentum over the review period, supported by steady gains in tourism output, foreign investments in tourism related construction activity and public sector capital projects. Although domestic inflation remained relatively benign, energy costs continued to trend upwards, on account of elevated international oil prices. In the fiscal sector, the overall deficit for the ten months of FY2010/11 narrowed, as higher revenue collections offset the rise in expenditure. In monetary developments, external reserves were maintained at a very healthy level, despite a comparatively lower monthly rate of accretion, and bank liquidity was boosted by the Government’s utilisation of funds from the previous month’s privatisation transaction to reduce short-term debt obligations.\r\n\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD May 2011,Mrs. Serena Rolle-Bethell,2011-07-06,0000-00-00,2011-07-06,<blank>
  498. 16273,2011-06-10 15:58:49,0,public,2012-03-23 13:54:59,Johnae Butler-Moss,This document is the final version of the 'Guidelines for the Minimum Physical Presence Requirements for Banks and Trust Companies licensed in The Bahamas'. It replaces the Guidelines which were posted on this website in 2003. These Guidelines outline the Central Bank's minimum requirements for an institution to qualify as having a full physical presence in The Bahamas. They apply to institutions which are currently fully physically present.,",36:98,",Guidelines for the Minimum Physical Presence Requirements for Banks and Trust Companies Licensed in The Bahamas,Mrs. Serena Rolle-Bethell,2003-03-28,2012-03-22,2011-06-14,"0,1,2,3"
  499. 16276,2011-07-07 11:24:52,0,public,2011-07-07 12:42:50,Maria Nottage,"Warning Notice for:\r\n\r\nSun Bank Offshore, Jersey (Channel Islands) - Bahamas Branch",",30:,","WARNING NOTICE: July 07, 2011",Mrs. Serena Rolle-Bethell,2011-07-07,0000-00-00,0000-00-00,<blank>
  500. 16277,2011-07-07 11:38:23,0,public,2011-07-07 12:43:07,Maria Nottage,Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST: July 07, 2011",Mrs. Serena Rolle-Bethell,2011-07-07,0000-00-00,0000-00-00,<blank>
  501. 16278,2011-07-09 19:18:52,0,public,2011-07-15 14:54:20,Alwyn Jordan,"For economic updates for the quarter ended 31st March 2011, please click on the link below.\r\n",",112:116,","Quarterly Economic Review, March 2011",Mrs. Serena Rolle-Bethell,2011-07-09,0000-00-00,2011-07-09,<blank>
  502. 16279,2011-07-20 14:57:59,0,public,2011-07-21 09:52:29,Johnae Butler-Moss,"For economic updates for the July 2011 quarter, please click on the link for complete viewing.",",17:111,",July 2011 BSD Quarterly Letter,Mrs. Serena Rolle-Bethell,2011-07-20,0000-00-00,2011-07-20,<blank>
  503. 16280,2011-07-20 17:49:49,0,public,2011-07-21 09:52:13,Maria Nottage,Posted for particular reference of locally incorporated banking licensees.,",17:108,",Extract from Basel III - A Global Regulatory Framework for More Resilient Banks and Banking Systems,Mrs. Serena Rolle-Bethell,2011-07-20,0000-00-00,0000-00-00,<blank>
  504. 16281,2011-07-20 17:50:58,0,public,2011-07-21 09:52:00,Maria Nottage,Posted for particular reference of locally incorporated banking licensees.,",17:108,",Phase-in Arrangements for Basel Capital Standards,Mrs. Serena Rolle-Bethell,2011-07-20,0000-00-00,0000-00-00,<blank>
  505. 16282,2011-08-05 15:33:07,0,public,2011-08-05 15:55:01,Mrs. Yvonne Cooper,"Supported by the sustained—although still uneven and fragile—recovery in the global economy, domestic economic conditions continued to improve over the review month. The momentum benefitted from a modest firming in tourism output, gains in foreign investment led construction activity and public sector infrastructure works. Consumer price inflation remained relatively benign, posting a modest uptick over the twelve-months to May. On the fiscal side, the Government’s overall deficit narrowed during the eleven months of FY2010/11, as several significant one-off revenue transactions boosted revenue collections, and helped to offset an increase in expenditure. In monetary developments, both liquidity and external reserves contracted, due mainly to the repatriation of initial public offering (IPO) proceeds by a foreign-owned company.\r\n\r\nFor full text reading, please download attached document.",",112:114,",MEFD June 2011,Mrs. Serena Rolle-Bethell,2011-08-05,0000-00-00,2011-08-05,<blank>
  506. 16283,2011-08-08 16:38:54,0,public,2012-10-29 16:37:01,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 30th June, 2011.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/06/11,Mrs. Serena Rolle-Bethell,2011-08-08,0000-00-00,0000-00-00,<blank>
  507. 16284,2011-08-18 09:44:19,0,public,2011-08-18 11:32:40,Johnae Butler-Moss,Memorandum of Understanding Between the Office of the Superintendent of Financial Institutions Canada and the Central Bank of The Bahamas Concerning Mutual Cooperation,",36:125,",Memorandum of Understanding Between the Office of the Superintendent of Financial Institutions Canada and the Central Bank of The Bahamas Concerning Mutual Cooperation,Mr. Kevin Armbrister,2008-01-31,0000-00-00,2011-08-18,"0,1,2,3"
  508. 16285,2011-08-30 15:11:25,0,public,2011-08-30 16:17:21,Mrs. Yvonne Cooper,"Preliminary indications are that the momentum of the recovery in the domestic economy was sustained during July. Anecdotal evidence on tourism sector performance suggests an improved outturn, after a relatively slow start to the year. In addition to the main United States market, where the group segment has shown signs of revival, sectoral improvements have been noted in the Latin American market, due to increased airline capacity. Construction output continued to benefit from a stable contribution from public sector infrastructural investments, alongside foreign investment related projects, led by the commencement of the “core” phase of the Baha Mar project.\r\n\r\nFor full text reading, please download attached document.",",112:114,",MEFD July 2011,Alwyn Jordan,2011-08-30,0000-00-00,2011-08-30,<blank>
  509. 16286,2011-09-20 12:01:21,0,public,2011-10-10 13:55:24,Mrs. Serena Rolle-Bethell,"QSD August 2011 is now available. For complete viewing of monetary, financial and economic statistics through June 2011, please click on the document below.",",112:117,","Quarterly Statistical Digest, August 2011",Mrs. Serena Rolle-Bethell,2011-09-20,0000-00-00,2011-09-20,<blank>
  510. 16287,2011-09-29 19:22:49,0,public,0000-00-00 00:00:00,Alwyn Jordan,"For economic updates for the quarter ended 30th June 2011, please click on the link below.",",112:116,","Quarterly Economic Review, June 2011",<blank>,2011-09-29,0000-00-00,2011-09-29,<blank>
  511. 16288,2011-10-05 18:25:49,0,public,2011-10-06 10:38:48,Ms. Sharon Branch,"Economic developments for the month of August took place within the context of less positive performance indicators for the United States economy and the domestic disruptions, although limited, caused by Hurricane Irene in the latter half of the month. However, initial indications are that the gradual improvement in the domestic economy was upheld, supported mainly by ongoing construction sector projects and more modest gains in the tourism sector. Given the weakness in real sector activity, high unemployment persisted, while inflationary pressures were relatively benign, although impacted by the recent firming in global oil prices. The fiscal situation for the first month of FY2011/12 showed a contraction in the overall deficit, while monetary developments continued to feature high and stable levels of bank liquidity and external reserves, amid soft private sector demand.\r\n\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD August 2011,Alwyn Jordan,2011-10-05,0000-00-00,2011-10-05,<blank>
  512. 16289,2011-10-10 15:51:22,0,public,2011-10-11 17:13:00,Maria Nottage,These documents have been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.,",36:101,","Business Licence Act, 2010 and Business Licence (Amendment) Act, 2011",Mrs. Serena Rolle-Bethell,2011-10-10,0000-00-00,0000-00-00,<blank>
  513. 16290,2011-10-10 15:52:47,0,public,2011-10-11 17:12:46,Maria Nottage,This document has been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.,",36:101,","Banks and Trust Companies Regulation (Amendment) Act, 2011",Mrs. Serena Rolle-Bethell,2011-10-10,0000-00-00,0000-00-00,<blank>
  514. 16291,2011-10-12 09:16:06,0,public,2011-10-13 17:28:49,Ms. Ianna Bethel,"For regulatory updates for the October 2011 quarter, please click on the link for complete viewing.\r\n",",17:111,",October 2011 BSD Quarterly Letter,Mrs. Serena Rolle-Bethell,2011-10-11,0000-00-00,2011-10-11,<blank>
  515. 16292,2011-10-21 17:36:25,0,public,2012-10-29 16:36:40,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 30th September, 2011.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/09/11,Mrs. Serena Rolle-Bethell,2011-10-21,0000-00-00,0000-00-00,<blank>
  516. 16293,2011-10-21 18:12:23,0,public,2011-10-25 13:08:26,Maria Nottage,"The Central Bank is responsible for the licensing, regulation and supervision of non-bank money transmission businesses operating in and from within The Bahamas, pursuant to the Banks and Trust Companies Regulation Act (Ch 316 of the revised Statute Laws of The Bahamas, 2009), (""the Act""), the Central Bank of the Bahamas Act, (Ch 321 of the revised Statute Laws of The Bahamas, 2009), and the Banks and Trust Companies (Money Transmission Business) Regulations, 2008. \r\n\r\n\r\nMoney Transmission Business, as defined by the Act, means: ""the business of accepting cash, cheques, other monetary instruments or other stores of value in one location and the payment of a corresponding sum in cash or other form to a beneficiary in another location by means of a communication, message, transfer or through a clearing network to which the money transfer business belongs and ""money transmission services"" shall be construed accordingly"".\r\n\r\n\r\nAn example of the above includes but is not limited to the sale of stored value cards to facilitate card-to-card transfers of money or the transfer of money to a third party.\r\n\r\n\r\nPursuant to section 3A of the Act, all persons (other than banks or trust companies licensed under the Act) desiring to carry on the business of providing money transmission services must submit an application to the Central Bank for a licence to carry on such services.\r\n\r\n\r\nThe general public should note further that pursuant to section 3(7) of the Act, ""Every person who contravenes ...section 3A shall be guilty of an offence and shall be liable on summary conviction to a fine not exceeding one hundred thousand dollars or to imprisonment for a term not exceeding five years or to both such fine and imprisonment and in the case of a continuing offence to a fine not exceeding two thousand five hundred dollars for each day during which the offence continues.""\r\n\r\nThe general public is hereby advised that all persons operating money transmission businesses without a Money Transmission Service Providers Licence are to immediately cease and desist operating and must apply to the Central Bank for a licence to operate as a money transmission service provider within thirty (30) days from the date of this Notice. Persons failing to comply with this requirement are liable to criminal prosecution. \r\n\r\n\r\n\r\nThe public may gain access to the relevant application and policy framework from the Central Bank’s website via the link below: \r\nhttp://www.centralbankbahamas.com/download/031214100.pdf.\r\n\r\nAny questions regarding this NOTICE should be directed to:\r\n\r\n\r\nAuthorization & Administration Unit\r\nBank Supervision Department\r\nThe Central Bank of The Bahamas\r\nMarket Street\r\nP.O. Box N 4868\r\nNassau, Bahamas\r\nTel (242) 302-2760\r\nFax (242) 356-3897\r\nEmail: [email protected]\r\n\r\n\r\n\r\n\r\nOctober 21, 2011\r\n",",17:108,",Unlicensed Money Transmission Service Providers,Mrs. Serena Rolle-Bethell,2011-10-21,0000-00-00,2011-10-21,<blank>
  517. 16294,2011-11-02 11:03:10,0,public,2011-11-02 11:05:24,Ms. Sharon Branch,"Despite signs of a modest slowdown in global growth, key domestic indicators suggest a continuation of the positive, although mild and narrow, recovery momentum over the review month. Aided by modified promotional campaigns and gains in room revenues, tourism sector output firmed modestly, and construction activity benefitted from both private and public sector investments. Average consumer price inflation showed an upward bias, owing to the pass-through effects of the recent firming in global oil prices, while the fiscal situation was characterised by a smaller overall deficit for the first two months of FY2011/12. In monetary developments, elevated net foreign currency outflows, related in part to commercial banks’ dividend payments, contributed to a contraction in both liquidity and external reserves during the review month.\r\n\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD September 2011,Mrs. Serena Rolle-Bethell,2011-11-02,0000-00-00,0000-00-00,<blank>
  518. 16295,2011-11-25 12:29:41,0,public,2012-08-22 11:16:45,Mrs. Serena Rolle-Bethell,"QSD November 2011 is now available. For complete viewing of monetary, financial and economic statistics through September 2011, please click on the document below.",",112:117,","Quarterly Statistical Digest, November 2011",Mrs. Serena Rolle-Bethell,2011-11-25,0000-00-00,2011-11-25,<blank>
  519. 16296,2011-12-08 17:10:21,0,public,2011-12-08 18:07:36,Ms. Sharon Branch,"Amid the heightened uncertainty surrounding the global economic outlook, domestic economic conditions were relatively subdued over the review month. Indications are that tourism output softened, as the downturn in the key air segment overshadowed the weather-related improvement in cruise ship visitors. However, foreign investment and public sector projects continued to support activity in the construction sector. On the fiscal side, the Government’s overall deficit decreased during the first quarter of FY2011/12, as a hike in “non-trade” stamp taxes boosted revenue collections to offset the rise in expenditure. In monetary developments, both liquidity and external reserves contracted during the review month, reflecting a combination of the traditional increase in consumer demand in the latter half of the year and bank profit remittances.\r\n\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD October 2011,Alwyn Jordan,2011-12-08,0000-00-00,2011-12-08,<blank>
  520. 16297,2011-12-16 12:14:07,0,public,2011-12-19 14:36:14,Ms. Ianna Bethel,"The Central Bank of The Bahamas (“the Central Bank”) continues to review and evaluate its operational processes, with a view to achieving greater efficiency in how we interface with our regulated entities. To underscore our commitment in this regard, we have outlined below, our indicative processing timelines for standard application/request types submitted for regulatory approval, as well as other reports, communications and notifications. Links/references have also been provided to associated legislation, policies or other guidelines. It should be noted that these timelines are based upon the satisfactory receipt of the requisite supporting documents or responses, as stipulated in our policies and/or legislation. While the Central Bank will aim to meet the performance benchmarks, as established by the indicative timelines, there may be those exceptions where the timelines may vary due to unforeseen events or because matters may require further legal/policy review. In such events, the licensees will be advised accordingly. We do, however; recognize that, from time to time, licensees may require approvals on an urgent basis to facilitate certain transactions or to meet a specific deadline. In such cases, we will do our best to expedite your requests. Where an application is filed, licensees are requested to submit outstanding documents expeditiously or, otherwise, formally advise the Central Bank as to when the document(s) would most likely be submitted. This will allow us to better manage the administrative activities related to follow-ups. \r\n\r\nTo expedite processing, requests and other communications may be sent to the Bank Supervision Department, via email with scanned supporting documents to [email protected]. In addition, licensees can also mail, fax or hand deliver documents to the Bank Supervision Department. The covering letter should be addressed as follows:-\r\n\r\nManager\r\nBank Supervision Department \r\nCentral Bank of The Bahamas \r\nMarket Street \r\nP.O. Box N4868 \r\nNassau, Bahamas \r\n\r\n[Tel: (242) 302-2615]\r\n[Fax: (242) 356-3909]\r\n",",17:108,",Timelines for Processing Applications and Other Official Requests,Mrs. Serena Rolle-Bethell,2011-12-14,0000-00-00,2011-12-14,<blank>
  521. 16298,2011-12-19 09:33:16,0,public,2014-04-15 17:07:04,Ms. Ianna Bethel,"This Guidance Note provides clarification on a number of issues related to the Guidelines\r\non the Relationship between External Auditors of Licensees and the Central Bank\r\nissued 6 September 2006 and revised 1st June 2011, which have been raised by external\r\nauditors directly with the Central Bank.\r\n\r\nAny questions regarding this guidance note should be directed to:\r\n\r\nThe Policy Unit\r\nBank Supervision Department\r\nThe Central Bank of The Bahamas\r\nMarket Street\r\nP.O. Box N 4868\r\nNassau, Bahamas\r\nTel (242) 302-2615\r\nFax (242) 356-3909\r\nEmail: [email protected]",",102:,",The Relationship between External Auditors of Licensees and the Central Bank,Mrs. Serena Rolle-Bethell,2011-12-14,2014-04-15,2011-12-14,<blank>
  522. 16299,2011-12-22 15:47:36,0,public,2012-12-21 17:11:32,Mrs. Serena Rolle-Bethell,"In a continued bid to assess and quantify the contribution of the Banking sector to the local economy, the Central Bank has launched its Financial Sector (Annual Banking) Survey. This survey has proven to be a meaningful and informative exercise and we continue to rely on the support of the banking sector in this endeavor. We therefore request your assistance in obtaining the applicable data for 2011. \r\n\r\nAs part of our continuing efforts to modernize and improve the survey process, the forms are now available electronically. We, therefore, kindly ask that you utilize the electronic form(s) below, which should be downloaded and e-mailed to La-Tasha Burnside at the following e-mail address: [email protected]\r\n\r\nAs is customary, Form A is to be completed by Public, Restricted and or non-active Banks and Trust companies, while Form B is to be completed for Public, Restricted and/or Non-Active Banks & Trusts Companies and Nominee Licensees Managed by Banks and/or Other Institutions.\r\n\r\nAlso note that, where applicable a separate form must be submitted for each public, restricted and/or non-active banking institution managed or represented by your institution.\r\n\r\nWe would be most grateful if the completed form(s), using the assigned bank codes, can be submitted to us on or before January 31, 2012. ",",43:,",Financial Sector (Annual Banking) Survey 2011,Mrs. Serena Rolle-Bethell,2011-12-22,2011-04-30,2011-12-22,<blank>
  523. 16300,2011-12-22 16:08:58,0,public,2011-12-22 16:09:32,Mrs. Serena Rolle-Bethell,"For economic updates for the quarter ended 30th September 2011, please click on the link below.",",112:116,","Quarterly Economic Review, September 2011",Mrs. Serena Rolle-Bethell,2011-12-22,0000-00-00,2011-12-22,<blank>
  524. 16301,2011-12-23 12:50:58,0,public,2011-12-23 13:11:41,Serena Bethell (level1),"Preliminary data for the Bahamian economy suggests a continuation of the mild recovery momentum during November, with construction output supported by both foreign investment and public sector infrastructure projects, and tourism activity benefitting from holiday travellers. Against this backdrop, and the persistence of high employment levels, the monetary sector outcome continued to be characterized by robust levels of bank liquidity, relatively mild private sector credit expansion and high loan arrears. The external reserves position contracted, in line with the seasonal—although muted—firming in consumer demand towards the end of the year, but was sustained at levels in excess of the year-earlier period. Indications are that the overall fiscal deficit for the first four months of FY2011/12 registered some improvement, linked to gains in tax receipts, while average consumer price inflation exhibited a moderate firming bias in November.",",112:114,",MEFD November 2011,Mrs. Serena Rolle-Bethell,2011-12-23,0000-00-00,2011-12-23,<blank>
  525. 16303,2012-01-10 12:30:29,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"The Central Bank is pleased to announce the continuation of our annual Financial Sector Survey which was launched in 2000. In addition to the information that the Central Bank has regularly collected on the banking sector’s contribution to the economy, this survey expands the coverage to all other important areas of financial sector activity, including credit unions, investment funds, the insurance industry and corporate and financial service providers.\r\nIn this context, we are requesting your participation in this survey by providing data on your operations for 2011 along the lines requested on the Forms below. It would be greatly appreciated if the forms are completed and returned no later than January 31, 2012.",",",Financial Sector Survey 2011,<blank>,2012-01-10,0000-00-00,2012-01-10,<blank>
  526. 16304,2012-01-10 12:36:00,0,public,2012-12-20 12:15:50,Serena Bethell (level1),"The Central Bank is pleased to announce the continuation of our annual Financial Sector Survey which was launched in 2000. In addition to the information that the Central Bank has regularly collected on the banking sector’s contribution to the economy, this survey expands the coverage to all other important areas of financial sector activity, including credit unions, investment funds, the insurance industry and corporate and financial service providers.\r\nIn this context, we are requesting your participation in this survey by providing data on your operations for 2011 along the lines requested on the Forms below. It would be greatly appreciated if the forms are completed and returned no later than January 31, 2012.",",43:,",Financial Sector Survey 2011,Mrs. Serena Rolle-Bethell,2012-01-10,2012-04-30,2012-01-10,<blank>
  527. 16305,2012-01-11 19:50:52,0,public,2012-10-29 16:36:22,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 31st December, 2011.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/12/11,Mrs. Serena Rolle-Bethell,2012-01-11,0000-00-00,0000-00-00,<blank>
  528. 16306,2012-01-13 11:57:35,0,public,2012-01-13 12:06:20,Latoya Smith,"As part of our continuing efforts to obtain and analyse data on domestic economic activity and business conditions, the Central Bank is relaunching its quarterly Business Confidence and Expectations survey in 2012. Once consolidated and assessed, the survey data will offer stakeholders in both the private and government sectors with current as well as anticipated trends in private sector activity, to supplement the information which the Bank already collects on various sectors of the economy. This data is expected to prove vital for all stakeholders, in assessing the overall performance of the domestic economy. \r\n\r\nIn this regard, you are kindly invited to review, complete and submit the attached survey, which features questions tailored to ascertain your views on the current business and economic environment and your expectations of future trends. Ideally, these assessments should be provided by the Chief Executive Officer or another senior official, who has knowledge of your business operations. Further, in an effort to obtain the maximum number of responses, all companies which submit their completed questionnaires will receive electronic copies of the completed report, as soon as it is made available to the public. \r\n\r\nPlease be assured that the Central Bank will only publish consolidated results, and will treat individual responses confidentially. \r\n\r\nQuestions about the survey, as well as completed forms, should be sent to:\r\n\r\nMrs. Latoya Smith, Sr. Research Officer (Tel: 302-2703), \r\[email protected]\r\n\r\nA copy of the survey may be downloaded from one of the links below. Companies are asked to use the version which corresponds to the sector in which they operate.\r\n\r\nThe deadline for submitting completed forms is January 25, 2012.\r\n\r\n ",",43:,",Business Confidence and Expectations Survey 2012,Mrs. Serena Rolle-Bethell,2012-01-13,0000-00-00,2012-01-13,<blank>
  529. 16310,2012-01-19 14:55:09,0,public,2012-01-20 09:54:02,Ms. Ianna Bethel,"For regulatory updates for the December 2011 quarter, please click on the link for complete viewing.\r\n",",17:111,",December 2011 BSD Quarterly Letter,Mrs. Serena Rolle-Bethell,2012-01-19,0000-00-00,2012-01-19,<blank>
  530. 16311,2012-01-31 16:02:08,0,public,2012-11-30 09:55:39,Thurl P Edwards,The Central Bank of The Bahamas and the Securities Commission of The Bahamas (“the Agencies”) are pleased to announce the execution of a revised Protocol for the on-site examination of banks and trust companies(“jointly regulated financial institutions”)regulated by both Agencies.,",17:108,",Protocol for Joint On-Site Examinations,Mrs. Serena Rolle-Bethell,2012-01-31,0000-00-00,2012-01-31,<blank>
  531. 16312,2012-02-03 16:35:59,0,public,2012-02-03 19:44:48,Ms. Sharon Branch,"Indications are that the domestic economy maintained a positive, although mild, growth momentum, during the month of December. More favourable foreign investment activity, alongside ongoing public sector infrastructure projects, buoyed construction output and the tourism sector benefitted from stronger seasonal hotel earnings. The central Government’s overall deficit contracted over the first five months of FY2011/12, occasioned by an increase in revenues and a marginal decline in expenditures. In the monetary sector, liquidity and external reserves rose modestly, supported by net foreign currency inflows arising partly from foreign investment and Government’s financing activities.\r\n\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD December 2011,Alwyn Jordan,2012-02-03,0000-00-00,2012-02-03,<blank>
  532. 16313,2012-02-14 13:59:46,0,public,2012-06-14 10:49:11,Thurl P Edwards,"As part of the Central Bank’s efforts to ensure that matters relating to anti-money laundering (AML), know-your customer (KYC) and countering the financing of terrorism (CFT) are being appropriately addressed by licensees, we request that, going forward, all firms, as part of their internal audit plans, implement a comprehensive KYC/AML/CFT review program to assess the effectiveness of their ongoing compliance with our Guidelines for Licensees on the Prevention of Money Laundering and Countering the Financing of Terrorism and the relevant legislation",",17:108,","AML, KYC and CFT Best Practices",Mrs. Serena Rolle-Bethell,2012-02-14,2012-06-13,2012-02-14,0
  533. 16314,2012-03-06 18:32:28,0,public,2012-03-09 10:56:38,Ms. Sharon Branch,"Indications are that domestic economic conditions maintained a positive trend during the review month, supported by modest gains in tourism output and ongoing foreign and public sector investment projects. However, the mild momentum of the recovery continued to limit job gains and rising energy costs exerted some upward pressure on domestic price levels. The fiscal situation registered an improvement in the overall deficit for the first half of FY2011/12, reflecting higher revenue collections and relatively flat spending. In the monetary sector, gains in bank liquidity were considerably below the year earlier levels and external reserves contracted, following on last year’s outcome—which was boosted by extraordinary foreign currency inflows.\r\n\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD January 2012,Alwyn Jordan,2012-03-06,0000-00-00,2012-03-06,<blank>
  534. 16315,2012-03-12 16:38:37,0,public,2012-03-19 16:17:43,Mrs. Serena Rolle-Bethell,"QSD February 2012 is now available. For complete viewing of monetary, financial and economic statistics through December 2011, please click on the document below.",",112:117,","Quarterly Statistical Digest, February 2012",Mrs. Serena Rolle-Bethell,2012-03-12,0000-00-00,2012-03-12,<blank>
  535. 16316,2012-03-23 11:47:20,0,public,2012-05-17 16:21:30,Ms. Ianna Bethel,"These Guidelines outline the Central Bank’s policy with regard to the licensing of non-bank providers and the registration of their agents. These Guidelines also specify the major considerations of the Central Bank in assessing applications for licensing providers, registering agents and the information that would normally be required in support of such applications. Further, these Guidelines set out the prudential, reporting and other regulatory requirements for providers and agents incorporated in The Bahamas.\r\n",",36:124,",General Information and Application Guidelines for Non-Bank Money Transmission Service Providers and Non-Bank Money Transmission Agents,Mrs. Serena Rolle-Bethell,2008-07-08,2012-05-17,2012-03-22,<blank>
  536. 16317,2012-03-23 11:54:48,0,public,2014-04-15 17:06:22,Ms. Ianna Bethel,These Guidelines outline the Central Bank's minimum requirements for an institution to qualify as having a full physical presence in The Bahamas. They apply to institutions which are currently fully physically present.\r\n,",36:98,",Guidelines for the Minimum Physical Presence Requirements for Banks and Trust Companies Licensed in The Bahamas,Mrs. Serena Rolle-Bethell,2003-03-28,2014-04-15,2012-03-22,"0,1,2,3"
  537. 16318,2012-03-23 11:59:24,0,public,2012-03-23 13:51:59,Ms. Ianna Bethel,"These Guidelines outline the Central Bank’s policy for the minimum requirements for the management and operation of banks and trust companies that operate under either a restricted bank and/or trust company licence, or a restricted bank and/or trust company licence, whose operation is limited to conducting business with or seeking/accepting deposits from the primary shareholder(s) and the “immediate family members” of the primary shareholder(s), without a physical presence, (collectively referred to hereafter as “Managed Licensees”). These Guidelines replace and supersede the Guidelines with Respect to the Requirements for the Continuation of the Management of Restricted Banks and Trust Companies (Currently without a Physical Presence) issued on 17th May 2002 and amended on 15th November 2004.\r\n",",36:98,",Guidelines for Managed Licensees,Mrs. Serena Rolle-Bethell,2011-06-01,0000-00-00,2012-03-22,<blank>
  538. 16319,2012-03-23 12:15:49,0,public,2012-03-23 13:51:40,Ms. Ianna Bethel,These Guidelines outline the Central Bank policy with respect to the minimum requirements for the continuing operation from within The Bahamas of branches of foreign banks whose parent banking organizations are located in jurisdictions that are deemed to be well supervised.,",36:98,",Guidelines for Managed Branches,Mrs. Serena Rolle-Bethell,2002-01-23,0000-00-00,2012-03-22,<blank>
  539. 16325,2012-04-18 10:02:18,0,public,2012-11-02 14:32:37,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 31st March, 2012.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/03/12,Mrs. Serena Rolle-Bethell,2012-04-18,0000-00-00,0000-00-00,<blank>
  540. 16326,2012-04-23 14:04:16,0,public,2012-05-11 10:01:36,Ms. Ianna Bethel,"The Central Bank of the Bahamas (the Bank) has developed a Large Exposures Application Form for licensees to use to apply for exemptions from the large exposure limits outlined in the Large Exposures Guidelines.\r\n\r\nThe official guidance notes, “Guidance Notes for the Completion of the Large Exposures Application Form” has also been prepared to assist licensees in completing the form. \r\n\r\nRegarding submission, the completed forms are to be faxed, mailed or hand delivered to the Central Bank. Alternatively, a scanned copy of the signed form could be emailed to the Bank Supervision Department at [email protected].",",103:,",Large Exposures Application Form,Mrs. Serena Rolle-Bethell,2012-04-20,0000-00-00,0000-00-00,<blank>
  541. 16327,2012-04-24 13:57:12,0,public,2013-05-08 17:43:35,Ms. Ianna Bethel,"These Guidelines outline the minimum standards and requirements that licensees are expected to follow in relation to controls on large exposures and risk concentrations. The Central Bank endorses the Basel Committee's paper, ""Measuring and Controlling Large Exposures"" (January 1991).\r\n",",36:69,",Large Exposures Guidelines,Mrs. Serena Rolle-Bethell,2005-03-25,2013-05-08,2012-04-05,"0,1,2,3"
  542. 16328,2012-04-24 14:11:30,0,public,2012-04-24 18:46:28,Ms. Ianna Bethel,"These Guidelines outline the Central Bank's approach in assessing the strength of a licensee's liquidity management framework. Among other things, they address the licensee's assessment criteria, policies and controls, ongoing liquidity management, and contingency planning. Additionally, the Central Bank endorses the Basel Committee's 14 principles for the Sound Practices for Managing Liquidity in Banking Organisations (February 2000).\r\n",",36:69,",Guidelines for the Management of Liquidity Risk,Mrs. Serena Rolle-Bethell,2005-03-25,0000-00-00,2012-04-20,"0,1"
  543. 16329,2012-04-24 14:33:35,0,public,2012-04-24 18:46:20,Ms. Ianna Bethel,These Guidelines outline the minimum standards for letters of comfort and parental guarantees.\r\n,",36:74,",Guidelines on the Minimum Standards for Letters of Comfort and Parental Guarantees,Mrs. Serena Rolle-Bethell,2003-08-25,0000-00-00,2012-04-20,"0,1,2,3"
  544. 16330,2012-04-24 16:43:31,0,public,2012-04-27 11:22:50,Thurl P Edwards,April 2012 BSD Quarterly Letter,",17:111,",April 2012 BSD Quarterly Letter,Mrs. Serena Rolle-Bethell,2012-04-24,0000-00-00,2012-04-24,<blank>
  545. 16332,2012-05-02 18:25:40,0,public,2012-05-02 18:31:34,Ms. Sharon Branch,"Indications are that the domestic economy continued to exhibit modest growth during March, benefitting from steady gains in tourism output and foreign-investment led construction activity. Inflation sustained its upward trajectory from relatively low year-earlier levels, reflecting the pass-through effects of higher international oil prices. In the fiscal sector, the overall deficit widened for the eight months to February of FY2011/12, as the increase in aggregate expenditure overshadowed the rise in total revenue. Money and credit developments featured a build-up in bank liquidity for March, associated with increased lending to the Government, while payments for goods and services explained the contraction in external reserves.\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD March 2012,Alwyn Jordan,2012-05-02,0000-00-00,2012-05-02,<blank>
  546. 16333,2012-05-04 17:20:56,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"This report includes a summary of the Bank’s operations over the year, an analysis of regulatory developments affecting the financial sector and a review of monetary policy and payment systems developments. The second half of the report provides an examination of economic and financial developments in The Bahamas during the year and a comprehensive breakdown of the Bank’s Statement of Accounts for the year ending December 31, 2011.",",112:113,","Annual Report & Statement of Accounts, 2011",<blank>,2012-05-04,0000-00-00,2012-05-04,<blank>
  547. 16334,2012-05-08 18:07:46,0,public,2012-05-09 10:29:44,Maria Nottage,"Warning Notice for:\r\n\r\nSimplon Corporation Trust\r\nCarmichael Road\r\nP.O. Box N-7549\r\nNassau, New Providence\r\nBahamas",",30:,","WARNING NOTICE, May 08, 2012",Mrs. Serena Rolle-Bethell,2012-05-08,0000-00-00,0000-00-00,<blank>
  548. 16335,2012-05-08 18:09:28,0,public,2012-05-09 10:29:05,Maria Nottage,Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST: May 08, 2012",Mrs. Serena Rolle-Bethell,2012-05-08,0000-00-00,0000-00-00,<blank>
  549. 16336,2012-05-10 11:42:49,0,public,2012-05-10 15:37:39,Mrs. Yvonne Cooper,"The Central Bank is requesting the assistance of pension managers and sponsors in updating the survey on domestic pension plans in The Bahamas. This survey continues to provide useful information on supplementary retirement savings in the private and quasi-public sectors. \r\n\r\nThe Bank is currently collecting information on the evolution of plans during the years of 2010 and 2011, and is appealing to plan sponsors and managers to participate, by submitting a completed copy of the Survey Form to the Research Department by May 31, 2012. Companies that specialize in constituting and managing subscriber based plans for individuals or groups are invited to submit consolidated information on these products.\r\n\r\nThe Central Bank assures pension sponsors and managers that any information provided will be treated confidentially. Only consolidated results will be published.\r\n\r\nQuestions or comments regarding this exercise, can be directed to Mrs. Yvonne Cooper, Research Officer, Research Department, at 302-2713 (email: [email protected]).\r\n\r\nPlease use the links below to download a copy of the Survey Forms and Compilation Notes.\r\n",",43:,",Launch of Survey of Private Pension/Provident Funds (2010 & 2011),Mrs. Serena Rolle-Bethell,2012-05-10,0000-00-00,2012-05-10,<blank>
  550. 16337,2012-05-17 14:47:17,0,public,2012-05-17 16:20:17,Ms. Ianna Bethel,"These Guidelines outline the Central Bank’s policy with regard to the licensing of non-bank providers and the registration of their agents. These Guidelines also specify the major considerations of the Central Bank in assessing applications for licensing providers, registering agents and the information that would normally be required in support of such applications. Further, these Guidelines set out the prudential, reporting and other regulatory requirements for providers and agents incorporated in The Bahamas.",",36:124,",General Information and Application Guidelines for Non-Bank Money Transmission Service Providers and Non-Bank Money Transmission Agents,Mrs. Serena Rolle-Bethell,2008-07-08,0000-00-00,2012-03-22,<blank>
  551. 16338,2012-06-07 18:09:01,0,public,2012-06-07 18:33:01,Ms. Sharon Branch,"Indications are that the domestic economy maintained its modest positive trajectory over the month of April. Tourism sector output strengthened, amid increased hotel earnings, while foreign investment and public sector infrastructure projects supported stable gains in construction activity. In terms of price developments, however, the recent firming bias in international oil prices continued to exert upward pressure on domestic inflation. In the fiscal sector, the Central Government’s overall deficit widened over the nine months of FY2011/12, as the growth in expenditure outpaced revenue intake. Monetary outcomes featured a less significant build-up in both bank liquidity and external reserves compared with the previous year’s levels which were boosted by foreign currency proceeds from the sale of the Government’s majority stake in the Bahamas Telecommunications Company Limited.\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD April 2012,Alwyn Jordan,2012-06-07,0000-00-00,2012-06-07,<blank>
  552. 16339,2012-06-11 17:17:38,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"QSD May 2012 is now available. For complete viewing of monetary, financial and economic statistics through March 2012, please click on the document below.",",112:117,","Quarterly Statistical Digest, May 2012",<blank>,2012-06-11,0000-00-00,2012-06-11,<blank>
  553. 16340,2012-06-12 15:35:07,0,public,2012-06-14 10:49:25,Ms. Ianna Bethel,"As part of the Central Bank’s efforts to ensure that matters relating to anti-money laundering (AML), know-your customer (KYC) and countering the financing of terrorism (CFT) are being appropriately addressed by licensees, we request that going forward, all firms, as part of their internal audit plans, implement a comprehensive KYC/AML/CFT review program to assess the effectiveness of their ongoing compliance with our Guidelines for Licensees on the Prevention of Money Laundering and Countering the Financing of Terrorism and the relevant legislation.\r\n",",17:108,","AML, KYC and CFT Best Practices",Mrs. Serena Rolle-Bethell,2012-02-06,0000-00-00,0000-00-00,<blank>
  554. 16341,2012-06-27 09:07:26,0,public,2012-06-27 09:40:53,Ms. Ianna Bethel,Below is a copy of the proposed revisions to the AML/CFT Guidelines.\r\n,",37:,",Consultation Paper on the Proposed Revisions to the Guidelines on the Prevention of Money Laundering & Countering the Financing of Terrorism (the AML/CFT Guidelines),Mrs. Serena Rolle-Bethell,2012-06-27,2012-07-20,0000-00-00,<blank>
  555. 16342,2012-07-06 11:13:41,0,public,2012-07-06 12:07:57,Ms. Sharon Branch,"The Bahamian economy maintained a mild growth momentum in May, supported by ongoing gains in the tourism sector and foreign investment-led growth in construction output. Reflective of the pass-through effects of the recent decline in global oil prices, domestic energy costs trended downwards in May. In the fiscal sector, the deficit for the ten months of FY2011/12 widened, as expenditure increases offset the rise in revenue collections. Monetary developments for the month featured a significant slowdown in the build-up of bank liquidity, while foreign inflows related to Government tax receipts from the sale of a large-scale tourism resort, supported modest growth in external reserves.\r\n\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD May 2012,Alwyn Jordan,2012-07-06,0000-00-00,2012-07-06,<blank>
  556. 16343,2012-07-14 20:54:18,0,public,0000-00-00 00:00:00,Alwyn Jordan,"For economic updates for the quarter ended 31st March 2012, please click on the link below.",",112:116,","Quarterly Economic Review, March 2012",<blank>,2012-07-14,0000-00-00,2012-07-14,<blank>
  557. 16344,2012-07-16 12:29:02,0,public,2012-10-29 16:34:49,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 30th June, 2012.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/06/12,Mrs. Serena Rolle-Bethell,2012-07-16,0000-00-00,0000-00-00,<blank>
  558. 16345,2012-07-20 12:20:13,0,public,2012-07-20 13:05:40,Thurl P Edwards,"Licensees are hereby required, effective immediately, pursuant to section 18(1) (h) of the Banks\r\nand Trust Companies Regulation Act, 2000, to immediately notify the Inspector of Banks and\r\nTrust Companies, if they become aware that a material event (for example, suspicious activities,\r\nincidents of fraud, or regulatory enforcement actions) which could have a significant adverse\r\nimpact on the licensee’s safety and soundness or reputation, has or may have occurred or may\r\noccur in the foreseeable future.",",17:108,",Reporting of Material Events and Incidents of Fraud,Mrs. Serena Rolle-Bethell,2012-07-20,0000-00-00,2012-07-20,<blank>
  559. 16346,2012-08-03 16:38:19,0,public,2012-08-03 16:45:43,Ms. Sharon Branch,"Preliminary indications are that the domestic economy maintained a mild growth momentum during the review month, supported by gains in tourism sector output, alongside ongoing public sector and foreign investment-led construction activity. Inflation remained modestly above the prior year’s level, although the recent declines in global oil prices softened domestic fuel costs in June. In the fiscal sector, the overall deficit deteriorated over the ten months to April, as higher expenditures outpaced an increase in revenues. Monetary developments featured a modest expansion in bank liquidity, which remained at record levels, and a slight uptick in external reserves.\r\n\r\n\r\nFor full text reading, please download the attached file.",",112:114,",MEFD June 2012,Mrs. Serena Rolle-Bethell,2012-08-03,0000-00-00,2012-08-03,<blank>
  560. 16347,2012-08-13 09:47:45,0,public,2012-08-13 14:21:22,Ms. Ianna Bethel,June 2012 Quarterly Letter,",17:111,",June 2012 Quarterly Letter,Mrs. Serena Rolle-Bethell,2012-08-13,0000-00-00,0000-00-00,<blank>
  561. 16348,2012-08-13 14:50:46,0,public,2012-08-13 15:42:39,Ms. Ianna Bethel,These Guidelines highlight the key elements of prudent interest rate risk management and are consistent with the Basel Committee on Banking Supervision’s paper on the Principles for the Management and Supervision of Interest Rate Risk (July 2004). ,",36:69,",Guidelines for the Management of Interest Rate Risk,Mrs. Serena Rolle-Bethell,2012-08-13,0000-00-00,0000-00-00,"0,1,2,3"
  562. 16350,2012-08-22 15:01:23,0,public,2012-09-11 15:35:54,Thurl P Edwards,"As part of the Central Bank’s effort to implement a comprehensive market risk regulatory framework, the Bank is seeking the industry’s opinion on its proposed Draft Guidelines on the Management of Market Risk. The Guidelines aim to offer licensees guidance on the principles of best practices for the sound management of market risk.",",37:,",Industry Consultation on the Draft Guidelines for the Management of Market Risk,Ms. Latera Carey,2012-08-22,2012-09-06,2012-08-22,<blank>
  563. 16353,2012-09-18 14:50:59,0,public,2013-05-08 17:45:29,Ms. Ianna Bethel,"Corporate governance relates to the manner in which the business affairs of each individual organization are directed and managed by its board of directors and senior management, and for branches of foreign banks, by the senior management of the parent foreign bank. As effective governance promotes the general stability and successful functioning of the overall financial system, the Central Bank of The Bahamas expects the corporate governance processes of its licensees to be effective and of a high standard. These Guidelines set out the minimum standards that the Central Bank expects its licensees to adopt in respect of their corporate governance.",",36:71,",Guidelines for the Corporate Governance of Banks and Trust Companies Licensed to do Business Within and from Within The Bahamas,Mrs. Serena Rolle-Bethell,2001-12-13,2013-05-08,2012-09-18,<blank>
  564. 16351,2012-09-04 15:08:52,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"QSD August 2012 is now available. For complete viewing of monetary, financial and economic statistics through June 2012, please click on the document below.",",112:117,","Quarterly Statistical Digest, August 2012",<blank>,2012-09-04,0000-00-00,2012-09-04,<blank>
  565. 16352,2012-09-10 17:31:28,0,public,2012-09-10 19:25:38,Ms. Sharon Branch,"Indications are that the domestic economy continued to experience positive, although mild, growth in July, featuring steady gains in tourism sector output and foreign investment and public sector related construction activity. Higher global food prices translated into a modest firming in average domestic consumer prices. Government’s overall deficit widened over the eleven months of FY2011/12, as increased spending offset the rise in revenue collections. In the monetary sector, bank liquidity remained at elevated levels, amid weakness in private sector demand, which continued to be constrained by elevated levels of debt and unemployment. The external reserves position contracted, due partly to banks’ profit repatriations and the traditional upturn in net foreign currency demand in the latter half of the year.\r\n\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD July 2012,Alwyn Jordan,2012-09-10,0000-00-00,2012-09-10,<blank>
  566. 16354,2012-09-20 15:37:10,0,public,2012-09-28 12:37:33,Mrs. Serena Rolle-Bethell,"For economic updates for the quarter ended 30th June 2012, please click on the link below.",",112:116,","Quarterly Economic Review, June 2012",Mrs. Serena Rolle-Bethell,2012-09-20,0000-00-00,2012-09-20,<blank>
  567. 16355,2012-10-05 11:03:07,0,public,2012-10-06 17:47:52,Ms. Sharon Branch,"Domestic economic conditions continued to be shaped by developments in tourism, foreign investment-led construction activity and public sector infrastructure works, although the momentum and depth of the recovery remained below the levels needed to achieve substantial gains in employment and a broadening of private sector demand. Inflation stayed relatively benign, as local transportation and energy costs declined in August, while the monetary sector outcome showed monthly contractions in both bank liquidity and external reserves, partly reflecting seasonal firming in foreign currency demand.\r\n\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD August 2012,Alwyn Jordan,2012-10-05,0000-00-00,2012-10-05,<blank>
  568. 16356,2012-10-10 16:54:48,0,public,2012-10-29 16:34:09,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 30th September, 2012.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/09/12,Mrs. Serena Rolle-Bethell,2012-10-10,0000-00-00,2012-10-10,<blank>
  569. 16357,2012-10-17 16:29:37,0,public,2012-10-17 16:43:36,Ms. Latera Carey,"The Central Bank of The Bahamas (‘the Bank’) has released the following Notice regarding Related Party Transactions, which underscores and clarifies the Bank’s position on the approval process and control function that licensees should have in place. This directive takes immediate effect and it also supports the broad expectation of the Large Exposure Guidelines, the Banks and Trust Companies (Large Exposures) Regulations (as amended) and the Corporate Governance Guidelines.",",17:108,",Related Party Transactions,Ms. Latera Carey,2012-10-17,0000-00-00,2012-10-17,<blank>
  570. 16358,2012-11-09 11:33:25,0,public,2012-11-09 17:45:47,Ms. Ianna Bethel,November 2012 BSD Quarterly Letter,",17:111,",November 2012 BSD Quarterly Letter,Mrs. Serena Rolle-Bethell,2012-11-09,0000-00-00,2012-11-09,<blank>
  571. 16359,2012-11-09 12:43:54,0,public,2012-11-09 14:46:22,Mrs. Yvonne Cooper,"Preliminary data suggests a continuation of the economy’s mildly positive growth momentum during September, supported largely by tourism sector output, alongside foreign investment and public sector related construction activity. However, as growth remained narrowly based, high unemployment persisted. Indications are that inflation was subdued, reflecting a softening in energy costs over the review period. Fiscal data for the first two months of FY 2012/13 showed that the overall deficit widened, due to higher expenditure. In monetary developments, bank liquidity remained substantially unchanged while external reserves contracted, owing to the traditional firming in demand in the latter half of the year, and increased fuel payments.\r\n\r\nFor full text reading, please download attached document. ",",112:114,",MEFD September 2012,Mrs. Serena Rolle-Bethell,2012-11-09,0000-00-00,2012-11-09,<blank>
  572. 16360,2012-11-21 09:35:18,0,public,2013-05-08 17:39:48,Ms. Ianna Bethel,"These Guidelines provide licensees and licence applicants with insight into the Central Bank's licensing policy, the procedures and documentation for licence applications, exchange control designations, licence classifications, ownership classifications, licence fees, capital requirements and relevant governing legislation. \r\n\r\nAny questions regarding these Guidelines should be directed to: The Policy Unit \r\nBank Supervision Department \r\nThe Central Bank of The Bahamas Frederick & Market Streets \r\nP.O. Box N 4868 \r\nNassau, Bahamas \r\nTel (242) 302-2615 \r\nFax (242) 356-3909 \r\nEmail: [email protected]\r\n",",36:74,",General Information and Guidelines for Licence Applications,Mrs. Serena Rolle-Bethell,2001-12-15,2013-05-08,2012-11-21,<blank>
  573. 16361,2012-11-28 14:45:40,0,public,2013-09-23 15:02:00,Ms. Ianna Bethel,"These Guidelines incorporate both the mandatory minimum requirements of the Financial Transactions Reporting Regulations, 2000 and industry best practices for verifying customer identity and for developing anti-money laundering procedures and measures to prevent terrorist financing.\r\n",",36:72,",Guidelines for Licensees on the Prevention of Money Laundering and Countering the Financing of Terrorism,Mrs. Serena Rolle-Bethell,2009-05-01,2013-09-23,2012-11-28,<blank>
  574. 16362,2012-12-04 15:03:25,0,public,2012-12-05 09:35:36,Ms. Ianna Bethel,These Guidelines aim to ensure that all licensees that are engaged in activities that give\r\nrise to risks associated with potential movements in market prices adopt management\r\npractices and meet capital requirements that are commensurate with the risks involved. ,",36:69,",Guidelines on the Management of Market Risk,Mr. Kevin Armbrister,2012-12-03,0000-00-00,0000-00-00,<blank>
  575. 16363,2012-12-11 17:24:38,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"QSD November 2012 is now available. For complete viewing of monetary, financial and economic statistics through September 2012, please click on the document below.",",112:117,","Quarterly Statistical Digest, November 2012",<blank>,2012-12-11,0000-00-00,2012-12-11,<blank>
  576. 16364,2012-12-13 10:27:20,0,public,0000-00-00 00:00:00,Alwyn Jordan,"Domestic economic activity continued to benefit from mildly positive developments in the tourism and construction sectors; however, the narrow base limited improvements in general employment conditions and the debt profile of the private sector. Price developments remained relatively benign over the twelve-months to August, while the fiscal situation moved further into deficit during the first quarter of FY2012/13, as capital spending-led growth in total expenditure outpaced gains in aggregate revenue. In the monetary sector, bank liquidity contracted in October, in line with seasonal increases in demand for foreign exchange and other current payments, which correspondingly led to a contraction in external reserves.\r\n\r\nFor full text reading, please download attached document.\r\n",",112:114,",MEFD October 2012,<blank>,2012-12-13,0000-00-00,2012-12-13,<blank>
  577. 16365,2012-12-18 12:26:32,0,public,2013-12-18 15:50:38,Serena Bethell (level1),"The Central Bank is pleased to announce the continuation of our annual Financial Sector Survey which was launched in 2000. In addition to the information that the Central Bank has regularly collected on the banking sector’s contribution to the economy, this survey expands the coverage to all other important areas of financial sector activity, including credit unions, investment funds, the insurance industry and corporate and financial service providers. In this context, we are requesting your participation in this survey by providing data on your operations for 2012 along the lines requested on the Forms below. It would be greatly appreciated if the forms are completed and returned no later than January 31, 2013.",",43:,",Financial Sector Survey 2012,Mrs. Serena Rolle-Bethell,2012-12-18,2013-12-17,2012-12-18,<blank>
  578. 16366,2012-12-21 17:10:05,0,public,2013-12-18 15:49:23,Serena Bethell (level1),"In a continued bid to assess and quantify the contribution of the Banking sector to the local economy, the Central Bank has launched its Financial Sector (Annual Banking) Survey. This survey has proven to be a meaningful and informative exercise and we continue to rely on the support of the banking sector in this endeavor. We therefore request your assistance in obtaining the applicable data for 2012. \r\nAs part of our continuing efforts to modernize and improve the survey process, the forms are now available electronically. We, therefore, kindly ask that you utilize the electronic form(s) below, which should be downloaded and e-mailed to Deangela Ferguson at the following e-mail address: [email protected]\r\nAs is customary, Form A is to be completed by Public, Restricted and or non-active Banks and Trust companies, while Form B is to be completed for Public, Restricted and/or Non-Active Banks & Trusts Companies and Nominee Licensees Managed by Banks and/or Other Institutions.\r\nAlso note that, where applicable a separate form must be submitted for each public, restricted and/or non-active banking institution managed or represented by your institution.\r\nWe would be most grateful if the completed form(s), using the assigned bank codes, can be submitted to us on or before January 31, 2013. \r\n",",43:,",Financial Sector (Annual Banking) Survey 2012,Mrs. Serena Rolle-Bethell,2012-12-21,2013-12-17,2012-12-21,<blank>
  579. 16367,2012-12-21 17:13:42,0,public,2012-12-21 21:50:32,Ms. Sharon Branch,"Available indicators of domestic economic activity continue to suggest a modest growth momentum, concentrated in tourism and construction-related foreign investment projects. With limited spillover benefits to other areas of the economy, employment conditions stayed weak and private sector demand has dampened by the persistence of high loan arrears. In price developments, domestic energy costs contracted in November. The monetary outcome featured a contraction in both banking sector liquidity and external reserves, reflecting the seasonal increase in foreign currency demand.\r\n\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD November 2012,Alwyn Jordan,2012-12-21,0000-00-00,2012-12-21,<blank>
  580. 16368,2012-12-21 21:53:34,0,public,2012-12-21 21:54:32,Alwyn Jordan,"For economic updates for the quarter ended 30th September 2012, please click on the link below.",",112:116,","Quarterly Economic Review, September 2012",Alwyn Jordan,2012-12-21,0000-00-00,2012-12-21,<blank>
  581. 16438,2013-08-22 08:39:52,0,public,0000-00-00 00:00:00,Ms. Latera Carey,This statistical report includes data for commercial banks only for four quarters with the period ending March 2013.,",141:143,",Commercial Banks Financial Trend Report - March 2013,<blank>,2013-07-15,0000-00-00,2013-08-22,<blank>
  582. 16442,2013-08-22 08:44:50,0,public,0000-00-00 00:00:00,Ms. Latera Carey,This statistical report includes data for international banks only for four quarters with the period ending March 2013.,",141:142,",International Banks Financial Trend Report - March 2013,<blank>,2013-07-15,0000-00-00,2013-08-22,<blank>
  583. 16372,2013-01-14 16:55:03,0,public,2013-01-14 17:32:17,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 31st December, 2012.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/12/12,Mrs. Serena Rolle-Bethell,2013-01-14,0000-00-00,2013-01-14,<blank>
  584. 16373,2013-02-04 12:29:03,0,public,2013-02-26 10:21:33,Maria Nottage,"List of Money Transmission Service Providers and their Agents as at 31st December, 2012.",",105:146,",Money Transmission Business in The Bahamas: 31/12/12,Mrs. Serena Rolle-Bethell,2013-02-04,2013-02-25,0000-00-00,<blank>
  585. 16374,2013-02-04 12:31:17,0,public,2013-02-26 10:22:12,Maria Nottage,"List of Registered Representatives in The Bahamas at at 31st December, 2012.",",105:147,",Registered Representatives in The Bahamas: 31/12/12,Mrs. Serena Rolle-Bethell,2013-02-04,2013-02-25,0000-00-00,<blank>
  586. 16375,2013-02-04 12:32:56,0,public,2013-02-05 17:19:25,Maria Nottage,"List of Private Trust Companies in The Bahamas as at 31st December, 2012.",",105:148,",Private Trust Companies in The Bahamas: 31/12/12,Mrs. Serena Rolle-Bethell,2013-02-04,0000-00-00,0000-00-00,<blank>
  587. 16376,2013-02-07 18:49:04,0,public,2013-02-07 18:58:05,Ms. Sharon Branch,"Indications are that the domestic economy maintained its mildly positive growth pace during the review month, supported by stable foreign investment-led construction activity, amid some softness in tourism output. Inflationary pressures remained subdued, as domestic energy costs contracted in December. The fiscal situation deteriorated over the first five months of FY2012/13, as broad-based gains in aggregate spending outpaced the tax-led rise in total receipts. In the monetary sector, foreign currency proceeds from Government’s external bond issue buoyed both bank liquidity and external reserves over the review month; however, heightened demand for foreign currency, and softness in receipts from real sector activities contributed to a net decline in reserves over the year.\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD December 2012,Alwyn Jordan,2013-02-07,0000-00-00,2013-02-07,<blank>
  588. 16377,2013-02-18 10:14:21,0,public,2013-02-22 11:44:25,Ms. Ianna Bethel,These documents have been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.,",36:101,","Banks and Trust Companies (Private Trust Companies) (Amendment) Regulations, 2012",Mrs. Serena Rolle-Bethell,2013-02-18,0000-00-00,0000-00-00,<blank>
  589. 16378,2013-02-25 15:44:38,0,public,2013-02-26 10:14:33,Maria Nottage,"List of Money Transmission Service Providers and their Agents as at 31st December, 2012.",",105:146,",Money Transmission Business in The Bahamas: 31/12/12,Mrs. Serena Rolle-Bethell,2013-02-04,0000-00-00,2013-02-25,<blank>
  590. 16379,2013-02-25 15:45:57,0,public,2013-02-26 10:18:24,Maria Nottage,"List of Registered Representatives in The Bahamas at at 31st December, 2012.",",105:147,",Registered Representatives in The Bahamas: 31/12/12,Mrs. Serena Rolle-Bethell,2013-02-04,0000-00-00,2013-02-25,<blank>
  591. 16380,2013-03-08 15:02:34,0,public,2013-03-13 10:11:13,Ms. Sharon Branch,"Indications are that the domestic economy continued its mild pace of growth during January, as foreign investment and, to a lesser extent public sector projects, supported construction activity, while tourism output appeared to soften, amid a decline in occupancy levels. In the absence of a broad-based recovery, unemployment levels remained elevated, and inflation was relatively benign. The fiscal performance deteriorated for the first half of FY2012/13, as revenues normalized following the year-earlier extraordinary flows, and salary related payments, alongside infrastructure project commitments, boosted spending levels. Monetary developments featured a contraction in both liquidity and external reserves, associated with normal demand for imports.\r\n\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD January 2013,Mrs. Serena Rolle-Bethell,2013-03-08,0000-00-00,2013-03-08,<blank>
  592. 16434,2013-08-22 08:34:57,0,public,0000-00-00 00:00:00,Ms. Latera Carey,This statistical report includes data for commercial banks and international banks for four quarters with the period ending March 2013.,",141:149,",All Banks Financial Trend Report - March 2013,<blank>,2013-07-15,0000-00-00,2013-08-22,<blank>
  593. 16441,2013-08-22 08:43:49,0,public,0000-00-00 00:00:00,Ms. Latera Carey,This statistical report includes data for international banks only for four quarters with the period ending December 2012.,",141:142,",International Banks Financial Trend Report - December 2012,<blank>,2013-05-06,0000-00-00,2013-08-22,<blank>
  594. 16437,2013-08-22 08:39:00,0,public,0000-00-00 00:00:00,Ms. Latera Carey,This statistical report includes data for commercial banks only for four quarters with the period ending December 2012.,",141:143,",Commercial Banks Financial Trend Report - December 2012,<blank>,2013-05-06,0000-00-00,2013-08-22,<blank>
  595. 16385,2013-03-14 12:43:09,0,public,2013-03-26 10:36:23,Mrs. Serena Rolle-Bethell,"QSD February 2013 is now available. For complete viewing of monetary, financial and economic statistics through December 2012, please click on the document below.",",112:117,","Quarterly Statistical Digest, February 2013",Mrs. Serena Rolle-Bethell,2013-03-14,0000-00-00,2013-03-14,<blank>
  596. 16390,2013-04-08 11:29:32,0,public,2013-04-09 14:31:58,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 31st March, 2013.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/03/13,Mrs. Serena Rolle-Bethell,2013-04-08,0000-00-00,0000-00-00,<blank>
  597. 16391,2013-04-10 12:19:41,0,public,2013-04-12 10:09:20,Ms. Ianna Bethel,"The Central Bank (“the Bank”) is presently moving towards the implementation of the International Convergence of Capital Measurement and Capital Standards (“the Basel II Framework”). A fundamental component of the Basel II Framework is Pillar 3 (Market Discipline), which seeks to achieve greater transparency through disclosures by firms to allow market participants to better assess an organization’s capital and capital adequacy, risk exposures and the risk assessment practices.\t\t\t\t\t\t\t\r\nIn this regard, the Bank invites you to participate in its 2013 Minimum Disclosure Survey, the results of which will be used to assist the Bank in determining its approach to the areas of national discretion permissible under Pillar 3, as well as the appropriateness of these requirements for firms in The Bahamas. Greater transparency is achieved through these disclosures which will allow market participants to better assess an organizations capital and capital adequacy, risk exposures and the risk assessment practices. \t\t\t\t\r\nThe survey should be completed and signed-off by senior management of your institution, and returned to the Policy Unit, Bank Supervision Department, at [email protected] no later than 8th May, 2013.\t\t\t\t\r\nAny questions regarding this survey should be directed to:\r\n\r\nMiss. Sherry Sands\t\t\r\nPolicy Unit\t\t\t\r\nBank Supervision Department\t\r\nCentral Bank of The Bahamas\t\r\nFrederick & Market Streets\r\nP.O. Box N 4868\t\t\t\r\nNassau, Bahamas\t\t\t\r\nTel (242) 302-2715\t\t\r\nFax (242) 356-3909\t\r\nEmail: [email protected]\t\t\t\t\t\t\t\r\n\t\t\r\n",",103:,",Minimum Disclosure Survey,Mrs. Serena Rolle-Bethell,2013-04-10,0000-00-00,2013-04-10,<blank>
  598. 16387,2013-03-27 09:22:01,0,public,2016-06-15 14:20:06,Ms. Ianna Bethel,"This Consultation Paper invites comments on the Bank’s proposals which are set out in the following draft Bill, regulations and guidelines:\r\n\r\n(i) the Banks and Trust Companies Regulation (Amendment) (No. 1) Bill, 2013 (the Bill);\r\n\r\n(ii) the Banks and Trust Companies (Administrative Monetary Penalties) Regulations, 2013 (the Regulations); and\r\n\r\n(iii) the Central Bank’s Guidelines for the Administration of Monetary Penalties (the Guidelines).\r\n\r\nLicensees are invited to submit comments or questions seeking clarification on the proposals contained in the draft guidelines to the Policy Unit, Bank Supervision Department by April 22, 2013.\r\n",",37:,","Consultation Paper on the Draft Banks and Trust Companies Regulation (Amendment) (No. 1) Bill, 2013 and the Draft Banks and Trust Companies (Administrative Monetary Penalties) Regulations, 2013",Ms. Kenyetta Dean,2013-03-22,2016-06-14,0000-00-00,<blank>
  599. 16388,2013-03-27 11:55:52,0,public,2013-03-27 15:26:00,Maria Nottage,"As an increasing level of dependence is placed on technology as a means of conducting financial transactions, the Central Bank of The Bahamas reminds financial institutions to actively review protocols in place to prevent the misuse of these technologies in the conduct of criminal activity.",",17:,",Fraudulent Transfer Instructions/Internet Fraud,Mrs. Serena Rolle-Bethell,2013-03-27,0000-00-00,0000-00-00,<blank>
  600. 16389,2013-03-28 17:35:40,0,public,2013-03-28 18:18:14,Ms. Sharon Branch,"Preliminary indicators suggest that domestic economic conditions remained relatively subdued over the review month, amid sustained foreign investment-led construction activity, although some signs of softness were evident in the key tourism sector. Consumer price developments featured an incremental rise in domestic energy costs, as international oil prices remained elevated. On the fiscal side, the overall deficit widened over the seven months of FY2012/13, reflecting a combination of tax-revenue related declines and higher spending. For the monetary outcome, both banking sector liquidity and external reserves contracted, in response to heightened foreign currency demand to facilitate import payments.\r\n\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD February 2013,Alwyn Jordan,2013-03-28,0000-00-00,2013-03-28,<blank>
  601. 16392,2013-04-15 11:17:57,0,public,2013-04-16 08:58:03,Ms. Ianna Bethel,April 2013 BSD Quarterly Letter,",17:111,",April 2013 BSD Quarterly Letter,Mr. Kevin Armbrister,2013-04-15,0000-00-00,2013-04-15,<blank>
  602. 16393,2013-04-18 16:39:17,0,public,2013-04-19 10:21:32,Maria Nottage,"Warning Notice for:\r\n\r\nHSBC Premier Banking*\r\nHSBC Premier Worldwide*\r\nLyford Cay House\r\nNassau, The Bahamas\r\n\r\n* These are not legally incorporated entities and this brand of service is not offered by the HSBC Group in or from within The Bahamas.\r\n\r\n",",30:,","WARNING NOTICE, April 18, 2013",Mrs. Serena Rolle-Bethell,2013-04-18,0000-00-00,2013-04-18,<blank>
  603. 16394,2013-04-18 16:40:32,0,public,2013-04-19 10:20:41,Maria Nottage,Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST: April 18, 2013",Mrs. Serena Rolle-Bethell,2013-04-18,0000-00-00,2013-04-18,<blank>
  604. 16395,2013-04-27 17:40:36,0,public,0000-00-00 00:00:00,Alwyn Jordan,"For economic updates for the quarter ended 31st December 2012, please click on the link below:\r\n",",112:116,","Quarterly Economic Review, December 2012",<blank>,2013-04-27,0000-00-00,2013-04-27,<blank>
  605. 16396,2013-05-03 13:21:42,0,public,2013-05-03 13:24:45,Mrs. Serena Rolle-Bethell,"This report includes a summary of the Bank’s operations over the year, an analysis of regulatory developments affecting the financial sector and a review of monetary policy and payment systems developments. The second half of the report provides an examination of economic and financial developments in The Bahamas during the year and a comprehensive breakdown of the Bank’s Statement of Accounts for the year ending December 31, 2012.",",112:113,","Annual Report & Statement of Accounts, 2012",Mrs. Serena Rolle-Bethell,2013-05-03,0000-00-00,2013-05-03,<blank>
  606. 16397,2013-05-04 17:21:44,0,public,0000-00-00 00:00:00,Alwyn Jordan,"Indications are that domestic economic conditions were somewhat flat during the review month, as softness in tourism output occurred, alongside stable foreign investment-led construction activity. In other real sector developments, domestic energy costs increased modestly over the review month, influenced by the elevated global oil price levels. The fiscal outcome featured the combination of higher spending and lower revenue collections, which caused a further deterioration in the overall deficit over the eight months of FY2012/13. In the monetary sector, net inflows of foreign currency from real sector activities supported gains in both bank liquidity and external reserves over the review period. \r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD March 2013,<blank>,2013-05-04,0000-00-00,2013-05-04,<blank>
  607. 16433,2013-08-22 08:34:04,0,public,0000-00-00 00:00:00,Ms. Latera Carey,This statistical report includes data for commercial banks and international banks for four quarters with the period ending December 2012.,",141:149,",All Banks Financial Trend Report - December 2012,<blank>,2013-05-06,0000-00-00,2013-08-22,<blank>
  608. 16436,2013-08-22 08:38:04,0,public,0000-00-00 00:00:00,Ms. Latera Carey,This statistical report includes data for commercial banks only for four quarters with the period ending September 2012.,",141:143,",Commercial Banks Financial Trend Report - September 2012,<blank>,2013-03-12,0000-00-00,2013-08-22,<blank>
  609. 16440,2013-08-22 08:42:53,0,public,0000-00-00 00:00:00,Ms. Latera Carey,This statistical report includes data for international banks only for four quarters with the period ending June 2012.,",141:142,",International Banks Financial Trend Report - September 2012,<blank>,2013-03-12,0000-00-00,2013-08-22,<blank>
  610. 16405,2013-05-08 10:36:21,0,public,2013-05-08 17:45:40,Ms. Ianna Bethel,"Corporate governance relates to the manner in which the business affairs of each individual organization are directed and managed by its board of directors and senior management, and for branches of foreign banks, by the senior management of the parent foreign bank. As effective governance promotes the general stability and successful functioning of the overall financial system, the Central Bank of The Bahamas expects the corporate governance processes of its licensees to be effective and of a high standard. These Guidelines set out the minimum standards that the Central Bank expects its licensees to adopt in respect of their corporate governance.",",36:71,",Guidelines for the Corporate Governance of Banks and Trust Companies Licensed to do Business Within and from Within The Bahamas,Mrs. Serena Rolle-Bethell,2001-12-13,0000-00-00,2013-05-08,"0,1,2,3"
  611. 16406,2013-05-08 10:38:25,0,public,2013-05-08 17:43:45,Ms. Ianna Bethel,"These Guidelines outline the minimum standards and requirements that licensees are expected to follow in relation to controls on large exposures and risk concentrations. The Central Bank endorses the Basel Committee's paper, ""Measuring and Controlling Large Exposures"" (January 1991).",",36:69,",Large Exposures Guidelines,Mrs. Serena Rolle-Bethell,2005-03-25,0000-00-00,2013-05-08,"0,1,2,3"
  612. 16407,2013-05-08 10:39:34,0,public,2013-07-12 16:59:43,Ms. Ianna Bethel,"The Central Bank is pleased to announce the release of the General Information and Application Guidelines for Private Trust Companies and Their Registered Representatives (the Guidelines). \r\nThe 2006 amendments to the Central Bank of The Bahamas Act (the CBA) and the Banks and Trust Companies Regulation Act (the BTCRA), as well as the introduction of the Banks and Trust Companies (Private Trust Companies) Regulations, 2007 create a unique type of trust company known as the Private Trust Company (PTC), which is exempt from the full range of licensing requirements otherwise applicable to trust companies operating within and from within the Bahamas. \r\nThese Guidelines outline the Central Bank's policy with regard to the approval of Registered Representatives of Private Trust Companies (PTCs) and their ongoing regulation and supervision. They also provide general information on PTCs and necessary requirements for their establishment. The regulatory regime for a PTC is designed to ensure high standards of business conduct, professionalism and competence for PTCs, while offering an appropriate level of regulatory oversight given the limited activities of such companies.\r\nAny questions regarding these Guidelines should be directed to: The Policy Unit Bank Supervision Department The Central Bank of The Bahamas Frederick & Market Streets P.O. Box N 4868 Nassau, Bahamas\r\nTel (242) 302-2615 Fax (242) 356-3909 Email:[email protected]\r\n",",36:104,",General Information and Application Guidelines for Private Trust Companies and Their Registered Representatives,Mrs. Serena Rolle-Bethell,2007-01-10,2013-06-12,2013-05-08,<blank>
  613. 16408,2013-05-08 10:41:46,0,public,2015-01-29 10:42:14,Ms. Ianna Bethel,"These Guidelines provide licensees and licence applicants with insight into the Central Bank's licensing policy, the procedures and documentation for licence applications, exchange control designations, licence classifications, ownership classifications, licence fees, capital requirements and relevant governing legislation. \r\nAny questions regarding these Guidelines should be directed to: The Policy Unit Bank Supervision Department The Central Bank of The Bahamas Frederick & Market Streets P.O. Box N 4868 Nassau, Bahamas Tel (242) 302-2615 Fax (242) 356-3909 Email: [email protected]\r\n",",36:74,",General Information and Guidelines for Licence Applications for Banking and/or Trust Companies,Mrs. Serena Rolle-Bethell,2001-12-15,2015-01-27,2013-05-08,"0,1,2,3"
  614. 16409,2013-05-14 09:05:06,0,public,2013-05-14 12:02:20,Ms. Ianna Bethel,"Please see the notice below relating to the Consultation Paper on the Draft Banks and Trust Companies Regulation (Amendment) (No. 1) Bill, 2013 and the Draft Banks and Trust Companies (Administrative Monetary Penalties) Regulations, 2013.\r\n ",",17:108,","Thank You for Comments on the Consultation Paper on the Draft Banks and Trust Companies Regulation (Amendment) (No. 1) Bill, 2013 and the Draft Banks and Trust Companies (Administrative Monetary Penalties) Regulations, 2013",Mrs. Serena Rolle-Bethell,2013-05-14,0000-00-00,2013-05-14,<blank>
  615. 16410,2013-05-15 13:55:34,0,public,2013-05-15 14:35:32,Maria Nottage,"List of Money Transmission Service Providers and their Agents as at 31st March, 2013.",",105:146,",Money Transmission Business in The Bahamas: 31/03/13,Mrs. Serena Rolle-Bethell,2013-05-15,0000-00-00,0000-00-00,<blank>
  616. 16411,2013-05-15 13:57:22,0,public,2013-05-15 14:35:19,Maria Nottage,"List of Private Trust Companies in The Bahamas as at 31st March, 2013.",",105:148,",Private Trust Companies in The Bahamas: 31/03/13,Mrs. Serena Rolle-Bethell,2013-05-15,0000-00-00,0000-00-00,<blank>
  617. 16412,2013-05-15 13:59:20,0,public,2013-05-15 14:35:05,Maria Nottage,"List of Registered Representatives in The Bahamas as at 31st March, 2013.",",105:147,",Registered Representatives in The Bahamas: 31/03/13,Mrs. Serena Rolle-Bethell,2013-05-15,0000-00-00,0000-00-00,<blank>
  618. 16413,2013-06-04 17:29:16,0,public,2013-06-04 17:32:28,Mrs. Serena Rolle-Bethell,"QSD May 2013 is now available. For complete viewing of monetary, financial and economic statistics through March 2013, please click on the document below.",",112:117,","Quarterly Statistical Digest, May 2013",Mrs. Serena Rolle-Bethell,2013-06-04,0000-00-00,2013-06-04,<blank>
  619. 16414,2013-06-06 17:39:56,0,public,2013-06-06 19:07:49,Ms. Sharon Branch,"Domestic economic conditions were relatively subdued during the month of April, reflecting signs of softness in the tourism sector, although with stable support from foreign investment-led construction activity. Domestic energy costs eased somewhat for the review period, in line with the general downward trend in international oil prices. In the fiscal sector, the overall deficit expanded over the nine months of FY2012/13, as spending increased and revenue receipts moved lower. Supported by net foreign currency inflows associated with real sector activities, both bank liquidity and external reserves expanded in April.\r\n\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD April 2013,Alwyn Jordan,2013-06-06,0000-00-00,2013-06-06,<blank>
  620. 16415,2013-07-01 17:45:54,0,public,2013-07-02 09:52:48,Ms. Sharon Branch,"Preliminary indicators suggest that domestic economic conditions were relatively subdued over the review month, reflecting the ongoing softness in the key tourism sector, alongside stable gains in foreign investment-led construction activity. As a consequence, employment conditions remained challenging, while the downward trajectory in international oil prices contributed to a decline in local energy costs. In the monetary sector, bank liquidity remained buoyant, amid lacklustre private sector credit activity, while external reserves contracted, due to the sustained demand for foreign currency to facilitate current payments and relatively weak receipts from real sector activities.\r\n\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD May 2013,Alwyn Jordan,2013-07-02,0000-00-00,2013-07-02,<blank>
  621. 16416,2013-07-09 17:03:55,0,public,2013-07-11 14:09:58,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 30th June, 2013.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/06/13,Mrs. Serena Rolle-Bethell,2013-07-09,0000-00-00,0000-00-00,<blank>
  622. 16417,2013-07-09 17:05:28,0,public,2013-07-11 14:09:48,Maria Nottage,"List of Registered Representatives in The Bahamas as at 30st June, 2013.",",105:147,",Registered Representatives in The Bahamas: 30/06/13,Mrs. Serena Rolle-Bethell,2013-07-09,0000-00-00,0000-00-00,<blank>
  623. 16418,2013-07-09 17:06:39,0,public,2013-07-11 14:09:37,Maria Nottage,"List of Private Trust Companies in The Bahamas as at 30th June, 2013.",",105:148,",Private Trust Companies in The Bahamas: 30/06/13,Mrs. Serena Rolle-Bethell,2013-07-09,0000-00-00,0000-00-00,<blank>
  624. 16419,2013-07-09 17:08:00,0,public,2013-07-11 14:09:25,Maria Nottage,"List of Money Transmission Service Providers and their Agents as at 30th June, 2013.",",105:146,",Money Transmission Business in The Bahamas: 30/06/13,Mrs. Serena Rolle-Bethell,2013-07-09,0000-00-00,0000-00-00,<blank>
  625. 16420,2013-07-12 16:04:01,0,public,2016-03-09 18:12:59,Ms. Ianna Bethel,"The Central Bank is pleased to announce the release of the General Information and Application Guidelines for Private Trust Companies and Their Registered Representatives (the Guidelines). The 2006 amendments to the Central Bank of The Bahamas Act (the CBA) and the Banks and Trust Companies Regulation Act (the BTCRA), as well as the introduction of the Banks and Trust Companies (Private Trust Companies) Regulations, 2007 create a unique type of trust company known as the Private Trust Company (PTC), which is exempt from the full range of licensing requirements otherwise applicable to trust companies operating within and from within the Bahamas. These Guidelines outline the Central Bank's policy with regard to the approval of Registered Representatives of Private Trust Companies (PTCs) and their ongoing regulation and supervision. They also provide general information on PTCs and necessary requirements for their establishment. The regulatory regime for a PTC is designed to ensure high standards of business conduct, professionalism and competence for PTCs, while offering an appropriate level of regulatory oversight given the limited activities of such companies. Any questions regarding these Guidelines should be directed to: The Policy Unit Bank Supervision Department The Central Bank of The Bahamas Frederick & Market Streets P.O. Box N 4868 Nassau, Bahamas Tel (242) 302-2615 Fax (242) 356-3909 Email:[email protected]",",36:104,",General Information and Application Guidelines for Private Trust Companies and Their Registered Representatives,Mrs. Serena Rolle-Bethell,2007-01-10,2016-03-07,2013-05-08,<blank>
  626. 16432,2013-08-22 08:33:00,0,public,0000-00-00 00:00:00,Ms. Latera Carey,This statistical report includes data for commercial banks and international banks for four quarters with the period ending September 2012.,",141:149,",All Banks Financial Trend Report - September 2012,<blank>,2013-03-12,0000-00-00,2013-08-22,<blank>
  627. 16439,2013-08-22 08:42:01,0,public,0000-00-00 00:00:00,Ms. Latera Carey,This statistical report includes data for international banks only for four quarters with the period ending June 2012.,",141:142,",International Banks Financial Trend Report - June 2012,<blank>,2013-01-04,0000-00-00,2013-08-22,<blank>
  628. 16435,2013-08-22 08:37:02,0,public,0000-00-00 00:00:00,Ms. Latera Carey,This statistical report includes data for commercial banks only for four quarters with the period ending June 2012.,",141:143,",Commercial Banks Financial Trend Report - June 2012,<blank>,2013-01-04,0000-00-00,2013-08-22,<blank>
  629. 16431,2013-08-22 08:31:54,0,public,0000-00-00 00:00:00,Ms. Latera Carey,This statistical report includes data for commercial banks and international banks for four quarters with the period ending June 2012.,",141:149,",All Banks Financial Trend Report - June 2012,<blank>,2013-01-04,0000-00-00,2013-08-22,<blank>
  630. 16425,2013-07-19 19:51:53,0,public,0000-00-00 00:00:00,Alwyn Jordan,"For economic updates for the quarter ended 31st March 2013, please click on the link below.",",112:116,","Quarterly Economic Review, March 2013",<blank>,2013-07-19,0000-00-00,2013-07-19,<blank>
  631. 16426,2013-07-25 16:01:46,0,public,2013-07-25 16:04:48,Mrs. Serena Rolle-Bethell,"Preliminary data suggests that economic conditions were relatively flat in June, reflecting persistent softness in the main tourism sector, although construction sector activity continued to benefit from ongoing foreign investment and public infrastructural projects. The outcome is unlikely to have provided opportunities for employment gains, while price developments continued to be favoured by the further easing in international oil prices. In the fiscal sector, a combination of reduced revenue intake and higher expenditures led to the overall deficit deteriorating over the ten months of FY2012/13, and monetary developments were marked by contractions in both bank liquidity and external reserves, due mainly to a seasonal increase in demand for foreign currency.\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD June 2013,Mrs. Serena Rolle-Bethell,2013-07-25,0000-00-00,2013-07-25,<blank>
  632. 16428,2013-07-29 16:54:03,0,public,2016-06-21 09:56:44,Maria Nottage,"This Consultation Paper invites comments on the Bank's proposal to revise paragraph 200 in Part VII of the Guidelines for Licensees on the Prevention of Money Laundering and Countering the Financing of Terrorism.\r\n\r\nLicensees are to submit comments or questions to the Policy Unit, Bank Supervision Department by the 20th August, 2013.\r\n",",37:,",Consultation Paper on Proposed Revisions to the Guidelines on the Prevention of Money Laundering and Countering the Financing of Terrorism,Ms. Kenyetta Dean,2013-07-29,2016-06-20,2013-07-29,<blank>
  633. 16429,2013-08-19 15:53:01,0,public,2016-06-21 09:57:33,Ms. Ianna Bethel,"Below is a copy of the Consultation Paper on the Draft Gidelines for the Management of Operational Risk. \r\n\r\nLicensees are invited to submit comments or questions seeking clarification on the proposals contained in the draft guidelines to the Policy Unit, Bank Supervision Department by October 18, 2013.\r\n\r\nComments may be submitted in writing via email, post mail or fax to the following address:-\r\n\r\nThe Policy Unit\r\nBank Supervision Department\r\nThe Central Bank of The Bahamas\r\nMarket Street\r\nP.O. Box N-4868\r\nNassau, Bahamas\r\nFax: (242) 356-3909\r\nEmail:[email protected]\r\n",",37:,",Consultation Paper on the Draft Guidelines for the Management of Operational Risk,Ms. Kenyetta Dean,2013-08-20,2016-06-20,0000-00-00,<blank>
  634. 16430,2013-08-20 12:30:43,0,public,2013-08-20 16:40:45,Ms. Ianna Bethel,August 2013 BSD Quarterly Letter,",17:111,",August 2013 BSD Quarterly Letter,Mrs. Serena Rolle-Bethell,2013-08-20,0000-00-00,0000-00-00,<blank>
  635. 16443,2013-09-02 15:13:08,0,public,2013-10-08 14:28:52,Maria Nottage,"This statistical report includes data for commercial banks and international banks, for four quarters with the period ending June 2013.",",141:149,",All Banks Financial Trend Report - June 2013,Mrs. Serena Rolle-Bethell,2013-09-02,2013-10-07,0000-00-00,<blank>
  636. 16444,2013-09-02 15:14:58,0,public,2013-10-08 14:29:46,Maria Nottage,"This statistical report includes data for commercial banks only, for four quarters with the period ending June 2013.",",141:143,",Commercial Banks Financial Trend Report - June 2013,Mrs. Serena Rolle-Bethell,2013-09-02,2013-10-07,0000-00-00,<blank>
  637. 16445,2013-09-02 15:16:27,0,public,2013-10-08 14:32:04,Maria Nottage,"This statistical report includes data for international banks only, for four quarters with the period ending June 2013.",",141:142,",International Banks Financial Trend Report - June 2013,Mrs. Serena Rolle-Bethell,2013-09-02,2013-10-07,0000-00-00,<blank>
  638. 16446,2013-09-02 17:45:18,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"QSD August 2013 is now available. For complete viewing of monetary, financial and economic statistics through June 2013, please click on the document below.",",112:117,","Quarterly Statistical Digest, August 2013",<blank>,2013-09-02,0000-00-00,2013-09-02,<blank>
  639. 16447,2013-09-10 18:36:29,0,public,2013-09-16 14:30:56,Maria Nottage,Warning Notice for:\r\n\r\nBanque de Paribas (also known as Banco de Paribas),",30:,","WARNING NOTICE, September 10, 2013",Mrs. Serena Rolle-Bethell,2013-09-10,0000-00-00,0000-00-00,<blank>
  640. 16448,2013-09-10 18:37:41,0,public,2013-09-16 14:30:42,Maria Nottage,Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST: September 10, 2013",Mrs. Serena Rolle-Bethell,2013-09-10,0000-00-00,0000-00-00,<blank>
  641. 16449,2013-09-12 16:40:32,0,public,2013-09-12 18:56:49,Ms. Sharon Branch,"Domestic economic conditions remained challenging during the review month, reflecting continued weakness in the major tourism sector, which offset steady gains in capital formation provided by various foreign investment-led construction activities. However, with the spill-over effects remaining narrowly based, the impact on employment conditions was minimal. Price developments exhibited a slowing in inflation over the twelve-months to July, reflecting the pass-through effects of lower global oil prices. On the fiscal side, mildness in economic activity and the normalization of collections contributed to a downturn in tax revenues which, together with a rise in current spending, fostered a widening in the fiscal deficit during the eleven months of FY2012/13. In the monetary sector, both liquidity and external reserves trended moderately lower in July, amid some gains in private sector credit, with credit quality indicators registering mild improvement.\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD July 2013,Alwyn Jordan,2013-09-12,0000-00-00,2013-09-12,<blank>
  642. 16450,2013-09-23 10:35:25,0,public,2015-12-11 18:06:21,Ms. Ianna Bethel,"These Guidelines incorporate both the mandatory minimum requirements of the Financial Transactions Reporting Regulations, 2000 and industry best practices for verifying customer identity and for developing anti-money laundering procedures and measures to prevent terrorist financing.\r\n",",36:72,",Guidelines for Licensees on the Prevention of Money Laundering and Countering the Financing of Terrorism.,Mrs. Serena Rolle-Bethell,2009-05-01,2015-12-10,2013-09-23,<blank>
  643. 16451,2013-10-02 17:58:58,0,public,2013-10-02 19:14:55,Ms. Sharon Branch,"Domestic economic activity remained relatively subdued in August, amid ongoing softness in the tourism sector’s performance, although foreign investment-related construction activity continued to provide a steady positive contribution. In other real sector outcomes, consumer price indications featured modest gains in domestic fuel costs, due to the recent firming in global oil prices. The fiscal deficit declined for the first month of FY2013/14, reflecting broad-based gains in revenues, combined with a lower aggregate expenditure level. In the monetary sector, both liquidity and external reserves contracted moderately in August, consistent with the seasonal increase in foreign currency demand to facilitate current payments.\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD August 2013,Alwyn Jordan,2013-10-02,0000-00-00,2013-10-02,<blank>
  644. 16452,2013-10-02 18:08:53,0,public,2013-10-08 14:26:03,Maria Nottage,"This statistical report includes data for commercial banks and international banks, for four quarters with the period ending June 2013.",",141:149,",All Banks Financial Trend Report - June 2013 [REVISED],Mrs. Serena Rolle-Bethell,2013-09-02,0000-00-00,2013-10-02,<blank>
  645. 16453,2013-10-02 18:11:12,0,public,2013-10-08 14:25:49,Maria Nottage,"This statistical report includes data for commercial banks only, for four quarters with the period ending June 2013.",",141:143,",Commercial Banks Financial Trend Report - June 2013 [REVISED],Mrs. Serena Rolle-Bethell,2013-09-02,0000-00-00,2013-10-02,<blank>
  646. 16454,2013-10-02 18:13:20,0,public,2013-10-08 14:25:35,Maria Nottage,"This statistical report includes data for international banks only, for four quarters with the period ending June 2013.",",141:142,",International Banks Financial Trend Report - June 2013 [REVISED],Mrs. Serena Rolle-Bethell,2013-09-02,0000-00-00,2013-10-02,<blank>
  647. 16455,2013-10-09 11:22:54,0,public,2013-10-09 11:23:45,Mrs. Serena Rolle-Bethell,"For economic updates for the quarter ended 30th June 2013, please click on the link below.",",112:116,","Quarterly Economic Review, June 2013",Mrs. Serena Rolle-Bethell,2013-10-09,0000-00-00,2013-10-09,<blank>
  648. 16456,2013-10-18 10:57:29,0,public,2013-10-21 15:15:16,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, 2000, as at 30th September, 2013.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/09/13,Mrs. Serena Rolle-Bethell,2013-10-18,0000-00-00,0000-00-00,<blank>
  649. 16457,2013-11-06 14:15:04,0,public,2013-11-11 15:43:11,Maria Nottage,"List of Money Transmission Service Providers and their Agents as at 30th September, 2013.",",105:146,",Money Transmission Business in The Bahamas: 30/09/13,Mrs. Serena Rolle-Bethell,2013-11-06,0000-00-00,0000-00-00,<blank>
  650. 16458,2013-11-06 14:19:00,0,public,2013-11-11 15:43:03,Maria Nottage,"List of Private Trust Companies in The Bahamas as at 30th September, 2013.",",105:148,",Private Trust Companies in The Bahamas: 30/09/13,Mrs. Serena Rolle-Bethell,2013-11-06,0000-00-00,0000-00-00,<blank>
  651. 16459,2013-11-06 14:20:23,0,public,2013-11-11 15:42:54,Maria Nottage,"List of Registered Representatives in The Bahamas as at 30th September, 2013.",",105:147,",Registered Representatives in The Bahamas: 30/09/13,Mrs. Serena Rolle-Bethell,2013-11-06,0000-00-00,0000-00-00,<blank>
  652. 16460,2013-11-06 18:09:44,0,public,2013-11-06 18:50:54,Ms. Sharon Branch,"Reflecting ongoing weakness in the key tourism sector, domestic economic conditions remained relatively flat, although with sustained positive contributions from foreign investment-led construction projects. In this context, employment conditions remained challenging, while softness in international oil prices tempered domestic consumer price inflation over the twelve months to September. In the monetary sector, both bank liquidity and external reserves contracted during the review month, partly reflecting the seasonal increase in foreign currency demand in the latter half of the year.\r\n\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD September 2013,Alwyn Jordan,2013-11-06,0000-00-00,2013-11-06,<blank>
  653. 16461,2013-11-25 13:54:34,0,public,2013-11-27 09:20:49,Ms. Ianna Bethel,"These Guidelines provide guidance to licensees in relation to operational risk management. Licensees are expected to develop and implement an operational risk management framework in line with these Guidelines, taking into account the nature, size, complexity and risk profile of its activities. Licensees are expected to continuously improve their approaches to operational risk management as operational risk continues to evolve.",",36:100,",Guidelines for the Management of Operational Risk,Mrs. Serena Rolle-Bethell,2013-11-25,0000-00-00,2013-11-25,"0,1,2,3"
  654. 16462,2013-11-28 12:12:34,0,public,2013-11-28 12:14:16,Ms. Latera Carey,This documents provides detailed information relative to the anticipated completion of various workstreams and timelines for the implementation of Basel II and III.,",151:158,",Basel Roadmap & Industry Presentation,Ms. Latera Carey,2013-11-28,0000-00-00,2013-11-28,<blank>
  655. 16463,2013-12-05 17:17:04,0,public,2013-12-05 19:08:09,Ms. Sharon Branch,"Early indications are that domestic economic conditions were relatively subdued in October, amid a lacklustre tourism performance, although foreign investment-led construction activity continued to secure a modest growth outcome. Price developments were relatively benign, as average domestic energy costs decreased over the review month. On the fiscal side, the overall deficit narrowed during the first quarter of FY2013/14, owing to a combination of higher revenue collections and reduced expenditure. In the monetary sector, both bank liquidity and external reserves expanded, primarily reflecting Government’s external borrowing activities.\r\n\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD October 2013,Alwyn Jordan,2013-12-05,0000-00-00,2013-12-05,<blank>
  656. 16464,2013-12-10 17:54:27,0,public,2013-12-11 15:08:00,Maria Nottage,"This statistical report includes data for commercial banks and international banks, for four quarters with the period ending September 2013.",",141:149,",All Banks Financial Trend Report - September 2013,Mrs. Serena Rolle-Bethell,2013-12-10,0000-00-00,0000-00-00,<blank>
  657. 16465,2013-12-10 17:59:05,0,public,2013-12-11 15:07:52,Maria Nottage,"This statistical report includes data for commercial banks only, for four quarters with the period ending September 2013.",",141:143,",Commercial Banks Financial Trend Report - September 2013,Mrs. Serena Rolle-Bethell,2013-12-10,0000-00-00,0000-00-00,<blank>
  658. 16466,2013-12-10 18:00:11,0,public,2013-12-11 15:07:40,Maria Nottage,"This statistical report includes data for international banks only, for four quarters with the period ending September 2013.",",141:142,",International Banks Financial Trend Report - September 2013,Mrs. Serena Rolle-Bethell,2013-12-10,0000-00-00,0000-00-00,<blank>
  659. 16467,2013-12-11 16:31:59,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"QSD November 2013 is now available. For complete viewing of monetary, financial and economic statistics through September 2013, please click on the document below.",",112:117,","Quarterly Statistical Digest, November 2013",<blank>,2013-12-11,0000-00-00,2013-12-11,<blank>
  660. 16468,2013-12-18 15:42:03,0,public,2013-12-18 15:46:10,Mrs. Serena Rolle-Bethell,"In a continued bid to assess and quantify the contribution of the Banking sector to the local economy, the Central Bank has launched its Financial Sector (Annual Banking) Survey. This survey has proven to be a meaningful and informative exercise and we continue to rely on the support of the banking sector in this endeavor. We therefore request your assistance in obtaining the applicable data for 2013. As part of our continuing efforts to modernize and improve the survey process, the forms are now available electronically. We, therefore, kindly ask that you utilize the electronic form(s) below, which should be downloaded and e-mailed to Shaniska Adderley at the following e-mail address: [email protected]. As is customary, Form A is to be completed by Public, Restricted and or non-active Banks and Trust companies, while Form B is to be completed for Public, Restricted and/or Non-Active Banks & Trusts Companies and Nominee Licensees Managed by Banks and/or Other Institutions. Also note that, where applicable a separate form must be submitted for each public, restricted and/or non-active banking institution managed or represented by your institution. We would be most grateful if the completed form(s), using the assigned bank codes, can be submitted to us on or before January 31, 2014.",",43:,",Financial Sector (Annual Banking) Survey 2013,Mrs. Serena Rolle-Bethell,2013-12-18,0000-00-00,2013-12-18,<blank>
  661. 16470,2013-12-20 19:08:00,0,public,2013-12-20 20:46:41,Ms. Sharon Branch,"Indications are that domestic economic conditions stabilised somewhat during November, as a number of varied-scale foreign investment projects supported construction activity, and tourism output showed initial signs of a modest improvement, relative to the prior year when adverse weather conditions caused some disruption to visitors’ travel itineraries. Consumer price inflation remained mild, benefitting from the pass-through effects of lower global oil prices. In the monetary sector, the expansion in bank liquidity was partly associated with the proceeds from Government’s foreign currency borrowings, which also tempered the falloff in external reserves.\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD November 2013,Alwyn Jordan,2013-12-20,0000-00-00,2013-12-20,<blank>
  662. 16471,2013-12-24 11:02:01,0,public,2013-12-24 11:02:15,Mrs. Serena Rolle-Bethell,"For economic updates for the quarter ended 30th September 2013, please click on the link below.",",112:116,","Quarterly Economic Review, September 2013",Mrs. Serena Rolle-Bethell,2013-12-24,0000-00-00,2013-12-24,<blank>
  663. 16472,2013-12-31 11:38:53,0,public,2013-12-31 11:41:34,Mrs. Serena Rolle-Bethell,"The Central Bank of The Bahamas (the Bank), as part of its mandate to promote the stability of the financial sector, along with its associated regulators, the Securities Commission, Insurance Commission and the Department of Cooperatives, developed this report which seeks to provide an overview of key developments within the financial sector and an assessment of the underlying risks to financial stability. This report, which is to be produced semi-annually, builds on the earlier work undertaken by the International Monetary Fund (IMF) in its Financial Sector Assessment Programme (FSAP) exercise for The Bahamas, conducted in July 2012.\r\n\r\nFor full text reading, please click on the document below.",",112:160,",Financial Stability Report 2012,Mrs. Serena Rolle-Bethell,2013-12-31,0000-00-00,2013-12-31,<blank>
  664. 16473,2014-01-08 15:30:35,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"The Central Bank is pleased to announce the continuation of our annual Financial Sector Survey which was launched in 2000. In addition to the information that the Central Bank has regularly collected on the banking sector’s contribution to the economy, this survey expands the coverage to all other important areas of financial sector activity, including credit unions, investment funds, the insurance industry and corporate and financial service providers. In this context, we are requesting your participation in this survey by providing data on your operations for 2013 along the lines requested on the Forms below. It would be greatly appreciated if the forms are completed and returned no later than January 31, 2014.",",43:,",Financial Sector Survey 2013,<blank>,2014-01-08,0000-00-00,2014-01-08,<blank>
  665. 16474,2014-01-14 14:39:10,0,public,2014-01-15 10:31:32,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, as at 31st December, 2013.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/12/13,Mrs. Serena Rolle-Bethell,2014-01-14,0000-00-00,0000-00-00,<blank>
  666. 16475,2014-01-14 14:40:18,0,public,2014-01-15 10:31:20,Maria Nottage,"List of Money Transmission Service Providers and their Agents as at 31st December, 2013.",",105:146,",Money Transmission Business in The Bahamas: 31/12/13,Mrs. Serena Rolle-Bethell,2014-01-14,0000-00-00,0000-00-00,<blank>
  667. 16476,2014-01-14 14:41:22,0,public,2014-01-15 10:31:08,Maria Nottage,"List of Registered Representatives in The Bahamas as at 31st December, 2013.",",105:147,",Registered Representatives in The Bahamas: 31/12/13,Mrs. Serena Rolle-Bethell,2014-01-14,0000-00-00,0000-00-00,<blank>
  668. 16477,2014-01-14 14:42:23,0,public,2014-01-15 10:31:00,Maria Nottage,"List of Private Trust Companies in The Bahamas as at 31st December, 2013.",",105:148,",Private Trust Companies in The Bahamas: 31/12/13,Mrs. Serena Rolle-Bethell,2014-01-14,0000-00-00,0000-00-00,<blank>
  669. 16478,2014-01-15 10:02:51,0,public,2014-01-15 15:27:05,Ms. Ianna Bethel,December 2013 BSD Quarterly Letter\r\n,",17:111,",December 2013 BSD Quarterly Letter,Mrs. Serena Rolle-Bethell,2014-01-14,0000-00-00,0000-00-00,<blank>
  670. 16479,2014-01-16 10:57:58,0,public,2014-01-20 13:51:06,Ms. Ianna Bethel,This document has been re-produced for information purposes only. An official copy should be obtained from the Government Publications Office.\r\n,",36:101,","Banks and Trust Companies (Amendment) Regulations, 2013",Mrs. Serena Rolle-Bethell,2014-01-16,0000-00-00,0000-00-00,"0,1,2,3"
  671. 16480,2014-01-30 18:44:59,0,public,2014-01-30 19:17:52,Ms. Sharon Branch,"Preliminary indications are that domestic economic conditions were mildly positive in December, supported by ongoing foreign investment projects and a slightly improved tourism outcome. Consumer price inflation remained relatively benign, although there was moderate firming in domestic energy prices. The fiscal situation improved, as the Government’s overall deficit contracted for the five months through November of FY2013/14, owing to a decline in spending and a slight increase in revenue. Monetary sector developments featured a build-up in external reserves, due to Government’s foreign currency borrowings, while there was a mild seasonal decline in bank liquidity and credit quality indicators deteriorated.\r\n\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD December 2013,Alwyn Jordan,2014-01-30,0000-00-00,2014-01-30,<blank>
  672. 16481,2014-02-20 15:48:57,0,public,2014-02-20 15:58:54,Ms. Ianna Bethel,"Below is the Consultation Paper on the proposed amendments to the BTCRA and CBBA in connection with the dormant accounts regime, together with the following annexes:\r\n\r\n1.\tAnnex 1 – Banks and Trust Companies (Amendment) (No. 2) Bill, 2014; \r\n2.\tAnnex 2 – Central Bank of The Bahamas (Amendment) Bill, 2014; and \r\n3.\tAnnex 3 – Draft Guidelines for the Administration and Ultimate Disposition of Dormant Bank Accounts.\r\n\r\nThe benchmark of dormant account regimes, on which the proposed amendments are based, is also attached. \r\n\r\nThe Consultation period will run for ninety (90) days, from 20th February, 2014 to 20th May, 2014 and we welcome your comments on these proposals.\r\n",",37:,",Proposed Changes to the Dormant Bank Accounts Administration Regime,Mrs. Serena Rolle-Bethell,2014-02-20,2014-05-20,2014-02-20,<blank>
  673. 16482,2014-02-28 18:36:20,0,public,2014-02-28 18:38:48,Alwyn Jordan,"Preliminary indications suggest that domestic economic developments were subdued during the month of January, owing primarily to a relatively flat tourism performance. However, conditions continued to benefit from steady foreign investment-led activity, which sustained employment opportunities in the construction sector. Meanwhile, inflation remained mild, amid the decline in global oil prices. Based on the latest fiscal data for the first half of FY2013/14, the improvement in the overall deficit was associated with a combination of reductions in capital related outlays and budgetary support to the public corporations, which more than compensated for the softening in total revenue collections. In the monetary sector, both liquidity and external reserves expanded in January, mainly due to net receipts from Government’s external bond issue.\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD January 2014,Alwyn Jordan,2014-02-28,0000-00-00,2014-02-28,<blank>
  674. 16483,2014-03-12 13:03:21,0,public,2014-03-12 13:32:39,Maria Nottage,"This statistical report includes data for commercial banks and international banks, for four quarters with the period ending December 2013.",",141:149,",All Banks Financial Trend Report - December 2013,Mrs. Serena Rolle-Bethell,2014-03-12,0000-00-00,0000-00-00,<blank>
  675. 16484,2014-03-12 13:05:10,0,public,2014-03-12 13:32:31,Maria Nottage,"This statistical report includes data for commercial banks only, for four quarters with the period ending December 2013.",",141:143,",Commercial Banks Financial Trend Report - December 2013,Mrs. Serena Rolle-Bethell,2014-03-12,0000-00-00,0000-00-00,<blank>
  676. 16485,2014-03-12 13:06:11,0,public,2014-03-12 13:32:16,Maria Nottage,"This statistical report includes data for international banks only, for four quarters with the period ending December 2013.",",141:142,",International Banks Financial Trend Report - December 2013,Mrs. Serena Rolle-Bethell,2014-03-12,0000-00-00,0000-00-00,<blank>
  677. 16486,2014-03-27 17:47:33,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"QSD February 2014 is now available. For complete viewing of monetary, financial and economic statistics through December 2013, please click on the document below.",",112:117,","Quarterly Statistical Digest, February 2014",<blank>,2014-03-27,0000-00-00,2014-03-27,<blank>
  678. 16487,2014-03-28 13:09:27,0,public,2014-03-28 17:53:09,Ms. Sharon Branch,"Indications are that domestic economic activity remained relatively mild during February, constrained by softness in the key tourism sector—although foreign investment-led activity sustained growth in construction output and related employment opportunities. Consumer price inflation was benign, but featured modest swings within several key components of the Retail Price Index. In monetary developments, weakness in private sector credit kept bank liquidity at above average levels, while ongoing demand for foreign currency to meet current payments led to a contraction in external reserves.\r\n\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD February 2014,Alwyn Jordan,2014-03-28,0000-00-00,2014-03-28,<blank>
  679. 16488,2014-04-15 15:26:45,0,public,2014-04-16 09:56:44,Ms. Ianna Bethel,"This Guidance Note provides clarification on a number of issues related to the Guidelines on the Relationship between External Auditors of Licensees and the Central Bank issued 6th September 2006 and revised 15th April 2014, which have been raised by external auditors directly with the Central Bank.\r\nAny questions regarding this guidance note should be directed to:\r\nThe Policy Unit Bank Supervision Department The Central Bank of The Bahamas Market Street P.O. Box N 4868 Nassau, Bahamas Tel (242) 302-2615 Fax (242) 356-3909 Email: [email protected]\r\n",",102:,",The Relationship between External Auditors of Licensees and the Central Bank,Mrs. Serena Rolle-Bethell,2011-12-14,0000-00-00,2014-04-15,<blank>
  680. 16489,2014-04-15 15:32:34,0,public,2014-04-16 09:56:23,Ms. Ianna Bethel,"The external auditor of a licensee plays an essential role in the regulatory framework, which requires an open, cooperative and constructive relationship with the Central Bank to achieve the desired level of supervisory oversight and monitoring. Therefore, the aim of these Guidelines is to enhance the regulatory process and promote effective partnership between the external auditors and the Central Bank. \r\nThese Guidelines take into account aspects of the Basel Committee’s paper, The Relationship between Banking Supervisors and Banks’ External Auditors issued in 2002. In this context, the Guidelines set out parameters for reporting and dialogue between the external auditor and the Central Bank, including their respective responsibilities and the scope of information to be disclosed.\r\nAs of 1st September 2010, the appointment of the external auditors of a licensee is no longer subject to the prior approval of the Central Bank. However, licensees are required to inform the Central Bank of the appointment their external auditors. These Guidelines therefore set out minimum criteria, which the Central Bank expects licensees to utilize in appointing an external auditor.\r\n",",36:99,",Guidelines on the Relationship Between External Auditors of Licensees and the Central Bank,Mrs. Serena Rolle-Bethell,2006-09-06,0000-00-00,2014-04-15,"0,1,2,3"
  681. 16490,2014-04-15 15:38:56,0,public,2014-04-16 09:55:59,Ms. Ianna Bethel,These Guidelines outline the Central Bank's minimum requirements for an institution to qualify as having a full physical presence in The Bahamas. They apply to institutions which are currently fully physically present.,",36:98,",Guidelines for the Minimum Physical Presence Requirements for Banks and Trust Companies Licensed in The Bahamas,Mrs. Serena Rolle-Bethell,2003-03-28,0000-00-00,2014-04-15,"0,1,2,3"
  682. 16491,2014-04-16 18:53:20,0,public,2014-04-23 16:54:14,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, as at 31st March, 2014.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/03/14,Mrs. Serena Rolle-Bethell,2014-04-16,0000-00-00,0000-00-00,<blank>
  683. 16492,2014-04-23 17:06:31,0,public,2014-04-28 17:07:38,Mrs. Serena Rolle-Bethell,"For economic updates for the quarter ended 31st December 2013, please click on the link below.",",112:116,","Quarterly Economic Review, December 2013",Mrs. Serena Rolle-Bethell,2014-04-23,0000-00-00,2014-04-23,<blank>
  684. 16493,2014-04-25 16:10:00,0,public,2014-04-28 11:22:08,Maria Nottage,"List of Money Transmission Service Providers and their Agents as at 31st March, 2014.",",105:146,",Money Transmission Business in The Bahamas: 31/03/14,Mrs. Serena Rolle-Bethell,2014-04-25,0000-00-00,0000-00-00,<blank>
  685. 16494,2014-04-25 16:11:51,0,public,2014-04-28 11:21:42,Maria Nottage,"List of Private Trust Companies in The Bahamas as at 31st March, 2014.",",105:148,",Private Trust Companies in The Bahamas: 31/03/14,Mrs. Serena Rolle-Bethell,2014-04-25,0000-00-00,0000-00-00,<blank>
  686. 16495,2014-04-25 16:13:03,0,public,2014-04-28 11:21:05,Maria Nottage,"List of Registered Representatives in The Bahamas as at 31st March, 2014.",",105:147,",Registered Representatives in The Bahamas: 31/03/14,Mrs. Serena Rolle-Bethell,2014-04-25,0000-00-00,0000-00-00,<blank>
  687. 16496,2014-04-28 18:36:06,0,public,2014-04-28 19:39:56,Ms. Sharon Branch,"During the review month, sustained contributions from foreign investment projects, alongside a modest firming in tourism output, supported a mildly positive economic outturn and relatively stable employment conditions. In addition, price developments showed a marginal increase in domestic energy costs over the review month. The fiscal situation showed an improvement in the overall deficit for the eight months of FY2013/14, primarily reflecting lower capital spending, while non-tax revenue also increased. Supported by net foreign currency inflows from real sector activities, both liquidity and external reserves reported gains over the review period.\r\n\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD March 2014,Alwyn Jordan,2014-04-28,0000-00-00,2014-04-28,<blank>
  688. 16497,2014-05-07 15:29:24,0,public,2014-05-07 16:47:12,Mrs. Serena Rolle-Bethell,"This report includes a summary of the Bank’s operations over the year, an analysis of regulatory developments affecting the financial sector and a review of monetary policy and payment systems developments. The second half of the report provides an examination of economic and financial developments in The Bahamas during the year and a comprehensive breakdown of the Bank’s Statement of Accounts for the year ending December 31, 2013.",",112:113,","Annual Report & Statement of Accounts, 2013",Mrs. Serena Rolle-Bethell,2014-05-07,0000-00-00,2014-05-07,<blank>
  689. 16504,2014-06-10 18:25:32,0,public,2014-06-10 18:55:41,Ms. Sharon Branch,"Indications are that domestic economic activity was relatively modest over the review month, based on an improved tourism performance and steady support for the construction sector from foreign investments. Inflation remained subdued, reflecting the relative stability in global oil prices. In the fiscal sector, the overall deficit narrowed over the nine months of FY2013/14, due to the combined effects of higher non-tax receipts and reduced infrastructure-related capital outlays. Monetary sector developments featured expansions in both liquidity and external reserves, benefitting from net foreign currency inflows related to real sector activities.\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD April 2014,Alwyn Jordan,2014-06-10,0000-00-00,2014-06-10,<blank>
  690. 16500,2014-05-13 11:06:44,0,public,2014-05-15 15:58:42,Ms. Latera Carey,"For highlights of the Basel Implementation Project, please select the below document. ",",151:154,","Basel Bulletin - Issue 1, Volume 1 (April 2014)",Ms. Latera Carey,2014-05-13,0000-00-00,2014-05-13,<blank>
  691. 16501,2014-05-16 09:06:43,0,public,2014-05-22 10:20:30,Ms. Ianna Bethel,The Bank Supervision Quarterly Letters provide updates to licensees on important matters that have happened in the most recent quarter.\r\n,",17:111,",May 2014 BSD Quarterly Letter,Mrs. Serena Rolle-Bethell,2014-05-12,0000-00-00,0000-00-00,<blank>
  692. 16505,2014-06-17 16:36:04,0,public,2014-06-19 16:02:46,Maria Nottage,"This statistical report includes data for commercial banks and international banks, for four quarters with the period ending March 2014.",",141:149,",All Banks Financial Trend Report - March 2014,Mrs. Serena Rolle-Bethell,2014-06-17,0000-00-00,0000-00-00,<blank>
  693. 16506,2014-06-17 16:37:10,0,public,2014-06-19 16:02:01,Maria Nottage,"This statistical report includes data for commercial banks only, for four quarters with the period ending March 2014.",",141:143,",Commercial Banks Financial Trend Report - March 2014,Mrs. Serena Rolle-Bethell,2014-06-17,0000-00-00,0000-00-00,<blank>
  694. 16507,2014-06-17 16:39:10,0,public,2014-06-19 16:02:27,Maria Nottage,"This statistical report includes data for international banks only, for four quarters with the period ending March 2014.",",141:142,",International Banks Financial Trend Report - March 2014,Mrs. Serena Rolle-Bethell,2014-06-17,0000-00-00,0000-00-00,<blank>
  695. 16508,2014-06-19 17:11:24,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"QSD May 2014 is now available. For complete viewing of monetary, financial and economic statistics through March 2014, please click on the document below.",",112:117,","Quarterly Statistical Digest, May 2014",<blank>,2014-06-19,0000-00-00,2014-06-19,<blank>
  696. 16509,2014-06-26 18:15:46,0,public,2014-06-27 18:27:37,Daphne McKenzie,"Indications are that the domestic economy continued to experience modestly positive growth in May, supported by steady gains in foreign investment-led construction activity, although tourism output appeared to soften. In the absence of a broadening of the growth momentum, unemployment remained elevated, while the relative stability in global oil prices contributed to subdued domestic inflationary pressures. In monetary developments, both bank liquidity and external reserves expanded, buoyed by net foreign currency inflows from real sector activities.\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD May 2014,Alwyn Jordan,2014-06-27,0000-00-00,2014-06-27,<blank>
  697. 16510,2014-07-15 14:29:39,0,public,2014-07-15 16:07:36,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, as at 30th June, 2014.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/06/14,Mrs. Serena Rolle-Bethell,2014-07-15,0000-00-00,0000-00-00,<blank>
  698. 16511,2014-07-15 14:31:10,0,public,2014-07-15 16:06:55,Maria Nottage,"List of Money Transmission Service Providers and their Agents as at 30th June, 2014.",",105:146,",Money Transmission Business in The Bahamas: 30/06/14,Mrs. Serena Rolle-Bethell,2014-07-15,0000-00-00,0000-00-00,<blank>
  699. 16512,2014-07-15 14:32:19,0,public,2014-07-15 16:06:25,Maria Nottage,"List of Registered Representatives in The Bahamas as at 30th June, 2014.",",105:147,",Registered Representatives in The Bahamas: 30/06/14,Mrs. Serena Rolle-Bethell,2014-07-15,0000-00-00,0000-00-00,<blank>
  700. 16513,2014-07-15 14:33:08,0,public,2014-07-15 16:04:47,Maria Nottage,"List of Private Trust Companies in The Bahamas as at 30th June, 2014.",",105:148,",Private Trust Companies in The Bahamas: 30/06/14,Mrs. Serena Rolle-Bethell,2014-07-15,0000-00-00,0000-00-00,<blank>
  701. 16514,2014-07-23 09:33:22,0,public,2014-07-24 09:52:42,Ms. Ianna Bethel,The Bank Supervision Quarterly Letters provide updates to licensees on important matters that have happened in the most recent quarter.\r\n,",17:111,",July 2014 BSD Quarterly Letter,Mrs. Serena Rolle-Bethell,2014-07-23,0000-00-00,2014-07-23,<blank>
  702. 16515,2014-08-02 19:02:02,0,public,0000-00-00 00:00:00,Alwyn Jordan,"For economic updates for the quarter ended 31st March 2014, please click on the link below.\r\n",",112:116,","Quarterly Economic Review, March 2014",<blank>,2014-08-02,0000-00-00,2014-08-02,<blank>
  703. 16516,2014-08-12 17:19:20,0,public,2014-08-12 18:19:49,Daphne McKenzie,"Preliminary indications are that the domestic economy sustained its mildly positive growth path over the review month, supported by modest gains in tourism output and stable contributions from foreign investment-led project activity. Reflecting the gradually improving economic environment, the unemployment rate declined over the six-months to May, while inflation was relatively benign, despite some firming in international oil prices. On the fiscal side, the overall deficit narrowed during the eleven months of FY2013/14, as broad-based gains in revenue outstripped the rise in expenditure. Monetary developments featured a continuation of elevated levels of bank liquidity, and marginal growth in external reserves, supported by tax-related foreign currency receipts.\r\n\r\nFor full text reading, please download the attached file.",",112:114,",MEFD June 2014,Alwyn Jordan,2014-08-12,0000-00-00,2014-08-12,<blank>
  704. 16517,2014-08-13 13:45:27,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"You will recall that the Survey was launched in April 2014 to assess the readiness of licensees for the implementation of Basel II and III approaches, as well as to assist with the development and enhancement of the overall Basel framework for The Bahamas. The survey results were compiled and collated during the months of May and June 2014. ",",151:,",Summary Report of Basel Readiness Survey 2014,<blank>,2014-08-13,0000-00-00,2014-08-13,<blank>
  705. 16518,2014-08-19 14:13:34,0,public,2014-08-19 14:18:28,Ms. Latera Carey,"This statistical report includes data for commercial banks and international banks, for four quarters with the period ending June 2014.\r\n",",141:149,",All Banks Financial Trend Report - June 2014,Ms. Latera Carey,2014-08-19,0000-00-00,2014-08-19,<blank>
  706. 16519,2014-08-19 14:14:57,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"This statistical report includes data for commercial banks only, for four quarters with the period ending June 2014.\r\n",",141:143,",Commercial Banks Financial Trend Report - June 2014,<blank>,2014-08-19,0000-00-00,2014-08-19,<blank>
  707. 16520,2014-08-19 14:15:51,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"This statistical report includes data for international banks only, for four quarters with the period ending June 2014.\r\n",",141:142,",International Banks Financial Trend Report - June 2014,<blank>,2014-08-19,0000-00-00,2014-08-19,<blank>
  708. 16521,2014-08-29 17:21:58,0,public,2014-08-29 18:38:07,Ms. Sharon Branch,"Indications are that the domestic economy maintained its modest growth trajectory over the review month, reflecting a rebound in the tourism sector and sustained foreign investment-led construction activity. Despite a reduction in global oil prices in July, price accelerations in prior periods contributed to the firming in domestic energy costs. In monetary developments, both bank liquidity and external reserves contracted, reflecting transitory cash movements related to short-term lending to the Government and the seasonal rise in foreign currency demand to facilitate current payments.\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD July 2014,Alwyn Jordan,2014-08-29,0000-00-00,2014-08-29,<blank>
  709. 16522,2014-09-12 13:39:19,0,public,2014-11-12 12:10:40,Mrs. Serena Rolle-Bethell,"QSD August 2014 is now available. For complete viewing of monetary, financial and economic statistics through June 2014, please click on the document below.",",112:117,","Quarterly Statistical Digest, August 2014",Mrs. Serena Rolle-Bethell,2014-09-12,0000-00-00,2014-09-12,<blank>
  710. 16523,2014-09-12 16:53:19,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"The Central Bank of The Bahamas (the Bank), as part of its mandate to promote the stability of the financial sector, along with its associated regulators, the Securities Commission, Insurance Commission and the Department of Cooperatives, developed this report which seeks to provide an overview of key developments within the financial sector and an assessment of the underlying risks to financial stability. \r\n\r\nFor full text reading, please click on the document below.\r\n",",112:160,",Financial Stability Report 2013,<blank>,2014-09-12,0000-00-00,2014-09-12,<blank>
  711. 16524,2014-10-01 13:05:15,0,public,2014-10-01 13:16:31,Ms. Sharon Branch,"Preliminary indicators suggest the continuation of a mildly positive growth outcome during the month of August, supported by on-going gains in tourism and a stable contribution from foreign investment-led construction activity. Consumer prices remained relatively subdued over the twelve-months to July, as fuel costs sustained their downward trajectory. In the monetary sector, July’s short-term contraction in bank liquidity was reversed in August, while external reserves fell, mainly due to the seasonal increase in foreign currency demand to facilitate current payments.\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD August 2014,Alwyn Jordan,2014-10-01,0000-00-00,2014-10-01,<blank>
  712. 16525,2014-10-03 17:09:27,0,public,2014-10-09 09:57:05,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, as at 30th September, 2014.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/09/14,Mr. Kevin Armbrister,2014-10-03,0000-00-00,0000-00-00,<blank>
  713. 16526,2014-10-03 17:12:10,0,public,2014-10-09 09:54:26,Maria Nottage,"List of Money Transmission Service Providers and their Agents as at 30th September, 2014.",",105:146,",Money Transmission Business in The Bahamas: 30/09/14,Mr. Kevin Armbrister,2014-10-03,0000-00-00,0000-00-00,<blank>
  714. 16527,2014-10-03 17:13:38,0,public,2014-10-09 09:52:38,Maria Nottage,"List of Private Trust Companies in The Bahamas as at 30th September, 2014.",",105:148,",Private Trust Companies in The Bahamas: 30/09/14,Mr. Kevin Armbrister,2014-10-03,0000-00-00,0000-00-00,<blank>
  715. 16528,2014-10-03 17:14:46,0,public,2014-10-09 10:01:36,Maria Nottage,"List of Registered Representatives in The Bahamas as at 30th September, 2014.",",105:147,",Registered Representatives in The Bahamas: 30/09/14,Mr. Kevin Armbrister,2014-10-03,0000-00-00,0000-00-00,<blank>
  716. 16529,2014-10-06 19:28:33,0,public,0000-00-00 00:00:00,Alwyn Jordan,"For economic updates for the quarter ended 30th June 2014, please click on the link below.\r\n",",112:116,","Quarterly Economic Review, June 2014",<blank>,2014-10-06,0000-00-00,2014-10-06,<blank>
  717. 16530,2014-10-21 16:21:09,0,public,0000-00-00 00:00:00,Ms. Latera Carey,The Bank Supervision Quarterly Letters provide updates to licensees on important matters that have happened in the most recent quarter.,",17:111,",October 2014 BSD Quarterly Letter,<blank>,2014-10-21,0000-00-00,2014-10-21,<blank>
  718. 16531,2014-10-28 13:27:22,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"Please see the attached file, which has amended forms and which will be implemented for the December 2014 Reporting Period.",",103:,",Revised ERS 2014,<blank>,2014-10-28,0000-00-00,2014-10-28,<blank>
  719. 16532,2014-11-04 10:41:45,0,public,2015-12-10 10:10:41,Ms. Ianna Bethel,"In furthering its work on the implementation of Basel II and Basel III in The Bahamas, the Central Bank is issuing the following draft documents:\r\n\r\n1)Consultation Paper on the Areas of National Discretion\r\n2)Consultation Paper on the Calculation of the Capital Charge for Operational Risk\r\n\r\nLicensees are invited to submit comments or questions seeking clarification on the proposals to the Policy Unit, Bank Supervision Department by January 5, 2015.\r\n\r\nComments may be submitted in writing via email, post mail or fax to the following address:-\r\nThe Policy Unit \r\nBank Supervision Department \r\nThe Central Bank of The Bahamas Market Street \r\nP.O. Box N-4868 \r\nNassau, Bahamas \r\nTelephone: 302-2615 \r\nFax: (242) 356-3909 Email:[email protected]\r\n",",151:152,",Consultation Papers on the Areas of National Discretion and the Calculation of the Capital Charge for Operational Risk,Mrs. Serena Rolle-Bethell,2014-11-05,0000-00-00,0000-00-00,<blank>
  720. 16533,2014-11-04 17:25:36,0,public,2014-11-04 17:25:51,Ms. Sharon Branch,"Indications are that the Bahamian economy’s mildly positive growth pace was sustained during the review month, supported by an improving tourism performance and foreign investment related construction activity. Gains were recorded in both air and sea arrivals, underpinned by targeted promotional campaigns to increase airlift to key domestic destinations. Nevertheless, signs are that labour market conditions remained challenging, owing to the narrowness of the recovery. Amid relatively stable to declining global oil prices, domestic inflation was subdued over the twelve-months to August—advancing, marginally, by 0.3 of a percentage point to 1.00%. In monetary developments, both liquidity and external reserves contracted in September, reflecting the traditional increase in foreign currency demand in the latter half of the year.\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD September 2014,Mrs. Serena Rolle-Bethell,2014-11-04,0000-00-00,2014-11-04,<blank>
  721. 16534,2014-11-06 11:41:48,0,public,2014-11-07 09:11:33,Ms. Ianna Bethel,"In furthering its work on the implementation of Basel II and Basel III in The Bahamas, the Central Bank is issuing the following draft documents:\r\n\r\n1)Consultation Paper on the Areas of National Discretion 2)Consultation Paper on the Calculation of the Capital Charge for Operational Risk\r\n\r\nLicensees are invited to submit comments or questions seeking clarification on the proposals to the Policy Unit, Bank Supervision Department by January 5, 2015.\r\n\r\nComments may be submitted in writing via email, post mail or fax to the following address:- The Policy Unit Bank Supervision Department The Central Bank of The Bahamas Market Street P.O. Box N-4868 Nassau, Bahamas Telephone: 302-2615 Fax: (242) 356-3909 Email:[email protected]",",37:,",Consultation Papers on the Areas of National Discretion and the Calculation of the Capital Charge for Operational Risk,Mrs. Serena Rolle-Bethell,2014-11-05,2015-01-05,0000-00-00,<blank>
  722. 16535,2014-11-26 15:07:39,0,public,2014-11-28 18:19:05,Ms. Ianna Bethel,These Regulations outline the amendments to the Third Schedule of the Banks and Trust Companies Regulation Act relating to fees payable.\r\n\r\nThis document has been re-produced for information purposes only. An official copy should be obtained from the Government Publications Office.,",36:101,","Banks and Trust Companies (Amendment) Regulations, 2014 (Amendment to the Third Schedule)",Mrs. Serena Rolle-Bethell,2014-11-26,0000-00-00,2014-11-26,"0,1,2,3"
  723. 16536,2014-11-26 15:37:50,0,public,2014-11-28 18:19:24,Ms. Ianna Bethel,These Regulations outline the amendments to Section 21 of the Banks and Trust Companies Regulation Act relating to collection of fees.\r\n\r\nThis document has been re-produced for information purposes only. An official copy should be obtained from the Government Publications Office.,",36:101,","Banks and Trust Companies (Amendment) Regulations, 2014 (Amendment to Section 27)",Mrs. Serena Rolle-Bethell,2014-11-26,0000-00-00,2014-11-26,<blank>
  724. 16537,2014-11-28 14:43:15,0,public,2014-11-28 18:16:41,Ms. Ianna Bethel,"Below is the PowerPoint Presentation used to introduce the revised ERS forms during the meetings held on November 3, 5 and 6. ",",103:,",ORIMS Forms Presentation,Mrs. Serena Rolle-Bethell,2014-11-28,0000-00-00,2014-11-28,<blank>
  725. 16538,2014-12-03 18:15:42,0,public,2014-12-03 18:58:18,Latoya Smith,"Preliminary evidence suggests that the domestic economy maintained a mildly positive growth momentum during the month of October, reflecting modest gains in the high value-added stopover segment of the tourism sector and stable contributions to construction output from foreign investment activities. In other real sector developments, consumer price inflation for the twelve months to October trended upwards, notwithstanding a decline in the energy component, and there was no significant change in employment conditions. The fiscal situation featured a widening in the overall deficit during the first two months of FY2014/15, based on increased current outlays and a marginal fall-off in revenue receipts. On the monetary side, both bank liquidity and external reserves contracted, amid the seasonal increase in foreign currency demand to facilitate current payments. \r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD October 2014,Alwyn Jordan,2014-12-03,0000-00-00,2014-12-03,<blank>
  726. 16539,2014-12-10 14:25:53,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"In a continued bid to assess and quantify the contribution of the Banking sector to the local economy, the Central Bank has launched its Financial Sector (Annual Banking) Survey. This survey has proven to be a meaningful and informative exercise and we continue to rely on the support of the banking sector in this endeavor. We therefore request your assistance in obtaining the applicable data for 2014. As part of our continuing efforts to modernize and improve the survey process, the forms are now available electronically. We, therefore, kindly ask that you utilize the electronic form(s) below, which should be downloaded and e-mailed to Jewel Pratt at the following e-mail address: [email protected]. As is customary, Form A is to be completed by Public, Restricted and or non-active Banks and Trust companies, while Form B is to be completed for Public, Restricted and/or Non-Active Banks & Trusts Companies and Nominee Licensees Managed by Banks and/or Other Institutions. Also note that where applicable, a separate form must be submitted for each public, restricted and/or non-active banking institution managed or represented by your institution. We would be most grateful if the completed form(s), with assigned bank codes, are submitted to us on or before January 30th, 2015.",",43:,",Financial Sector (Annual Banking) Survey 2014,<blank>,2014-12-10,0000-00-00,2014-12-10,<blank>
  727. 16540,2014-12-11 14:35:37,0,public,2015-12-09 18:44:49,Ms. Ianna Bethel,"In furthering its work on the implementation of Basel II and Basel III in The Bahamas, the Central Bank is issuing the following draft documents:\r\n\r\n1)Consultation Paper on the Definition of Capital\r\n2)Consultation Paper on Minimum Disclosure Requirements\r\n\r\nLicensees are invited to submit comments or questions seeking clarification on the proposals to the Policy Unit, Bank Supervision Department by February 12, 2015.\r\nComments may be submitted in writing via email, post mail or fax to the following address:- \r\nThe Policy Unit Bank Supervision Department The Central Bank of The Bahamas Market Street P.O. Box N-4868 Nassau, Bahamas Telephone: 302-2615 Fax: (242) 356-3909 Email:[email protected]\r\n",",151:152,",Consultation Papers on the Definition of Capital and Minimum Disclosure Requirements,Mrs. Serena Rolle-Bethell,2014-12-12,0000-00-00,0000-00-00,<blank>
  728. 16541,2014-12-16 16:40:56,0,public,2014-12-16 16:41:49,Serena Bethell (level1),"QSD November 2014 is now available. For complete viewing of monetary, financial and economic statistics through September 2014, please click on the document below.",",112:117,","Quarterly Statistical Digest, November 2014",Mrs. Serena Rolle-Bethell,2014-12-16,0000-00-00,2014-12-16,<blank>
  729. 16542,2014-12-23 16:46:08,0,public,2014-12-23 17:01:17,Daphne McKenzie,"Indications are that the domestic economy continued to grow at a moderate pace during the review month, sustained by improvements in tourism output, which benefitted from the hosting of a major sporting event, and construction activity linked to on-going foreign investment-funded projects. Inflationary pressures were contained, as sharply declining global oil prices translated into lower domestic energy costs. Fiscal developments featured a widening of the Government’s overall deficit during the first quarter of FY2014/15, as expenditure gains outpaced revenue growth. In the monetary sector, there was a modest contraction in external reserves, owing to the seasonal firming in domestic demand, while an increase in Central Bank financing to the Government augmented bank liquidity levels.\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD November 2014,Mrs. Serena Rolle-Bethell,2014-12-23,0000-00-00,2014-12-23,<blank>
  730. 16543,2014-12-30 10:34:01,0,public,2014-12-30 11:32:08,Serena Bethell (level1),"For economic updates for the quarter ended 30th September 2014, please click on the link below.",",112:116,","Quarterly Economic Review, September 2014",Mrs. Serena Rolle-Bethell,2014-12-30,0000-00-00,2014-12-30,<blank>
  731. 16544,2014-12-31 14:12:37,0,public,2014-12-31 14:21:03,Mrs. Serena Rolle-Bethell,"The Central Bank of The Bahamas (the Bank), as part of its mandate to promote the stability of the financial sector, along with its associated regulators, the Securities Commission, Insurance Commission and the Department of Cooperatives, developed this report which seeks to provide an overview of key developments within the financial sector and an assessment of the underlying risks to financial stability. \r\n\r\nFor full text reading, please click on the document below.\r\n",",112:160,",Financial Stability Report: June 2014,Mrs. Serena Rolle-Bethell,2014-12-31,0000-00-00,2014-12-31,<blank>
  732. 16545,2015-01-08 10:17:30,0,public,2015-01-08 13:35:23,Serena Bethell (level1),"The Central Bank is pleased to announce the continuation of our annual Financial Sector Survey which was launched in 2000. In addition to the information that the Central Bank has regularly collected on the banking sector’s contribution to the economy, this survey expands the coverage to all other important areas of financial sector activity, including credit unions, investment funds, the insurance industry and corporate and financial service providers. In this context, we are requesting your participation in this survey by providing data on your operations for 2014 along the lines requested on the Forms below. It would be greatly appreciated if the forms are completed and returned no later than January 31, 2015.",",43:,",Financial Sector Survey 2014,Mrs. Serena Rolle-Bethell,2015-01-08,0000-00-00,2015-01-08,<blank>
  733. 16546,2015-01-13 18:21:21,0,public,2015-01-16 14:40:04,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, as at 31st December, 2014.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/12/14,Mrs. Serena Rolle-Bethell,2015-01-13,0000-00-00,0000-00-00,<blank>
  734. 16547,2015-01-13 18:22:46,0,public,2015-01-16 14:39:44,Maria Nottage,"List of Money Transmission Service Providers and their Agents as at 31st December, 2014.",",105:146,",Money Transmission Business in The Bahamas: 31/12/14,Mrs. Serena Rolle-Bethell,2015-01-13,0000-00-00,0000-00-00,<blank>
  735. 16548,2015-01-13 18:24:18,0,public,2015-01-16 14:40:23,Maria Nottage,"List of Registered Representatives in The Bahamas as at 31st December, 2014.",",105:147,",Registered Representatives in The Bahamas: 31/12/14,Mrs. Serena Rolle-Bethell,2015-01-13,0000-00-00,0000-00-00,<blank>
  736. 16549,2015-01-13 18:25:32,0,public,2015-01-16 14:39:08,Maria Nottage,"List of Private Trust Companies in The Bahamas as at 31st December, 2014.",",105:148,",Private Trust Companies in The Bahamas: 31/12/14,Mrs. Serena Rolle-Bethell,2015-01-13,0000-00-00,0000-00-00,<blank>
  737. 16550,2015-01-22 17:40:13,0,public,2015-01-26 16:52:51,Maria Nottage,"This statistical report includes data for commercial banks and international banks, for four quarters with the period ending September 2014.",",141:149,",All Banks Financial Trend Report – September 2014,Mrs. Serena Rolle-Bethell,2015-01-22,0000-00-00,0000-00-00,<blank>
  738. 16551,2015-01-22 17:41:08,0,public,2015-01-26 16:52:32,Maria Nottage,"This statistical report includes data for commercial banks only, for four quarters with the period ending September 2014.",",141:143,",Commercial Banks Financial Trend Report – September 2014,Mrs. Serena Rolle-Bethell,2015-01-22,0000-00-00,0000-00-00,<blank>
  739. 16552,2015-01-22 17:42:21,0,public,2015-01-26 16:52:12,Maria Nottage,"This statistical report includes data for international banks only, for four quarters with the period ending September 2014.",",141:142,",International Banks Financial Trend Report – September 2014,Mrs. Serena Rolle-Bethell,2015-01-22,0000-00-00,0000-00-00,<blank>
  740. 16553,2015-01-27 14:25:06,0,public,2015-05-15 11:31:55,Ms. Ianna Bethel,"These Guidelines provide licensees and licence applicants with insight into the Central Bank's licensing policy, the procedures and documentation for licence applications, exchange control designations, licence classifications, ownership classifications, licence fees, capital requirements and relevant governing legislation. \r\n\r\nAny questions regarding these Guidelines should be directed to: \r\n\r\nThe Policy Unit \r\nBank Supervision Department \r\nThe Central Bank of The Bahamas Frederick & Market Streets \r\nP.O. Box N 4868 \r\nNassau, Bahamas \r\nTel (242) 302-2615 \r\nFax (242) 356-3909 \r\nEmail: [email protected]",",36:74,",General Information and Guidelines for Licence Applications for Banking and/or Trust Companies,Mrs. Serena Rolle-Bethell,2001-12-15,2015-05-01,2015-01-27,<blank>
  741. 16554,2015-02-05 16:13:12,0,public,2015-02-05 18:47:41,Daphne McKenzie,"The domestic economy sustained its modest expansion over the review month, supported by improvements in the key tourism sector, while foreign investment projects continued to provide impetus to the construction sector. However, given the limited nature of the recovery, the unemployment rate firmed during the six months to November, while the downward trend in global oil prices constrained inflationary pressures. Buoyed by net foreign currency inflows from the tourism sector, both bank liquidity and external reserves expanded in December.\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD December 2014,Alwyn Jordan,2015-02-05,0000-00-00,2015-02-05,<blank>
  742. 16555,2015-02-25 13:53:59,0,public,2015-03-02 16:34:30,Maria Nottage,"This statistical report includes data for commercial banks and international banks, for four quarters with the period ending December 2014.",",141:149,",All Banks Financial Trend Report – December 2014,Mrs. Serena Rolle-Bethell,2015-02-25,0000-00-00,0000-00-00,<blank>
  743. 16556,2015-02-25 13:55:37,0,public,2015-03-02 16:34:08,Maria Nottage,"This statistical report includes data for commercial banks only, for four quarters with the period ending December 2014.",",141:143,",Commercial Banks Financial Trend Report – December 2014,Mrs. Serena Rolle-Bethell,2015-02-25,0000-00-00,0000-00-00,<blank>
  744. 16557,2015-02-25 13:57:06,0,public,2015-03-02 16:33:53,Maria Nottage,"This statistical report includes data for international banks only, for four quarters with the period ending December 2014.",",141:142,",International Banks Financial Trend Report – December 2014,Mrs. Serena Rolle-Bethell,2015-02-25,0000-00-00,0000-00-00,<blank>
  745. 16558,2015-03-02 12:09:18,0,public,2015-03-02 16:33:27,Ms. Ianna Bethel,The Bank Supervision Quarterly Letters provide updates to licensees on important matters that have happened in the most recent quarter.,",17:111,",March 2015 BSD Quarterly Letter,Mrs. Serena Rolle-Bethell,2015-03-02,0000-00-00,2015-03-02,<blank>
  746. 16559,2015-03-04 19:05:07,0,public,2015-03-04 19:07:45,Daphne McKenzie,"Indications are that the domestic economy maintained its positive growth momentum during the review month, buoyed by gains in tourism output and foreign direct investment-led construction activity. Amid broad-based increases in the prices of several categories of goods and services, domestic inflation firmed during 2014—although energy costs declined in January, reflecting the pass-through effects of the recent sharp fall in global oil prices. The overall fiscal deficit deteriorated over the first half of FY2014/15, as the expansion in spending outpaced revenue gains. Monetary sector developments featured a build-up in both bank liquidity and external reserves, supported by net foreign currency inflows from real sector activities.\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD January 2015,Alwyn Jordan,2015-03-04,0000-00-00,2015-03-04,<blank>
  747. 16560,2015-03-31 11:55:42,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"The Central Bank of The Bahamas (the Bank) is pleased to announce the “Go Live” for the Online Reporting and Information Management System (ORIMS) project. In this regard, we wish to apprise you of the following critical details/dates integral to this event, which can be found in the document.",",17:108,",Online Reporting and Information Management System (ORIMS),<blank>,2015-03-31,0000-00-00,2015-03-31,<blank>
  748. 16561,2015-04-02 17:12:24,0,public,2016-04-15 12:52:42,Mrs. Serena Rolle-Bethell,"Please click on the links below to access the new ORIMS forms and User Guide. \r\n\r\nThe Financial Return (formerly ERS)and the Guidance Notes are now available. Also, please note that the Financial Return - Attestation Form should be signed upon completion of the Financial Return for each respective period and emailed to either: [email protected] or [email protected], as applicable. \r\n\r\nShould you have any questions, please call 302-9843 or email us at: [email protected].",",103:162,",New ORIMS Forms 2015,Ms. Latera Carey,2015-04-02,0000-00-00,2016-04-06,<blank>
  749. 16562,2015-04-08 18:19:35,0,public,2015-04-13 12:20:50,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, as at 31st March, 2015.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/03/15,Mrs. Serena Rolle-Bethell,2015-04-08,0000-00-00,0000-00-00,<blank>
  750. 16563,2015-04-08 19:38:39,0,public,2015-04-08 19:44:16,Alwyn Jordan,"Based on preliminary economic indicators, the Bahamian economy maintained a mild growth trajectory during the review month, aided by an improving tourism sector performance and ongoing foreign investment-led construction activity. Price developments featured some firming in average consumer prices in January, following the implementation of the new Value Added Tax (VAT) regime, which also boosted tax revenues. However, the overall fiscal deficit for the seven months, through January, of FY2014/15, widened on account of higher spending. In the monetary sector, receipts from real sector activities supported growth in both external reserves and bank liquidity. \r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD February 2015,Alwyn Jordan,2015-04-08,0000-00-00,2015-04-08,<blank>
  751. 16564,2015-04-13 13:24:45,0,public,2015-04-13 14:57:38,Maria Nottage,"List of Money Transmission Service Providers and their Agents as at 31st March, 2015.",",105:146,",Money Transmission Business in The Bahamas: 31/03/15,Mrs. Serena Rolle-Bethell,2015-04-13,0000-00-00,0000-00-00,<blank>
  752. 16565,2015-04-13 13:26:25,0,public,2015-04-13 14:57:29,Maria Nottage,"List of Private Trust Companies in The Bahamas as at 31st March, 2015.",",105:148,",Private Trust Companies in The Bahamas: 31/03/15,Mrs. Serena Rolle-Bethell,2015-04-13,0000-00-00,0000-00-00,<blank>
  753. 16566,2015-04-13 13:27:47,0,public,2015-04-13 14:57:04,Maria Nottage,"List of Registered Representatives in The Bahamas as at 31st March, 2015.",",105:147,",Registered Representatives in The Bahamas: 31/03/15,Mrs. Serena Rolle-Bethell,2015-04-13,0000-00-00,0000-00-00,<blank>
  754. 16569,2015-04-27 13:53:08,0,public,2015-04-30 14:07:50,Ms. Ianna Bethel,"On behalf of the Ministry of Financial Services and the Ministry of Finance, the following documents can be accessed below: \r\n\r\n• Bahamas FATCA Import Schema Instructions\r\n• GIIN FATCA Template(2).csv\r\n• GIIN FATCA Template(1). xlsx\r\n• FATCA Schema Examples.xlsx",",17:108,",FATCA Schema,Mrs. Serena Rolle-Bethell,2015-04-27,0000-00-00,2015-04-27,<blank>
  755. 16568,2015-04-16 18:17:09,0,public,0000-00-00 00:00:00,Alwyn Jordan,"For economic updates for the quarter ended 31st December 2014, please click on the link below.",",112:116,","Quarterly Economic Review, December 2014",<blank>,2015-04-16,0000-00-00,2015-04-16,<blank>
  756. 16570,2015-04-28 15:47:55,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"QSD February 2015 is now available. For complete viewing of monetary, financial and economic statistics through December 2014, please click on the document below.",",112:117,","Quarterly Statistical Digest, February 2015",<blank>,2015-04-28,0000-00-00,2015-04-28,<blank>
  757. 16571,2015-04-30 16:54:27,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"The report includes a summary of the Bank’s operations over the year, an analysis of regulatory developments affecting the financial sector and a review of monetary policy and payment systems developments; it also provides an examination of economic and financial developments both internationally and in The Bahamas during 2014. This year’s report also features a brief synopsis of the Bank’s 40th anniversary celebrations, and includes several pictures which highlight the most significant events. The second half of the report presents a comprehensive breakdown of the Bank’s Statement of Accounts for the year ending December 31, 2014.",",112:113,","Annual Report & Statement of Accounts, 2014",<blank>,2015-04-30,0000-00-00,2015-04-30,<blank>
  758. 16572,2015-05-01 12:28:13,0,public,2015-05-01 14:19:11,Ms. Ianna Bethel,"These Guidelines provide licensees and licence applicants with insight into the Central Bank's licensing policy, the procedures and documentation for licence applications, exchange control designations, licence classifications, ownership classifications, licence fees, capital requirements and relevant governing legislation. \r\n\r\nAny questions regarding these Guidelines should be directed to: \r\nThe Policy Unit \r\nBank Supervision Department \r\nThe Central Bank of The Bahamas Frederick & Market Streets \r\nP.O. Box N 4868 \r\nNassau, Bahamas \r\nTel (242) 302-2615 \r\nFax (242) 356-3909 \r\nEmail: [email protected]\r\n",",36:74,",General Information and Guidelines for Licence Applications for Banks and/or Trust Companies,Ms. Latera Carey,2001-12-15,0000-00-00,2015-05-01,"0,1,2,3"
  759. 16573,2015-05-07 17:34:26,0,public,2015-05-08 09:55:54,Daphne McKenzie,"Indications are that the Bahamian economy’s positive, but mild growth momentum was sustained during the review month, amid stable gains in tourism output and foreign investment related construction activity. Some firming in fuel costs was noted, although, on average, energy prices remained below their prior year’s levels. On the monetary front, the modest expansion in both bank liquidity and external reserves was associated with net receipts from the real sector.\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD March 2015,Mrs. Serena Rolle-Bethell,2015-05-07,0000-00-00,2015-05-07,<blank>
  760. 16574,2015-05-11 15:18:27,0,public,2015-05-12 12:16:28,Ms. Ianna Bethel,"These Guidance Notes are intended to provide practical assistance to businesses, their advisers and the Competent Authority in dealing with the application of the Agreement to Improve International Tax Compliance.",",17:108,",FATCA Guidance Notes,Mrs. Serena Rolle-Bethell,2015-05-11,0000-00-00,2015-05-11,<blank>
  761. 16575,2015-06-02 15:18:45,0,public,2015-06-02 16:39:10,Ms. Sharon Branch,"Preliminary evidence suggests that the economy maintained a relatively mild growth trajectory over the month of April, supported by healthy gains in tourism output and stable foreign investment-led construction activity. The fiscal outcome showed a widening in the overall deficit over the eight months to February of FY2014/15, as higher spending negated growth in revenues. In the monetary sector, both liquidity and external reserves levels were buoyed by net foreign currency inflows from real sector activities.\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD April 2015,Alwyn Jordan,2015-06-02,0000-00-00,2015-06-02,<blank>
  762. 16576,2015-06-12 17:28:39,0,public,2015-06-15 17:06:19,Ms. Latera Carey,"The Central Bank is pleased to announce that it has released the Consultation Paper on the Credit Union Guidelines. The draft Guidelines included in the Consultation Paper are as follows:\r\n\r\n<br>\r\n•\tGuidelines for the Management of Liquidity Risk for Credit Unions;\r\n<br>\r\n•\tGuidelines for the Management of Operational Risk for Credit Unions;\r\n<br>\r\n•\tGuidelines for the Management of Credit Risk for Credit Unions;\r\n<br>\r\n•\tGuidelines for the Management of Interest Rate Risk for Credit Unions; and\r\n<br>\r\n•\tGuidelines for the Corporate Governance of Credit Unions.\r\n<br>\r\n\r\nThe consultation period will run for thirty (30) days, from 12th June, 2015. The Bank welcomes comments on the consultation paper. \r\n\r\nNote that the deadline for comments with respect to these documents is 13th July, 2015. \r\n\r\nComments or questions regarding the consultation papers should be directed to:\r\n\r\n<br>\r\nThe Policy Unit\r\n<br>\r\nBank Supervision Department\r\n<br>\r\nMarket Street\r\n<br>\r\nP.O. Box: N-4868\r\n<br>\r\nThe Central Bank of The Bahamas\r\n<br>\r\nNassau, Bahamas\r\n<br>\r\n<br>\r\nTel (242) 302-2615\r\n<br>\r\nFax (242) 356-3909\r\n<br>\r\nEmail: [email protected]\r\n<br>",",37:,",Consultation Paper on the Credit Union Guidelines,Ms. Latera Carey,2015-06-12,2015-07-13,2015-06-12,<blank>
  763. 16577,2015-06-23 16:50:20,0,public,2016-06-21 09:39:32,Ms. Latera Carey,"The Central Bank is pleased to announce the release of the Consultation Paper on the draft Uniform Bye-Laws for Co-Operative Credit Unions Operating in The Bahamas (the Consultation Paper). \r\n\r\n<br>\r\nThe consultation period will run for forty-five (45) days, from 22nd June, 2015 and the document can be downloaded using the link below. The Bank welcomes comments on the draft Bye-Laws. \r\n\r\n<br>\r\nNote that the deadline for comments with respect to this document is 5th August, 2015. \r\n\r\n<br>\r\nComments or questions regarding the consultation paper should be directed to:\r\n<br>\r\nThe Policy Unit\r\n<br>\r\nBank Supervision Department\r\n<br>\r\nThe Central Bank of The Bahamas\r\n<br>\r\nMarket Street\r\n<br>\r\nP.O. Box N-4868\r\n<br>\r\nNassau, Bahamas\r\n<br>\r\nTel: (242) 302-2615\r\n<br>\r\nFax: (242) 356-3909\r\n<br>\r\nEmail: [email protected]\r\n",",37:,",Draft Uniform Bye-Laws for Co-operative Credit Unions Operating in The Bahamas,Ms. Kenyetta Dean,2015-06-23,2016-06-20,2015-06-23,<blank>
  764. 16578,2015-06-26 13:03:26,0,public,0000-00-00 00:00:00,Ms. Latera Carey,The Bank Supervision Quarterly Letters provide updates to licensees on important matters that have happened in the most recent quarter.,",17:111,",June 2015 BSD Quarterly Letter,<blank>,2015-06-26,0000-00-00,2015-06-26,<blank>
  765. 16579,2015-07-02 17:38:17,0,public,2015-07-02 18:47:34,Daphne McKenzie,"During May, an improving tourism sector performance, alongside foreign investment-related projects, underpinned a steady, yet mild, growth momentum for the Bahamian economy. Although the implementation of the Value Added Tax (VAT), in January, resulted in broad-based price gains, domestic inflation remained relatively low, being partly constrained by the pass-through effects of lower global oil prices. In the latest fiscal assessment, the VAT-led rise in revenue secured a sharp reduction in the overall deficit through April of FY2014/15. The monetary sector registered gains in both bank liquidity and external reserves, buoyed by net foreign currency inflows from real sector activities. \r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD May 2015,Alwyn Jordan,2015-07-02,0000-00-00,2015-07-02,<blank>
  766. 16580,2015-07-02 18:50:29,0,public,2015-07-02 18:50:44,Mrs. Serena Rolle-Bethell,"QSD May 2015 is now available. For complete viewing of monetary, financial and economic statistics through March 2015, please click on the document below.",",112:117,","Quarterly Statistical Digest, May 2015",Mrs. Serena Rolle-Bethell,2015-07-02,0000-00-00,2015-07-02,<blank>
  767. 16581,2015-07-09 17:59:51,0,public,2015-07-09 18:07:04,Mrs. Serena Rolle-Bethell,"For economic updates for the quarter ended 31st March 2015, please click on the link below.",",112:116,","Quarterly Economic Review, March 2015",Mrs. Serena Rolle-Bethell,2015-07-09,0000-00-00,2015-07-09,<blank>
  768. 16582,2015-07-13 13:02:21,0,public,2015-07-13 17:51:16,Maria Nottage,"Please be advised that during the week of 13th – 17th July, 2015, the Bank will upload previously submitted Annual Banking Survey (ABS) returns for the year ended 2014, which were not migrated to the Online Reporting and Information Management System.\r\n\r\nTo this end, your institution will receive an email notification of these created returns. Kindly ignore these notices, as the upload process will be facilitated internally. Once uploaded, institutions will have the ability to view these returns.\r\n\r\nShould you have any questions, please contact us at the helpline: 302-9843 or [email protected].\r\n\r\nThanks for your attention.\r\n\r\nIssued: 13th July 2015\r\n\r\n",",17:108,",Online Reporting and Information Management System [ORIMS] 2014 ABS Data,Mrs. Serena Rolle-Bethell,2015-07-13,0000-00-00,0000-00-00,<blank>
  769. 16583,2015-07-14 14:12:11,0,public,2015-07-16 17:35:16,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, as at 30th June, 2015.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/06/15,Mrs. Serena Rolle-Bethell,2015-07-14,0000-00-00,0000-00-00,<blank>
  770. 16584,2015-07-14 14:13:51,0,public,2015-07-16 11:16:31,Maria Nottage,"List of Money Transmission Service Providers and their Agents as at 30th June, 2015.",",105:146,",Money Transmission Business in The Bahamas: 30/06/15,Mrs. Serena Rolle-Bethell,2015-07-14,0000-00-00,0000-00-00,<blank>
  771. 16585,2015-07-14 14:15:11,0,public,2015-07-16 17:34:39,Maria Nottage,"List of Registered Representatives in The Bahamas as at 30th June, 2015.",",105:147,",Registered Representatives in The Bahamas: 30/06/15,Mrs. Serena Rolle-Bethell,2015-07-14,0000-00-00,0000-00-00,<blank>
  772. 16586,2015-07-14 14:16:24,0,public,2015-07-16 11:15:39,Maria Nottage,"List of Private Trust Companies in The Bahamas as at 30th June, 2015.",",105:148,",Private Trust Companies in The Bahamas: 30/06/15,Mrs. Serena Rolle-Bethell,2015-07-14,0000-00-00,0000-00-00,<blank>
  773. 16587,2015-07-15 16:44:07,0,public,2015-07-16 11:14:30,Maria Nottage,"List of Co-operative Credit Unions in The Bahamas as at 30th June, 2015.",",105:163,",Co-operative Credit Unions in The Bahamas: 30/06/15,Mrs. Serena Rolle-Bethell,2015-07-15,0000-00-00,0000-00-00,<blank>
  774. 16588,2015-08-04 17:18:20,0,public,2015-08-04 17:20:58,Daphne McKenzie,"Indications are that stable gains in tourism sector output and foreign investment-led construction activity sustained a mild economic growth momentum over the month of June. In price developments, domestic fuel costs registered some firming over the month, although they remained below their prior year’s levels, amid the general decline in global oil prices. Monetary sector outcomes featured gains in both bank liquidity and external reserves, associated with net foreign currency inflows from real sector activities.\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD June 2015,Mrs. Serena Rolle-Bethell,2015-08-04,0000-00-00,2015-08-04,<blank>
  775. 16589,2015-08-05 20:53:46,0,public,2015-08-06 10:53:46,Maria Nottage,"International Obligations (Economic and Ancillary Measures) (Libya) Order, 2014",",36:101,","International Obligations (Economic and Ancillary Measures) (Libya) Order, 2014",Mrs. Serena Rolle-Bethell,2015-08-05,0000-00-00,0000-00-00,<blank>
  776. 16645,2016-04-06 15:13:33,0,public,2016-04-21 17:47:47,Latoya Smith,"Preliminary evidence suggests that the domestic economy continued to expand at a modest pace during the month of February, reflecting growth in tourism output, while foreign investment-led projects supported activity in the construction sector. Inflationary pressures remained relatively subdued over the review period, as the decline in global oil prices contributed to further reductions in energy costs. On the fiscal front, the overall deficit narrowed considerably in the seven months of FY2015/16, with the value added tax (VAT)-led surge in revenue, outstripping the growth in expenditure. Meanwhile, monetary sector developments in February were dominated by Government’s receipt of proceeds from an external loan, which led to growth in both liquidity and external reserves. \r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD February 2016,Mrs. Serena Rolle-Bethell,2016-04-06,0000-00-00,2016-04-06,<blank>
  777. 16591,2015-08-07 12:04:14,0,public,2015-08-07 16:59:14,Ms. Ianna Bethel,This document has been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.,",36:101,","Banks and Trust Companies Regulation (Amendment) Act, 2015",Mrs. Serena Rolle-Bethell,2015-08-07,0000-00-00,2015-08-07,"0,1,2,3"
  778. 16592,2015-08-07 12:06:14,0,public,2015-08-07 16:59:03,Ms. Ianna Bethel,This document has been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.,",36:101,","Business Licence (Amendment) Act, 2015",Mrs. Serena Rolle-Bethell,2015-08-07,0000-00-00,2015-08-07,"0,1,2,3"
  779. 16593,2015-08-07 12:07:54,0,public,2015-08-07 16:58:54,Ms. Ianna Bethel,This document has been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.,",36:101,","Central Bank of The Bahamas (Amendment) Act, 2015",Mrs. Serena Rolle-Bethell,2015-08-07,0000-00-00,2015-08-07,"0,1,2,3"
  780. 16594,2015-08-07 12:09:21,0,public,2015-08-07 16:58:40,Ms. Ianna Bethel,This document has been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.,",36:101,","Co-operatives Socities (Amendment) Act, 2015",Mrs. Serena Rolle-Bethell,2015-08-07,0000-00-00,2015-08-07,<blank>
  781. 16595,2015-08-07 12:11:19,0,public,2015-08-07 16:58:15,Ms. Ianna Bethel,This document has been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.,",36:101,","Financial Transactions Reporting (Amendment) Act, 2015",Mrs. Serena Rolle-Bethell,2015-08-07,0000-00-00,2015-08-07,"0,1,2,3"
  782. 16596,2015-08-07 12:12:58,0,public,2015-08-07 16:58:05,Ms. Ianna Bethel,This document has been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.,",36:101,","Bahamas Co-operative Credit Unions Act, 2015",Mrs. Serena Rolle-Bethell,2015-08-07,0000-00-00,2015-08-07,<blank>
  783. 16644,2016-03-24 11:25:26,0,public,2016-03-24 15:14:02,Mrs. Serena Rolle-Bethell,"QSD February 2016 is now available. For complete viewing of monetary, financial and economic statistics through December 2015, please click on the document below.",",112:117,","Quarterly Statistical Digest, February 2016",Mrs. Serena Rolle-Bethell,2016-03-24,0000-00-00,2016-03-24,<blank>
  784. 16598,2015-08-31 16:38:54,0,public,2015-08-31 17:19:34,Daphne McKenzie,"The pace of domestic economic growth continued to be relatively mild over the review period, underpinned by the favourable tourism performance and on-going foreign investment-led construction activity. Temporary hiring for cultural events helped to secure gains in employment conditions over the six months to May, and the sustained contraction in global oil prices kept domestic inflation subdued. In a positive development, the fiscal deficit narrowed over the eleven (11) months of FY2014/15, as the receipt of Value Added Taxes (VAT) buoyed gains in revenues. Meanwhile, monetary sector developments reported strengthened positions for both liquidity and external reserves, on account of foreign currency inflows from real sector activities.\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD July 2015,Mrs. Serena Rolle-Bethell,2015-08-31,0000-00-00,2015-08-31,<blank>
  785. 16599,2015-09-29 17:37:16,0,public,2015-09-30 15:17:57,Ms. Sharon Branch,"Preliminary performance indicators suggest that the economy maintained its mildly positive growth momentum during the review period, supported by the healthy performance of the long-stay segment of the tourist sector, alongside several varied-scale foreign direct investment projects, which braced construction activity. On the prices front, although domestic inflation firmed over the past twelve months, the level remained mild, due in part to the pass-through effects of lower global oil prices. In the monetary sector, broad liquidity improved; however, external reserves fell slightly, due to the seasonal hike in foreign currency demand.\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD August 2015,Alwyn Jordan,2015-09-30,0000-00-00,2015-09-30,<blank>
  786. 16600,2015-10-09 14:15:19,0,public,2015-12-09 18:45:48,Ms. Ianna Bethel,"In progressing our implementation of the Basel II and III framework in The Bahamas, the Central Bank is issuing the following draft documents :\r\n\r\n1)Consultation Paper on the Calculation of the Capital Charge for Credit Risk\r\n2)Consultation Paper on the Guidelines for the Internal Capital Adequacy Assessment Process(ICAAP) for Licensees\r\n3) ERS Form Template\r\n\r\nLicensees are invited to submit comments or questions seeking clarification on the proposals to the Policy Unit, Bank Supervision Department by November 9, 2015.\r\n\r\nComments may be submitted in writing via email, post mail or fax to the following address:\r\n\r\nThe Policy Unit \r\nBank Supervision Department \r\nThe Central Bank of The Bahamas Market Street \r\nP.O. Box N-4868 \r\nNassau, Bahamas \r\nTelephone: 302-2615 \r\nFax: (242) 356-3909 Email:[email protected]",",151:152,",Consultation Papers on the Calculation of the Capital Charge for Credit Risk and the Guidelines for the Internal Capital Adequacy Assessment Process (ICAAP) for Licensees,Mrs. Serena Rolle-Bethell,2015-10-09,0000-00-00,2015-10-09,<blank>
  787. 16601,2015-10-13 17:52:25,0,public,2015-10-14 16:50:18,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, as at 30th September, 2015.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/09/15,Mr. Kevin Armbrister,2015-10-13,0000-00-00,0000-00-00,<blank>
  788. 16602,2015-10-15 17:44:17,0,public,0000-00-00 00:00:00,Alwyn Jordan,"For economic updates for the quarter ended 30th June 2015, please click on the link below.",",112:116,","Quarterly Economic Review, June 2015",<blank>,2015-10-15,0000-00-00,2015-10-15,<blank>
  789. 16603,2015-10-15 20:18:00,0,public,2015-10-20 12:29:17,Maria Nottage,"List of Co-operative Credit Unions in The Bahamas as at 30th September, 2015.",",105:163,",Co-operative Credit Unions in The Bahamas: 30/09/15,Mrs. Serena Rolle-Bethell,2015-10-15,0000-00-00,0000-00-00,<blank>
  790. 16604,2015-10-15 20:19:04,0,public,2015-10-20 12:28:58,Maria Nottage,"List of Money Transmission Service Providers and their Agents as at 30th September, 2015.",",105:146,",Money Transmission Business in The Bahamas: 30/09/15,Mrs. Serena Rolle-Bethell,2015-10-15,0000-00-00,0000-00-00,<blank>
  791. 16605,2015-10-15 20:20:27,0,public,2015-10-20 12:28:40,Maria Nottage,"List of Private Trust Companies in The Bahamas as at 30th September, 2015.",",105:148,",Private Trust Companies in The Bahamas: 30/09/15,Mrs. Serena Rolle-Bethell,2015-10-15,0000-00-00,0000-00-00,<blank>
  792. 16606,2015-10-15 20:21:34,0,public,2015-10-20 12:28:10,Maria Nottage,"List of Registered Representatives in The Bahamas as at 30th September, 2015.",",105:147,",Registered Representatives in The Bahamas: 30/09/15,Mrs. Serena Rolle-Bethell,2015-10-15,0000-00-00,0000-00-00,<blank>
  793. 16607,2015-10-21 16:01:47,0,public,2015-10-23 15:08:42,Maria Nottage,"Warning Notice for:\r\n\r\nLloyds Trust Bank*\r\nLloyds Trust Bank (Bahamas), Ltd.*\r\n\r\n\r\n* These are not legally incorporated entities and there is no relationship to the Lloyds Group of companies previously licensed to operate in The Bahamas.",",30:,","WARNING NOTICE, October 21, 2015",Mrs. Serena Rolle-Bethell,2015-10-21,0000-00-00,0000-00-00,<blank>
  794. 16608,2015-10-21 16:04:13,0,public,2015-10-21 19:30:58,Maria Nottage,Compilation of names appearing in individual Warning Notices.,",30:,","Cumulative WARNING LIST: October 21, 2015",Mrs. Serena Rolle-Bethell,2015-10-21,0000-00-00,0000-00-00,<blank>
  795. 16609,2015-10-23 17:41:36,0,public,2015-10-28 09:07:00,Ms. Latera Carey,"The Central Bank is pleased to announce the release of the Consultation Paper dealing with amendments to the wire transfers legislation, inclusive of copies of:\r\n<BR>\r\n<blockquote>\t(i) the draft Financial Transactions Reporting (Wire Transfers) Regulations (Annex A); and </blockquote>\r\n<blockquote>\t(ii) the draft amendments to the Central Bank’s AML/CFT Guidelines relating to wire transfers (Annex B). </blockquote>\r\n\r\nThe closing date for comments is Thursday 19th November, 2015. \r\n\r\nPlease download the documents using the link below.\r\n",",37:,",Consultation Paper on the Draft Financial Transactions Reporting (Wire Transfers) Regulations,Ms. Latera Carey,2015-10-23,2015-11-19,2015-10-23,<blank>
  796. 16610,2015-10-27 11:47:30,0,public,2015-10-28 08:42:30,Ms. Ianna Bethel,The Bank Supervision Quarterly Letters provide updates to licensees on important matters that have happened in the most recent quarter.,",17:111,",October 2015 BSD Quarterly Letter,Ms. Latera Carey,2015-10-27,0000-00-00,2015-10-27,<blank>
  797. 16611,2015-10-27 17:37:05,0,public,2015-10-27 17:38:11,Serena Bethell (level1),"QSD August 2015 is now available. For complete viewing of monetary, financial and economic statistics through June 2015, please click on the document below.",",112:117,","Quarterly Statistical Digest, August 2015",Mrs. Serena Rolle-Bethell,2015-10-27,0000-00-00,2015-10-27,<blank>
  798. 16612,2015-10-30 07:35:11,0,public,2015-10-30 13:49:51,Ms. Ianna Bethel,"The Central Bank is pleased to announce the release of the Consultation Paper on the draft Technology Risk Management Guidelines.\r\n\r\nThe closing date for comments is Monday 30th November, 2015.\r\n\r\nPlease download the documents using the link below.",",37:,",Consultation Paper on the Draft Technology Risk Management Guidelines,Mrs. Serena Rolle-Bethell,2015-10-30,2015-11-30,2015-10-30,<blank>
  799. 16613,2015-11-10 17:22:54,0,public,2015-11-10 18:52:40,Latoya Smith,"Preliminary indications are that the domestic economy sustained its mild growth path during the month of September, based on modest gains in tourism output, and on-going foreign investment-led projects which supported construction activity. Amid the downward trajectory in global oil prices, domestic fuel costs continued to moderate over the review period. Monetary sector developments were dominated by the seasonal firming in foreign currency demand, which contributed to declines in both bank liquidity and external reserves.\r\n\r\n\r\nFor full text reading, please download the attached document.\r\n",",112:114,", MEFD September 2015,Alwyn Jordan,2015-11-10,0000-00-00,2015-11-10,<blank>
  800. 16614,2015-11-19 12:42:03,0,public,2015-11-20 16:21:09,Ms. Ianna Bethel,"Over the past year, the Central Bank has issued the following Basel related Consultation Papers:\r\n\r\n1.\tthe Areas of National Discretion\r\n2.\tthe Calculation of the Capital Charge for Operational Risk\r\n3.\tthe Calculation of the Capital Charge for Credit Risk – Standardised Approach\r\n4.\tthe Definition of Capital\r\n5.\tMinimum Disclosure Requirements\r\n\r\nWe received comments from a few licensees on these papers and are in the process of finalizing the documents. For information purposes, we have compiled a listing of the comments received, along with the Central Bank’s response to these comments. Please see the document below.\r\n",",151:152,",Comments on the Basel Consultation Papers,Mrs. Serena Rolle-Bethell,2015-11-19,0000-00-00,2015-11-19,<blank>
  801. 16615,2015-11-19 18:41:18,0,public,2015-12-11 17:57:10,Mrs. Serena Rolle-Bethell,"This Consultation Paper invites comments on the Bank's proposals to revise the Guidelines for Licensees on the Prevention of Money Laundering and Countering the Financing of Terrorism.\r\nLicensees are to submit comments or questions to the Policy Unit, Bank Supervision Department by the 9th December, 2015.\r\n",",37:,",Consultation Paper on Proposed Revisions to the Guidelines on the Prevention of Money Laundering and Countering the Financing of Terrorism,Mrs. Serena Rolle-Bethell,2015-11-19,2015-12-10,2015-11-19,<blank>
  802. 16616,2015-11-27 17:55:03,0,public,2015-11-29 16:32:44,Latoya Smith,"Indications are that the economy’s mildly positive growth momentum was sustained during the review month, as tourism sector output benefitted from the ongoing strengthening in the stopover segment, while foreign investment projects supported construction activity. In addition, domestic energy costs continued to trend lower, reflecting the protracted decline in global oil prices. Fiscal developments during the first quarter of FY2015/16 were dominated by the receipt of proceeds from the Value Added Tax (VAT), which led to a significant contraction in the overall deficit. In the monetary sector, both liquidity and external reserves narrowed during the review month, largely due to the seasonal increase in foreign currency demand.\r\n\r\nFor full text reading, please download attached document.",",112:114,",MEFD October 2015,Alwyn Jordan,2015-11-29,0000-00-00,2015-11-29,<blank>
  803. 16617,2015-12-03 10:52:16,0,public,2015-12-03 12:51:07,Ms. Ianna Bethel,"During April 2015, the Central Bank conducted a Quantitative Impact Study (QIS) to assess the impact of the new Basel II/III requirements on the quality and level of capital assuming full implementation. \r\n\r\nThe findings of the QIS may be viewed below.\r\n",",151:152,",Basel II/III Quantitative Impact Study Results,Mrs. Serena Rolle-Bethell,2015-12-03,0000-00-00,2015-12-03,<blank>
  804. 16620,2015-12-11 18:17:59,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"These Guidelines incorporate both the mandatory minimum requirements of the Financial Transactions Reporting Regulations, 2000 and industry best practices for verifying customer identity and for developing anti-money laundering procedures and measures to prevent terrorist financing.",",36:72,",Guidelines for Licensees on the Prevention of Money Laundering and Countering the Financing of Terrorism,<blank>,2009-05-01,0000-00-00,2015-12-11,<blank>
  805. 16619,2015-12-10 11:19:25,0,public,2015-12-10 12:05:01,Ms. Ianna Bethel,"For highlights of the Basel Implementation Project, please select the below document. ",",151:154,","Basel Bulletin - Issue 1, Volume 2 (December 2015)",Mrs. Serena Rolle-Bethell,2015-12-10,0000-00-00,2015-12-10,<blank>
  806. 16621,2015-12-21 12:01:41,0,public,2015-12-21 12:06:39,Ms. Ianna Bethel,"During 2015, the Central Bank issued the Draft Uniform Bye-Laws, along with a Consultation Paper on the following guidelines:\r\n\r\n1. Guidelines for the Management of Liquidity Risk for Credit Unions\r\n2. Guidelines for the Management of Operational Risk for Credit Unions\r\n3. Guidelines for the Management of Credit Risk for Credit Unions\r\n4. Guidelines for the Management of Interest Rate Risk for Credit Unions \r\n5. Guidelines for the Corporate Governance of Credit Unions \r\n\r\nWe received a number of comments on these documents and are in the process of finalizing the documents. For information purposes, we have compiled a listing of the comments received, along with the Central Bank’s response to these comments. Please see the documents below.",",167:,",Comments on Credit Union Bye-Laws and Guidelines,Ms. Latera Carey,2015-12-21,0000-00-00,2015-12-21,<blank>
  807. 16622,2015-12-22 11:10:54,0,public,2015-12-22 11:34:58,Ms. Ianna Bethel,"All credit unions licensed, regulated and supervised by the Central Bank of the Bahamas (the Central Bank) are expected to adhere to the Central Bank's licensing and prudential requirements and ongoing supervisory programmes, including periodic onsite inspections, and required regulatory reporting.\r\n\r\nThe Guidelines below apply specifically to credit unions.",",167:,",Credit Union Guidelines,Ms. Latera Carey,2015-12-22,0000-00-00,2015-12-22,<blank>
  808. 16623,2015-12-22 11:54:56,0,public,2015-12-22 14:36:30,Ms. Ianna Bethel,This document has been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.,",36:101,",Bahamas Co-Operative Credit Unions Regulations 2015,Ms. Latera Carey,2015-12-22,0000-00-00,2015-12-22,<blank>
  809. 16624,2015-12-22 11:58:01,0,public,2015-12-22 12:09:46,Ms. Ianna Bethel,This document has been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.,",167:,",Bahamas Co-Operative Credit Unions Regulations 2015,Ms. Latera Carey,2015-12-22,0000-00-00,2015-12-22,<blank>
  810. 16625,2015-12-23 11:49:49,0,public,2015-12-23 12:04:16,Daphne McKenzie,"Provisional indicators suggest that the domestic economy continued to expand at a modest pace during the review period, underpinned by gains in tourism output over the start of the key winter season, while construction activity benefited from several foreign investment projects. Reflecting the persistent decline in international oil prices, domestic energy costs maintained a downward trajectory. The fiscal deficit contracted significantly during the first four months of FY2015/16, as a VAT-led surge in revenues surpassed the growth in expenditure. In the monetary sector, both liquidity and external reserves expanded in November, mainly due to net foreign currency inflows from real sector activities.\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD November 2015,Alwyn Jordan,2015-12-23,0000-00-00,2015-12-23,<blank>
  811. 16626,2015-12-31 11:24:39,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"QSD November 2015 is now available. For complete viewing of monetary, financial and economic statistics through September 2015, please click on the document below.",",112:117,","Quarterly Statistical Digest, November 2015",<blank>,2015-12-31,0000-00-00,2015-12-31,<blank>
  812. 16627,2015-12-31 13:12:38,0,public,0000-00-00 00:00:00,Alwyn Jordan,"For economic updates for the quarter ended 30th September 2015, please click on the link below.",",","Quarterly Economic Review, September 2015",<blank>,2015-12-31,0000-00-00,2015-12-31,<blank>
  813. 16628,2015-12-31 13:19:50,0,public,0000-00-00 00:00:00,Alwyn Jordan,"For economic updates for the quarter ended 30th September 2015, please click on the link below.",",112:116,","Quarterly Economic Review, September 2015",<blank>,2015-12-31,0000-00-00,2015-12-31,<blank>
  814. 16629,2016-01-13 15:39:20,0,public,2016-01-13 16:25:48,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, as at 31st December, 2015.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/12/15,Mrs. Serena Rolle-Bethell,2016-01-13,0000-00-00,0000-00-00,<blank>
  815. 16630,2016-01-13 15:40:24,0,public,2016-01-13 16:25:37,Maria Nottage,"List of Co-operative Credit Unions in The Bahamas as at 31st December, 2015.",",105:163,",Co-operative Credit Unions in The Bahamas: 31/12/15,Mrs. Serena Rolle-Bethell,2016-01-13,0000-00-00,0000-00-00,<blank>
  816. 16631,2016-01-13 15:42:10,0,public,2016-01-13 16:25:27,Maria Nottage,"List of Money Transmission Service Providers and their Agents as at 31st December, 2015.",",105:146,",Money Transmission Business in The Bahamas: 31/12/15,Mrs. Serena Rolle-Bethell,2016-01-13,0000-00-00,0000-00-00,<blank>
  817. 16632,2016-01-13 15:43:10,0,public,2016-01-13 16:25:15,Maria Nottage,"List of Registered Representatives in The Bahamas as at 31st December, 2015.",",105:147,",Registered Representatives in The Bahamas: 31/12/15,Mrs. Serena Rolle-Bethell,2016-01-13,0000-00-00,2016-01-13,<blank>
  818. 16633,2016-01-13 15:44:39,0,public,2016-01-13 16:24:59,Maria Nottage,"List of Private Trust Companies in The Bahamas as at 31st December, 2015.",",105:148,",Private Trust Companies in The Bahamas: 31/12/15,Mrs. Serena Rolle-Bethell,2016-01-13,0000-00-00,0000-00-00,<blank>
  819. 16634,2016-01-15 10:22:26,0,public,2016-01-15 14:49:43,Ms. Ianna Bethel,"Technology risk is a subset of operational risk that can significantly impact the overall success of a licensee. Risks left unaddressed could significantly impact the confidentiality, integrity and system availability of a licensee’s data. \r\n\r\nThe following guidance establishes supervisory expectations relative to management of technology risks by licensees.",",36:100,",Technology Risk Management Guidelines,Mrs. Serena Rolle-Bethell,2016-01-15,0000-00-00,2016-01-15,<blank>
  820. 16635,2016-01-20 16:14:24,0,public,2016-01-20 18:51:41,Ms. Ianna Bethel,The Bank Supervision Quarterly Letters provide updates to licensees on important matters that have happened in the most recent quarter.,",17:111,",December 2015 BSD Quarterly Letter,Mrs. Serena Rolle-Bethell,2016-01-20,0000-00-00,2016-01-20,<blank>
  821. 16636,2016-01-22 14:21:16,0,public,2016-01-25 11:09:05,Maria Nottage,"Warning Notice for:\r\n\r\nBanco Cafetero (Nassau) Ltd.\r\nP.O. Box N7768\r\nNassau, N.P.\r\nThe Bahamas\r\n\r\n* There is no connection between this entity and ""Banco Cafetero (Nassau) Ltd."" which was previously licensed to operate in The Bahamas.\r\n",",30:,","WARNING NOTICE, January 22, 2016",Mrs. Serena Rolle-Bethell,2016-01-22,0000-00-00,0000-00-00,<blank>
  822. 16637,2016-01-22 14:23:37,0,public,2016-01-25 11:08:56,Maria Nottage,Compilation of names appearing in individual Warning Notices.\r\n,",30:,","Cumulative WARNING LIST: January 22, 2016",Mrs. Serena Rolle-Bethell,2016-01-22,0000-00-00,0000-00-00,<blank>
  823. 16638,2016-02-03 16:46:21,0,public,2016-02-03 19:30:47,Daphne McKenzie,"Preliminary indicators suggest that the mild growth in the domestic economy was maintained during the month of December, mainly reflecting modest gains in tourism sector output, while foreign investment projects continued to support construction activity. Although an improvement from the previous year, employment conditions deteriorated in the six months to November, owing to the retrenchment of workers from the Baha Mar project and return of previously discouraged workers to job search activity. Inflationary pressures remained well contained, due to the sharp falloff in global oil prices. Buoyed by net inflows from the Value Added Tax (VAT), the fiscal deficit contracted over the first five months of FY2015/16, while monetary sector developments in December were dominated by the receipt of proceeds from Government’s external loan, which supported the modest gain in external reserves, although a reduction in commercial banks’ Treasury bill holdings led to a decline in broad liquidity.\r\n\r\nFor full text reading, please download the attached file.",",112:114,",MEFD December 2015,Alwyn Jordan,2016-02-03,0000-00-00,2016-02-03,<blank>
  824. 16639,2016-02-09 11:31:35,0,public,2016-02-09 11:32:27,Serena Bethell (level1),"The Central Bank is pleased to announce the continuation of our annual Financial Sector Survey which was launched in 2000. In addition to the information that the Central Bank has regularly collected on the banking sector’s contribution to the economy, this survey expands the coverage to all other important areas of financial sector activity, including credit unions, investment funds, the insurance industry and corporate and financial service providers. In this context, we are requesting your participation in this survey by providing data on your operations for 2015 along the lines requested on the Forms below. It would be greatly appreciated if the forms are completed and returned no later than February 29, 2016.",",43:,",Financial Sector Survey 2015,Mrs. Serena Rolle-Bethell,2016-02-09,0000-00-00,2016-02-09,<blank>
  825. 16640,2016-02-09 11:53:53,0,public,2016-02-09 12:01:16,Serena Bethell (level1),"The Central Bank of The Bahamas (the Bank), as part of its mandate to promote the stability of the financial sector, along with its associated regulators, the Securities Commission, Insurance Commission and the Department of Cooperatives, developed this report which seeks to provide an overview of key developments within the financial sector and an assessment of the underlying risks to financial stability. \r\n\r\nFor full text reading, please click on the document below.\r\n",",112:160,",Financial Stability Report: June 2015,Mrs. Serena Rolle-Bethell,2016-02-09,0000-00-00,2016-02-09,<blank>
  826. 16641,2016-03-03 18:32:08,0,public,2016-03-08 13:43:17,Latoya Smith,"Buoyed mainly by the growth in tourism sector output and positive impulses from foreign investment-related construction activity, indications are that the domestic economy sustained its growth trajectory in January. Inflation remained relatively subdued over the twelve months to October, reflecting the pass-through effects of the persistent decline in global oil prices. A Value Added Tax (VAT) led expansion in revenue, which outpaced a moderate gain in spending, resulted in a significant narrowing of the Government’s deficit over the first six months of FY2015/16, while monetary sector developments were dominated by net inflows from real sector activities, which supported gains in both bank liquidity and external reserves. \r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD January 2016,Alwyn Jordan,2016-03-08,0000-00-00,2016-03-08,<blank>
  827. 16642,2016-03-09 13:37:40,0,public,2016-03-09 18:13:30,Ms. Ianna Bethel,"The Central Bank is pleased to announce the release of the General Information and Application Guidelines for Private Trust Companies and Their Registered Representatives (the Guidelines). The 2006 amendments to the Central Bank of The Bahamas Act (the CBA) and the Banks and Trust Companies Regulation Act (the BTCRA), as well as the introduction of the Banks and Trust Companies (Private Trust Companies) Regulations, 2007 create a unique type of trust company known as the Private Trust Company (PTC), which is exempt from the full range of licensing requirements otherwise applicable to trust companies operating within and from within the Bahamas. These Guidelines outline the Central Bank's policy with regard to the approval of Registered Representatives of Private Trust Companies (PTCs) and their ongoing regulation and supervision. They also provide general information on PTCs and necessary requirements for their establishment. The regulatory regime for a PTC is designed to ensure high standards of business conduct, professionalism and competence for PTCs, while offering an appropriate level of regulatory oversight given the limited activities of such companies. Any questions regarding these Guidelines should be directed to: The Policy Unit Bank Supervision Department The Central Bank of The Bahamas Frederick & Market Streets P.O. Box N 4868 Nassau, Bahamas Tel (242) 302-2615 Fax (242) 356-3909 Email:[email protected]",",36:104,",General Information and Application Guidelines for Private Trust Companies and Their Registered Representatives,Mrs. Serena Rolle-Bethell,2007-01-10,0000-00-00,2016-03-09,<blank>
  828. 16643,2016-03-15 12:12:17,0,public,2016-03-16 09:34:50,Ms. Ianna Bethel,These Guidelines outline and describe the criteria that The Central Bank will consider in assessing the fitness and propriety of a person seeking approval to perform a regulated function. These Guidelines are also relevant in assessing the continuing fitness and propriety of persons already performing regulated functions.,",36:99,",Guidelines for Assessing the Fitness and Propriety of Applicants for Regulated Functions,Mr. Kevin Armbrister,2003-08-15,0000-00-00,2016-03-15,"0,1,2,3"
  829. 16646,2016-04-11 15:31:33,0,public,2016-07-20 10:51:36,Ms. Ianna Bethel,The final version of the Uniform Bye-Laws for Co-operative Credit Unions is below ,",167:,",Uniform Bye-Laws for Co-operative Credit Unions,Mrs. Serena Rolle-Bethell,2016-04-11,0000-00-00,2016-07-13,<blank>
  830. 16647,2016-04-12 19:43:04,0,public,0000-00-00 00:00:00,Alwyn Jordan,"For economic updates for the quarter ended 31st December 2015, please click on the link below.",",112:116,","Quarterly Economic Review, December 2015",<blank>,2016-04-12,0000-00-00,2016-04-12,<blank>
  831. 16649,2016-04-18 19:13:04,0,public,2016-04-19 12:02:59,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, as at 31st March, 2016.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 31/03/16,Mrs. Serena Rolle-Bethell,2016-04-18,0000-00-00,0000-00-00,<blank>
  832. 16650,2016-04-18 19:14:21,0,public,2016-04-19 12:02:51,Maria Nottage,"List of Co-operative Credit Unions in The Bahamas as at 31st March, 2016.",",105:163,",Co-operative Credit Unions in The Bahamas: 31/03/16,Mrs. Serena Rolle-Bethell,2016-04-18,0000-00-00,0000-00-00,<blank>
  833. 16651,2016-04-18 19:15:45,0,public,2016-04-19 12:02:42,Maria Nottage,"List of Money Transmission Service Providers and their Agents as at 31st March, 2016.",",105:146,",Money Transmission Business in The Bahamas: 31/03/16,Mrs. Serena Rolle-Bethell,2016-04-18,0000-00-00,0000-00-00,<blank>
  834. 16652,2016-04-18 19:17:13,0,public,2016-04-19 12:02:32,Maria Nottage,"List of Registered Representatives in The Bahamas as at 31st March, 2016.",",105:147,",Registered Representatives in The Bahamas: 31/03/16,Mrs. Serena Rolle-Bethell,2016-04-18,0000-00-00,0000-00-00,<blank>
  835. 16653,2016-04-18 19:18:15,0,public,2016-04-19 12:02:21,Maria Nottage,"List of Private Trust Companies in The Bahamas as at 31st March, 2016.",",105:148,",Private Trust Companies in The Bahamas: 31/03/16,Mrs. Serena Rolle-Bethell,2016-04-18,0000-00-00,0000-00-00,<blank>
  836. 16654,2016-04-25 08:59:51,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"The Central Bank of The Bahamas has released this Notice to seek confirmation from its licensees to confirm if your institution maintains a relationship with Mossack Fonseca or any clients or parties connected to this firm.\r\n\r\nFor more information on what is being required, please download the document.",",17:108,",Mossack Fonseca,<blank>,2016-04-25,0000-00-00,2016-04-25,<blank>
  837. 16655,2016-04-29 17:37:55,0,public,2016-06-21 09:38:46,Mrs. Serena Rolle-Bethell,"Below is the Second Round Consultation Paper on the proposed amendments to the Banks and Trust Companies Regulation Act and Central Bank of The Bahamas Act, in connection with the dormant accounts regime, together with the following annexes:\r\n \r\n1.\tAnnex 1 – Draft Banks and Trust Companies (Amendment) Bill, 2016; \r\n2.\tAnnex 2 – Draft Central Bank of The Bahamas (Amendment) Bill, 2016; and \r\n3.\tAnnex 3 – Revised Draft Guidelines for the Administration and Ultimate Disposition of Dormant Bank Accounts.\r\n \r\nThe Consultation period will run from 29th April, 2016 to 31st May, 2016 and we welcome your comments on these proposals.\r\n",",37:,",Proposed Changes to the Dormant Bank Accounts Administration Regime,Ms. Kenyetta Dean,2016-04-29,2016-06-20,2016-04-29,<blank>
  838. 16656,2016-05-03 18:00:12,0,public,2016-05-03 18:27:52,Ms. Sharon Branch,"Preliminary economic indicators suggest that economic conditions remained relatively subdued over the review period, amid tempered tourism sector activity, while several varied-scale foreign investment projects supported construction sector output. In line with the sustained weakness in global oil prices, domestic inflation remained mild. The fiscal deficit narrowed over the eight months of FY2015/16, as the value-added tax (VAT) led gain in revenue outpaced the increase in spending. On the monetary front, both liquidity and external reserves firmed over the review month, supported by net foreign currency inflows from real sector activities.\r\n\r\nFor full text reading, please download the attached document.",",112:114,",MEFD March 2016,Alwyn Jordan,2016-05-03,0000-00-00,2016-05-03,<blank>
  839. 16661,2016-05-19 13:25:34,0,public,2016-06-20 17:42:43,Ms. Ianna Bethel,"The Banks and Trust Companies Regulation Act (BTCRA) and the Banks and Trust Companies (Administrative Monetary Penalties) Regulations, 2016 (“the AMP Regulations”) provide the Central Bank with a wide range of discretionary enforcement powers to address situations that give the Central Bank cause for concern. Specifically, the Central Bank has the power to impose administrative monetary penalties (“penalties”) against any supervised financial institution (SFI) or person in respect of their contravention of any provision of the BTCRA, any Regulations made under that Act, any direction issued or order made by the Central Bank or any condition and/or limitation imposed by the Central Bank. Administrative monetary penalties are monetary sanctions imposed by the Central Bank under statutory authority in respect of the matters indicated above, without the Central Bank having to go to court.\r\n\r\nThe Administrative Monetary Penalties Guidelines (“the Guidelines”) set out the procedures that the Central Bank will generally follow when it has cause for concern regarding the operations of a SFI or in the event of non-compliance by any person or entity with applicable legislation, orders, directives, conditions or limitations of the Central Bank.",",36:74,",Guidelines for the Administration of Monetary Penalties,Ms. Latera Carey,2016-05-19,0000-00-00,2016-06-20,"0,1,2,3"
  840. 16658,2016-05-09 15:45:47,0,public,2016-05-18 11:44:18,Ms. Ianna Bethel,This document has been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.,",36:101,","Financial Transactions Reporting Act (Amendment to First Schedule) Order, 2015",Kenyetta Dean,2016-05-09,0000-00-00,2016-05-09,"0,1,2,3"
  841. 16660,2016-05-18 11:15:12,0,public,2016-05-18 11:45:06,Ms. Ianna Bethel,This document has been re-produced for information purposes only. Official copies should be obtained from the Government Publications Office.,",36:101,","Financial Transactions Reporting (Wire Transfers) Regulations, 2015",Kenyetta Dean,2016-05-18,0000-00-00,2016-05-18,"0,1,2,3"
  842. 16659,2016-05-11 10:20:47,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"Earlier this year, the Central Bank of The Bahamas held a series of training sessions with licensees to introduce the new Basel II/III capital reporting forms. The presentation slides from the Training Sessions ca be viewed by clicking the link below. ",",151:158,",Presentation on the Revised Financial Return Template,<blank>,2016-05-06,0000-00-00,2016-05-06,<blank>
  843. 16662,2016-05-23 12:29:13,0,public,2016-05-23 20:03:09,Ms. Sharon Branch,"The Central Bank of The Bahamas is pleased to announce the release of its 2015 Annual Report, which includes a summary of the Bank’s operations over the year, an analysis of regulatory developments affecting the financial sector and a review of monetary policy and staff developments. The report also provides an examination of the economic and financial environment, both internationally and in The Bahamas during 2015 and presents a comprehensive analysis of the Bank’s Statement of Accounts for the year ending December 31, 2015.\r\n\r\nIn terms of the highlights, the Bank made significant progress on a number of legal and regulatory initiatives, including assuming full oversight of credit unions, the drafting of legislation to facilitate the creation of a credit bureau and the preparation of recommendations for further exchange control liberalization. The Bank's strategic priorities for 2016 include continued implementation of the new risk-based supervisory framework for licensees, accelerated progress on the establishment of a credit bureau, intensified efforts to improve exchange control administration and the strengthening of the economic surveillance frameworks. The Bank also remains very focused on monitoring significantly elevated levels of commercial bank non-performing loans.\r\n\r\nThe environment in which the Bank operated in 2015 was one of subdued economic activity, with positive impulses mainly from the growth in the stopover segment of the tourism market. However, the winding down of construction work on the multi-billion dollar Baha Mar project negatively impacted output, with further disruption to employment as the resort's opening stalled. With the introduction of the Value Added Tax (VAT) on 1st January, 2015—the centerpiece of the Government’s medium-term fiscal consolidation strategy—the overall deficit decreased sharply during the fiscal year 2014/2015. In the financial sector, both liquidity and external reserves grew in 2015, as the subdued credit conditions, inflows from real sector activities and public sector foreign currency borrowing, accumulated on net within the system.\r\n \r\nA comprehensive breakdown of the Statement of Accounts for the year 2015, revealed that the Bank recorded a slight decline in total comprehensive income, as the low interest rate climate contributed to a fall in revenue, while expenses increased modestly. \r\n\r\n\r\nFor full text reading, please download the attached document.\r\n",",112:113,","Annual Report & Statement of Accounts, 2015",Alwyn Jordan,2016-05-23,0000-00-00,2016-05-23,<blank>
  844. 16663,2016-05-27 12:23:51,0,public,2016-05-27 15:38:33,Daphne McKenzie,"Initial evidence suggests that domestic economic activity remained subdued during the review period, reflecting the weakness in tourism output, while construction sector developments continued to be underpinned by tourism-related foreign investment projects. Domestic energy costs remained below the previous year’s level, reflecting the downward trend in international oil prices. In the monetary sector, both bank liquidity and external reserves firmed in April, due mainly to net foreign currency inflows from real sector activities.\r\n\r\nFor full text reading, please download the attached file.",",112:114,",MEFD April 2016,Alwyn Jordan,2016-05-27,0000-00-00,2016-05-27,<blank>
  845. 16664,2016-06-02 09:44:06,0,public,2016-06-06 10:14:05,Ms. Ianna Bethel,The Bank Supervision Quarterly Letters provide updates to licensees on important matters that have happened in the most recent quarter.,",17:111,",May 2016 BSD Quarterly Letter,Ms. Latera Carey,2016-05-31,0000-00-00,2016-05-31,<blank>
  846. 16669,2016-06-27 16:25:00,0,public,2016-06-27 16:38:38,Mr. Kevin Armbrister,"QSD May 2016 is now available. For complete viewing of monetary, financial and economic statistics through March 2016, please click on the document below.",",112:117,",Quarterly Statistical Digest May 2016,Mr. Kevin Armbrister,2016-06-23,0000-00-00,2016-06-27,<blank>
  847. 16671,2016-07-04 17:33:38,0,public,2016-07-04 19:50:04,Latoya Smith,"Domestic economic conditions remained relatively subdued over the review period, amid signs of the softness in tourism output, while a number of varied-scale foreign investment projects provided support to the construction sector. Reflecting the persistence of low international oil prices, inflation tapered during the 12-month period ending March. In the fiscal sector, the overall deficit deteriorated, as an increase in short-term financing to the public sector led to a rise in spending, outpacing the gains in revenue; while monetary sector developments were dominated by a reduction in broad liquidity, owing in part to a falloff in institutions’ holdings of Government securities. \r\n\r\nFor full text reading, please download attached document.",",112:114,",MEFD May 2016,Alwyn Jordan,2016-07-04,0000-00-00,2016-07-04,<blank>
  848. 16666,2016-06-21 09:40:53,0,public,2016-06-21 10:57:17,Ms. Ianna Bethel,This document has been re-produced for information purposes only.,",36:101,","Banks and Trust Companies (Administrative Monetary Penalties) Regulations, 2016",Ms. Kenyetta Dean,2016-06-21,0000-00-00,2016-06-21,"0,1,2,3"
  849. 16668,2016-06-24 14:35:04,0,public,2016-06-27 14:07:38,Ms. Ianna Bethel,The Central Bank of The Bahamas has released the following Notice regarding cancellation of Handwritten Passports by the Ministry of Foreign Affairs in February 2016.,",17:108,",Cancellation of Handwritten Passports,Ms. Kenyetta Dean,2016-06-10,0000-00-00,2016-06-10,<blank>
  850. 16672,2016-07-06 17:14:03,0,public,0000-00-00 00:00:00,Ms. Latera Carey,"The Competent Authority advises that the TIE Portal opening date of 7th July, 2016 has been postponed. A new opening date will be announced shortly and the reporting period will be adjusted accordingly.\r\n\r\nFor further details, please download the file below.",",17:108,","Postponement of The TIE Portal Opening Date of 7th July, 2016",<blank>,2016-07-06,0000-00-00,2016-07-06,<blank>
  851. 16673,2016-07-12 15:54:02,0,public,2016-07-13 09:39:28,Maria Nottage,"List of Banks and Trust Companies Licensed under the Banks and Trust Companies Regulation Act, as at 30th June, 2016.",",105:145,",Banks and Trust Companies Licensed in The Bahamas: 30/06/16,Ms. Kenyetta Dean,2016-07-12,0000-00-00,0000-00-00,<blank>
  852. 16674,2016-07-12 15:57:57,0,public,2016-07-13 09:39:13,Maria Nottage,"List of Co-operative Credit Unions in The Bahamas as at 30th June, 2016.",",105:163,",Co-operative Credit Unions in The Bahamas: 30/06/16,Ms. Kenyetta Dean,2016-07-12,0000-00-00,0000-00-00,<blank>
  853. 16675,2016-07-12 15:59:14,0,public,2016-07-13 09:38:48,Maria Nottage,"List of Money Transmission Service Providers and their Agents as at 30th June, 2016.",",105:,",Money Transmission Business in The Bahamas: 30/06/16,Ms. Kenyetta Dean,2016-07-12,0000-00-00,0000-00-00,<blank>
  854. 16676,2016-07-12 16:00:23,0,public,2016-07-13 09:38:17,Maria Nottage,"List of Registered Representatives in The Bahamas as at 30th June, 2016.",",105:147,",Registered Representatives in The Bahamas: 30/06/16,Ms. Kenyetta Dean,2016-07-12,0000-00-00,0000-00-00,<blank>
  855. 16677,2016-07-12 16:01:48,0,public,2016-07-13 09:37:16,Maria Nottage,"List of Private Trust Companies in The Bahamas as at 30th June, 2016.",",105:148,",Private Trust Companies in The Bahamas: 30/06/16,Ms. Kenyetta Dean,2016-07-12,0000-00-00,0000-00-00,<blank>
  856. 16678,2016-07-13 18:42:53,0,public,0000-00-00 00:00:00,Alwyn Jordan,"The Central Bank of The Bahamas (the Bank), as part of its mandate to promote the stability of the financial sector, along with its associated regulators, the Securities Commission, Insurance Commission and the Department of Cooperatives, developed this report which seeks to provide an overview of key developments within the financial sector and an assessment of the underlying risks to financial stability. \r\n\r\nFor full text reading, please click on the document below.\r\n",",112:160,",Financial Stability Report: December 2015,<blank>,2016-07-13,0000-00-00,2016-07-13,<blank>
  857. 16679,2016-07-15 17:11:20,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"The Central Bank of The Bahamas is pleased to announce the release of its Quarterly Economic Review for the First Quarter of 2016. The Review provides an examination of the economic and financial developments over the review period and presents a comprehensive analysis of the contribution of the financial services sector to the economy during 2015.\r\n\r\nIn summary, indications are that domestic economic conditions were relatively subdued during the first quarter, as the weakness in the tourism sector broadly offset a firming in construction activity, which was supported by the continued development of a number of medium-scale projects throughout the country. \r\n\r\nThe Government’s operations, corresponding to the third quarter of the fiscal year, culminated in a deficit position as compared to the surplus which was registered in the previous year, as growth in expenditures outpaced a more stable revenue position. Budgetary financing was sourced mainly from the external market.\r\n\r\nThe Government’s external debt proceeds, in the context of a further reduction in private credit were associated with gains in both bank liquidity and external reserves. In addition, reflecting in part sustained loan write-offs and debt consolidation measures, banks were able to improve credit quality indicators over the review quarter. The profitability measures for the fourth quarter of 2015, were also strengthened for domestic banks.\r\n\r\nThe Bank conducts an annual review of financial services activity and its contribution to the overall economy—which is published in the March Economic Review. The results of the 2015 Survey indicate that notwithstanding mild growth in the sector, and an increase in expenditure contribution to the economy, both domestic and international banks remain in a retrenchment mode and continued their efforts to streamline and rationalize their operations. The non-bank sector—inclusive of insurance companies, credit unions, mutual funds administrators and financial and corporate service providers—sustained a more broad-based positive growth trajectory.\r\n\r\nThe potential reduction in correspondent banking arrangements, known as “de-risking” remains of considerable concern to the Central Bank, which will require continued monitoring of international developments as well as the enhanced implementation of the highest international regulatory standards to diffuse the impact on the sector. The Central Bank’s work programme will also address issues related to financial inclusion and explore proposals for more regulation and oversight of activities not currently conducted through commercial banks.\r\n\r\nFor full text reading, please download the attached document.\r\n",",112:116,","Quarterly Economic Review, March 2016",<blank>,2016-07-15,0000-00-00,2016-07-15,<blank>
  858. 16680,2016-07-18 10:26:35,0,public,2016-07-18 11:44:30,Ms. Ianna Bethel,The Bahamas Competent Authority is pleased to announce that the TIE Portal will be open on Tuesday July 19th 2016 for registration and reporting and close on Friday August 26th 2016 at 5:00 p.m. EST.,",17:108,",New TIE Portal Opening Date,Mrs. Serena Rolle-Bethell,2016-07-18,0000-00-00,2016-07-18,<blank>
  859. 16681,2016-07-26 14:34:47,0,public,2016-07-26 14:58:28,Ms. Ianna Bethel,This document contains important notices for the 2015 reporting period.,",17:108,",FATCA Reporting Update for 2015,Ms. Kenyetta Dean,2016-07-26,0000-00-00,2016-07-26,<blank>
  860. 16684,2016-08-03 18:25:41,0,public,0000-00-00 00:00:00,Alwyn Jordan,"Preliminary indicators showed that domestic economic activity remained relatively mild during the review month, amid modest impulses from the tourism sector. Also foreign investment projects continued to support output in the construction sector. Reflecting seasonal impetus from cultural events, the jobless rate narrowed during the first half of the year, although staying incrementally firmer when compared to the same period of 2015. Domestic energy costs rose marginally in June, due in part to some increase in global oil prices, while the fiscal deficit was higher over the eleven months of FY2015/16, as spending growth exceeded the value added tax (VAT)-led revenue improvement. On the monetary front, both bank liquidity and external reserves expanded during June, buoyed by net foreign currency inflows from real sector activities.\r\n\r\nFor full text reading, please download attached document.",",112:114,",MEFD June 2016,<blank>,2016-08-03,0000-00-00,2016-08-03,<blank>
  861. 16683,2016-08-03 10:29:22,0,public,2016-08-15 11:40:20,Mrs. Serena Rolle-Bethell,"These guidelines specifically address licensees’ responsibility in developing and implementing its own Internal Capital Adequacy Assessment Process (ICAAP) for the purpose of setting internal capital targets and developing strategies for achieving those internal targets that are consistent with its business plans, risk profile and current operating environment.",",36:69,",Guidelines for the Internal Capital Adequacy Assessment Process (ICAAP),Mrs. Serena Rolle-Bethell,2016-08-02,0000-00-00,2016-08-02,0
  862. 16685,2016-08-15 10:48:06,0,public,0000-00-00 00:00:00,Mrs. Serena Rolle-Bethell,"Data on private sector credit for the first quarter of 2016 showed that the volume and value of new credit extended by commercial banks remained largely dependent on the credit worthiness of applicants, as evidenced by the quality of their collateral, their debt service ratios and credit history.\r\n\r\nIn light of the cautious economic environment, characterized by still elevated lending risks, private sector credit softened by 0.3% to $5,986.19 million at end-March 2016, when compared to the fourth quarter of 2015, as debt repayments and loan write-offs overshadowed new financing.\r\n\r\nDuring the first quarter of 2016, just over 10,000 loan applications were submitted to banks—with 9,990 completing final processing. This reflected a seasonal reduction in requests when compared to the Q4 2015 survey[1], where a little over 11,000 applications were received. Several of the trends noted in previous reports were maintained, as demand was highest for consumer credit, at 91.4% of the total, while mortgages (4.5%) and commercial loans (4.1%) shared the balance. A breakdown by major market showed that the bulk (79.1%) of the applications were processed in New Providence, with Grand Bahama and the Family Islands accounting for the remaining 15.2% and 5.7%, respectively.\r\n\r\nFor full text reading, please download attached document.\r\n",",112:171,","Quarterly Bank Lending Conditions Survey, March 2016",<blank>,2016-08-15,0000-00-00,2016-08-15,<blank>
  863. 16687,2016-08-15 10:57:52,0,public,2016-08-15 17:37:30,Ms. Ianna Bethel,This document contains important notices for the 2015 reporting period.,",17:108,",FATCA Update - Deadline for Final Submissions,Mrs. Serena Rolle-Bethell,2016-08-15,0000-00-00,2016-08-15,<blank>
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