ssh user229472@server.name
cd folder
...

scp user229472@server.name:folder/file.txt .

ssh user229472@server.name:folder
ssh: Could not resolve hostname server.name:folder: Name or service not known

ssh user229472@server.name:22
 ssh user229472@server.name/
 ssh user229472@server.name/home/
 ssh user229472@server.name/home/user229472
 ssh user229472@server.name:/home
 ssh user229472@server.name:/home/
 ssh user229472@server.name:/home/user229472/folder
 ssh user229472@server.name:/folder
 ssh user229472@server.name:folder