pseudo

set up read file
read in line
parse by commas
send that line to a "createAccountFromSplitInputLine()" method

createAccountFromSplitInputLine(String[] lineSplit)
has some local variables for creating accounts

if lineSplit = null throw error

try parseInt for first element to turn it from string to int (make sure there is no white space by using trim() )

based on what that value is create its associated account

if lineSplit == 4
test the variables to make sure they are what you expect them to be

if lineSplit == 6
test the variables to make sure they are what you expect them to be

if everything looks good and type is savings account {
newAccount = new SavingsAccount(name, balance, rate);