Things you will need:
> Unverified paypal account
> Netspend account
> SSN (Doesn't have to be yours)
> Valid US Address

1) We are going to create our main bank account. Navigate to here: http://www.usaa.com/inet/ent_logon/Logon

2) Join USAA

3) Fill in some legitimate looking information (Doesn't have to be your information)

4) Once finished click next. Then, Click no for each item.

5) Put in a VALID US Address.

6) Create your own Online ID, PW, and Personal PIN. (Please write this information down on a notepad)

7) Read USAA's Terms & Conditions, and accept it.

8) Create your own Security questions and answers (Please write this important information down)

9) Verify your information and hit submit.

10) Navigate to "Products and Services Now"

11) Scroll down the page and click "Savings"

12) Click "Open and Account"

13) Click "Get Started"

14) Choose "Savings" option.

15) Click yes for physical address option and click next

16) Choose "Do not deliver my documents at usaa.com" then click next.

17) Click transfer funds option and click use another account

17.1) Click "Savings" as account type, click yes for "Signature authority", Enter your netspend account and routing number, type in a nickname and hit next.

NETSPENDS ROUTING #: 073972181

18) After clicking next, click Submit.

19) Put in $27 and click next.

20) Tick box 3 above, Choose yes below and click submit.

21) View your info and click submit

22) Almost done! Now, go to my accounts. Click the account you just made.

23) Now look at your new account and routing number. Add your information to your PP account and automatically get verified.

How do I get verified?

> Go to Paypal.com
> Login
> Hit the "Get Verified" Link
> Choose "Add bank"
> Add in the details:

BANK NAME: usaa bank
ACCOUNT TYPE: Savings
ACCOUNT NUMBER: (Your account number)
ROUTING NUMBER: (Your routing number)

> Click next
> Now click "Confirm instantly"
> Fill in your login details and hit confirm instantly