-- THIRD                       n_accountservice
    FOR service_ IN (SELECT * FROM n_balances        n WHERE n.account_id = given_id ) LOOP
        IF service_.service_id = 901 OR service_.service_id = 902 THEN
            isrestruct := TRUE;
            SELECT
                NVL(SUM(b.summ), 0) INTO factsaldo
                FROM
                n_balances b
                WHERE b.account_id = given_id
                AND   b.DATA = ADD_MONTHS(TRUNC(given_month,'mm'),-1);
            SELECT
                NVL(SUM(rservice.summa_pay), 0) INTO calcSaldo
                FROM
                n_restructuring_service rservice
                WHERE rservice.account_id = given_id
                    AND rservice.DATE_END >= ADD_MONTHS(TRUNC(given_month,'mm'),-1);

--              dbms_output.put_line('factsaldo '||factsaldo||', calcSaldo '||calcSaldo);
        END IF;
    END LOOP;
        IF isrestruct = FALSE THEN
            DBMS_OUTPUT.put_line('[ok]никакой реструкторизации');
        ELSE
            IF calcsaldo <= factsaldo THEN
                DBMS_OUTPUT.put_line('[ok]реструктуризация, n_balances <= factsaldo '||calcsaldo||' <= '||factsaldo);
            ELSE
                DBMS_OUTPUT.put_line('[BREAK]реструктуризация, calcsaldo > factsaldo '||calcsaldo||' > '||factsaldo);
            END IF;
        END IF;
    -- FOUR Проверяем оплату до 20 числа прошлого месяца
        SELECT NVL(SUM(p.summ),0) INTO saldo FROM n_payments p
        WHERE   p.account_id = given_id
            AND p.service_id  =100
            AND (p.vid = 1 OR p.vid = 9)
            AND TRUNC(p.DATA, 'mm') = TRUNC(given_month, 'mm')  -- текущий -1 месяц
            AND EXTRACT(DAY FROM  p.DATA) <= 20;                -- берём отплаты до 20го числа включительно

        SELECT NVL(SUM(nb.summ), 0) INTO payment FROM n_balances nb
        WHERE nb.account_id = given_id
            AND nb.service_id BETWEEN 101 AND 126
            AND TRUNC(nb.DATA,'mm') = ADD_MONTHS(TRUNC(given_month,'mm'), -1);
        IF (payment - saldo) <= 0 THEN
            DBMS_OUTPUT.put_line('[ok]разница платежа и сальдо <= 0! ('||payment||' - '||saldo||'='||(payment-saldo)||')');
        ELSE
            DBMS_OUTPUT.put_line('[BREAK]разница платежа и сальдо > 0! ('||payment||' - '||saldo||'='||(payment-saldo)||')');
        END IF;

END ten_percent_sale;