{Usually|Typically|Normally|Generally} {a local|a regional}, domestic and land-based or online {business|company|service|organisation} {is able to|has the ability to} get a merchant account {easily|quickly} {but|however} {companies|business} with high {risk|danger|threat} are {deprived|denied} of a merchant account by the domestic account processors. These {companies|business} are {predominantly|primarily|mainly} online {businesses|companies|services|organisations} and are {categorized|classified} as high {risk|danger|threat} {companies|business} due to {reasons|factors} like high turnover {resulting in|leading to} {fraudulent|deceptive|deceitful} {transactions|deals}. The banks {regard|concern|relate to} an account a high {risk|danger|threat} merchant account if the {company|business} has {a lot of|a great deal of} chargebacks, high {income|earnings}, legal {problems|issues} {related to|associated with|connected to} sales, the legal {issues|problems|concerns} the bank or processor {may|might} {face|deal with} for processing for the merchant.

The {following|list below} {businesses|companies|services|organisations} {need|require} a high {risk|danger|threat} merchant account:

Unregistered {companies|business}
{Businesses|Companies|Services|Organisations} blacklisted ({usually|typically|normally|generally} if criminally charged by law).
{Credit history|Credit rating|Credit report} unsound.
{Companies|Business} which {do business|work|operate} on the {internet|web} like travel, online {pharmacy|drug store}, telemarketing, {entertainment|home entertainment}, ticketing {to name a few|among others}.
High volumes of sales owing to which there is {lot of|great deal of} {transactions|deals} making it {susceptible|vulnerable|prone} to {fraud|scams}.
{Very|Extremely|Really} low volumes and less {transaction|deal} {which make|that make} {the business|business} {unable|not able} to pay the heavy {expenses|costs|expenditures} {incurred|sustained} due to {fraud|scams} or {pay for|spend for} the {expensive|costly|pricey} {software|software application} to {avoid|prevent} {frauds|scams}.
{Obtaining|Acquiring|Getting} one {helps|assists} in {easy|simple} and {faster|quicker|much faster} processing of {credit cards|charge card} online for getting payments. If the {risk|danger|threat} is {very|extremely|really} high it is {better|much better} to {opt for|choose|select|go with} {an international|a worldwide|a global} or offshore high {risk|danger|threat} merchant account which is {easily|quickly} {available|offered|readily available} through merchant account {providers|service providers|companies|suppliers}. It is {much more|a lot more|far more} {costly|expensive|pricey} than {a regular|a routine} merchant account due to its high {fees|charges|costs} and charges {which includes|that includes} a heavy setup {fee|charge|cost}. In spite of making {a lot of|a great deal of} {money|cash|loan}, high {risk|danger|threat} merchants {face|deal with} {a lot of|a great deal of} {problems|issues} in {receiving|getting} {money|cash|loan} online as they do not have a merchant account. Owing to these {reasons|factors}, high {risk|danger|threat} merchant accounts {have|have actually} been {set up|established}.

{Likewise|Also|Similarly}, the {credit card|charge card} processing rates are {also|likewise} {higher|greater} for high {risk|danger|threat} merchant accounts. These high charges {are due to|are because of} the {risks|dangers|threats} taken by the account {providers|service providers|companies|suppliers} in accepting the accounts {as well as|in addition to|along with} they are not {available|offered|readily available} with the domestic account {providers|service providers|companies|suppliers}. In case {a businessman|an entrepreneur|a business person|a business owner} is {unable|not able} to get a high {risk|danger|threat} merchant account then he can {opt for|choose|select|go with} {a third party|a 3rd party} which will {manage|handle} the high {risk|danger|threat} merchant account on the behalf of the {businessman|entrepreneur|business person|business owner}.