Are Finance YouTubers Giving You Bad Advice?

### SOURCES ###
Main Source: https://pubs.aeaweb.org/doi/pdfplus/10.1257/jep.36.4.167

How much of your income should you save?
Graham Stephan: https://youtu.be/kaKaw2_xhxk?si=3hvGHlugC8aBTZye&t=809
Andrei Jikh: https://youtu.be/8bcvHwR1efA?si=LprTRGuVCpQQPZup&t=395
Nischa: https://youtu.be/N4IOaLoiclE?si=lLgiDhIUdFvOvve6&t=76
Vincent Chan: https://youtu.be/jK5BsfE9iw0?si=TiWqxKimSDBjO113&t=408
Nate O'Brien: https://youtu.be/HWpW50ByRro?si=XWJpfZXWxH_IJNyO&t=609
Rose Han: https://youtu.be/-EJHECcOPN0?si=0tE-7wkxjYfpqVrb&t=432
Minority Mindset: https://youtu.be/qwkU6TPk80A?si=SZ2JpcoO_aG5ZoGz&t=710
Humphrey Yang: https://youtu.be/vPlfKmILF6g?si=KYdz60M6UoVTqVZc&t=220
The Financial Diet: https://youtu.be/sighDv4QqxY?si=W7VJeOOUzD6nBMBs&t=566
Charlie Chang: https://youtu.be/pNIZw_toUIo?si=J_uH8oCeWDWMG1MM&t=624

Should you budget your money?
Graham Stephan: https://youtu.be/kaKaw2_xhxk?si=x4JdqN3iw8C-lIu-&t=778
Andrei Jikh: https://youtu.be/AtM5UFlOCGs?si=YD9gR5fkGq1gE3ga&t=285
Nischa: https://www.youtube.com/watch?v=4sT2B2SRypo
Vincent Chan: https://youtu.be/IIKr2915l2g?si=cz6gwqmdp7_hR7SJ&t=97
Nate O'Brien: https://youtu.be/IXsb3aoXbVk?si=Kz3KBcgmU4zA3Etq&t=247
Rose Han: https://youtu.be/yHq4i5RfOSE?si=tanD_4xjViGK0sOx&t=261
Minority Mindset: https://content.app-us1.com/OQgz6/2023/09/11/b7fba0f0-1d05-403c-a99c-d87bcff56674.pdf
Humphrey Yang: https://youtu.be/ch_SawrXmpY?si=qk1ncCkJlfxP5qDh&t=85
The Financial Diet: https://youtu.be/GGJt0q2VPVQ?si=FnqV3-sOvgieoet4&t=395
Charlie Chang: https://youtu.be/HuBzBwaC8-w?si=xXHd6NrDzhyQyavO&t=121

Investing money needed for short-term spending
Graham Stephan: https://youtu.be/dnEp0othmv0?si=U0nkLv0FD6w_QxrN&t=620
Andrei Jikh: https://youtu.be/8bcvHwR1efA?si=blFRFRmipnBB2CZm&t=597
Nischa: https://youtu.be/Ph49a4TEOrE?si=VGxc3jWVLHr5NGeG&t=71
Vincent Chan: https://youtu.be/IIKr2915l2g?si=pcOZmrcAfzMmwmIE&t=138
Nate O'Brien: https://youtu.be/NskNfAlD3wU?si=tU5twpvNv1RJ1Xc2&t=740
Rose Han: https://youtu.be/FGEsWFj8fl8?si=vW1u_wU0QK8awtXn&t=448
Minority Mindset: https://youtu.be/qwkU6TPk80A?si=REFF8FGQ1A4pMgxq&t=246
Humphrey Yang: https://youtu.be/ch_SawrXmpY?si=IIgehCGB3hAuBmVD&t=169
The Financial Diet: https://youtu.be/DI1hJJyYoRw?si=WiRPjpGmtYDKujgj&t=860
Charlie Chang: https://youtu.be/Rx14L3TXSWA?si=Ab1w0CLlmxHivcv0&t=330

How many shares owned throughout a person's life
Graham Stephan: https://youtu.be/fwe-PjrX23o?si=6hXqjtpuVc0BQbq0&t=655
Andrei Jikh: https://youtu.be/fMkOtRGz5EI?si=XWA9hnD5dGQn2BkC&t=504
Nischa: https://youtu.be/Ph49a4TEOrE?si=VGxc3jWVLHr5NGeG&t=71
Vincent Chan: https://youtu.be/LichGyLu5KI?si=b0ScNGZeqcbeXLWX&t=379
Nate O'Brien: https://youtu.be/MGSG7B_U9Sk?si=ssU5ieG4DAP8y0EF&t=676
Rose Han: https://youtu.be/cnjnJYr-8dk?si=7E4JhQZAsYbCL1qx&t=892
Minority Mindset: https://content.app-us1.com/OQgz6/2023/09/11/b7fba0f0-1d05-403c-a99c-d87bcff56674.pdf
Humphrey Yang: https://youtu.be/iCzBVWdNOeE?si=TImvS7bKQLLb0_kE&t=680
The Financial Diet: https://youtu.be/W1qNycROEw4?si=GC-b_4TpKHQwWJpi&t=495
Charlie Chang: https://youtu.be/Ciw9YUsvlbo?si=ofihCXLpUP4RVucG&t=758

Why?
Graham Stephan: https://youtu.be/fwe-PjrX23o?si=9P0aaFqed5XPuVv4&t=688
Andrei Jikh: https://youtu.be/fMkOtRGz5EI?si=NNJ3hZ-TqD3rVDhf&t=527
Nischa: https://youtu.be/NW2Y4YwqZMs?si=Q33nmsAEa-YE2SKo&t=252
Vincent Chan: https://youtu.be/LichGyLu5KI?si=b0ScNGZeqcbeXLWX&t=379
Nate O'Brien: https://youtu.be/MGSG7B_U9Sk?si=ssU5ieG4DAP8y0EF&t=676
Rose Han: https://youtu.be/cnjnJYr-8dk?si=7E4JhQZAsYbCL1qx&t=892
Minority Mindset: https://youtu.be/qwkU6TPk80A?si=7XNjsJDGBBcdmAr2&t=418
Humphrey Yang: https://youtu.be/iCzBVWdNOeE?si=TImvS7bKQLLb0_kE&t=680
The Financial Diet: https://youtu.be/W1qNycROEw4?si=_A6Ejf3Ru6xrFi0H&t=514
Charlie Chang: https://youtu.be/Ciw9YUsvlbo?si=ofihCXLpUP4RVucG&t=758

Are high dividend paying stocks attractive?
Graham Stephan: https://youtu.be/VUU56K2UB4E?si=9lWml90ufNLZw8Hv&t=738
Andrei Jikh: https://www.youtube.com/watch?v=HW8NAmD7dEQ
Nate O'Brien: https://www.youtube.com/watch?v=8c-gU1A_Bho
Rose Han: https://youtu.be/3r7vz2i-olo?si=MgKP-8X6dk2QXSDG&t=412
Minority Mindset: https://youtu.be/aGxhoPH_D8c?si=CdixacKsL-xbCPDd
Humphrey Yang: https://www.youtube.com/watch?v=W9CTkPDm09c
Charlie Chang: https://www.youtube.com/watch?v=DhZOGX0A89U

Are value stocks or small-cap stocks attractive?
Andrei Jikh: https://youtu.be/2I_GZebHd8Y?si=5-1Ey1gIcdA7gcC7&t=367
Vincent Chan: https://youtu.be/2NKmCQ-XfNc?si=9wHe78EdNAghXLPk&t=723
Nate O'Brien: https://youtu.be/g4H4Fj_NVKE?si=y-Mg3idIGhy0xE_h&t=1193
Minority Mindset: https://youtu.be/8xqyQnjv-0k?si=zlm-0l6KRWjOCHNP&t=25
Humphrey Yang: https://youtu.be/W9CTkPDm09c?si=f5e0ZyqaEHBL7Dwd&t=10
Charlie Chang: https://youtu.be/cB1c2LB6_hg?si=k_leuUx7I-60Fo_E&t=2941

Passive index investing vs Active investing
Graham Stephan: https://youtu.be/dnEp0othmv0?si=jelp0DOLvvn6zROW&t=773
Andrei Jikh: https://youtu.be/2I_GZebHd8Y?si=yY0z7746dAbBj7Yv&t=136
Nischa: https://youtu.be/1-Nbdr8-f0s?si=RC2wdrY6xfLpz44a&t=320
Vincent Chan: https://youtu.be/2NKmCQ-XfNc?si=lsTBbzkP86Qv02vE&t=619
Nate O'Brien: https://youtu.be/MGSG7B_U9Sk?si=lwT_FbkVhlh4ITyr&t=109
Rose Han: https://youtu.be/cnjnJYr-8dk?si=FlWMqymKXYCi0OT2&t=678
Minority Mindset: https://youtu.be/8xqyQnjv-0k?si=1ONWc9mGHBnczFPZ&t=49
Humphrey Yang: https://youtu.be/EHhZyLuu1cU?si=Kgp6lTVTGrJ_2RfK&t=9
The Financial Diet: https://youtu.be/Ko2KTmmOZRg?si=bAYcx2yDgqFbkfLA&t=332
Charlie Chang: https://youtu.be/j38ZXGcZ9u4?si=tPbaONV6e0cwd-O1&t=153

Should you invest in international stocks?
Graham Stephan: https://youtu.be/fwe-PjrX23o?si=nGFtTDi1FbrSpNYh&t=713
Andrei Jikh: https://youtu.be/OoHUtsssyLs?si=EDLm8xBRBQmiUDEZ&t=799
Vincent Chan: https://youtu.be/LichGyLu5KI?si=rPqm0PDqxGJFU0St&t=352
Nate O'Brien: https://youtu.be/g4H4Fj_NVKE?si=zKPY21w4o0Eqn3v_&t=2563
Rose Han: https://attachments.convertkitcdnn.com/85572/80a3a657-b58d-4186-b07f-aefd3f824fb4/Fidelity%20Index%20Funds%20Cheatsheet.pdf
Minority Mindset: https://youtu.be/tynZe65GND0?si=F4ttbB7gM2e0szWD&t=746
Humphrey Yang: https://youtu.be/R0rEZYA01lM?si=D79CCwFhjU23iT_-&t=581
Charlie Chang: https://youtu.be/PVgpKaXj0fk?si=CYr7a5yyaKuWmLNp&t=510

Should you co-hold high-interest debt with low-interest assets?
Graham Stephan: https://youtu.be/kaKaw2_xhxk?si=4KH7ojWIX4wRZPn5&t=635
Andrei Jikh: https://youtu.be/8bcvHwR1efA?si=qpCk5Y4FWVfm2uOv&t=507
Nischa: https://youtu.be/WSoqUdd39-Y?si=F6OTqggwh_TV9WnQ&t=100
Vincent Chan: https://youtu.be/IIKr2915l2g?si=8CANjECjX1CPW99T&t=257
Nate O'Brien: https://youtu.be/NskNfAlD3wU?si=smL34IViRPOOxNCr&t=524
Rose Han: https://youtu.be/NskNfAlD3wU?si=smL34IViRPOOxNCr&t=524
Minority Mindset: https://youtu.be/qwkU6TPk80A?si=dU13DDJl-ancF_ue&t=368
Humphrey Yang: https://youtu.be/iCzBVWdNOeE?si=aQvrOaYFKjyuRN7w&t=985
The Financial Diet: https://youtu.be/Vt-39PXYwuU?si=aS-GiZhoLlO70lkQ&t=275
Charlie Chang: https://youtu.be/HuBzBwaC8-w?si=NlHVZPFFhnmQa08r&t=1067

The most optimal way to pay off your debts
Graham Stephan: https://youtu.be/S9x1FoosIDo?si=ZiBbZymOaInDTn_s&t=596
Andrei Jikh: https://youtu.be/AtM5UFlOCGs?si=mBf0JHCQmnSdT7Ad&t=592
Nischa: https://youtu.be/WSoqUdd39-Y?si=KHVJzLSBjayJY49h&t=98
Vincent Chan: https://youtu.be/WSoqUdd39-Y?si=KHVJzLSBjayJY49h&t=98
Nate O'Brien: https://youtu.be/NskNfAlD3wU?si=VwYSqyJ4A4lRoUn8&t=537
Rose Han: https://youtu.be/-EJHECcOPN0?si=qXXSEfmRiervDk-5&t=174
Minority Mindset: https://youtu.be/qwkU6TPk80A?si=WeGY-Bvlq2nmmFvb&t=520
Humphrey Yang: https://youtu.be/ch_SawrXmpY?si=y--ajaU__OUcK_Ke&t=516
The Financial Diet: https://youtu.be/HzuU259Y1qA?si=JL_0tZg7Wwt7inVU&t=129
Charlie Chang: https://youtu.be/HuBzBwaC8-w?si=NlHVZPFFhnmQa08r&t=1067

Fixed vs Adjustable rate mortgages
Graham Stephan: https://youtu.be/m_MGrqGiAn0?si=gBLJER-dSVpdbjAY&t=339
Minority Mindset: https://youtu.be/MKB0YKf5mD0?si=899t2aSK_w2NojK8&t=402