Dear {Minister},

We in Ireland have an issue with spiraling unregulated insurance costs in this country. Insurers are unwilling to cover certain businesses due to perceived risks in spite of them never having a claim made against them. Of late this has begun to affect local businesses across the Ireland. This year two family run facilities I regularly used have either been closed, or are threatened with closure because public insurance companies are not willing to cover Limited Liability for their businesses.
In Tipperary a company called Bike Park Ireland (https://www.bikeparkireland.ie/) have been forced to close their doors indefinitely as they cannot be quoted. This is in spite of never having a claim against them.
More close to home, SUAS climbing center (http://suasclimbing.ie/), a brilliant facility in the greater Limerick region is facing potential closure due to being unable to receive a quote for limited liability insurance. This has come at great loss to the Limerick community.
In both cases we are dealing with small family run businesses. They are providing local jobs as well as a service to both adults and children, giving them an opportunity to be active and social in a healthy and safe manner. This is a benefit to everyone as activity is known to improve ones mental health and well-being. It provides a social outlet for people and an activity to do when the weather is poor.
These businesses, and businesses like them, have not had any claims against them but are still refused insurance due to the perceived risks involved. We currently have a national climbing team for the 2024 Olympics. Are they to have nowhere to train? If businesses like these close due to unregulated insurance we as a nation will have lost. We are finally progressing and encouraging healthy living through sports and activities. Are we to return to a nation of alcoholics and anti-social behavior?

I eagerly await your response and hope you join in the fight to save activity based businesses in Ireland.
Kind regards,
{Your Name}