Less than 30 lines. How do you reduce it to one line of Pick without overstuffing that line?

SELECT
    pr.id personid,
    pr.forenames,
    pr.surname,
    pr.membershipnumber,
    pr.renewaldue,
    pr.dateofbirth,
    py.id paymentid,
    CAST(py.creationdatetime AS DATE) [DATE Paid],
    py.creationuserid [Taken BY],
    py.paymentamount,
    CAST(c.bookedoutdatetime AS DATE) [DATE Card Sent]
FROM
    dbo.person pr
    JOIN dbo.payment py ON
        py.personid = pr.id
        AND py.creationdatetime > '01 JAN 2022'
        AND py.paymentmethod = 'CARD'
        AND py.returncode = 1
    LEFT JOIN dbo.card c ON
        c.personid = pr.id
        AND c.bookedoutdatetime > py.creationdatetime
        AND c.hotlisteddatetime IS NULL