tutorialngutang.py

import math

#deklarasifungsi
def round_decimals_up(number:float, decimals:int=2):
    """
    Returns a value rounded up to a specific number of decimal places.
    """
    if not isinstance(decimals, int):
        raise TypeError("decimal places must be an integer")
    elif decimals < 0:
        raise ValueError("decimal places has to be 0 or more")
    elif decimals == 0:
        return math.ceil(number)

    factor = 10 ** decimals
    return math.ceil(number * factor) / factor

#input
pinjamanValue = int(input("Pinjam berapa: \n$ "))
bulanValue = int(input("Ambil brp bulan: \n"))
rateValue = float(input("Suku Bunga (%): \n"))

#menentukan nilai awal pinjaman, durasi pinjaman, dan suku bunga (setiap thn)
P = pinjamanValue
months = bulanValue
rate = rateValue/100



#hitung biaya yg hrs dibayar tiap bulan
hasil = (rate/12) * (1/(1-(1+rate/12)**(-months)))*P
hasilbulat = round_decimals_up(hasil)

#hitung total bayar
totalbyr = round_decimals_up(hasil)*bulanValue

#hitung bunga
bungaValue = totalbyr-pinjamanValue
bungaValueBulat = round(bungaValue,2)

#cetak hasil
print("")
print("Hasil")
print("===================")
print("Detail pinjaman:")
print("$",pinjamanValue,"|",bulanValue,"Bln")
print("")
print ("Cicilan tiap bln:")
print ("$",hasilbulat)
print("Total yg hrs dbyr:")
print("$",totalbyr)
print("Bunga:")
print("$",bungaValueBulat)