balance = 3926
annualInterestRate = 0.2
minMonthPay = 10
month = 0

while balance > 0:
    month = 0
    while month in range(1,13):
            month += 1
            monthlyInterestRate = annualInterestRate / 12
            updatedBalance = (balance - minMonthPay) * (1 + monthlyInterestRate)
            balance = updatedBalance
            if updatedBalance <= 0 is false:
                minMonthPay += 10
            if balance < 0:
                break
    print ('Lowest Payment: ' + str(minMonthPay - 10))