//fetch total loan amount from loan statistic
            GenericResponseDTO<LoanStatisticDTO> loanStatistic = loanStatisticService.getLoanStatistic(request.getEmpID().toUpperCase());

            BigDecimal dsr = loanStatistic.getData().getLoanStatisticCurrentDSR();
            BigDecimal totalCommitment = loanStatistic.getData().getLoanStatisticCurrentCommitment();

            BigDecimal proposalAmount = BigDecimal.ZERO;
            BigDecimal proposalMaximumAmount = BigDecimal.ZERO;

            //binding value maximum loan amount from loanstatistic
            LoanCalculateResponse response = new LoanCalculateResponse();
            response.setLoanProposalAmount(request.getLoanAmount());
            response.setLoanProposalMaximumAmount(dsr.subtract(totalCommitment));
            response.setLoanProposalNote("DESCRIPTION GOES HERE");
            response.setLoanProposalTenor(request.getTenor());


            //assign proposal loan amount and proposal maximum amount
            proposalAmount = response.getLoanProposalAmount();
            proposalMaximumAmount = response.getLoanProposalMaximumAmount();

            //condition proposal response status
            if (proposalAmount.compareTo(proposalMaximumAmount) >= 0) {
                response.setLoanProposalResponseStatus(LoanStatus.REJECTED.toString());
            } else if (proposalAmount.compareTo(proposalMaximumAmount) < 0) {
                response.setLoanProposalResponseStatus(LoanStatus.APPROVED.toString());
            }