/**
 * Name of Program File:InsuranceQuote_M_P.java
 * Author:				Mike Peacock
 * Date:				2012-10-13
 *Program:				CTN
 * Course:				INFO1150
 * Description: 		A program to calculate an insurance quote, depending on many  variables. Base
 * 						rate of $10,000 will be adjusted by the answers to the questions. Or a quote
 * 						will not be issued if the user is too risky.
 **/

import java.util.Scanner;	//Scanner class for user input
public class InsuranceQuote_M_P
{

	public static void main(String[] args)
	{
		// TODO Auto-generated method stub
		//display the title or description
		System.out.println("                     Mikes Insurance Quote Generator ");
		System.out.println("                      ############################# \n");
		//create a scanner object for obtaining user input
		Scanner input = new Scanner(System.in);

		//start with a base rate of $4000.00
		double baseRate=4000.00;

		//collect all the required inputs for quote
		System.out.println("Please answer a few questions to get your personalized quote!\n");

			//get name
			System.out.println("Please enter your name: ");
			String userName=input.nextLine();

			//get gender m or f
			System.out.println("Please enter 'm' if you are male or 'f' if you are female :");
			String userSex=input.nextLine();

			//get age
			System.out.println("Please enter your age :");
			int userAge=input.nextInt();

			//get years experience driving
			System.out.println("Please enter how many years you have been driving :");
			int userYearsExp=input.nextInt();

			//get fault accidents
			System.out.println("Please enter the amount of At Fault accidents you've had :");
			int userFaultAcc= input.nextInt();

			//get speeding tickets
			System.out.println("Please enter the amount of speeding tickets you have had :");
			int userSpeeder=input.nextInt();

			//get demerit points
			System.out.println("Please enter the amount of demerit points you have :");
			int userDemerit=input.nextInt();

			//flush
			input.nextLine();
			//get vehicle type
			System.out.println("Please enter your vehicle type (family, truck, or sports) :");
			String userVehicle = input.nextLine();
			//char userVehicleChar = userVehicle.charAt(0);

		//end of collecting info

			//calculate the quote for the user
			//first, check age, demerit, speeding tickets, at fault crashes to determine if user is eligible
			if (userAge < 16 || userDemerit > 9 ||  userFaultAcc > 6)
				{
					//tell user we will not insure them
					System.out.println("Mike's Insurance is not willing to insure you!\n");
				}

		//start quote calculations
		//give females a 5% discount,convert string userSex to char
			char userSexChar = userSex.charAt(0);
			if (userSexChar == 'f' || userSexChar == 'F')
				{
					baseRate=baseRate*0.95;
					userSex = "Female";
				}
			else
				{
					userSex= "Male";
				}


		//give a 25% discount if user is >=25 or a $0.00 quote if driver is < 16
			if (userAge >=25)
				{
					baseRate=baseRate*0.75;
				}
			if (userAge < 16)
				{
					baseRate=0.00;
				}

		//gave a 25% discount if user has 5+ years exp, or 5% per year if less than 5 years


			if (userYearsExp >=5)
				{
					baseRate = baseRate*0.75;
				}
			else
				{
					baseRate =  baseRate * (1.00 -(userYearsExp * 0.05) );
				}



		//give a 20% increase for each at fault accident,or set to 0 if more than 6 at faults
			if (userFaultAcc >6)
				{
					baseRate = 0;
				}

			else if (userFaultAcc > 0)
				{
					baseRate = baseRate * (1+(userFaultAcc * 0.20));
				}



			//apply a 10% increase for each speeding ticket
			if (userSpeeder > 0)
				{
					baseRate = baseRate *(1+(userSpeeder *0.10));
				}

			//apply 5% for each demerit point, or if >9 set to zero
			if (userDemerit > 9)
				{
					baseRate = 0.0;
				}
			else if (userDemerit == 0)
				{
					//nothing happens, leave baserate alone
				}
			else
				{
					baseRate = baseRate * (1+(userDemerit * 0.05));
				}

			char userVehicleChar = userVehicle.charAt(0);

			//give a 15% increase for truck, or 25%increase for sports, or nothing if family
			if (userVehicleChar == 't' || userVehicleChar == 'T')
				{

					baseRate = baseRate * 1.15;
				}
			else if (userVehicleChar == 's' || userVehicleChar =='s')

				{
				baseRate = baseRate * 1.25;
				}
			else
				{
					//nothing happens, leave baserate alone
				}


			//if rate has risen over $10,000, do not insure
			if (baseRate >= 10000)
				{
					baseRate = 0.00;
				}
			//end quote calculations

			//Truncate baseRate to $xxx.xx format
			int tempRate;
			baseRate *= 100.0;
			tempRate = (int) baseRate;

			double quoteRate= (double)tempRate/100;




			//Start outputs

			//if baserate is 0, then we have disallowed user
			if (userAge < 16)
				{
					System.out.println("You are too young to drive in Canada!");
				}
			if (quoteRate == 0.00)
				{
					System.out.println("Unfortunately, you are too high risk for us to insure at this time " + userName +".");
				}
			//display inputs and give quote
			else
			{

				System.out.println("				This is our quote for  " +userName);
				System.out.println("				**************************************************\n");

				System.out.println("                        Driving history of "+ userName + ".");
				System.out.println("                        Your Gender is :   " +userSex);
				System.out.println("                           Your Age is :   " +userAge);
				System.out.println("                       Driving history :   " +userYearsExp+ " years");
				System.out.println("          Number of at-fault accidents :   "+userFaultAcc);
				System.out.println("            Number of Speeding tickets :   "+ userSpeeder);
				System.out.println("              Number of Demerit points :   "+ userDemerit);
				System.out.println("                  Your vehicle type is :   " + userVehicle +"\n");
				//calculate monthly payments, and truncate to xxx.xx format
				double monthRate = quoteRate/12;

				monthRate *= 100.0;
				int tempMonthRate = (int) monthRate;
				double monthQuoteRate= (double)tempMonthRate/100;





				System.out.println("        The total of your quote is $" +quoteRate+" per year!");
				System.out.println("        Your monthly payments would be $" + monthQuoteRate + " per month!");



			}
		//close the scanner object

		input.close();
	}

}