balance = float(input('balance = '))
annualInterestRate = float(input('annualInterestRate = '))

monthlyInterestRate = (annualInterestRate)/12
pseudoBalance = balance
paidOff = False
low=balance/12.0
monthlyInterestRate = (annualInterestRate)/12
upper=(balance*(1+annualInterestRate)**12)/12.0
minimumMonthlyPayment = (low+upper)/2.0

while paidOff == False:
 month = 1
 pseudoBalance = balance
 for months in range(12):
  pseudoBalance = (pseudoBalance - minimumMonthlyPayment)*(1 + monthlyInterestRate)
 if pseudoBalance <=0.01:
     paidOff=True
     break
 if(pseudoBalance>=minimumMonthlyPayment):
   low=minimumMonthlyPayment
 if(pseudoBalance<=minimumMonthlyPayment):
   upper=minimumMonthlyPayment


print("Lowest Payment: "+str(round(minimumMonthlyPayment,2)))