start of bank

account
==================
package Classes;

public class Account {

    protected String name;
    protected static int totalAccount=0;
    protected int loan;
    protected int accountId;
    protected double commission;
    protected int personID;
    protected double balance;
    protected int misgeret;

    public Account(String name,  int personID)
    {
        this.name = name;
        this.loan = 0;
        this.commission = 0;
        this.personID = personID;
        this.balance=0;
        this.misgeret=0;

        totalAccount+=1;
        this.accountId = totalAccount;
    }

    public static int getTotalAccount()
    {
        return totalAccount;
    }
    public void deposit(int amount)
    {
        //give the amount after the bank take commission
        this.balance+=amount*(1-(this.commission/100));
    }

    public boolean withdraw(int amount)
    {
        double totalSumWithdraw=(amount*(1+(this.commission/100)));

        //check if we can withdraw
        if (this.balance-totalSumWithdraw>this.misgeret)
        {
            return false;
        }
        //give the amount after the bank take commission
        this.balance-=totalSumWithdraw;
        return true;
    }

    public boolean giveLoan(int amount)
    {
        boolean returnResult=false;
        //give loan amount after the bank take commission
        if (this.loan==0)
        {
            this.loan+=amount*(1-(this.commission/100));
            returnResult=true;
        }

        return returnResult;
    }

    public int getMisgeret() {
        return misgeret;
    }

    public void setMisgeret(int misgeret) {
        this.misgeret = misgeret;
    }

    public String getName() {
        return name;
    }

    public void setName(String name) {
        this.name = name;
    }

    public double getCommission() {
        return commission;
    }

    public void setCommission(double commission) {
        //we will make override for each account type
    }

    public int getLoan() {
        return loan;
    }

    public int getAccountId() {
        return accountId;
    }

    public int getPersonID() {
        return personID;
    }

    public double getBalance() {
        return balance;
    }

    @Override
    public String toString() {
        //complate at home.... :)
        return "";
    }
}

regular
================
package Classes;

public class Regular extends Account{

    public Regular(String name, int personID) {
        super(name, personID);
        this.commission=utl.getRegularCommission();
    }

    public void setCommission(double commission) {
        if (commission<0)
        {
            this.commission=utl.getRegularCommission();
            return;
        }
        this.commission=commission;
    }
}