Index: htdocs/js/v2_1/groups/payments/_local-bank-transfer/validation.js
===================================================================
--- htdocs/js/v2_1/groups/payments/_local-bank-transfer/validation.js	(revision 48685)
+++ htdocs/js/v2_1/groups/payments/_local-bank-transfer/validation.js	(working copy)
@@ -135,7 +135,7 @@
     },

     accountNumber: {
-      required: 'Please enter your '+$('#accontNumberLabel').html()+'.',
+      required: 'Please enter your '+$('#currency').attr('acct_label')+'.',
       re: $('#currency').attr('acct_description')
     },
     beneficiaryName: {
Index: htdocs/js/v2_1/pages/payments/add-local-bank-transfer/search-bank-by-ronum.js
===================================================================
--- htdocs/js/v2_1/pages/payments/add-local-bank-transfer/search-bank-by-ronum.js	(revision 48685)
+++ htdocs/js/v2_1/pages/payments/add-local-bank-transfer/search-bank-by-ronum.js	(working copy)
@@ -10,7 +10,7 @@
       valid = $('#bankTransfer').validate().element('#transitNumber') && valid;
       if (valid) {
         $('#enterBankMode').val('search');
-        rout_no = $.trim($('#financialNumber').val()) + $.trim($('#transitNumber').val());
+        rout_no = '0' + $.trim($('#financialNumber').val()) + $.trim($('#transitNumber').val());
         loadBankInfoByRoutingNo(rout_no);
       }
     } else if ($('#bankTransfer').validate().element('#routingNumber')) {
Index: lib/frontend/application/forms/Payments/GachTransfer/SearchBank.php
===================================================================
--- lib/frontend/application/forms/Payments/GachTransfer/SearchBank.php	(revision 48685)
+++ lib/frontend/application/forms/Payments/GachTransfer/SearchBank.php	(working copy)
@@ -147,7 +147,7 @@
     public function isValid($data)
     {
         if (!is_null($this->_currency) && 'CAD' == $this->_currency->currency_code) {
-            $data['routingNumber'] = $this->financialNumber->getValue().$this->transitNumber->getValue();
+            $data['routingNumber'] = '0'.$this->financialNumber->getValue().$this->transitNumber->getValue();
         }

         return parent::isValid($data);
Index: lib/frontend/application/views/managers/page-content/payments/_local-bank-transfer-form/account-info.phtml
===================================================================
--- lib/frontend/application/views/managers/page-content/payments/_local-bank-transfer-form/account-info.phtml	(revision 48685)
+++ lib/frontend/application/views/managers/page-content/payments/_local-bank-transfer-form/account-info.phtml	(working copy)
@@ -5,7 +5,7 @@
   <fieldset>
     <dl class="labelsAndData">
     <? if ($this->form->getSubForm('accountInfo')->accountNumber): ?>
-      <dt class="required"><span id="accontNumberLabel"><?=$this->form->getSubForm('accountInfo')->getAccountNumberLabel()?></span>:</dt>
+      <dt class="required"><span id="accontNumberLabel"><?=$this->form->getSubForm('accountInfo')->getAccountNumberLabel()?><?//=$this->form->getSubForm('accountInfo')->accountNumber->getLabel()?></span>:</dt>
       <dd><?=$this->form->getSubForm('accountInfo')->accountNumber?></dd>
     <? else: ?>
       <dt><span id="accontNumberLabel"><?=$this->form->getSubForm('accountInfo')->getAccountNumberLabel()?></span>:</dt>
Index: lib/frontend/application/views/managers/page-content/payments/edit-local-bank-transfer.phtml
===================================================================
--- lib/frontend/application/views/managers/page-content/payments/edit-local-bank-transfer.phtml	(revision 48685)
+++ lib/frontend/application/views/managers/page-content/payments/edit-local-bank-transfer.phtml	(working copy)
@@ -11,9 +11,9 @@
     <dl class="labelsAndData">
     <? if ('CAD' == $this->form->getGachCurrency()->currency_code): ?>
       <dt>Financial Institution Number:</dt>
-      <dd><strong><?=substr($this->form->getRoutingNumber(), 0, 3)?></strong></dd>
+      <dd><strong><?=substr($this->form->getRoutingNumber(), 1, 3)?></strong></dd>
       <dt>Transit Number:</dt>
-      <dd><strong><?=substr($this->form->getRoutingNumber(), 3)?></strong></dd>
+      <dd><strong><?=substr($this->form->getRoutingNumber(), 4)?></strong></dd>
     <? else: ?>
       <dt><?=$this->form->getGachCurrency()->bene_bank_rout_no_name?> code:</dt>
       <dd>